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Pelatihan Pengelolaan Keuangan Bagi Pelaku UMKM Kelurahan Bendungan Hilir, Tanah Abang, Jakarta Sunarmo, Sunarmo; Pardiansyah, Elif; Rahmi, Arneta; Purwani, Anugerah Estri; Fattah, Iqbal; Pratiwi, Ramadhanty
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 7 No 2 (2023): Volume 7 Nomor 2 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v7i2.19916

Abstract

The Covid-19 pandemic has an impact on the economic sector which causes people to suffer losses and even lose their livelihoods. One of the sectors affected is Micro and Small medium enterprises (MSMEs) in Bendungan Hilir. As is known that some communities of RW 04 Bendungan Hilir are MSMEs actors. The main problem of MSME actors during the pandemic is the lack of financial literacy knowledge, so the funds entering and exiting are not managed properly so that MSME actors do not have emergency funds or reserve funds. This community service aims to provide socialization and training on financial management for MSME actors. The methods used are direct surveys, questionnaires, socialization, and training. Based on the activity results, most MSME actors are beginning to understand the importance of financial management to anticipate the unexpected and for the betterment of their business.
The Determinants of Intention to Adopt Islamic Financial Technology in Indonesia Pardiansyah, Elif; Sobari, Nurdin; Usman, Hardius
EQUILIBRIUM Vol 10, No 2 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i2.16539

Abstract

This study analyses the factors determining the intention to adopt Islamic financial technology for Muslim users in Indonesia. This study uses a quantitative approach to analyze the determinant of intention to adopt Islamic fintech. The analysis was carried out using Structural Equation Modeling (SEM) with the SmartPLS application tool to examine the relationship between variables in the model. 205 respondents were selected through a purposive sampling technique to get Muslim respondents in Jabodetabek and Bandung who had used fintech applications but had not used sharia fintech. The results showed that the determinant of intention to use Islamic fintech is positively and significantly influenced by Perceived Usefulness (PU) and attitude (A). Meanwhile, perceived ease of use (PEOU), trust (T), and religiosity (R) have a positive but not significant effect on the intention to use (ITU) Islamic fintech. Indirectly, perceived ease of use and trust has a positive and significant effect on the intention to use Islamic fintech through perceived usefulness (PU) and attitude variables; perceived usefulness (PU) and religiosity (R) have a positive and significant effect on the intention to use Islamic fintech through attitude.