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Pengembangan UMK Berbasis Ekonomi Lokal di Bengkulu Tengah: Peran Pendidikan Tinggi dalam Pemberdayaan Masyarakat Anitasari, Merri; Rospida, Lela; Apriyanti, Cikit
Kreativasi : Journal of Community Empowerment Vol. 4 No. 1 (2025): Vol.4 No. 1, 2025 :Juni 2025
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengembangan Usaha Mikro dan Kecil (UMK) berbasis potensi ekonomi lokal merupakan strategi penting dalam meningkatkan kesejahteraan masyarakat dan mendorong kemandirian ekonomi daerah. Kecamatan Pondok Kelapa, Kabupaten Bengkulu Tengah, memiliki kekayaan sumber daya alam dan budaya yang belum sepenuhnya dioptimalkan oleh pelaku UMK. Artikel ini membahas peran pendidikan tinggi dalam pemberdayaan masyarakat melalui kegiatan pengabdian kepada masyarakat yang terstruktur dan berkelanjutan. Metode yang digunakan meliputi pelatihan kewirausahaan, pendampingan bisnis, dan digitalisasi usaha. Hasil menunjukkan peningkatan kapasitas pelaku UMK dalam manajemen usaha, pemasaran digital, serta pemanfaatan potensi lokal secara kreatif. Pendidikan tinggi terbukti menjadi katalisator dalam transformasi sosial-ekonomi masyarakat Pondok Kelapa.
Analyzing the Influence of Investment and Government Expenditure on Regional Economic Growth: Evidence from Bengkulu Province (2003-2023) Esti Pasaribu; Apriyanti, Cikit
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 3 No. 4 (2025): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v3i4.570

Abstract

This study examines the influence of investment and government expenditure on economic growth in Bengkulu Province, based on time series data from the Badan Pusat Statistik (BPS) of Bengkulu Province for the period 2003–2023. The research method employs multiple linear regression with economic growth (GRDP) as the dependent variable, and investment and government expenditure as independent variables. The results indicate that statistically, investment and government expenditure have no significant effect on economic growth in Bengkulu. However, the GRDP variable itself has a positive and significant effect on economic growth, with a coefficient of 0.281. The study concludes that the increase in investment and government spending has not yet had a tangible impact on accelerating Bengkulu’s economic growth within the model used. Therefore, further in-depth studies and supportive policies are needed so that investment and government expenditure can effectively contribute to regional economic growth. The research also discusses theories of investment, government expenditure, and economic growth, as well as reviews previous studies on the impact of investment and government spending on economic growth in other regions, which show varied results.
Analysis of the Determinants of Open Unemployment Rate: The Role of Human Development Index and Socioeconomic Factors Apriyanti, Cikit; Yanuarti, Mira
Journal of Economics, Management, Accounting and Computer Applications Vol. 1 No. 2 (2024)
Publisher : Institute Of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jemaca.v1i2.13

Abstract

Economic conditions, unfavorable government policies, the growth of fictitious economic sectors, a lack of education and skills, a shortage of employment opportunities relative to the number of job seekers, and job seeker competencies that do not align with the job market are some of the factors that contribute to unemployment. Analyzing the main determinants of the open unemployment rate in Bengkulu Province is the aim of this study. Multiple linear regression analysis was employed in this work to analyze secondary data from 2012 to 2023 that was obtained from the Bengkulu Province BPS. The study's findings demonstrated that the F count value of 3.391 from the simultaneous test was higher than the F table value of 3.106. The dependent and independent variables are not influenced by one another, it can be concluded. With a significance value of 0.195>0.05, the Human Development Index (HDI) (X4) is the variable that most affects the open unemployment rate in the partial test. It has a positive impact on the open unemployment rate. With a computed t value of 1.433 and a t table of 1.39682, the Human Development Index (HDI) (X4) is the variable that most affects the Open Unemployment Rate. The Determination Coefficient is 0.655, meaning that the Human Development Index (HDI) (X4), Population (X2), Poverty (X3), and PDRB (X1) each contributed 65.5% and 34.5%, respectively.
Pengaruh Kualitas Layanan Terhadap Kepuasan Nasabah Pada PT.Permodalan Nasional Madani (Persero),Tbk Cabang Rejang Lebong Apriyanti, Cikit; Sitorus, Lizvan M; Novianti, Maya; Notavia, Riya
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (Jebma) Vol. 3 No. 3 (2023): Artikel Riset Volume 3 Issue 3, November 2023
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebma.v3i3.3106

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh kualitas pelayanan terhadap kepuasan nasabah pada PT Permodalan Nasional Madani (Persero), Tbk Cabang Rejang Lebong. Jumlah nasabah yang ada di Desa Barumanis Kecamatan Bermani Ulu saat ini berjumlah 150 orang dan merupakan nasabah yang secara rutin menerima kredit yang digulir oleh PT PNM untuk meningkatkan kualitas pelayanan dan menjaga mutu dari PT PNM maka dipandang perlu untuk dilakukan riset terkait dengan kepuasan nasabah terhadap pelayanan PT PNM. Responden penelitian ditentukan dengan menggunakan metode simple random sampling sehingga diperoleh 60 nasabah. Adapun alat analisis yang digunakan adalah Analisis Regresi linier berganda yang bertujuan untuk mengetahui pengaruh masing-masing variabel dan uji keseluruhan variabel. Hasil analisis data diketahui bahwa secara parsial (uji t) variabel variabel Tangible, Reliability, Responsiveness, Empathy, Assurance dalam pengujian mempunyai pengaruh terhadap kepuasan nasabah, akan tetapi berdasarkan hasil uji signifikasi di ketahui bahwa variabel Tangible, Reliability, Responsiveness mempunyai niali siginfikasi lebih dari 0,05 sedangkan variabel Empathy dan Assurance mempunyai nilai signifikasi kurang dari 0,05. Uji simultan (uji f) menyatakan bahwa nilai f-hitung lebih besar dari nilai f-tabel sehingga disimpulkan bahwa kualitas pelayanan berpengaruh nyata terhadap kepuasan pelanggan. Variabel tangible mempunyai nilai t-hitung 0.72 lebih besar dari nilai t-table 0.67906 dengan nilai signifikasi 0.943 > 0.05 sehingga dapat disimpulkan bahwa variabel tangible berpengaruh dan signifikan. Variabel reliability mempunyai nilai t-hitung 1.310 lebih besar dari nilai t-table 0.67906 dengan nilai signifikasi 0.196 > 0.05 sehingga dapat disimpulkan bahwa variabel reliability berpengaruh dan signifikan. Variabel Responsiveness mempunyai nilai t-hitung 1.919 lebih besar dari nilai t-table 0.67906 dengan nilai signifikasi 0.60 > 0.05 sehingga dapat disimpulkan bahwa variabel responsiveness berpengaruh dan signifikan. Variabel Empathy mempunyai nilai t-hitung 2.031 lebih besar dari nilai t-table 0.67906 dengan nilai signifikasi 0.047 < 0.05 sehingga dapat disimpulkan bahwa variabel Empathy berpengaruh dan tidak signifikan. Variabel Assurance mempunyai nilai t-hitung 3.414 lebih besar dari nilai t-table 0.67906 dengan nilai signifikasi 0.001 < 0.05 sehingga dapat disimpulkan bahwa variable Assurance berpengaruh dan tidak signifikan. Hasil uji f-hitung diperoleh nilai 18.098 lebih besar dari nilai f-tabel 2,3683 sehingga dapat disimpulkan bahwa hasil uji keseluruhan variabel secara bersama berpengaruh nyata terhadap kepuasan nasabah.
Mewujudkan Kemandirian Ekonomi Keluarga melalui Pelatihan Pengelolaan Keuangan bagi Penerima PKH di Kecamatan Muara Bangkahulu Kota Bengkulu Apriyanti, Cikit; Ridwan, Mochamad; Yusnida; Kumara, Bima Prasetya; Octarrum, Devina
Kreativasi : Journal of Community Empowerment Vol. 4 No. 2 (2025): Vol.4 No. 2, 2025 :September 2025 (IN PRESS)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v4i2.45898

Abstract

This community service activity aims to improve literacy and household financial management skills for recipients of the Family Hope Program (PKH) in Muara Bangkahulu District, Bengkulu City. Through educational activities and hands-on practice, participants are expected to be able to manage aid funds more productively in order to achieve family economic independence. The implementation methods included socialization, material delivery, interactive discussions, case studies, as well as financial recording and household budget preparation exercises. The results of the activity showed an increase in participants' understanding of the importance of financial planning, discipline in recording cash flow, and the ability to allocate assistance funds for productive activities. This activity also motivated participants to start saving and developing small businesses