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All Journal JRAK: Jurnal Riset Akuntansi dan Komputerisasi Akuntansi IQTISHODUNA EGALITA El Dinar Journal of Business & Banking Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Tazkia Islamic Finance and Business Review Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Perisai : Islamic Banking and Finance Journal Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business SYIRKAH NISBAH: JURNAL PERBANKAN SYARIAH JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance Jurnal Informatika Ekonomi Bisnis Management Studies and Entrepreneurship Journal (MSEJ) MALIA: Journal of Islamic Banking and Finance Jurnal Ecogen Community Empowerment Kontribusi: Jurnal Penelitian dan Pengabdian Kepada Masyarakat J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Electronic Journal of Education, Social Economics and Technology Jurnal Informatika Ekonomi Bisnis Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS Al-Muhasib: Journal of Islamic Accounting and Finance Engagement: Jurnal Pengabdian Kepada Masyarakat KIC SENMEA

Esy Nur Aisyah

Universitas Islam Negeri Maulana Malik Ibrahim Malang

Author-ID : 222984

Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other

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ANALISIS RASIO LIKUIDITAS, RASIO SOLVABILITAS, DAN UNDERWRITING RATIO UNTUK MENGUKUR KINERJA KEUANGAN PT MANDIRI AXA GENERAL INSURANCE DI INDONESIA PASCA OJK (OTORITAS JASA KEUANGAN ) Widiati, Putri Kurnia; Aisyah, Esy Nur
IQTISHODUNA IQTISHODUNA (VOL 9, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

This study aimstoanalyzethe development ofthe financial performance of PT Mandiri AXAGeneralInsurance in Indonesia after the establishment of the FSA (Financial Services Authority) in 2013 by using theanalysis of liquidity ratios, solvency ratios using solvabillitas rate calculation and risk-based minimum capital,and undderwiting ratio. Based on the results it can be concluded that penellitian seen from the calculation ofthe solvency ratiousing solvabillitas level of risk-based andminimum capital ratio under wrting result andshowed unfavorable results, while the liquidity ratio has increase devery year. The results of the calculationof this ratio in dicates poor performance (except for the liquidity ratio) associated with the presence of FSA(Financial Services Authority).

Analisis Kemampuan Dinamis dalam Kelangsungan Hidup Usaha Kecil di Ekosistem Kewirausahaan selama Covid-19 Esy Nur Aisyah; Sudarmiatin Sudarmiatin; Agus Hermawan
IQTISHODUNA IQTISHODUNA (VOL.18, No.2, 2022)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

This research adopts a dynamic capability lens to study how small business entrepreneurs try to survive and grow in the entrepreneurial ecosystem affected by covid-19. The research method is using a qualitative design, 5 MSMEs in Malang City have been interviewed to assess how the entrepreneurial ecosystem in Malang City has been affected by covid-19. This allows a contemporary and realistic understanding of how small entrepreneurs are adapting to crises. The findings suggest that the entrepreneurs in this study can leverage their capabilities in terms of how they scan the current business environment and make decisions accordingly. Furthermore, small business entrepreneurs adopt a flexible approach to be able to react to the unexpected changes of covid-19 and the affected market environment. Business agility will help entrepreneurs to respond to internal and external changes in an efficient manner. Many business functions cannot resume due to the covid-19 pandemic. Marketing techniques that were considered profitable and successful before 2020 will not develop now. This is because small businesses work with fewer resources and are under financial pressure. To get the most out of fewer resources is to adapt to more digital-based functions.

Analisis Tingkat Kreativitas Wirausaha Mahasiswa Melalui Program Komunitas Entrepreneur Esy Nur Aisyah
IQTISHODUNA IQTISHODUNA (VOL.17, No.1, 2021)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

This research is motivated by the Entrepreneur Community Program's existence as support for entrepreneurship courses in the Islamic Banking Department, Faculty of Economics, UIN Maulana Malik Ibrahim Malang to produce graduates who have high selling value, entrepreneurship, and creativity to be able to compete. The learning approach in the program is Project-Based Learning. This study aimed to analyze the level of student creativity before and after participating in the Entrepreneur Community Program. The number of participants was 75 students from the concentration of entrepreneurs in the observation year. Data analysis used nonparametric statistics with Paired-Samples T-Test in testing the creativity of the respondent level before and after treatment and assessing the creativity level of students based on the results of the creativity score generated from the total score filled by respondents divided by the total maximum score of each statement and outlined in the form proportion. The breakthrough research results showed that there were differences in the level of students before and after treatment. The treatment here means that students take part in the entrepreneurial community program with Project-Based Learning. They increased student creativity from 70% to 83%. The level of student creativity before treatment was in the medium category. Moreover, after getting the treatment is in the high category. Thus, project-based learning through the Entrepreneur Community Program in Islamic Banking Department, Faculty of Economics can increase student entrepreneurial creativity.

Co-Authors Agus Hermawan Akbar, Yodi Arizky An Nisa Uswatun Ana Khabibatul Umami Aulia, Nadia Putri Budi Eko Soetjipto Budi Utami Dewi Nurjannah Didik Wahyudi Ega Saiful Subhan Erna Retno Rahadjeng Fachruddin, Mukhammad Hafidh Fadali Rahman Fadhil Bima Anandia Fahmi Alif Firmansyah Fauji, Diah Ayu Septi Firmansyah, Fahmi Alif Fitriyah, Fitriyah Hany Nur Mutiara Hariyono Hermawan, Bagus Imam Mukhlis Ismayantika Dyah Puspasari M. Fatkhur Rozi Mahmud Mahmud Maretha Ika Prajawati Mayasari, Nur Aulia Keysha Nihayatu Aslamatis Solekah Nur Latifah, Putri Putri Kurnia Widiati Putri Kurnia Widiati Rismayanti, Dwi Riswanti, Riswanti Rosida, Siti Nur Roziqin , Moh. Khoirur Safira, Wahyu Izza Saptaria, Lina Setiani Setiani, Setiani Sherina Zahrotun Nidiyah Siswanto Siswanto Siswanto Siti Lailatun Nikmah Sudarmiatin Uni Sasti Hadiah Uswatul Maulida, Lutfia Waridatul Afalia Yayuk Sri Rahayu Yona Octiani Lestari Yuliati - Zaharani, Chanina Mumtaza Zahro, Amellia

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