Claim Missing Document
Check
Articles

Found 5 Documents
Search
Journal : El Dinar

RESIKO LIKUIDITAS BANK SYARIAH DI INDONESIA Aisyah, Esy Nur; Widiati, Putri Kurnia
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 2, No 1 (2014): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v2i1.2961

Abstract

Abstract The banking industry is an industry that is vulnerable to the risk, as it involves the management of the public money that is temporary in the sense that it can be withdrawn at any time to be played back in the form of a variety of investments  such as the purchase of securities and fund placement. One of the bank's risk is liquidity risk which is the risk caused by the poor level of bank liquidity. Liquidity risk (liquidity risk) is the risk arising from the bank unable to meet short-term obligations in the community when needed, which is caused by the shortage of bank liquidity. Therefore, this study aimed to examine the determinants of the level of liquidity risk of Islamic banks in Indonesia for a period of four years from 2010 through 2013. Results showed that age, leverage, size and profitability is an important determinant of Indonesian Islamic banks liquidity risk. On the other hand, the research also found that the explanatory variables tangibility is not a strong explanatory variables to determine the liquidity risk of Islamic banks in Indonesia.
PENERAPAN SISTEM BAGI HASIL PADA TABUNGAN MUDHARABAH PADA BMT-MMU PASURUAN Aisyah, Esy Nur
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 1, No 01 (2013): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (86.727 KB) | DOI: 10.18860/ed.v1i01.2513

Abstract

In the case of gathering the society fund through Mudharabah saving, need standards of operational procedure by BMT (inverse) and the members of a cooperative (Inventory) as a frame work seriously to provide a professional human resource. The profit of both of them have to decided before when made agreement. The profit comparative of profit sharing depend on factors influenced the small big of profit sharing. This study is qualitative research by using a descriptive method that supposed to describe the application of profit sharing, and the factors influenced the small big of profit sharing. In addition, it will analyze the application problems and provide the alternative problem solving. To get a data validity on this study, the writer use a qualitative analysis by triangulation as a technical data analysis. Keywords: profit sharing, tabungan mudharabah
Pengaruh Diversitas Dewan dan kinerja keuangan terhadap voluntary corporate disclosure Aisyah, Esy Nur
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 4, No 1 (2016): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v4i1.5419

Abstract

More disclosure can reduce agency costs incurred by the company. The more management (agent) reveal information about the company can reduce the conflict to shareholders (principal). Therfore, a voluntary disclosure more to minimize the occurence of  information asymmetry. The more management companies disclose information about the incentives obtained become more, because basically shareholders (principal) would be willing to pay the cost of monitoring surveillance to prevent the hazard of the agent.The aim of this study is to analyze and discribe how diversity influences gender and educational background of the board as well as the financial performance of the corporate voluntary disclosure. Definition councils in this study combines the board of commissioners and board of directors, because indonesia is adopting a two-tier system. The companies sampled is a company registered in the Indonesia Stock Exchange (IDX).Adjusted R-squere value (0.55) shows that voluntary corporate disclosure nearly 55% depending on the independent variable is gender diversity of the board, board diversity educational backgrounds, profitability, size, liquidity and liverage of the company. Significance test showed that gender diversity and leverage are important determinants of corporate voluntary disclosure in Indonesia. On the other hand, the research also found that the variable gender diversity, provitability, size and liquidity is not strong explanatory variables to determine the extent of voluntary disclosure of company in Indonesia.
MEWUJUDKAN LEMBAGA KEUANGAN MIKRO SYARIAH BERBASIS LABORATORIUM Aisyah, Esy Nur; Siswanto, Siswanto Siswanto; Rahayu, Yayuk Sri
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 1 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (829.418 KB) | DOI: 10.18860/ed.v6i1.5452

Abstract

Educational institutions have a challenge to improve the quality of graduates who are highly competitive namely graduates who are able to adapt quickly to the work environment. This is a key indicator of the “links and match” between human resources need and education laboratories. The role of the real laboratory is very important to be used as a learning resource for Islamic banks as well as a medium of socialization or education within the scope of the academic community. This paper seeks to provide an overview based on the author's experience to realize or establish a real transaction laboratory for El-dinar Finance House, starting from the pioneering stage to the technical implementation which is synergized with the student learning model.
MODEL PENDAMPINGAN PEMBIAYAAN MIKRO PADA MAHASISWA BERBASIS ENTREPRENEURSHIP Aisyah, Esy Nur
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 1 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1469.323 KB) | DOI: 10.18860/ed.v7i1.6910

Abstract

Increasing entrepreneurial spirit requires new breakthroughs. The aim is to increase entrepreneurial spirit to students in business establishments. The development of a microfinance mentoring model based on entrepreneurship can educate students to participate in reducing the number of poverty and unemployment. The purpose of this study was to design a microfinance mentoring model for entrepreneurship-based students at the El Dinar Finance House Laboratory. Financing assistance model uses matching programs to courses related to finance and business, for example, the business plan courses that are followed by students of entrepreneurial concentration and financing analysis courses followed by students of financial concentration. Lecturers in each courses coordinate with the laboratory team regarding real-time mentoring and evaluation of student practice. The assistance carried out by El-Dinar Finance House is 1) Monitor the mutation of the customer's bank account, 2) Monitor the repayment of installments, 3) visit the customer's business location to directly monitor the business operations and business development (financial statements), 4) monitor against the development of similar businesses through mass media or other media.Â