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Financial Performance Of PT Bank Rakyat Indonesia Before And After The Covid 19 Pandemic Devita Yuliana; Priyo Utomo
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 5 (2023): OKTOBER : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i5.672

Abstract

This study aims to determine, assess, and analyze the financial performance of PT Bank Rakyat Indonesia PERSERO Tbk as measured using the CAR, ROA, LDR, and BOPO ratios using financial statements from 2019 to 2021. The data collection technique used is secondary data observation. The data analysis technique used is qualitative descriptive analysis. And the data validity technique used is source triangulation. The theoretical implications in this study are seen from the calculation of CAR, ROA, and LDR: bank management needs to pay attention to the balance of high returns with the level of risk faced. Meanwhile, when viewed from the calculation of the BOPO ratio, banks need monetary policy and credit stimulus to continue to grow, maintain fiscal sustainability in the short and long term so that the costs incurred for operations are more effective and efficient, and prevent and handle COVID-19 from human aspects, especially health aspects. Practical implications of the results of this study can be used as a consideration for future researchers to expand the range of research by adding samples and using a longer observation period so that the results obtained are more concrete and volatile.
The Role Of Social Capital On Msme Performance Through Innovative Work Behavior Priyo Utomo; Sri Wartini
International Conference On Digital Advanced Tourism Management And Technology Vol. 1 No. 1 (2023): International Conference on Digital Advanced Tourism, Management, and Technolog
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/ictmt.v1i1.148

Abstract

The purpose of this study was to examine the effect of social capital on MSME performance through innovative work behavior. The population of this research is the owners of culinary MSMEs in Semarang City. Based on slovin calculation, a sample of 100 respondents was obtained and data collection using purposive sampling. The data analysis method used is validity and reliability test, descriptive analysis test, and hypothesis testing using Structural Equation Mode (SEM) with SmartPLS version 4.0 analysis tool. The results showed that social capital affects innovative work behavior and MSME performance both directly and indirectly. This is supported by the role of innovative work behavior variables in mediating the relationship between social capital and MSME performance. Suggestions for further research should add or combine with other predictor variables so that research can be generalized such as knowledge sharing, and entrepreneurial leadership to improve MSME performance.
Explaining Employee Performance in Indonesia: The Role of Leadership, Work Environment, and Communication Zaman, Komarun; Priyo Utomo
International Journal of Economics, Science, and Education Vol. 2 No. 2 (2025): International Journal of Economics, Science, and Education (IJESE)
Publisher : CV Pena Jaya Pers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65254/ijese.v2i2.11

Abstract

Purpose:This study aims to investigate the effects of leadership style, work environment, and communication style on employee performance and morale in Digital Small and Medium-sized Enterprises (SMEs) in Indonesia, as well as to examine the mediating role of job performance in shaping employee morale. Design/methodology/approach: This study adopts a quantitative research design using hypothesis testing. Data were collected through a survey of employees working in Digital SMEs in Indonesia and analyzed using Statistical Package for the Social Sciences (SPSS). The relationships among leadership style, work environment, communication style, employee performance, and employee morale were examined using regression-based statistical analysis. Findings: The results indicate that leadership style, work environment, and communication style have significant positive effects on employee performance and morale. Leadership style emerges as a key determinant, with effective leadership enhancing both employee morale and performance. A supportive work environment improves employee morale and indirectly strengthens performance through job satisfaction. Furthermore, effective communication styles positively influence employee morale and performance. The findings also confirm that job performance mediates the relationship between leadership style, work environment, communication style, and employee morale. Research limitations/implications: This study is limited to Digital SMEs in Indonesia and relies on cross-sectional survey data, which may restrict the generalizability of the results. Future studies are encouraged to apply longitudinal designs, involve larger and more diverse samples, and incorporate additional organizational variables to enrich the analysis. Practical implications:The findings provide practical guidance for leaders and managers of Digital SMEs in designing effective leadership practices, creating supportive work environments, and implementing clear communication strategies to enhance employee morale and performance in digital business settings. Originality/value:This study offers empirical evidence on the interplay between leadership style, work environment, and communication style in influencing employee performance and morale within the context of Digital SMEs in Indonesia, highlighting the mediating role of job performance. Paper type:Empirical research.
KEPEMIMPINAN TRANSFORMASIONAL KEPALA SEKOLAH DALAM MENGIMPLEMENTASIKAN KURIKULUM MERDEKA DI SMP NEGERI 6 SATUI Priyo Utomo; Husnul Madihah; Aam Gunawan
Cangkal : Jurnal Ilmu Sosial Dan Humaniora Vol. 1 No. 2 (2025): November - April 2026
Publisher : Yayasan Pendidikan Literasi Borneo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the role of the principal’s transformational leadership in the implementation of the Merdeka Curriculum within the school context. The research was conducted at SMP Negeri 6 Satui using a descriptive qualitative approach. The research participants consisted of the principal and various educational stakeholders involved in the management and implementation of educational activities at SMP Negeri 6 Satui. Data were collected through classroom and school observations, in-depth interviews, and document analysis. The findings indicate that: (a) the principal’s transformational leadership functions effectively in fostering a positive work ethic and enhancing the motivation of all school resources, thereby creating institutional readiness for the optimal implementation of the Merdeka Curriculum; (b) the implementation of the Merdeka Curriculum at SMP Negeri 6 Satui has been carried out in a systematic and well-directed manner and demonstrates effective development; and (c) the involvement of parents and the wider community contributes to strengthening synergy in supporting the implementation of the Merdeka Curriculum at the school.
ANALISIS PENGEMBANGAN KARYAWAN DALAM MENINGKATKAN PRODUKTIVITAS DAN PROFITABILITAS UMKM KERUPUK WN GIRI DI BOYOLALI Heri Cahyono; Priyo Utomo; Syamsul Arifin; Nuryadi Nuryadi; Nur Farida
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6444

Abstract

Usaha pembuatan Kerupuk Bandung atau UMKM bertempat Desa Pakel,Dukuh Pereng RT03 RW 01,Kecamatan Andong,Kabupaten Boyolali .beroperasi dalam industri yang kompetitif, yang mana kinerja karyawan memiliki peranan penting dalam menentukan produktivitas dan profitabilitas UMKM serta kepuasan pelanggan. Bertujuan untuk mengevaluasi kinerja karyawan serta faktor-faktor yang mempengaruhi kinerja dan hubungannya dengan produktivitas kerja dan profit sebuah usaha industri rumahan. Metode yang digunakan adalah kualitatif,dengan pengumpulan data melalui wawancara mendalam dan observasi di lapangan. Hasil penelitian menunjukkan bahwa kinerja karyawan di UMKM Wn Giri saat ini masih memerlukan peningkatan produktivitas untuk meningkatkan profitnya hal ini dipengaruhi oleh faktor-faktor seperti pelatihan karyawan, motivasi, dan pengembangan. Selain itu, analisis juga mengungkapkan bahwa terdapat hubungan positif antara kinerja karyawan dan produktivitas untuk mencapai profitabilitas, di mana peningkatan kinerja berkontribusi pada peningkatan produktivitas serta peningkatan profit sebuah usaha.
PENGARUH KUALITAS PELAYANAN DAN HARGA TERHADAP KEPUASAN PELANGGAN PADA CV. HERSA INDUSTRI ELEKTRIK SURABAYA Dicky Dwi Hariyono; Priyo Utomo; Syamsul Arifin; Nuryadi Nuryadi; Abu Darim
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6446

Abstract

CV. Hersa Industri Elektrik Surabaya beroperasi sebagai perusahaan ritel, berfokus pada peralatan suara dan komponen terkaitnya. Perusahaan ini menghadapi persaingan signifikan dari pasar digital maupun toko fisik tradisional. Oleh karena itu, perusahaan membutuhkan metodologi penjualan tertentu. Pendekatan ini melibatkan pengelolaan stok perangkat audio dan komponen secara cermat, menjamin jumlah staf yang memadai, menyediakan harga yang kompetitif, dan menjaga standar kualitas layanan yang luar biasa. Tujuan utama penelitian ini adalah untuk menentukan pengaruh layanan prima dan pendekatan penetapan harga terhadap kepuasan pelanggan. Tujuan menyeluruhnya adalah untuk meningkatkan kinerja operasional CV. Hersa Industri Elektrik Surabaya. Penelitian ini menerapkan metodologi penelitian deskriptif dan verifikatif. Perekrutan partisipan dilakukan menggunakan rumus Slovin, menghasilkan ukuran sampel sebanyak 109 individu. Untuk menganalisis data yang dikumpulkan, teknik seperti analisis rentang skala dan analisis jalur digunakan, dengan bantuan perangkat lunak Smart PLS (Partial Least Squares). Hasilnya menunjukkan hubungan langsung dan signifikan secara statistik antara Kualitas Layanan (KL) dan Kepuasan Pelanggan (KP), yang dibuktikan dengan T-Statistik sebesar 2,430 dan P-Value sebesar 0,015. Selain itu, Strategi Penetapan Harga (SPH) menunjukkan pengaruh positif yang substansial terhadap Kepuasan Pelanggan (KP), sebagaimana dibuktikan dengan T-Statistik sebesar 2,219 dan P-Value sebesar 0,027. Varians residual diatribusikan pada variabel lain yang tidak tercakup dalam analisis khusus ini
PENGARUH PROFESIONALITAS GURU DAN SARANA PRASARANA TERHADAP KUALITAS LAYANAN DI SEKOLAH TK AMANAH KABUPATEN GRESIK Ahmad Fatoni; Priyo Utomo; Syamsul Arifin; Abu Darim
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6458

Abstract

Pendidikan dipandang sebagai salah satu elemen fundamental dalam peningkatan mutu sumber daya manusia sekaligus pembangunan nasional. Keberhasilan penyelenggaraan pendidikan tidak hanya bergantung pada rancangan kurikulum, melainkan juga dipengaruhi oleh kompetensi pendidik serta tersedianya sarana dan prasarana yang menunjang proses pembelajaran. Penelitian ini dimaksudkan untuk mengkaji pengaruh profesionalisme guru dan kelengkapan fasilitas pendidikan terhadap mutu layanan di TK Amanah Kabupaten Gresik. Pendekatan penelitian yang digunakan adalah kuantitatif dengan metode survei. Populasi penelitian mencakup seluruh wali murid TK Amanah sebanyak 80 orang, dengan teknik sampling jenuh sehingga seluruh anggota populasi dijadikan partisipan. Instrumen penelitian berupa kuesioner dengan skala Likert, sedangkan analisis data dilakukan melalui metode Partial Least Squares (PLS). Hasil penelitian mengungkapkan bahwa kompetensi profesional guru memiliki pengaruh positif dan signifikan terhadap kualitas layanan pendidikan. Selain itu, ketersediaan sarana dan prasarana yang memadai juga terbukti berkontribusi secara signifikan dalam peningkatan mutu layanan sekolah. Oleh karena itu, sinergi antara kompetensi profesional pendidik dengan dukungan fasilitas pendidikan yang optimal mampu menciptakan suasana belajar yang lebih efektif efisien, serta menyenangkan. Penelitian ini menegaskan pentingnya peningkatan kualitas tenaga pendidik serta pengelolaan sarana prasarana secara berkelanjutan guna mendukung tercapainya tujuan pendidikan nasional.