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All Journal Students´ Journal of Economic and Management Jurnal Maneksi (Management Ekonomi Dan Akuntansi) al-Uqud : Journal of Islamic Economics Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Journal of Dedicators Community International Journal of Supply Chain Management JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS MANAJEMEN DEWANTARA Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia KADARKUM: Jurnal Pengabdian Kepada Masyarakat BULETIN BISNIS & MANAJEMEN (BBM) International Journal of Law, Crime and Justice
A. Khoirul Anam
Unknown Affiliation
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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Journal : MANAJEMEN DEWANTARA

 1 
PENGARUH FINANSIAL TEKNOLOGI, LITERASI KEUANGAN, DAN INOVASI BISNIS TERHADAP KEBERLANJUTAN BISNIS UMKM Nugroho, Dimas Ady; A. Khoirul Anam
MANAJEMEN DEWANTARA Vol 10 No 1 (2026): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i1.21845

Abstract

This study aims to analyze the influence of Finansial teknologi, financial literacy, and business innovation on the sustainability of MSMEs fostered by rumah BUMN Jepara. This study uses a quantitative method with a survey method through a Google Form questionnaire which is shared privately and through the official MSME group of rumah BUMN Jepara. The research population amounted to 123 respondents, the data was processed by 106 respondents because the response rate was 86% of the total population, with saturated sampling techniques, and the data was analyzed using SmartPLS 4.0 through the stages of outer model, inner model, and hypothesis tests. The results of the study show that financial technology and financial literacy are proven to have a positive effect on the sustainability of MSMEs, while business innovation has no effect because the innovations carried out are still incremental and have not provided strategic value
PENGARUH LAYANAN PAYLATER, GAYA HIDUP, LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN GEN Z Dewi, Popi Melani; A. Khoirul Anam
MANAJEMEN DEWANTARA Vol 10 No 2 (2026): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v10i2.22090

Abstract

The development of digital financial services such as PayLater is increasingly popular among Generation Z, including students, due to its ease of access, fast processing, and payment flexibility. However, the increasing use of these services raises the risk of consumptive behavior and a lack of financial control, especially when users lack adequate financial literacy. This condition is exacerbated by the younger generation's trend-following lifestyle and the influence of social media, which encourages impulsive spending patterns. The purpose of this study is to analyze the influence of PayLater services, lifestyle, and financial literacy on financial behavior. The population in this study was 2,036 students, with a purposive sampling technique with a sample of 118 respondents. The types of data were primary and secondary data, the data collection method was a questionnaire, and the analysis method was Partial Last Square (PLS). The results of this study indicate that PayLater services, lifestyle, and financial literacy have a significant influence on financial behavior.
Co-Authors A.A. Ketut Agung Cahyawan W Ahmad Ilham Aida Nahar Anna Widiastuti Dewi, Popi Melani Fujiari, Haris Ilham, Ahmad Mahaputra, Wahyu Miftah Arifin Muhammad Ishar, Muhammad Mutamimah Mutamimah Nugroho, Dimas Ady Octaviani, Corine Prasetyo, Riyan Agus Setyawan, Indra Maulana Wahyu Mahaputra