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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Akuntansi Multiparadigma Unri Conference Series: Community Engagement RETAIN (RESEARCH ON ENGLISH LANGUAGE TEACHING IN INDONESIA) JR-ELT (Journal of Research in English Language Teaching) Kohesi: Jurnal Sains dan Teknologi Journal of Education Religion Humanities and Multidiciplinary
Desti Anggraini
Universitas Indonesia, Jakarta
Religion Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Economics, Econometrics & Finance Education Energy Engineering Health Professions Languange, Linguistic, Communication & Media Nursing Social Sciences Other

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Pengaruh Islamic Corporate Governance dan Risk Management Terhadap Sustainability Financial Perbankan Syariah di Indonesia Anggraini, Desti; Sisdianto, Ersi; Selvina, Mia
Journal of Education Religion Humanities and Multidiciplinary Vol 3, No 2 (2025): Desember 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jerumi.v3i2.7487

Abstract

Perbankan syariah di Indonesia menghadapi tantangan besar dalam menjaga keberlanjutan finansialnya di tengah persaingan industri, fluktuasi ekonomi, dan risiko pembiayaan yang relatif tinggi. Perbankan syariah harus mengukur ICG sesuai dengan prinsip-prinsip Islam untuk bertahan dan tumbuh secara berkelanjutan. Kedua aspek ini sangat penting karena dapat meningkatkan kepercayaan publik, menjaga stabilitas perbankan, dan mendukung pertumbuhan berkelanjutan jangka panjang. Oleh karena itu, penelitian tentang Islamic Coporate Governance (ICG), Risk Management, dan hubungannya dengan Sustainability Financial sangat relevan. Penelitian ini menggunakan metode kuantitatif dengan pendekatan asosiatif. Data yang digunakan adalah data sekunder yang diperoleh dari laporan tahunan dan laporan keberlanjutan bank komersial syariah yang terdaftar di Otoritas Jasa Keuangan (OJK) selama periode 2020–2024. Teknik sampling dilakukan dengan purposive sampling berdasarkan kriteria tertentu, menghasilkan 6 bank komersial Islam yang memenuhi persyaratan penelitian. Variabel Tata Kelola Korporasi Islam (ICG) diukur menggunakan metode self-assessment sesuai dengan pedoman yang ditetapkan oleh Otoritas Jasa Keuangan, variabel Manajemen Risiko diukur menggunakan rasio Non Performing Financing (NPF), sementara Keberlanjutan Keuangan diukur menggunakan rasio Financial Sustainability Ratio (FSR). Hasil penelitian menunjukkan bahwa secara parsial ICG berpengaruh negatif signifikan terhadap sustainability financial. Sementara itu, NPF berpengaruh positif tetapi tidak signifikan terhadap sustainability financial. Secara simultan, ICG dan NPF terbukti berpengaruh signifikan terhadap sustainability financial, ditunjukkan dengan nilai F-statistic sebesar 8,798326 dan probabilitas 0,001142 ( 0,05). Nilai koefisien determinasi (R²) sebesar 0,3499727 mengindikasikan bahwa ICG dan NPF mampu menjelaskan variasi sustainability financial sebesar 34,97%, sedangkan sisanya 65,03% dipengaruhi oleh faktor lain di luar model penelitian.
Strategi Meningkatkan Literasi Anak Melalui Kegiatan Membaca Nyaring dalam Program KKN Tematik Literasi di Kampung Bandar Pedada, Siak Zulkarnain, Zulkarnain; Nasution, Nasry El Padly; Sinaga, Sri Deviana; Emanuela, Bianca; Shilfiani, Shelly; Tafrikhan, Tafrikhan; Fadhillah, Muhammad Nabil; Naim, Candra Abshar; Hutabalian, Fernandito Abednego; Saputra, Bayu; Anggraini, Desti; Hasibuan, Rahayu Bulan; Nabila, Raizha Shafiah
Unri Conference Series: Community Engagement Vol 7 (2025): Seminar Nasional Pemberdayaan Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/unricsce.7.332-336

Abstract

Reading interestis onc of the important aspects in children's literacy development This activity is motivated by the low reading habits of children by applying strategies through reading aloud activities at to increase children's interest in reading. The activity was carried out in Bandar Pedada Village, Sabak Auh District, Siak Regency on June 23, 2025 to August 1, 2025. The mcthod used was a mixed approach, namely qualitative and quantitative. Qualitativc data was obtained through direct obscrvation and documentation during the activity. Meanwhilc, quantitative data was obtained through giving pretest andgosttest to 20 children before and after participating in reading aloud activities by conducting paired sample t-test approach. The pretest results showed an average score of 36.55, while the posttest score increased to 46.50. The paired sample t-test produced a significance value of 0.000 (p < 0.05), which means thereis asignificant increase in scores after the activity is carried out. These results show that reading aloud activities have a positive influence on inereasing children's interest and litcracy skills. In addition, children were more active, enthusiastic and showed a higher intcrest in books during the process. Thus, reading aloud activities are effective as a strategy to improve children's literacy in the village, The program also supports the strengthening of reading culture in the community through a fin and interactive approach.
Co-Authors Adriani, Aisyah Rahma Amelia, Siti Aniswaty, Maida Bayu Saputra Dwi Yunita, Dwi Emanuela, Bianca Ersi Sisdianto Fadhillah, Muhammad Nabil Gandhy, Abel Hasanah, Tri Hasibuan, Rahayu Bulan Hutabalian, Fernandito Abednego Khalifah Muhamad Ali Khamim Hudori Mia Selvina Nabila, Raizha Shafiah Naim, Candra Abshar Nasution, Nasry El Padly Nazurty Nazurty Nova Rini Nur Azizah Nurul Huda Putimasurai Satrianansya, Satrianansya Shilfiani, Shelly Sinaga, Sri Deviana Tafrikhan, Tafrikhan Taridi, Muhammad Widia Yosi Mardoni Zulkarnain Zulkarnain Zurnelli, Netti