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Transformasi Ekonomi Mikro Melalui Peran Lembaga Keuangan Syariah Refa Gustia; Gustina; Maya Panorama
EKOMAN: Jurnal Ekonomi, Bisnis dan Manajemen Vol. 2 No. 3 (2024): EKOMAN: Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Penerbit dan Percetakan CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61930/ekoman.v2i3.170

Abstract

Transformasi ekonomi mikro melalui peran lembaga keuangan syariah (LKS) menjadi fokus penting dalam pengembangan ekonomi di Indonesia. Penelitian ini bertujuan untuk menganalisis dampak LKS dalam meningkatkan akses pembiayaan bagi pelaku usaha mikro dan kecil serta kontribusinya terhadap pertumbuhan usaha. Metode yang digunakan adalah pendekatan campuran, menggabungkan wawancara mendalam dan survei. Hasil penelitian menunjukkan bahwa produk pembiayaan syariah, seperti mudharabah dan musyarakah, memberikan solusi bagi pelaku usaha untuk mendapatkan modal. Responden melaporkan peningkatan pendapatan dan kapasitas produksi setelah mengakses layanan LKS. Peningkatan literasi keuangan juga berkontribusi pada efektivitas penggunaan layanan keuangan syariah. Meskipun tantangan seperti stigma negatif masih ada, penelitian ini menegaskan bahwa LKS memiliki potensi besar dalam mendorong ekonomi yang inklusif dan berkelanjutan. Temuan ini diharapkan dapat menjadi acuan untuk pengembangan kebijakan di sektor keuangan syariah.
PENGARUH TRANSAKSI NON TUNAI TERHADAP JUMLAH UANG BEREDAR DI INDONESIA TAHUN 2019-2021 DENGAN INFLASI SEBAGAI VARIABEL MODERASI shinta ainur rahmadani; aprika wanti pratama; nurma yunita; Maya Panorama
JAD : Jurnal Riset Akuntansi & Keuangan Dewantara Vol. 5 No. 2 (2022): Juli (2022) - Desember (2022)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/jad.v5i2.1038

Abstract

Non-cash transactions in monetary policy affect the level of money circulating in society. In addition, another factor that affects the amount of money in circulation is inflation. Non-cash transactions in this study use Debt APMK, Credit APMK, and electronic money (e-money). The purpose of this study was to determine the effect of non-cash transactions on the money supply in Indonesia with inflation as a moderating variable during 2019-2021. The research uses secondary data and the analysis technique used is multiple linear regression analysis and the Moderating Regression Analysis (MRA) test. The results of the study state that non-cash transactions have a partially and simultaneously significant effect on the money supply and inflation is able to strengthen the relationship of non-cash transactions on the money supply.
PENGARUH INOVASI PRODUK LOKAL TERHADAP PERMINTAAN MASYARAKAT DAN PERTUMBUHAN PEREKONOMIAN Shalsa Wulandari; Maya Afriyana; Ridho Vinandhito Syamab; Maya Panorama
E-Jurnal Ekonomi Pembangunan Vol. 13 No. 9 (2024): Vol.13.No.9. SEPTEMBER 2024 [634-685]
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EEP.2024.v13.i09.p01

Abstract

Innovative local products have become essential for generating community demand and promoting long-term economic growth. The purpose of this research is to analyze the Influence of Local Product Innovation on Community Demand and Economic Growth. The research method employed is a literature review obtained from previous journals. Innovative locally produced products are increasingly crucial in meeting consumer needs amid intense global competition and rapidly changing market dynamics. This study analyzes how innovation can provide a competitive advantage, add value, and enhance the quality of locally produced goods. Local products can offer relevant, effective, and sustainable solutions through the right innovation, making them a preferred choice for environmentally-conscious consumers who prioritize quality. Innovative local products enable market expansion and the opportunity to generate income from outside the region. This encourages sustainable economic growth and creates new employment opportunities. Keywoards: Product Inovation, Community Demand, Economic Growth
Muslim Women-Led Agriculture: Strengthen Families and Climate for SDGs in East Java, Indonesia Arodha, Dianidza; Maya Panorama; Moh. Syawaludin; Bahrina Almas; Imamul Arifin; Hilmy Baihaqy Yussof
Profetika: Jurnal Studi Islam Vol. 26 No. 03 (2025): Profetika Jurnal Studi Islam 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v26i03.12529

Abstract

Objective: This study analyzes the contribution of Muslim women-led agriculture in Bondowoso Regency to the reduction of household carbon emissions as well as the strengthening of ecological and economic resilience based on tengka values, supporting local SDGs targets. This study also formulates a synergy model for households, Islamic boarding schools, and village governments as a form of women's empowerment aligned with global SDGs objectives. Theoretical framework: This research is based on the integration of sustainable agriculture, women's empowerment, and Islamic ecology based on local wisdom. Tengka values serve as a framework for cultural empowerment that connects low-carbon practices with women's social agency. Literature review: Literature review shows that studies on low-carbon agriculture, women's leadership, and the role of local values are still rarely integrated simultaneously. This research fills this gap through an integrated cultural and institutional approach. Methods: This study uses a qualitative approach with a case study design in Karanganyar Village, East Java. Data was obtained through interviews, observations, and document analysis. Results: The results showed that the production of local bhug-bhug feed from kitchen waste resulted in lower carbon emissions than industrial feed. This practice is able to reduce feed costs by up to 80% and strengthen household economic resilience. Implications: These findings confirm that climate change mitigation can be achieved through gender-equitable and culturally sensitive household farming practices. The synergy model of households–pesantren–village governments has the potential to become a reference for low-carbon village policies. Novelty: The novelty of this research lies in the formulation of a tengka-based women's empowerment model that integrates low-carbon agricultural practices and local institutional synergy. This study places local wisdom and religious institutions as the foundation of sustainable ecological transformation (sdgs).
Penguatan UMKM Berbasis Ekonomi Hijau Syariah dalam Mewujudkan Pembangunan Berkelanjutan melalui Peran Filantropi Islam Nabila Aulia Syahrani; Robiatul Al Dawiyah; Ellysa Agustin; Maya Panorama
Li Falah: Journal of Islamic Economics and Business Vol. 11 No. 1 (2026): June 2026
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v11i1.14703

Abstract

Strengthening Micro, Small, and Medium Enterprises (MSMEs) that rely on Islamic green economy principles is a crucial step toward achieving sustainable development in Indonesia. This study aims to evaluate the role of the Islamic green economy in MSME development and examine the contribution of Islamic philanthropy instruments such as zakat, infaq, sadaqah, and waqf in supporting the sustainability of these businesses. The methodology applied is a qualitative approach through a literature study with descriptive analysis of various related sources. The findings indicate that integrating maqashid al-shariah principles with the green economy can encourage MSMEs to become more environmentally friendly, socially just, and sustainable. In addition, Islamic philanthropy serves as an alternative financing mechanism that can enhance MSME capacity in an inclusive and sustainable manner. Therefore, collaboration between the Islamic green economy and Islamic philanthropy can become a strategic solution to strengthen MSMEs while supporting the achievement of the Sustainable Development Goals (SDGs). The results of this study are expected to serve as a reference for governments, MSME actors, and Islamic philanthropic institutions in developing MSME empowerment strategies focused on economic, social, and environmental sustainability.