Article Per Year (5 Year)
p-Index From 2021 - 2026
4.872
P-Index
This Author published in this journals
All Journal JAZ: Jurnal Akuntansi Unihaz Jurnal Penelitian Ekonomi Akuntansi (JENSI) Akuntansi'45 EKONOMIKA45 CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis International Journal of Economics (IJEC) Lead Journal of Economy and Administration Journal of Management and Social Sciences Jurnal Mutiara Ilmu Akuntansi KENDALI: Economics and Social Humanities ARMADA : Jurnal Penelitian Multidisiplin Manajemen Kreatif Jurnal Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Akuntansi Jurnal Riset Ekonomi dan Akuntansi Jurnal Ilmiah Dan Karya Mahasiswa FINANCE : International Journal Of Management Finance International Journal of Economics, Management and Accounting Jurnal Ekonomi, Manajemen, Akuntansi Harmony Management: International Journal of Management Science and Business Brilliant International Journal of Management and Tourism International Journal of Economics and Management Research
Maria Yovita R Pandin
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

Published : 34 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 34 Documents
Search

 1   2   3   4 
The Impact of Reference Interest Rates, Bond Investments and Exchange Rates on Financial Market Dynamics Daariin Dewi Nabiilah; Nur Imroatus Sholikah; Nanda Lutfiah Cahya May Salva; Adinda Nibros Zahira Fasya; Maria Yovita R Pandin
Lead Journal of Economy and Administration Vol 3 No 4 (2025): Lead Journal of Economy and Administration (LEJEA)
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/lejea.v3i4.302

Abstract

The main focus of this study is to analyze how the benchmark interest rate, bond investment, and exchange rate affect the dynamics of the financial market in Indonesia in 2024. The method applied is quantitative by using secondary data from Bank Indonesia, and data processing is carried out using SPSS software. The sample used is secondary time series data, which is generally quantitative and obtained from official sources such as Bank Indonesia. This kind of data is very relevant and credible to measure the relationship between macroeconomic variables such as interest rates, exchange rates, and bond investment on financial market dynamics. This study uses independent variables including benchmark interest rates, bond investment, and exchange rates. And the dynamics of the financial market are the dependent variables.
STOCK DIVERSIFICATION (PORTFOLIO) STRATEGY TO INCREASE INVESTMENT RETURNS AND REDUCE RISK Deby Shintawulan Fransiska; Novita Rahmawati; Feby Galih Saputra; Maria Yovita R Pandin
Finance : International Journal of Management Finance Vol. 1 No. 2 (2023): December
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v1i2.14

Abstract

The purpose of this article is to explain diversification and portfolio risk and the impact of diversification on portfolio risk and determine the number of stocks that make up the optimal portfolio. The sampling technique is purposive sampling and the sample is taken from 5 stocks of the IDX Energy Sector industry. The analysis tool uses a correlation matrix, expected return and risk for individual stocks and portfolios (5 stocks) and the Unknown Population Standard Deviation (σ) Hypothesis Test. The results of this study are: 1)                The correlaion matrix table shows that stocks have a positive correlation, meaning that the stock price movement is in the same direction, that is, when the price of one stock rises, the price of the other stock will rise. Of the five correlations that occur, the correlation between AKRA and ADRO stocks has the largest positive correlation coefficient. And the correlation between MEDC and ADRO stocks has the smallest correlation coefficient. 2)                In general, the expected return and risk performance of the portfolio is better than the performance of individual stocks. So by applying stock diversification, the return performance can be optimized, and risk can also be minimized. 3)                From the results of the Hypothesis Test Population Standard Deviation (σ) is Unknown. The t statistic value of - 5.334 is in the area > - 0, 1771. Then the decision is that the null hypothesis (Ho) is rejected. This means H1 is accepted, i.e. the risk of stock diversification is smaller than the risk of individual stocks.
Optimal Portfolio Selection Using the Single Index Method on LQ45 Shares in the Banking Sector Widya Novita Sari; Dita Fitriani; Indri Widya Wulandari; Maria Yovita R Pandin
Finance : International Journal of Management Finance Vol. 1 No. 2 (2023): December
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v1i2.18

Abstract

The purpose of this study is to determine the proportion of each stock that makes up the optimal portfolio so that it is easier for investors to determine which company has the optimal portfolio. The population that is the focus of this study refers to stocks belonging to the LQ45 index in the banking sector during the 2021-2023 period, namely 7 stocks. The sampling method is carried out by applying a purpose sampling technique, which results in 5 stocks that qualify according to the criteria of this study. The data used is secondary data derived from monthly stock prices. From the research results, all stocks showed positive returns, with BBRI having the highest return. In addition, the analysis results show that using the single index model approach, the stocks of the LQ45 Index members in the banking sector in the period August 2021 to July 2023 show that 4 out of 5 stocks (BBRI, BMRI, BBCA, and BBNI) form an optimal portfolio. Meanwhile, BBTN shares cannot be said to be an optimal portfolio because ERBi is smaller than Ci.
Pengaruh Laporan Keuangan Berbasis SAK EMKM dan Perpajakan Terhadap Kinerja UMKM Sabun di Surabaya Sandari, Tries Ellia; Maria Yovita R Pandin; Pramita Studiviany Soemadijo; Thesalonika Djumaifin; Felix Chandra Pranoto; Grabiella Afe Glorya
ARMADA : Jurnal Penelitian Multidisiplin Vol. 2 No. 9 (2024): ARMADA : Jurnal Penelitian Multidisplin, September 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/armada.v2i9.1459

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh Laporan keuangan yang berbasis SAK EMKM dan perpajakan terhadap kinerja UMKM Sabun. Jenis penelitian ini adalah kuantitatif. Populasi dalam penelitian ini adalah seluruh UMKM pengrajin sabun di Surabaya dengan sampel 85 pengrajin. Metode pengumpulan data menggunakan kuesioner. Hasil penelitian menunjukkan bahwa secara parsial laporan keuangan yang berbasis SAK EMKM dan perpajakan berpengaruh positif dan signifikan Terhadap Kinerja UMKM dengan hasil Fhitung 154,220 > Ftabel 3,108 Nilai adjusted R2 sebesar 0,786 atau 78.6% menunjukkan terdapat pengaruh antara Laporan Keuangan Berbasis SAK EMKM Terhadap Kinerja UMKM sebesar 78,6 % dan sisanya 21.4 % dipengaruhi oleh faktor lain.
Analysis of the Weakening Economy on Financial Resilience in the Tourism Industry in Surabaya During the Covid-19 Pandemic Meilita Rizkynanda; Argaleka Ayu Candraningsih; Titus Gustiagung Grace Widya Arta; Maria Yovita R Pandin
Brilliant International Journal Of Management And Tourism Vol. 3 No. 2 (2023): Brilliant International Journal Of Management And Tourism
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/bijmt.v3i2.1572

Abstract

This study aims to determine financial resilience , potential and ways to maintain the economy during the COVID-19 pandemic for the tourism industry in Surabaya. this study uses qualitative methods with several tourist objects in the city ofSurabaya . From the results of the study, the economic decline experienced by the tourism industry in Surabaya was caused by a decrease in the number of visitors , resulting in difficulties in managing tourist spots , existing facilities and decreased income .
Investment Decision Analysis of Ritail Government Securities Indhira Ridho Abdhilla; Vivi Armadhani; Siti Lailatus Saidah; Maria Yovita R Pandin
Brilliant International Journal Of Management And Tourism Vol. 4 No. 1 (2024): Brilliant International Journal Of Management And Tourism
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/bijmt.v4i1.2500

Abstract

The purpose of this study is to analyze the characteristics, identify and evaluate risk factors in retail SBN bonds ORI023 and ORI024 series in influencing the achievement of individual investment goals. this research method is qualitative and data collection techniques, data analysis techniques regarding the research conducted. The data collection techniques used in this research are documentation and literature studies sourced from relevant secondary data to be studied, namely in the form of stock market price data on the official yahoo finance web, scientific journals, and so on. The findings of this study indicate that the market value of ORI023 in the secondary market is Rp.998,289 and the initial market value of ORI024 is Rp. 1,000,000 which is the same as its nominal price.
Penerapan Financial Quotient Terhadap Ketahanan Keuangan Pada Toko Retail Sembako Di Kelurahan Wonorejo Kecamatan Rungkut Surabaya Veren Putri Shamaya; Sabrina Nova Ashara; Arswarani Leonica; Maria Yovita R Pandin
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 3 (2023): JUNI : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i3.377

Abstract

The purpose of this study is to find out how the application of financial quotient to financial security in the management of a basic food retail business in Wonorejo Village, Rungkut Dis trict. The approach used in this study is a qualitative approach with the interview method as data collection. Based on the research results, it is known that financial quotient supports financial maintenance. The perspective of the success of the basic food retail business is quite good, but there is still a lack of effectiveness in the management of the 4 (four) each of these retail stores. In terms of competitive advantage, informants 3 and 4 tend to have more consumers, in sales activities informants 3 serve more according to the needs sought or retail, so that goods run out faster, while informants 4 sell at wholesale prices so they are cheaper than other stores. So it can be concluded that the financial quotient in the management of 4 food retail store informants has been sufficiently implemented in determining business success and impacting competitive advantage.
Implementasi Ketahanan Keuangan Terhadap Isu Ancaman Resesi Global Mohammad Fajar Saputra; Hanif Dwi Hastungkara; Maria Yovita R Pandin
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 4 (2023): AGUSTUS : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i4.481

Abstract

Resesi ekonomi atau resesi global sendiri dapat dipahami sebagai suatu kondisi yang menjelaskan bahwa perekonomian keadaan satu negara sedang kurang baik, hal itu dapat dilihat dari Produk Domestik Bruto (PDB) yang menunjukkan pada sisi negatif, pengangguran yang meningkat, maupun pertumbuhan ekonomi yang menunjukkan kearah yang bernilai negatif dalam dua kuartal secara terus-menerus. Manajemen risiko yang baik juga penting untuk membangun kekuatan atau ketahanan di lembaga keuangan. Membahas tantangan dalam membangun kekuatan atau ketahanan di lembaga keuangan dan pasar keuangan. Membangun kekuatan atau ketahanan di lembaga keuangan dan pasar keuangan sangat penting untuk memastikan kestabilan dan kesehatan ekonomi secara keseluruhan. Hasil yang didapatkan menunjukkan bahwa ketahanan keuangan berpengaruh positif terhadap kinerja ekonomi dan dapat mengurangi dampak ancaman resesi global pada perusahaan dan ekonomi secara keseluruhan.
Penerapan Digital Accounting Dalam Membangun Keunggulan Bersaing Pada UKM Kec. Benowo Surabaya Roy Hanafi; Hazzar Al Oktha Rahmatika; Salsabila Aprilia; Maria Yovita R Pandin
Manajemen Kreatif Jurnal Vol. 1 No. 3 (2023): Agustus: Manajemen Kreatif Jurnal
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v1i3.1678

Abstract

Tujuan dari penelitian ini dengan menggunakan metode deskriptif kualitatif adalah untuk mengetahui penerapan digitalisasi akuntansi pada akuntansi UKM di Kecamatan Benowo Kota Surabaya, dan memahami pentingnya digitalisasi pada UKM. Karena pemahaman dan penerapan digitalisasi akuntansi memudahkan UKM untuk mencatat atau menyajikan laporan keuangan dan menciptakan keunggulan kompetitif bagi UKM. Populasi yang digunakan dalam penelitian ini adalah UKM yang ada di Kecamatan Benowo Kota Surabaya, dan pengambilan sampel dilakukan dengan kuesioner sebanyak 10 UKM. Hasil survei menunjukkan bahwa masih ada beberapa UKM yang belum menerapkan sistem akuntansi digital. karena kurangnya pemahaman terhadap informasi yang diterima untuk mengimplementasikan sistem. Namun, beberapa UKM telah berhasil menerapkan sistem digitalisasi akuntansi ini.
Analysis of the Effect of Stock Portfolio Diversification with the Markowitz Method Approach to Portfolio Risk and Return on Idxbumn20 Index Stocks Refi Tri Anika; Nabila Febriyana; Siti Maisyaroh; Maria Yovita R Pandin
International Journal of Economics and Management Research Vol. 3 No. 1 (2024): April : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i1.154

Abstract

The purpose of this research is to examine the Effect of Stock Portfolio Diversification with the Markowitz Method Approach to Portfolio Risk and Return on IDXBUMN20 index stocks. This research is a qualitative descriptive research. The subject population consists of 20 stocks of the IDXBUMN20 stock segment listed on the IDX for the period January 2019 to December 2022. IDXBUMN20 contributions from the Indonesia Stock Exchange are used as the main example. at least 4 years. The results of the study show that diversification can increase returns and reduce risks seen in AGRO stocks have a risk of 33% and BRIS 24% with diversification successfully reduced to 19.33% and in ANTM stocks have an expected return of 2.94%, BMRI 1.03% and TINS 0.97% with diversification successfully increased to 3.21%.
Co-Authors Adinda Nibros Zahira Fasya Ahmad Arif Ahmad Fauzan Aditama Ajeng Rossantika Sari Alhabsyi, Amru Alif Fa’is Nurfadila Allesia Putri Wijaya Sutikno Amiartuti Kusmaningtyas Anandio Triartomo Anas Ramdani Putra Kurnaedi Argaleka Ayu Candraningsih Ari Setyo Wati Arma Yuli Fitriasari Arswarani Leonica Awalita Ariyani Sujarno Ayu Dwi Jayanti Beata Sakristi Sarni Daariin Dewi Nabiilah Deby Shintawulan Fransiska Delila Pandora Harlacxienty Dewa Ayu Chittanirmala Mahadharma Dewa Wahyu Ananta Dita Fitriani Djuma’iyah Dyah Putri Agustin Erinda Salma Imani Esti Sumirat Fabiola Latifah Basjah Feby Galih Saputra Felix Chandra Pranoto Filzah Primardiningtyas Fitri Dwi Anggraini Fitri Sulistiyana Gita Lidyawati Safitri Grabiella Afe Glorya Gusti Meinar Girda Ariani Hanif Dwi Hastungkara Hazzar Al Oktha Rahmatika Hwihanus Imeltiana Imeltiana Indhira Ridho Abdhilla Indri Widya Wulandari Jelita Prakasita Handi Dhaneswara Kurnia Illa Allodya Dinara Luthfi Tri Hardina Mahendra Wisnu W Maria Dinda Ayu Rosari Luruk Seran Mayrilin Kayla Dedyanti Meilita Rizkynanda Mohammad Fajar Saputra Naafika Rachma Rozani Nabila Febriyana Nabilah Febriyanti Nanda Lutfiah Cahya May Salva Nanda Pinandita Novia Oktaviani Febrilia Novita Rahmawati Nur Faiza Nur Imroatus Sholikah Octavia Dwi Sagita Sari Pramita Studiviany Soemadijo Primardiningtyas, Filzah Putri Nadiya Puspitasari Rafa Syahrul Amrulloh Raga Herma Pranata Refi Tri Anika Rio Anggara Putra Roy Hanafi Sabrina Nova Ashara Salsabila Aprilia samsul arifin Sandari, Tries Ellia Siti Ambar Mukti Puji Lestari Siti Lailatus Saidah Siti Maisyaroh Slamet Riyadi Suhendro Sosro JK Sunia Apriyono Syahrani Syahrani Thesalonika Djumaifin Titus Gustiagung Grace Widya Arta Veren Putri Shamaya Vivi Armadhani Vunky Syahrial Widya Novita Sari Widyatna, Ariyanta Dany