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All Journal Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Al-Tijary : Jurnal Ekonomi dan Bisnis Islam
Marasabessy, Masaalah
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Peran Bank Wakaf Mikro dalam Meningkatkan Kesejahteraan Masyarakat di Papua: Pendekatan Maqshid Syariah Putri, Oggy Maulidya Perdana; Marasabessy, Masaalah
Al-Tijary Vol 9 No 1 (2023): AL-TIJARY VOL. 9, NO. 1, DESEMBER 2023
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v9i1.5315

Abstract

The establishment of the Micro Waqf Bank offers a viable approach to mitigating poverty and enhancing the quality of life for individuals. The Micro Waqf Bank aims to enhance individuals' quality of life by offering access to sharia-compliant financial services and business support. The objective of this study is to elucidate the function of the Honai Sejahtera Papua Micro Waqf Bank in enhancing customer well-being from the standpoint of Maqashid Syariah. This study employs a descriptive qualitative research design, utilizing primary data collected through interviews and recording. This research involves the process of data analysis, which encompasses data gathering, data reduction, and the derivation of conclusions. The findings of this study demonstrate that the Honai Sejahtera Papua Micro Waqf Bank plays a significant role in achieving the well-being of its customers. The community's ability to uphold religious principles, protect their spiritual health, maintain their reason, ensure the welfare of their offspring, and safeguard their assets serves as proof of this. The findings of this study imply that Micro Waqf Bank as an institution that provides access to sharia-based capital is a form of effort to safeguard assets with utilization that has an impact not only on increasing income but also on improving the fulfillment of basic needs. It proves that the potential of waqf is able to build the ummah's economy. This research implies that Bank Wakaf Mikro Honai Sejahtera could inspire other financial institutions and the Papuan government to adopt Islamic banking models.
Exploring The Determinants of Sustainable Interest To Use E-Wallet: The Mediating Role of Customer Satisfaction Marasabessy, Masaalah; Supriyanto, Achmad Sani; Ekowati, Vivin Maharani; Setiani, Setiani; Siswanto, Siswanto; Wicaksono, Ahmad Tibrizi Soni; Meylianingrum, Kurniawati; Miranti, Titis; Ahamed, Forbis
Jurnal Aplikasi Bisnis dan Manajemen Vol. 11 No. 3 (2025): JABM Vol. 11 No. 3, September 2025
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.11.3.789

Abstract

Background: The current rapid development of the times has created the birth of the evolution of payment instruments such as e-wallets. The evolution of this means of payment facilitates human activities in terms of transactions. The ease, convenience, speed, and benefits offered by Payment System Service Providers (PJSP) such as e-wallets can attract people's interest in adopting this system. Purpose: This study examines the direct effects of perceived ease of use, perceived usefulness, and e-service quality on sustained e-wallet use in Jayapura City, with customer satisfaction as a mediator. Design/methodology/approach: The research method adopted is quantitative, with an explanatory approach. The population in this study was the residents of Jayapura City, and the sampling technique was purposive, resulting in a sample size of 200 respondents. Data were collected via a questionnaire and then evaluated using SmartPLS v.4.1.0.6. Findings/Result: The findings show that perceived convenience does not affect long-term interest in using e-wallets. Meanwhile, perceived benefits, e-service quality, and customer satisfaction favourably and significantly impact sustained e-wallet usage. These findings also demonstrate that customer satisfaction can mediate the relationship between perceived convenience, perceived benefits, and e-service quality regarding Jayapura City residents' sustained interest in utilizing e-wallets. Conclusion: This study shows that the e-wallet payment system service provider can improve the services provided, increase the literacy of the people of Jayapura City regarding the operation of e-wallets and the urgency of using technology so that the people of Jayapura City are technology literate. In addition, the e-wallet should also be able to provide various promos that can attract the interest of the people of Jayapura City. Originality/Value (State of The Art): The findings of this research are intended as evaluation material and a basis for decision-making by e-wallet applications regarding interest in adopting e-wallets. Keywords: perceived benefits, e-service quality, customer satisfaction, sustainable interest, e-wallet
Co-Authors Achmad Sani Supriyanto Ahamed, Forbis Kurniawati Meylianingrum Putri, Oggy Maulidya Perdana S Siswanto Setiani Setiani, Setiani Titis Miranti, Titis Vivin Maharani Ekowati Wicaksono, Ahmad Tibrizi Soni