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All Journal Dinasti International Journal of Digital Business Management Jurnal Ekonomi Indonesia PARADIGMA
Aviliani, Aviliani
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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INDONESIAN BANKING STRATEGY IN IMPROVING CREDIT DISTRIBUTION Aviliani, Aviliani
Dinasti International Journal of Digital Business Management Vol. 3 No. 2 (2022): Dinasti International Journal of Digital Business Management (February - March
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijdbm.v3i3.1159

Abstract

This research is performed in order to test the influence of the variable Third-party Funds, Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Operational Efficiency Ratio toward Credit Distribution at Banking in Indonesia. The data used in this research was obtained from the annual financial report data period 2015-2019. The sample used in this research is 10 General Bank of 43 General Bank at Indonesian Stock Exchange. The results show that the Third-party Funds, CAR, NPL, LDR, and Operational Efficiency Ratio against credit distribution. The results show that the partial of five variables that influence are variable Third-party Funds significantly, Capital Adequacy Ratio significantly, and Operational Efficiency Ratio significantly, While variable Non Performing Loan did not influence significantly, and Loan to Deposit Ratio did not influence significantly to credit distribution.
KSPN strategy in supporting economic growth or making socio-ecological crisis? Aviliani, Aviliani; Herawan, Jonathan; Parningotan, Firman
Jurnal Ikatan Sarjana Ekonomi Indonesia Vol 13 No 3 (2024): December
Publisher : Jurnal Ekonomi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52813/jei.v13i3.558

Abstract

This research was conducted to analyze the development of the National Tourism Strategic Area (KSPN) contained in PERPRES 109/2020 and PERPRES 3/2016 concerning the Acceleration of Implementation of National Strategic Projects. The KSPN development in the concept of 10 new Bali but the problem is that some of the KSPN developments are located in environmental conservation areas. This research will look at the interlinkage, income impact, and labor impact of the KSPN construction using the 2016 Interregional Regional Input-Output (IRIO) tables obtained from Badan Pusat Statistik (BPS) RI and using project value calculation scenarios from KSPN whose data were obtained from the KPPIP. The results of this study indicate that on the Degree of Sensitivity Index (IDK) the dam processing industry sector, the electricity and gas procurement sector is a sector with strong values, but in a linear the air procurement, waste management, waste and recycling sectors are sectors that have no impact from the KSPN. In the Degree of Distribution Index for the electricity and gas procurement sector, the sector with the largest spread of values for weak sector results varies. The results of the Income Impact analysis show that the wholesale and retail trade sectors; car and motorbike repairs as well as the processing industry, while the air supply sector, waste management, waste and recycling are sectors with a small income impact and also have an impact on employment on several islands in Indonesia. The Agriculture, Forestry and Fisheries sectors are the sectors with the strongest employment impact on the islands of Sumatra and Kalimantan due to the existence of KSPN. The recommendation from this research is that there is a need for government evaluation, especially in selecting KSPN in environmental conservation areas as well as development in the circular economy infrastructure concept.
KINERJA PEGAWAI DESA DI DESA TONUSU, KECAMATAN PAMONA PUSELEMBA, KABUPATEN POSO, PROVINSI SULAWESI TENGAH Desvitasari, Nana; Aviliani, Aviliani; Rumope, Marsyah; Putri, Niluh Jwuty Swari; Dharma, Rizky Satya; Febrian, Febrian
PARADIGMA : Jurnal Administrasi Publik Vol. 4 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Pembangunan Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55100/paradigma.v4i2.86

Abstract

Penelitian ini bertujuan untuk mendeskripsikan kinerja pegawai Desa Tonusu, Kecamatan Pamona Puselemba, Kabupaten Poso, dengan menggunakan lima indikator kinerja aparatur menurut Agus Dwiyanto (2006), yaitu produktivitas, kualitas layanan, responsivitas, responsibilitas, dan akuntabilitas. Penelitian ini menggunakan metode deskriptif kualitatif dengan teknik pengumpulan data berupa observasi, wawancara, dan studi dokumentasi. Informan penelitian meliputi Kepala Desa, Sekretaris Desa, Ketua BPD, pegawai desa, serta masyarakat Desa Tonusu. Hasil penelitian menunjukkan bahwa kinerja pegawai desa berada pada kategori baik. Dari aspek produktivitas, pegawai mampu menyelesaikan pelayanan secara cepat serta membagi tugas secara efektif. Kualitas layanan tergolong baik ditinjau dari sikap ramah, sopan, serta transparansi informasi kepada masyarakat. Responsivitas pegawai juga baik, terlihat dari kemampuan merespons keluhan dan kebutuhan masyarakat secara cepat dan proaktif. Pada aspek responsibilitas, pegawai telah bekerja sesuai aturan, prosedur, serta standar operasional yang berlaku. Akuntabilitas aparatur desa menunjukkan kualitas yang baik melalui keterbukaan informasi program desa dan pengawasan BPD yang berjalan ideal. Secara keseluruhan, kinerja pegawai desa mendukung terselenggaranya tata kelola pemerintahan desa yang efektif dan akuntabel.
Co-Authors Desvitasari, Nana Dharma, Rizky Satya Febrian, Febrian Herawan, Jonathan Parningotan, Firman Putri, Niluh Jwuty Swari Rumope, Marsyah