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All Journal Jurnal Ilmiah Edunomika (JIE) Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Kontigensi: Jurnal Ilmiah Manajemen JURNAL EKONOMI, BISNIS DAN TERAPAN (JESIT) Jurnal Manajemen Widya Amerta Proceeding of The International Conference on Economics and Business Profit: Jurnal Manajemen, Bisnis dan Akuntansi Prosiding Seminar Nasional Manajemen dan Ekonomi Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Master Manajemen Jurnal Pengabdian Masyarakat dan Riset Pendidikan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Dikmas Abdi Karya: Jurnal Pengabdian Kepada Masyarakat Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Jurnal Ilmiah Manajemen Profetik
Westerini Lusdani
Universitas Kristen Indonesia Toraja, Sulawesi, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Journal : Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial

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Pelatihan Pengelolaan Keuangan keluarga Bagi Ibu-Ibu Rumah Tangga Kelompok Wisma Anggrek Kelurahan Lapandan Kabupaten Tana Toraja Dwibin Kannapadang; Westerini Lusdani; Althon K. Pongtuluran; Helba Rundupadang
Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial Vol. 2 No. 3 (2025): Agustus : Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karya.v2i3.2001

Abstract

The ability to manage family finances is a crucial aspect in realizing household economic resilience. In practice, many housewives do not have adequate knowledge and skills in budgeting, saving, and prioritizing needs wisely. This community service activity was carried out with the aim of improving family financial literacy among housewives, especially members of the Wisma Anggrek Group, Lapandan Village. The method of implementing the activity consists of three main approaches, namely counseling on basic family financial management materials, interactive discussions to explore participants' experiences and challenges, and simulations of realistic and applicable household budget preparation. The training material covers the basic principles of financial management, saving strategies, controlling expenses, and how to prioritize needs based on the scale of urgency and financial capabilities. The results of the activity showed a significant increase in participants' understanding of the concept of family financial management. Participants are able to draw up a simple budget, recognize unnecessary expenses, and start implementing consistent saving habits. In addition, group discussions encourage the creation of spaces for sharing experiences and practical solutions among participants, which strengthens the collective spirit in building healthy financial habits. This activity has a positive impact on shaping a more planned financial mindset and behavior among housewives. It is hoped that this training will be the first step in building sustainable household economic resilience, as well as encouraging family financial independence through wise and responsible financial management.
Co-Authors Abner Tahendrika Ade Lisa Matasik Agustinus Mantong Ahmad Ahmad Alex, Jelitha Althon K. Pongtuluran Ariantho Rekan Palallo Chrismesi Pagiu Daniel L. Pakiding Daniel Lallo Pakiding Dhea Toding Pasak Dina Ramba' Esra Tandira’ba Euodia Euodia Hany Helba Rundupadang Hendrikus Kadang Herlisya, Herlisya Lallo Pakiding, Daniel Lilisda Sampe Lisa Kurniasari Wibisono Marniati Marniati, Marniati Marthin, Alvin Anugrady Paganggi, Yadiel Piter, Saltika Prisilia Yosafat, Widya Randi Tangdialla Rati Pundissing Seni Sapu Srisetyawanie Bandaso Sussana Eka Topayung Tonapa, Ulfiani Ulfiani Tonapa Uli Urbanus Bubun Wilma Dian Ardiyanti Winta Panimba Yohanis Lotong Ta'dung