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Analisis Penilaian Tingkat Kesehatan Bank dengan Menggunakan Metode CAMEL (Studi Kasus pada PT Bank Raya Indonesia Tbk) Wilma Dian Ardiyanti; Jois Ta’nak; Ade Lisa Matasik; Randy Tangdialla
Jurnal Pendidikan Tambusai Vol. 7 No. 2 (2023): Agustus 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan untuk menganalisis tingkat kesehatan bank dengan menggunakan metode CAMEL pada PT Bank Raya Indonesia Tbk. Dengan menggunakan jenis penelitian Deskriptif kuantitatif, teknik pengumpulan data dilakukan dengan cara Dokumentasi dan sumber data diperoleh dari Laporan keuangan PT Bank Raya Indonesia Tbk yang sudah dipublikasikan oleh BEI. Hasil penelitian menunjukkan bahwa PT Bank Raya Indonesia berada pada predikat sehat hal tersebut ditunjukkan dengan nilai CAMEL selama tahun 2019-2021 berada pada predikat 81%-100%. Oleh karena itu PT Bank Raya Indonesia Tbk tetap dapat melanjutkan usahanya karena PT Bank Raya Indonesia memiliki kinerja yang baik dalam pengelolaan sumber daya yang dimilikinya jika di analisis dengan metode CAMEL.
ANALISIS STRATEGI PENGEMBANGAN USAHA TANI BAWANG MERAH DI LEMBANG PULU’-PULU’ KECAMATAN BUNTU PEPASAN KABUPATEN TORAJA UTARA Abedneigo Carter Rambulangi; Althon K Pongtuluran; Dina Ramba; Wilma Dian Ardiyanti
Journal of Management Small and Medium Enterprises (SMEs) Vol 16 No 2 (2023): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v16i2.10448

Abstract

There are a variety of challenges that onion farmers in Lembang Pulu-Pulu, Buntu Pepasan District, North Toraja Regency confront in establishing their shallot farming business, including marketing, capital, and farmers' knowledge. As a result, the purpose of this research is to establish the strategy for improving shallot cultivation in Lembang Pulu'-Pulu', Buntu Pepasan District, North Toraja Regency. This study used a qualitative technique with IFAS, EFAS, and SWOT analysis. The findings of the plan for growing shallot farming in Lembang Pulu'-Pulu', Buntu Pepasan District, North Toraja Regency, including 1) Improving the quality of human resources for shallot merchants. 2) Establishing commercial agreements with multiple significant corporations and financial institutions to receive financing. 3) Increasing shallot output in Lembang Pulu'-Pulu' by utilizing more advanced farming technologies. 4) Using digital communication technologies to broaden the marketing network. Keywords: Strategy; Farming; SWOT; EFAS; IFAS
Analisis Tingkat Kesehatan Koperasi Simpan Pinjam Torganda II Rantelemo Kabupaten Tana Toraja Ardianty, Wilma Dian; Sape, Barnice; Matasik, Ade Lisa; Ramba, Dina
Jurnal Ekonomi, Bisnis dan Terapan (JESIT) Vol. 3 No. 2 (2022): Jurnal Ekonomi, Bisnis dan Terapan (JESIT)
Publisher : UKI Toraja Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (238.046 KB) | DOI: 10.47178/t5gr2x62

Abstract

This study aims to determine the health level of bad loans at the Torganda II Rantelemo Savings and Loans Cooperative, Tana Toraja Regency 2019-2021. The benefit of this research is that it can contribute ideas, information for the leadership of KSP Torganda II Rantelemo in making decisions when providing loans to members who apply for loans and increase knowledge or insight in analyzing credit in cooperatives. The type of research used is descriptive quantitative, namely by recording and analyzing data obtained from the Torganda II Rantelemo Savings and Loans Cooperative, Tana Toraja Regency. Analysis of the data used to analyze the soundness level of bad loans in KSP II, namely the ratio of Non-Performing Loans (NPL). Based on the results of the study, it showed that the level of bad loans at KSP Torganda II was determined to be unhealthy because it exceeded the standards set by the Cooperative Service through the Minister Of Cooperatives And Small And Medium Enterprises.
Cultural Immersion for International Students: APath to Promoting TorajaTourism Limbongan, Mey Enggane; Ardiyanti, Wilma Dian; Patadungan, Ellyn; Panimba, Marniati Winta; Salu, Angelia
Jurnal Literasiologi Vol 12 No 3 (2024): Jurnal Literasiologi
Publisher : Yayasan Literasi Kita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47783/literasiologi.v12i3.752

Abstract

This study explores the role of cultural immersion programs conducted by the Tourism Study Program at UKI Toraja in promoting Toraja tourism. This study employs a qualitative research design, focusing on an in-depth exploration of the experiences of international students who participated in cultural immersion programs in Toraja. A case study methodology was chosen to provide a detailed examination of a specific instance of cultural immersion, making it possible to identify the key elements that contribute to its effectiveness in promoting tourism. The study involves international students who participated in cultural immersion programs organized by the Tourism Study Program at UKI Toraja. Participants were selected through purposive sampling to ensure that those included in the study had direct and substantial experiences with Toraja culture. Semi-structured interviews were conducted with both international students and local community member. The researcher engaged in participant observation during several cultural immersion activities, including traditional ceremonies, community events, and daily interactions between students and local residents. The data collected from interviews and observations were analyzed using thematic analysis. The study results confirm that the cultural immersion programs conducted by the Tourism Study Program at UKI Toraja play a significant role in promoting Toraja tourism by enhancing cultural understanding and intercultural competence, fostering personal and academic growth, and positioning students as cultural ambassadors.
Analisis Pengaruh Corporate Governance, Struktur Kepemilikan, Dan Cash Holding Terhadap Nilai Perusahaan Pada Perusahaan Manufaktur Yang Listing Di Bursa Efek Indonesia Tahun 2019-2021 Roni Tandi Tuku; Wilma Dian Ardiyanti; Winta Panimba
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 1 No. 4 (2023): Desember : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v1i4.340

Abstract

This research aims to examine the influence of corporate governance (board size), ownership structure (managerial ownership, foreign ownership, and family ownership), and cash ownership on firm value as measured using Tobins Q. This research uses the Ordinary Least Square (OLS) regression test on Tobins Q using manufacturing companies listed on the Indonesia Stock Exchange (BEI) from 2019 to 2021. The results of this research show that the cash holding variable has a significant negative effect on company value. Meanwhile, other variables such as corporate governance, namely the size of the board of directors, ownership structure in foreign, family and managerial ownership have a significant positive influence on company value.
PENDAMPINGAN MASYARAKAT DALAM INOVASI PEMBUATAN LAMPU HIAS ESTETIK DARI BAMBU KELURAHAN TONDON MAMULLU Patadungan, Ellyn; Marniat, Marniat; Ardiyanti, Wilma Dian; Ronal, Marinus
Indonesian Journal of Engagement, Community Services, Empowerment and Development Vol. 4 No. 2 (2024): Indonesian Journal of Engagement, Community Services, Empowerment and Developme
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijecsed.v4i2.156

Abstract

Making aesthetic lamps from bamboo not only utilizes natural resources in a sustainable manner but also involves community assistance to create a positive impact in the community. The abundance of bamboo resources is the reason for community service activities through training activities carried out in Mamullu Village, Tana Toraja. The mentoring began with skills training for community members, both skilled and inexperienced in bamboo crafts. This training includes techniques for selecting and preparing bamboo, assembling light structures, and installing safe electrical components. In this process, safety and sustainability aspects are emphasized to ensure high-quality and environmentally friendly final products. Sustainability promotion is an important aspect of this assistance, by educating the public about the benefits of using bamboo as a sustainable raw material. This includes an emphasis on reducing carbon footprint and the importance of supporting local industries that are environmentally friendly. By implementing holistic mentoring like this, it is hoped that the community can not only improve their skills in making aesthetic lamps from bamboo but also produce a sustainable positive impact in the social, economic, and environmental aspects around them
Pengaruh Kredit Bermasalah Terhadap Rentabilitas Ekonomi Pada Koperasi Simpan Pinjam Balo’ Toraja Kecamatan Makale Kabupaten Tana Toraja Wilma Dian Ardiyanti; Srisetyawanie Bandaso; Grynjiel Ayu Sandangan
Jurnal Ekonomi, Akuntansi, dan Perpajakan Vol. 1 No. 2 (2024): Mei : Jurnal Ekonomi, Akuntansi, dan Perpajakan (JEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jeap.v1i2.502

Abstract

This research aims to examine the effect of non-performing loans on economic profitability in the Balo' Toraja Savings and Loans Cooperative, Makale District, Tana Toraja Regency. The type of research used in this research is quantitative descriptive research. The unit of observation in this research is the financial report and non-performing loans for 2016-2020. The results of this research show that there is an influence of non-performing loans on economic profitability, which means that if non-performing loans increase, economic profitability will decrease, and vice versa, if non-performing loans decrease, economic profitability will increase.
Pendampingan Usaha Produk “Olahan Kentang” Mahasiswa Universitas Kristen Indonesia Toraja Wilma Dian Ardiyanti; Yohanis Lotong Ta’dung; Ade Lisa Matasik; Yonaldes Qreistamara Sarunan Putra
MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat Vol. 1 No. 6 (2023): Desember : MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/mengabdi.v1i6.337

Abstract

The implementation of this service activity is carried out by providing material regarding the preparation of proposals and planning for a Potato Processed Food Products Business. The delivery of this training material is carried out by means of lectures and discussions. Assistance is provided by providing direction on how to start business planning, marketing and business development strategies, as well as preparing business proposals. The aim of this assistance is to foster and develop the entrepreneurial spirit at the Indonesian Christian University of Toraja so that students are increasingly interested in entrepreneurship. The form of activity is in the form of guidance in creating a business, such as determining a business idea first/determining the product to be sold, developing a business idea (market segmentation), marketing strategy, finance, and making a business proposal. After that, a business and product proposal presentation was carried out to find out to what extent the students were able to prepare a business proposal for processed potato products.
Tax Incentives And Trust In Authority: Quasi-Voluntary Tax Compliance Experiments Matasik, Ade Lisa; Ardiyanti, Wilma Dian; Mutia, Surianti
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 8, No 2 (2024): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i2.9792

Abstract

This study aims to analyze the role of giving tax incentives to voluntary tax compliance and to identify the relationship between trust in authority and voluntary tax compliance. This research is a quasi-experimental study using students who have studied taxation courses. This study used a 2 x 2 factorial design used in designing this study. The first factor is tax incentives which consist of two levels, namely: taxpayers who are aware of tax incentives and taxpayers who are not aware of tax incentives. The second factor is trust in authority which also consists of two levels, namely taxpayers have high trust in authority and taxpayers have low trust in authority. The results of the study show that taxpayers who are aware of tax incentives and have high trust in the tax authorities will produce high voluntary tax compliance. Taxpayers who also have high voluntary tax compliance. The results of the interaction show that taxpayers who are aware of tax incentives and/or have high trust in the tax authorities will show different voluntary tax compliance. The role of tax incentives has a big influence when compared to trust in the tax authorities.
Pendampingan Pemasaran Dan Pengelolaan Keuangan Usaha Mandiri Persatuan Pemuda Gereja Toraja Jemaat Buntu Lemo Winta Panimba; Westerini Lusdani; Ellyn Patadungan; Wilma Dian Ardiyanti
Jurnal DIKMAS Vol. 5 No. 2 (2023): Jurnal DIKMAS
Publisher : Biro Pengelolaan Penelitian dan Pengabdian Kepada Masyarat SETIA Ngabang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/dikmas.v5i2.268

Abstract

The implementation of this Mentoring activity is carried out by assisting in Marketing, Financial Management and Independent Business Development which is carried out by the Toraja Church Youth Fellowship of the Buntu Lemo Congregation which is managed independently for the needs of the PPGT organization. This community service activity method has several stages, including initial surveys, interviews with partner groups to find problems and solutions offered as well as assistance with marketing and financial management. The PPGT Buntu Lemo Congregation's independent business includes several types of business, including: tent rental, sound system rental and dance studio and decorations. Strengthening the marketing strategy of the PPGT Mandiri Business of the Buntu Lemo Congregation to be able to compete in marketing products and managing finances correctly and regularly will make the business better.