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Wahdan Arum Inawati
Universitas Telkom
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Peningkatan Literasi Keuangan Siswa SMA melalui Program Edukasi sebagai Upaya Mengurangi Perilaku Konsumtif Idayu Rahmadewi; Wahdan Arum Inawati; Ina Nusuki
Society : Jurnal Pengabdian Masyarakat Vol. 5 No. 4 (2026): Juli
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/kjs3a374

Abstract

The lack of financial literacy among the younger generation is a serious obstacle to realizing the vision of Indonesia's Golden Generation 2045. Increasingly easy access to digital financial services, the proliferation of electronic transactions, and the increasing willingness to borrow make teenagers vulnerable to consumer behavior and poor financial decision-making. This phenomenon emphasizes the urgency of instilling financial literacy education starting in secondary education. This community service activity was held to strengthen students' knowledge and understanding of wise financial management through a financial literacy education program at SMA Edu Global, Bandung City. The method used was interactive counseling that included a pre-test, material presentation, discussion sessions, educational games, a post-test, and participant satisfaction evaluation. This activity was attended by 136 students, and the results showed a significant increase in answer scores from 400 points in the pre-test to 412 points in the post-test. In addition, a satisfaction survey recorded that 71.25% of participants agreed or strongly agreed that this activity was beneficial, the material was easy to understand, and it was worth holding regularly. These findings confirm that financial literacy education effectively strengthens participants' basic understanding of financial management while building awareness of the importance of responsible financial behavior. It is recommended that such programs be implemented on an ongoing basis as part of efforts to improve the financial literacy of the younger generation.
Co-Authors Abdullah, Arkhan Fauzan Agung, Chris Petra Ajeng Luthfiyatul Farida Aminahtul Zahroh Angela Lionika Anggita, Meidila Annisa Nurbaiti Artanti, Nailah Artista, Gianina Aufa Oktafitria Aulia Fatiha Kurniadi Avison Xaquil Azhar Azizah, Adinda Noor Brigitta Eva Sinta Amartya Cahyaningsih Cahyaningsih Clara Octavia Sitorus Debby, Teresia Didit Widiatmoko Evalyna, Naomi Mega Fadiyah Hani Sabila Fahreza, Muhammad Fariz Faishal Mufied Al Anshary Fajra Octrina Fanji Farman Fasya, Angghy Aghniya Fauziah, Farrah Feby Astrid Kesaulya Ganendra, Nadhif Akmal Grace Clara Gabriella Hakimsyah, Maryo Maulana Hanif Azhar Hery Widijanto Hilda Hilda Salman Said Hilda Salman Said Idayu Rahmadewi Ilhami, Rafli Rizki Ina Nusuki Isyiana , Arrum Amelia Isynuwardana, Deannes JAZADI, FURQAN RAMADHAN Kurnia KURNIA KURNIA Kurnia Kurnia Kurnia Kurnia Kurnia Kurnia Majidah Majidah Marwah, Assyifa Masna Abdul Baqi Mirsa Adela Kurnia Dewi Mubarokah, Ladystia Fadwah Muhammad Muslih Muhammad Muslih Nabila, Dien Aulia Nathasya Prissillya Aggatha Novy Fajrianti Nursadrina, Athirah Pelawi, Gracetia Diasri Rahmatika, Annisa Nurdini Rahmawati Rahmawati Rahmawati, Oni Ramdani, Achmad Tamam Hilal Rifky Wardhana Taniwangsa Rifqi Adam Rinaldy Rinaldy, Rifqi Adam Rr Sri Saraswati Rr Sri Saraswati Ruri Octari Dinata Ruri Octari Dinata Ruri Octari Dinata S. Ja’far Husnaini Sekardiva, Hafidza Aphrodaity Azra Siti Aisyah Lubis, Siti Aisyah Sitorus , Clara Oktavia Sitorus, Clara Oktavia Sitti Farikha Tenri Pada Sri Rahayu Susanta, Christina Pungky Tasya Kemala Puteri Tri Widarmanti Yeremias Budi Irawan Yusuf, Nisa Adhwani Zahara, Keysha Zulkarnaen, Yoga Fauzi