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All Journal Jurnal Ilmiah Admnistrasi Niaga International Journal of Social Science and Business Comvice : Journal of community service Community Engagement and Emergence Journal (CEEJ) Jurnal Terapan Ilmu Ekonomi Manajemen dan Bisnis (JTIEMB) Trending: Jurnal Manajemen dan Ekonomi Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Jurnal Hasil Inovasi Masyarakat (JHIM)
Divianto Divianto
Politeknik Negeri Sriwijaya
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Social Sciences Other

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Pelatihan Dan Pendampingan Pembuatan Proposal Pengajuan Kredit Bank Bagi Para Pedagang Pasar Tradisonal Sukawinatan Palembang Jusmawi Bustan; Divianto Divianto; Heri Setiawan
COMVICE: Journal Of Community Service Vol. 1 No. 1 (2017): Mei (2017) - Oktober (2017)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.698 KB) | DOI: 10.26533/comvice.v1i1.146

Abstract

Tujuan  dari  kegiatan  pengabdian  kepada  masyarakat  ini  adalah  untuk  memberikanpelatihandan pendampingan pembuatan proposal pengajuan kredit bank kepada para pedagang UMKM di Pasar Tradisonal Suwawinatan.    Permasalahan mitra yang diidentifikasi adalah banyak pedagang atau pelaku UMKM tersebut yang mengeluhkan mengenai ketidaktahuan atau ketidakpahaman mereka tentang proposal pengajuan kredit mikro ke bank. Mereka juga kurang tahu bagaimana pengembangan usaha dan manajemen permodalan yang  baik.  Hal  ini  dikarenakan latar  belakang pendidikan dan  kurangnya informasi yang mereka terima.  Prioritas  permasalahan yang akan dipecahkan solusinya adalah melalui metode pelatihan dan pendampingan pembuatan proposal pengajuan kredit bank. Disamping itu, memberikan penyuluhan mengenai pengembangan usaha dan manajemen permodalan. Kegiatan pelatihan dan pendampingan pembuatan proposal pengajuan kredit bank bagi para pedagang yang juga sekaligus pelaku atau pemilik UMKM Pasar Tradisional Sukawinatan dilaksanakan sesuai dengan apa yang diharapkan. Walaupun hasil tingkat pemahaman dan praktik dari 16 peserta aktif masih dalam skala 71%-80,99%, maka kegiatan pengabdian masyarakat ini dinyatakan “cukup baik” dan tersedia 4 proposal pengajuan kredit bank dari hasil kegiatan pendampingan.
PENGARUH KUALITAS LAYANAN TERHADAP KEPUASAN PASIEN MEDICAL CHECK UP (MCU) PADA RUMAH SAKIT DR. AK. GANI PALEMBANG Elisa Elisa; Divianto Divianto; Manuel Hutagaol
Orasi Bisnis : Jurnal Ilmiah Administrasi Niaga Vol. 11 No. 1 (2014): Orasi Bisnis
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (123.56 KB)

Abstract

This final report titled “The impact of the service quality toward the patient satisfaction of medical check-up at RS. DR. AK. GANI Palembang”. The objective of this research is to know the level of patient satisfaction toward the service quality which is given and to know which service quality variable that most significantly influence the patient satisfaction.  In analyzing the problems, the writer used interview technique and quesionnaires by distributing questionnaires to every patients who conducted medical check-up with 60 questionnaires that is distributed.  In processing the data, the writer used SPSS version 20.0 program.  The results showed that the reliability variable and the responsiveness variable had strong influence toward the patient satisfaction and the strongest one was the reliability dimension with 43,4%.
PENGARUH PEMAHAMAN PELAKU UKM DALAM MENYUSUN LAPORAN KEUANGAN TERHADAP IMPLEMENTASI LAPORAN KEUANGAN BERDASAR SAK ETAP DENGAN PERSEPSI PELAKU UKM SEBAGAI MODERATING VARIABLE Febrianty Febrianty; Divianto Divianto
International Journal of Social Science and Business Vol. 1 No. 3 (2017): August
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v1i3.11318

Abstract

The purpose of this research is to know: a). The magnitude of the influence of SME Understanding Factors in preparing financial statements based on SAK-ETAP on the implementation of financial statements based on SAK-ETAP, b). The magnitude of the effect of the use and ease of use of financial statements under SAK-ETAP moderate against the implementation of financial statements based on SAK-ETAP. The independent variable is the understanding of SMEs in preparing financial statements and the dependent variable is the Implementation of Financial Statements. While moderating variable is perception of perpetrator of SME. The population in this study are all SMEs registered in BPS Palembang City amounted to 32,706 based on data in 2015. The sample of this study is SMEs in Sukarami District in Palembang City a number of 30 SMEs. The data were collected using questionnaires. Analyzer used to test H1 used simple linear regression model. While H2 - H3 tested with MRA (Moderated Regression Analysis). The results showed that the Influence of Understanding SMEs in Preparing Financial Statements based on SAK-ETAP on Implementation of Financial Statements in this study amounted to 0.747 or 74.7%. Interaction of Understanding SMEs in Preparing Financial Statements based on SAK-ETAP with the use of financial statements have a positive and significant impact on Implementation of Financial Statements (simultaneously) so that Hypothesis 2 supported. Interaction of Understanding SMEs in Preparing Financial Statements based on SAK-ETAP with the ease of use of financial statements have a positive and significant impact on Implementation of Financial Statements (simultaneously) so that Hypothesis 3 is supported. Keywords: Understanding, SME, financial statements, SAK ETAP
Optimalisasi Produksi Dan Pemasaran Digital UMKM “Niketo” Melalui E-Katalog Fashion Berkelanjutan Divianto Divianto; A. Jalaludin Sayuti; Ahmad Ari Gunawan Sepriansyah; M. Khadafi Pratama
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 2 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i3.10418

Abstract

Program Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk mengoptimalkan efisiensi produksi dan kinerja pemasaran digital UMKM Niketo melalui pemanfaatan limbah tekstil menjadi produk fesyen berkelanjutan. Inisiatif ini berfokus pada penguatan manajemen produksi, peningkatan inovasi desain, serta perluasan akses pasar melalui penerapan e-katalog modern berbasis digital. Program ini dirancang tidak hanya untuk meningkatkan kapasitas operasional, tetapi juga untuk memposisikan Niketo sebagai UMKM kreatif yang kompetitif dan bertanggung jawab terhadap lingkungan. Program dilaksanakan menggunakan pendekatan integratif dan partisipatif melalui serangkaian kegiatan pelatihan dan pendampingan yang terstruktur. Kegiatan tersebut meliputi pelatihan pemasaran digital dan strategi promosi, lokakarya teknologi dan manajemen produksi, inovasi desain produk berbasis limbah tekstil songket Palembang, pengembangan dan pendampingan e-katalog untuk merek “Niketo”, serta penerapan pemasaran melalui media sosial. Seluruh tahapan menekankan praktik langsung, pendampingan intensif, dan keterlibatan aktif mitra UMKM guna memastikan transfer pengetahuan yang efektif dan keberlanjutan program. Hasil evaluasi menunjukkan adanya peningkatan signifikan dalam pemberdayaan mitra. Pada aspek produksi dan manajemen, tingkat pemberdayaan mencapai 86,88%, yang didorong oleh alih teknologi tepat guna, pelatihan, serta pendampingan inovasi. Pada aspek pemasaran yang mencakup pemasaran digital, branding, promosi, dan akses pasar tingkat pemberdayaan rata-rata mencapai 87%. Temuan ini menunjukkan adanya peningkatan substansial dalam keterampilan, intensitas penerapan, serta kesiapan usaha. Program ini memberikan kontribusi nyata dalam penguatan model UMKM berkelanjutan melalui integrasi efisiensi produksi, inovasi desain, dan strategi pemasaran digital. Selain itu, program ini mendukung penerapan prinsip ekonomi sirkular melalui transformasi limbah tekstil menjadi produk fesyen yang ramah lingkungan, sehingga meningkatkan nilai ekonomi dan ekologis secara simultan. Program ini dibatasi oleh waktu pelaksanaan yang relatif singkat, sehingga belum memungkinkan pengukuran dampak jangka panjang seperti pertumbuhan penjualan, retensi pelanggan, dan keberlanjutan finansial. Kegiatan pengabdian ini menawarkan model pemberdayaan UMKM berkelanjutan yang dapat direplikasi. Bagi pembuat kebijakan, program ini memberikan masukan berbasis bukti untuk perancangan program pengembangan UMKM berorientasi ekonomi sirkular. Bagi peneliti, program ini memperkaya referensi empiris mengenai pemberdayaan UMKM terintegrasi. Bagi UMKM sejenis, program ini dapat menjadi tolok ukur praktis dalam penerapan strategi produksi berkelanjutan dan pemasaran digital.
Training and mentoring for the business process of the Nile Tilapia Processing Center “Sandara” Lumbok Seminung West Lampung Febrianty Febrianty; Divianto Divianto
Jurnal Hasil Inovasi Masyarakat Vol. 2 No. 1 (2025): Januari - Juni
Publisher : Borneo Novelty Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70310/jhim.2025.03010666

Abstract

The Sandya Darya Urgha (Sandara) Tilapia Processing Center, located in Lumbok Seminung, West Lampung, is a fisheries-based community empowerment initiative designed to enhance the quality and competitiveness of processed tilapia products. The training and mentoring program implemented at this center aims to develop the technical skills of the local community in tilapia processing while introducing efficient and safe processing technologies. The program covers various aspects, including the tilapia production process, modern processing techniques, business management, and food safety standards. In addition to training, direct mentoring is provided to ensure the proper application of processing techniques and to enhance production capacity. The impact of this initiative has been significant, leading to improved product quality, expanded market access, and increased economic welfare for the local community. By adding value to tilapia processing, this initiative is expected to contribute to reducing unemployment and strengthening the fisheries sector in West Lampung.
Analisis Rasio Likuiditas dan Solvabilitas untuk Menilai Kinerja Keuangan PT Indofarma Tbk Periode 2019-2023 Anis Mutiya; Muhammad Yusuf; Divianto Divianto
Jurnal Terapan Ilmu Ekonomi, Manajemen dan Bisnis Vol. 5 No. 2 (2025): Jurnal Terapan Ilmu Ekonomi, Manajemen dan Bisnis Agustus 2025
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17420862

Abstract

Penelitian ditujukan untuk menilai kinerja keuangan PT Indofarma Tbk selama periode 2019–2023 dengan memanfaatkan rasio likuiditas dan solvabilitas sebagai indikator kinerja keuangan perusahaan. Rasio likuiditas yang dianalisis mencakup cash ratio dan current ratio, sedangkan rasio solvabilitas yang dianalisis adalah rasio total modal sendiri terhadap total aset. Analisis dilakukan atas pedoman Surat Keputusan Menteri BUMN No. Kep-100/MBU/2002 dengan pendekatan deskriptif kuantitatif, menggunakan data sekunder dari laporan keuangan tahunan perusahaan. Hasil menunjukkan bahwa likuiditas perusahaan tergolong kurang sehat karena nilai cash ratio dan current ratio tidak memenuhi standar yang ditetapkan selama lima tahun terakhir. Di sisi lain, dari perspektif solvabilitas, perusahaan juga menunjukkan kondisi yang tidak sehat karena rasio total modal sendiri terhadap total aset hanya mencapai standar di 2019. Temuan ini mengindikasikan adanya masalah dalam pengelolaan arus kas, modal kerja, dan struktur permodalan yang perlu segera diperbaiki melalui strategi keuangan yang lebih efektif.
Integrasi Moving Average (MA), Relative Strength Index (RSI), dan Bollinger Bands (BB) dalam Analisis Teknikal Pergerakan Harga Saham Indeks LQ45 Afrilia Saputri; Neneng Miskiyah; Divianto Divianto
Trending: Jurnal Manajemen dan Ekonomi Vol. 4 No. 4 (2026): Oktober: Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v4i4.7583

Abstract

Stock price fluctuations demand the use of technical analysis that is able to provide more comprehensive information to support investment decision-making. This study aims to analyze stock price movements using the Moving Average (MA), Relative Strength Index (RSI), and Bollinger Band (BB) indicators, as well as evaluate the accuracy of the transaction signals produced. The study uses a descriptive quantitative approach with secondary data in the form of the daily closing prices of 10 companies that are members of the LQ45 Index for the 2023–2025 period. Samples were determined using purposive sampling techniques, while data were analyzed through the calculation of MA, RSI, and BB indicators and evaluated using the backtesting method. The results of the study show that six stocks have a downtrend trend, while the other four stocks are dominated by an uptrend. The average RSI value of the entire sample is at neutral conditions, while the volatility level measured using the Bollinger Band shows variations on each stock. The integration of the three indicators is able to provide information on trends, momentum, and volatility more thoroughly and generate transaction signals that can support technical analysis. The results  of backtesting showed that the signal accuracy rate ranged from 42% to 53%, with the highest accuracy in UNTR shares and the lowest in ASII shares. These findings suggest that the combination of MA, RSI, and BB can be used as one approach in technical analysis to support investment decision-making.
Pengaruh Kemudahaan Penggunaan Aplikasi Tring! dan Kualitas Layanan terhadap Kepuasan Konsumen PT Pegadaian Cabang Palembang UPC 32 Ilir Gita Avriellia Indriani; Divianto Divianto; Agung Anggoro Seto
Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan Vol. 4 No. 5 (2026): Oktober : Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/maeswara.v4i5.2994

Abstract

This study aims to analyze the effects of ease of use of the Tring by Pegadaian application and service quality on customer satisfaction at PT Pegadaian Palembang Branch, UPC 32 Ilir. A quantitative approach using an associative survey method was employed. The sample consisted of 90 Tring application users selected through accidental sampling. Data were collected using questionnaires and analyzed through multiple linear regression with the assistance of SPSS software. The results indicate that ease of use has a positive and significant effect on customer satisfaction. Service quality also has a positive and significant effect and demonstrates a relatively stronger influence than ease of use. Simultaneously, both independent variables significantly affect customer satisfaction. The coefficient of determination of 0.635 indicates that ease of use and service quality explain 63.5% of the variation in customer satisfaction, while the remaining 36.5% is attributable to other factors not examined in this study. These findings highlight the importance of developing a user-friendly application and maintaining high-quality services to improve customer satisfaction and enhance the overall customer experience at PT Pegadaian Palembang Branch, UPC 32 Ilir.
Co-Authors A. Jalaludin Sayuti Afrilia Saputri Agung Anggoro Seto Ahmad Ari Gunawan Sepriansyah Anis Mutiya Elisa Elisa Febrianty, Febrianty Gita Avriellia Indriani Heri Setiawan Jusmawi Bustan M. Khadafi Pratama Manuel Hutagaol Miskiyah, Neneng Muhammad Yusuf Abror