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Stagnation of Islamic Banking In Indonesia: Analysis Factors And Solutions Ratno Agriyanto, Ratno Agriyanto; Ali Murtadho; Nasrul Fahmi Zaki Fuadi; Muhammad Saifullah; Siti Mujibatun; Abdulhamid Ali Abukil
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v7i1.6923

Abstract

This study aims to shed light on why there hasn't been a noticeable rise in Islamic banks during the past three decades of their existence. Data were gathered for this qualitative study through observation, interviews, and documentation studies. The study's findings demonstrate that the growth of Islamic banks has slowed, as evidenced by their low market share, declining financing deposit ratio (FDR), and declining return on assets (ROA). The expansion of the Islamic Banking staff network and offices has also slowed down. Islamic banking's initial reasons for stagnation include its subpar performance in carrying out social tasks, specifically the collecting and distribution of cash. The second requirement is the capacity to apply sharia principles to every banking activity. The three Arabic term labels on the goods offered by Islamic Banking continue to cause confusion in the community. Fourth, judicial disputes unrelated to banking include entities and people associated with sharia designations, which have an effect on public confidence. To change the stagnation of Islamic banks, strategic steps including expanding their social role are required.
Contesting Misogyny in Canonical Hadith: A Comparative Analysis of the Commentaries of Ibn Ḥajar al-‘Asqalānī and Badr al-Dīn al-‘Aynī on Ṣaḥīḥ al-Bukhārī Samanarnik, Samanarnik; Muhammad Saifullah; Muhammad Amiruddin
Journal of Ushuluddin and Islamic Thought Vol. 2 No. 2 (2024): December
Publisher : Faculty of Ushuluddin and Philosophy, Sunan Ampel State Islamic University Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/juit.2024.2.2.234-257

Abstract

This study examines the controversy surrounding authentic hadiths that reflect gender bias, misogyny, and anti-female sentiment, with a particular focus on Ṣaḥīḥ al-Bukhārī, one of the most authoritative sources of Islamic law. Specifically, this study highlights how two major commentators on Ṣaḥīḥ al-Bukhārī, Ibn Ḥajar al-‘Asqalānī and Badr al-Dīn al-‘Aynī, interpret hadiths that depict women as the majority of hell’s inhabitants and their understanding of the term kufr in that context, as explained in their major works, Fatḥ al-Bārī and ‘Umdat al-Qārī. This study also investigates the historical context of the two scholars, paying attention to their differing views and personal conflicts, as well as the impact of these on their interpretation of the hadith. Through a qualitative literature review approach, this study seeks to provide a deeper understanding of their methods of interpretation and highlights the presence of personal conflict as a factor shaping interpretive differences. This study argues that the competitive dynamics between Ibn Ḥajar al-‘Asqalānī and Badr al-Dīn al-‘Aynī significantly influenced how each scholar understood this controversial narration, resulting in different readings of the hadith narrative that is often considered misogynistic.
Review of Islamic Law on the Lease of Agricultural Land Payment by Harvest (Case Study of Sungai Gampa Asahi Village) Nasrulllah; Prof. Dr. H. Ahmadi Hasan; Farihatni Mulyati, M.Ag; Heny Handayani; Putri Ramadanti; Muhammad Saifullah; Nur Rika
Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Vol. 1 No. 2 (2023): The Development of Islamic Law and Culture in Indonesia
Publisher : Sharia Journal and Education Center Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ijijel.v1i2.16

Abstract

ABSTRACT This study discusses "a review of Islamic law regarding leasing of agricultural land, payment for the harvest in the village of Sungai Gampa Asahi, Rantau Badauh District, Barito Kuala District".  What is called leasing must involve at least 2 parties.  The first is the party that leases the land, the two parties are willing to work on the land.  Likewise with the habit of renting in the village of Sungai Gampa Asahi where residents often make leases but the payment system is in the form of crops.  What's interesting about the habit of leasing agricultural land in Sungai Gampa Asahi Village is that when the tenant pays the rent, that is by means of the harvest.  It can be known that the harvest every year is not fixed.  Sometimes it's good, sometimes it doesn't work at all.  The method used in this study is a field research method and analyzed by means of descriptive qualitative.  Namely the data obtained from interviews and library sources about leasing.  From this study it can be concluded that the leases made by the residents of Sungai Gampa Asahi Village are not appropriate because the payment system with the harvest is not clear in it so it will be detrimental to the tenants. Keywords: Islamic law, leasing, payment of crops.   ABSTRAK Penelitian ini membahas tentang "tinjauan hukum Islam tentang sewa-menyewa lahan pertanian pembayarannya dengan hasil panen di desa Sungai gampa asahi Kecamatan Rantau badauh kabupaten Barito Kuala".  Yang namanya sewa-menyewa pasti  melibatkan minimal 2 pihak. Pertama pihak yang menyewakan lahannya,  kedua pihak yang bersedia Untuk menggarap lahannya tersebut. Begitu juga dengan kebiasaan sewa-menyewa yang ada di desa sungai gampa asahi ini yang mana warganya  sering mengadakan sewa-menyewa tetapi sistem pembayarannya dengan cara hasil panen. Yang menarik dari kebiasaan sewa-menyewa lahan pertanian yang ada di desa sungai gampa asahi ini adalah, ketika penyewa nantinya akan membayarkan sewanya, yaitu dengan cara hasil panen.  Yang mana dapat diketahui bersama bahwa hasil panen itu setiap tahunnya tidak tetap. Terkadang bagus, terkadang tidak dapat panen sama sekali. Metode yang digunakan dalam penelitian ini adalah metode penelitian lapangan dan dianalisis dengan cara deskriptif kualitatif. Yaitu data yang diperoleh hasil dari wawancara dan sumber  kepustakaan tentang sewa-menyewa. Dari penelitian ini dapat disimpulkan bahwa sewa-menyewa yang dilakukan oleh warga desa sungai gampa asahi kurang tepat dikarenakan sistem pembayaran dengan hasil panen ini tidak ada kejelasan di dalamnya jadi akan merugikan penyewa. Kata kunci : Hukum islam, Sewa-menyewa, pembayaran hasil panen