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All Journal Walisongo: Jurnal Penelitian Sosial Keagamaan Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Distribusi Management Studies and Entrepreneurship Journal (MSEJ) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Terapan Manajemen dan Bisnis Neo Journal of economy and social humanities LAN TABUR: JURNAL EKONOMI SYARIAH Jurnal Riset Ekonomi dan Manajemen Perbankan
Moh Bahrudin
Universitas Islam Negeri Raden Intan Lampung
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other

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Digitalisasi UMKM Perempuan Sebagai Upaya Penguatan Ekonomi Keluarga Dan Komunitas Siti Hanifah; Moh Bahrudin; Evi Ekawati
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10835

Abstract

Digitalization has become a key driver in the transformation of the global economy, including in the development of Micro, Small, and Medium Enterprises (MSMEs). This study aims to analyze the role of digitalization in empowering women-owned MSMEs and strengthening household and community economies. The research employs a qualitative approach using a literature review method by examining various relevant sources from academic journals and scholarly books. The findings indicate that digitalization has a significant positive impact on the performance of women-owned MSMEs, particularly in expanding market access, improving operational efficiency, and enhancing financial inclusion through the use of digital technologies such as e-commerce, social media, and digital financial services. Furthermore, digitalization contributes to increased household income and creates broader economic opportunities at the community level. However, the study also reveals that the implementation of digitalization faces several challenges, including low levels of digital literacy, limited access to technological infrastructure, and socio-cultural barriers that affect women’s participation in the digital economy. These challenges result in a gap between the potential benefits and the actual implementation of digitalization among women entrepreneurs. Therefore, integrated efforts from multiple stakeholders are needed to enhance women’s digital capacity through training programs, improved access to technology, and inclusive policy support. This study contributes to the existing literature on digital-based women’s economic empowerment and provides insights for developing sustainable strategies to strengthen women-owned MSMEs in the digital era.
ASSESSING THE IMPACT OF REMITTANCES FROM INDONESIAN MIGRANT WORKERS ON HOUSEHOLD WELFARE: INSIGHTS FROM THE SHARIA ECONOMIC FRAMEWORK Agus Salim; Moh. Bahrudin; Erike Anggraeni
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 2 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/q9fbyj48

Abstract

This study is grounded in the philosophy of maqāṣid al-sharī‘ah in Islamic economics, which positions welfare as the ultimate goal of the Shariah through the protection of religion, life, intellect, lineage, and wealth. The phenomenon of remittances sent by Indonesian Migrant Workers (PMI) has become a particular concern in East Lampung Regency, a region heavily dependent on remittances as a significant economic driver. The uniqueness of the problem arises when remittances not only affect economic aspects but also influence social, spiritual, and family dynamics, including religious practices, gender roles, and household stability. This research aims to analyze the implementation and utilization of PMI remittances and their impact on family welfare based on maqāṣid al-sharī‘ah indicators. A qualitative descriptive approach was employed through field studies using observation, documentation, and in-depth interviews with PMI and families receiving remittances in East Lampung Regency. The findings indicate that remittances contribute to improving family welfare, particularly in fulfilling basic needs, education, health, and strengthening family spirituality. However, negative effects were also identified, such as consumptive use of remittances, economic dependency, rising divorce cases due to long-distance separation and weak communication, and the absence of parental roles that may threaten family resilience. The perspective of maqāṣid al-sharī‘ah serves as an essential analytical tool to assess the balance between the benefits and risks of remittances holistically.
Co-Authors Adinda Choirul Ummah Agus Kurniawan Agus Salim Ahmad Genaro Ahmad Habibi Ahmad Hazas Syarif Ahmad Isnaeni Desta Dimas Pratoma Erike Anggraeni Evi Ekawati F. Faisal Faisal Faisal Ghina Ulfa Saefurahman Ghina Ulfa Saefurrohman Ghina Ulfah Saefurrohma Gustarina Andini Hanif Hanif Hazas Syarif Iis Rahayu Iqbal, Muhammad Madnasir Madnasir Mohd Mizan bin Mohammad Aslam Muhammad Zaki N. Nasruddin Oktia Tamara R Rohimah Sumiyati Rahmad Nur Wicaksono Riyan Erwin Hidayat Ruslan Abdul Ghofur Siti Hanifah Suharto Suhendar Suhendar Syamsul Hilal Tulus Suryanto Wasril Purnawan Yulistia Devi