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Pendidikan Keuangan Inovasi Wirausaha Komunitas Jemaat Gereja Menghadapi Pandemi Covid-19 Gesti Memarista
Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Vol 5, No 1 (2022): Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstormin
Publisher : Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/japhb.v5i1.2781

Abstract

Banyak tantangan yang dihadapi pengusaha UMKM sejak pandemi Covid-19. Banyak pengusaha yang harus gulung tikar jika tidak menyesuaikan diri dengan kondisi saat ini. Banyak permasalahan yang dihadapi, seperti ketidaksiapan inovasi bisnis terkait teknologi dan perencanaan keuangan bisnis yang tepat untuk inovasi tersebut. Alasan inilah yang menyebabkan Departemen UMKM GKI EMAUS mengundang dosen Universitas Katolik Widya Mandala Surabaya untuk memberikan pendidikan kewirausahaan keuangan kepada jemaat yang tergabung dalam UMKM. Pemberian pendidikan kepada masyarakat ini diharapkan dapat bermanfaat bagi para pelaku UMKM untuk memiliki ide-ide baru untuk menyesuaikan usahanya dengan inovasi dan perhitungan keuangan usaha yang tepat dengan menggunakan penyesuaian teknologi baru di masa pandemi Covid-19. Kegiatan pengabdian masyarakat ini menyimpulkan bahwa para peserta yang terdiri dari 30 jemaat gereja telah mempunyai pemahaman yang baik terkait inovasi, keuangan, serta berwirausaha. Para peserta jemaat GKI EMAUS juga menginginkan proses yang berkelanjutan untuk memberikan pendidikan lagi pada waktu yang akan datang dari dosen Universitas Katolik Widya Mandala Surabaya.
Apakah Risk Taking Behavior Mempengaruhi Inovasi UMKM Selama Pandemi Covid-19? Gesti Memarista; Olivia Wijaya; Tiffany Cahyadi; Melissa Afandi
Matrik : Jurnal Manajemen, Strategi Bisnis, dan Kewirausahaan Volume 16 Nomor 1 Tahun 2022
Publisher : Faculty of Economics and Business Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MATRIK:JMBK.2022.v16.i01.p14

Abstract

The study will contribute to the understanding of risk-taking behavior effect on the MSMEs innovation since the risk-taking behavior is the tendency of business owners for engaging in decisions that may have the potential to be dangerous to their business, especially for the family business to do some innovations nowadays, in the pandemic Covid-19 era. For the family business, the appropriate level of return that the business owner will obtain compensates their risk-taking behavior. These researchers used samples that consist of 307 MSMEs owners that categorized as the family business in Indonesia as the respondents by distributing online questionnaires. Furthermore, this paper also used control variables, such as the number of family members involved, generation level, founder-CEO duality, and business capital. This study used binary logistic regression for the analytical model. The results show that the business owner's risk-taking behavior, number of family members involved, generation level, founder-CEO duality, and business capital significantly influence MSMEs innovation in Indonesia.
THE INDONESIA GO PUBLIC COMPANIES INVESTMENT DECISION ON FIXED ASSETS DETERMINATION Gesti Memarista
JOURNAL OF ACCOUNTING, ENTREPRENEURSHIP AND FINANCIAL TECHNOLOGY (JAEF) Vol 3 No 2 (2022): Journal of Accounting, Entrepreneurship, and Financial Technology
Publisher : Accounting Study Program, Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/jaef.v3i2.2479

Abstract

Investment is one of the most crucial decisions for go public firms. By investing, the company is allocating funds for a better future. The investment will make allow the money to grow for earning a higher rate of return. This study investigates the factors that influence public companies in Indonesia in making investment decisions by choosing fixed assets. The research samples are listed manufacturing companies in the Indonesia Stock Exchange between 2015-2020. Three independent variables are used, which are operating cash flow, firm value, and firm size, while the dependent variable is investment. The analysis technique used is multiple linear regression. The study result shows that Indonesia’s go- public companies’ investment decision on fixed assets has significantly been determined by operating cash flow and firm size. Meanwhile, firm value has no significant effect on investment decisions.
Young Investors’ Instagram Usage Behavior and Investment Risk Appetite Gesti Memarista; Angela Merici Adinda Puspita
Management Research and Behavior Journal Vol 1, No 1 (2021)
Publisher : Department of Management, Universitas Malikussaleh, Aceh Utara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/mrbj.v1i1.3849

Abstract

Online Social Network Sites (SNSs) provides a lot of information to understanding young investor behavior. As the interest of financial practitioners, the young investor has their own risk tolerance. So, this study aims to predict the investment risk appetite through the social networking sites (SNSs) as one of huge informations exchange platforms by using young investors’ Instagram usage behavior. This research uses investment risk appetite and extroversion personality as the dependent variables. Moreover, number of followers on Instagram, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression, and the use of Instagram for social connection as the independent variables. The researchers use 300 young stock investors through online questionnaire. The results study show that number of followers on Instagram and the use of Instagram for social connection significantly affect the extroversion personality, the extroversion personality significantly affect the investment risk appetite. Otherwise, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression do not significantly affect the extroversion personality. This result obtains the probability of understanding the young investor’s risk appetite through their Instagram usage behavior, so the financial consultant can gather the information to understand their current social network activities.
COMMUNITY ENGAGEMENT FOR DEVELOPMENT: GEN Z AS THE AGENT OF INNOVATION TO ACHIEVE SDGs Deatri Arumsari Agung; Monica Adjeng Erwita; Dirgantara Dahana Mokoginta; Gesti Memarista; Aldo Hardi Sancoko; Andy Pratama Sulistyo; Natalia Kristina; Alpi Mawasti; Visi Saujaningati Kristyanto
PeKA: Jurnal Pengabdian Kepada Masyarakat Vol 5, No 2 (2022): Desember
Publisher : LPPM, Universitas Katolik Widya Mandala Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33508/peka.v5i2.4437

Abstract

The pandemic era has caused a loss of opportunities to obtain information regarding product management through online media. This led to the implementation of this community service activity which aims to help the MSME community in Surabaya to innovate by using online platforms to increase product sales. The Abdimas team of lecturers from the Faculty of Business and the Faculty of Entrepreneurship at UKWMS is also assisted by UKWMS students and international students who are included in generation Z, there is also the provision of international materials by lecturers from TAR UMT Malaysia who support community service activities with continuous innovation to help MSME businesses with social media. The series of activities were carried out using the service-learning method in two sub-themes namely product improvement and social media management for 5 days. The results of community service activities are prototype updates on the packaging, product design, and changes to MSME owners' social media which can later be included in local village bazaar activities and outlets at culinary tourism centers in Surabaya. In addition, students also get many benefits to apply the knowledge gained in class.
PENGGUNAAN E-COMMERCE DAN KINERJA UMKM INDONESIA Gesti Memarista; Erick Teofilus Gunawan; Natalia Kristina
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 2 (2023): JMBI UNSRAT Volume 10 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i2.48062

Abstract

This study aims to examine the e-commerce usage effect on the performance of MSMEs in Indonesia. The samples used were 157 MSME owners in Indonesia. This study uses the respondent which use e-commerce in their business. The respondent’s data will process by using PLS-SEM. The results of this study indicate that the use of e-commerce can improve the financial performance of MSMEs, internal processes within MSMEs, consumer satisfaction from MSMEs, and business growth and learning within MSMEs. The use of e-commerce has been proven to be able to increase innovation in the MSME operational system, which is able to cut many internal business processes that are less effective and efficient, reduce delay times, increase the market share of MSMEs through online sales, and ultimately increase sales to MSMEs. The use of e-commerce is an important key for MSMEs to be more competitive and survive in the long term. Keyword: business growth and studies; customer satisfaction; e-commerce use; financial performance; internal process;
Apa yang Mendorong Kepuasan Finansial Indonesia di Masa Wabah Covid-19? Gesti Memarista; Visi Saujaningati Kristyanto; Natalia Kristina
Jurnal Manajemen Maranatha Vol 21 No 2 (2022): Jurnal Manajemen Maranatha
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v21i2.4645

Abstract

Financial satisfaction has changed since the Covid-19 pandemic since many people experience health problems, lose their jobs, until psychological disorders. This study aims to determine the factors driving income earners' financial satisfaction before and during the Covid-19 outbreak in Indonesia. The variables studied are religiosity, ethnicity, and health level related to financial activities. This research method uses a quantitative approach to estimate the factors that influence financial satisfaction using multiple linear regression and comparison tests between financial satisfaction before and during the Covid-19 outbreak. There are 159 respondents in this study. The research result shows that religiosity and the ethnic had no significant effect on financial satisfaction before and during the Covid-19 outbreak. Yet, the health level significantly impacted financial satisfaction before and during the Covid-19 outbreak. Health level is an essential factor so that a person can work very well to generate income and obtain financial satisfaction. The respondents’ financial satisfaction before and during the Covid-19 is significantly different. Respondents also have more financial anxiety during the Covid-19 outbreak. The research implication is that the Indonesian people must consider financial planning that suits with financial conditions. Due to the more suitable financial planning, it will increase Indonesian financial satisfaction even during the Covid-19 outbreak.
Enhancing the Entrepreneurial Capability of Housewives in Argopuro Sawahan through Training on Kimchi Production and Cost of Goods Sold Calculation Gesti Memarista; Lila Gestanti; Pauline Tanza
Abdimas Indonesian Journal Vol. 6 No. 2 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.1832

Abstract

Household entrepreneurs, especially housewives looking to supplement their income for their families, have new business options due to Indonesia's rising demand for Korean food. Unfortunately, many would-be business owners don't know enough about product costing, leading to poor pricing strategies and low profitability. By offering hands-on instruction in kimchi production and cost of goods sold (COGS) calculation, this community service initiative sought to enhance the entrepreneurial potential of twenty housewives in Argopuro Sawahan. The community needs assessment, program design, practical kimchi production instruction, and financial literacy training centered on COGS calculation using the full-costing method, which comprises the four steps of the program's participatory approach. The results showed that participants' understanding of kimchi manufacturing, identification of production cost components, computation of COGS, and determination of suitable selling prices had significantly improved by 156.42%. Additionally, participants showed greater confidence in starting food companies from home. Technical food production skills were successfully integrated with fundamental financial management to enhance entrepreneurial competencies and promote long-term household economic empowerment. The program emphasizes the importance of combining financial literacy with hands-on entrepreneurship training to enhance the competitiveness of micro and small businesses.
XcareCo: Inovasi Platform Digital dalam Investasi Kredit Karbon Michael Evano Junior; Gesti Memarista; Deatri Arumsari Agung; Kenzhy Riando Suwongso; Gilbert Soekwanto
Journal of Information System,Graphics, Hospitality and Technology Vol. 7 No. 2 (2025): Journal of Information System, Graphics, Hospitality and Technology
Publisher : Institut Sains dan Teknologi Terpadu Surabaya (d/h Sekolah Tinggi Teknik Surabaya)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37823/insight.v7i2.437

Abstract

Perubahan iklim merupakan tantangan global yang berdampak luas, termasuk di Indonesia dan Australia. Salah satu dampak utamanya adalah peningkatan emisi gas rumah kaca (GRK), terutama karbon dioksida (CO₂), yang berkontribusi signifikan terhadap pemanasan global. Berdasarkan tujuan ke-13 Sustainable Development Goals (SDGs), pengurangan emisi GRK menjadi indikator utama dalam upaya mitigasi perubahan iklim. International Energy Agency (IEA) menunjukkan bahwa emisi CO₂ dari penggunaan energi fosil, mencerminkan tren kenaikan selama lima dekade terakhir. Di Indonesia, sektor ketenagalistrikan, transportasi, dan industri merupakan penyumbang utama emisi karbon, sedangkan di Australia, sektor energi, pertambangan, dan transportasi memainkan peran serupa. Kedua negara memiliki potensi besar dalam pengurangan emisi melalui pemanfaatan sumber daya alam yang melimpah. Hutan hujan tropis Indonesia menyerap CO₂ melalui proyek reboisasi dan pengelolaan hutan berkelanjutan. Australia memiliki peluang signifikan melalui proyek offset karbon di sektor pertanian, energi terbarukan, dan konservasi lahan, yang dikelola melalui skema Australian Carbon credit Units (ACCU). Pemerintah di kedua negara telah menunjukkan komitmen melalui regulasi yang mendorong perdagangan karbon. Indonesia memberlakukan regulasi terkait carbon credit pada tahun 2023, membuka peluang pasar karbon domestik. Di Australia, Clean Energy Regulator mengawasi pelaksanaan ACCU dan Emissions Reduction Fund (ERF), yang memperkuat peran sektor swasta dalam pengurangan emisi. Sebagai respons terhadap kebutuhan ini, XcareCo hadir sebagai platform perdagangan karbon yang menghubungkan perusahaan dengan emisi tinggi dan investor yang peduli lingkungan dengan proyek-proyek offset karbon terverifikasi di Indonesia dan Australia. Platform ini menawarkan solusi digital yang mudah, transparan, dan terintegrasi untuk membantu perusahaan memenuhi regulasi karbon, menyusun laporan keberlanjutan, serta mendukung pencapaian target net-zero. Dengan akses eksklusif ke proyek-proyek kredibel, XcareCo tidak hanya memberikan keuntungan finansial dan reputasi positif bagi perusahaan, tetapi juga berkontribusi langsung dalam mitigasi perubahan iklim global.