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All Journal TELKOMNIKA (Telecommunication Computing Electronics and Control) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Building of Informatics, Technology and Science Jurnal Sistem Komputer dan Informatika (JSON) JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Jurnal Teknologi Sistem Informasi dan Sistem Komputer TGD Jurnal SAINTIKOM (Jurnal Sains Manajemen Informatika dan Komputer) Jurnal Pengabdian Masyarakat IPTEK Jurnal Sistem Komputer Triguna Dharma (JURSIK TGD) Jurnal Sistem Informasi Triguna Dharma (JURSI TGD) Jurnal Masyarakat Indonesia
Ginting, Erika Fahmi
STMIK Triguna Dharma
Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Journal : JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE)

 1 
Digitalisasi Pencatatan Keuangan Berbasis Fintech: Akurasi dan Efisiensi Pelaporan Keuangan UMKM Inuzula, Lakharis; Ginting, Erika Fahmi; Andriyani, Suci
Journal of Business and Economics Research (JBE) Vol 6 No 3 (2025): October 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v6i3.8505

Abstract

Many Micro, Small, and Medium Enterprises (MSMEs) still rely on manual financial record-keeping and lack a well-documented, standardised accounting system. This complicates their ability to generate accurate and reliable financial reports in accordance with accounting standards. Such a situation is crucial for decision-making and reporting to relevant stakeholders. These limitations also hinder business development and increase the risk of financial data errors. To address this issue, the focus is on developing an application based on AppSheet that enables MSMEs to create financial reports in a practical, efficient manner, and in compliance with standards, without the need for coding expertise. This research employs a quantitative descriptive approach aimed at explaining the process of financial report preparation and assessing the effectiveness of the application in the context of MSMEs.Field research methods are essential for direct engagement with MSME practitioners, allowing for an understanding of their needs and the challenges they face in financial record-keeping, as well as the obstacles to digitalisation. The research approach utilised is descriptive quantitative, involving field studies and literature reviews, with stages that include literature review, application design, observation, data collection, testing, and financial report preparation.This application is expected to enhance accuracy, efficiency, and practicality in the financial record-keeping processes of MSMEs, while also facilitating their compliance with applicable financial reporting standards. The use of this technology is aimed at supporting MSMEs in improving the quality of financial management and ensuring the sustainability of their businesses.
Co-Authors ., Lusiyanti Alfredo Torence andriyani, suci Anwar, Badrul Asyahri Hadi Nasyuha Buyung Solihin Hasugian Chrisnatanius Tarigan Devri Suherdi Fikramsyah Fikramsyah Fitri, Mufa Roza Gilang Ramadhan Herawati_Br_Ginting, Pebr Sry Ibnutama, Khairi Ina Andriani INUZULA, LAKHARIS Julianita, Siti kamil erwansyah Khairi Ibnutama Kusnasari, Sri Lubis, Ahmadi Irmansyah Lumban Gaol, Nur Yanti Lusiyanti Marsono Marsono Masyuni Hutasuhut maya, widiarti rista Mhd Gilang Suryanata Muhammad Syahril Muhklis Ramadhan Mukhlis Ramadhan Murniayanti, Sri natasha, Syarifah fadillah Nizwardi Jalinus Nugroho, Nurcahyo Budi Pane, Marthin Wiranto Prayudha, Jaka Puji Sari Ramadhan Ramadhan, Muhammad Sabir Ramadhan, Puji Sari Refdinal, Refdinal Relita Girsang Rendy Syahputra Rezky, Syarifah Fadillah Rita Hamdani Rita Hamdani S. Meliala, M Guntur Daffa Riansyah Setiawan, Feri Simamora, Purnama Ide Simangunsong, Pandi Barita Nauli Siregar, Siti Julianita Sri Kusnasari Syarifah Fadillah Rezky Taufik, Faisal Turnip, Resdiana Wahyuni, Meri Sri Waruwu, Ceni Arman Yohanni Syahra Yolanda Pri Hastuty Yusnidah Zaimah Panjaitan