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All Journal At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Aghniya: Jurnal Ekonomi Islam AL-FALAH : Journal of Islamic Economics Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology INASJIF Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Wealth: Journal of Islamic Banking and Finance Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman LAN TABUR: JURNAL EKONOMI SYARIAH JIEFIS: Journal of Islamic Economics and Finance Studies BISNIS : Jurnal Bisnis dan Manajemen Islam
Lubis, Delima Sari
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Library & Information Science Social Sciences Other

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Persepsi Pedagang Pasar Inpres Sadabuan Terhadap Baitul Mal Wat Tamwil (BMT) Insani Padangsidimpuan Sari, Dewi Purnama; Nofinawati, Nofinawati; Lubis, Delima Sari
Journal of Islamic Social Finance Management Vol 1, No 2 (2020): Juli-Desember
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (689.037 KB) | DOI: 10.24952/jisfim.v1i2.3579

Abstract

 Inpres Sadabuan market traders in the city of Padangsidimpuan are indicated to have different perceptions of BMT Insani Padangsidimpuan. This study aims to determine the extent to which the Inpres market traders' perceptions of Baitul Mal Wat Tamwil (BMT) Insani Padangsidimpuan. The time of this research was carried out from October to July 2018 in the City of Padangsidimpuan. This type of research is qualitative research, the data source used by the researcher is primary data, namely the Inpres Sadabuan market traders, data collection techniques by interview, the data analysis technique of this research is to systematically search and compile data obtained from interviews, and field observations. The results of this study indicate that services at Insani Padangsidimpuan BMT can be said to be good with a figure of 70%, and BMT Insani Padangsidimpuan has a product based on the principles of Islamic law with a figure of 30%, and the traders' views on the financing procedure at BMT Insani Padangsidimpuan can be said to be easy with a figure of 90%. , and the profit at BMT Insani Padangsidimpuan can be said to be high at 80%.Key words: Perception, traders, and BMT Insani Padangsidimpuan.
Determinants of The Entrepreneur's Performance of Graduates Lubis, Delima Sari; Nasution, Hamni Fadlilah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.10333

Abstract

The aim of this researcher is to find out the factors that influence the entrepreneur's performance of graduates who choose business as a career. Is it due to socio-demographic factors (consisting of; age, gender, previous work, family background), attitudes (consisting of; autonomy/authority, economic challenges, self-realization, security and workload, avoid responsibility, social career, perceived behavioral control, subjective norms), contextual (consisting of; student participation in entrepreneurship education training, academic support, social support, environmental support, knowledge of entrepreneurship, independence of the entrepreneur). This research is quantitative research using primary data. The research results concluded that there were two factors that could be formed from the 15 variables analyzed. These factors are (1) Factor 1: Authority, Independence of the Entrepreneur, Social Support, Academic support, Entrepreneurship Training, Subjective Norms, Perceived Behavioral, Social Career, Avoid Responsibility, Security and Workload, Self-Realization, Economic Challenge. (2) factor 2, consisting of: Knowledge of Entrepreneurship, Environmental Support, Control, Perceived Behavioral
The Role of Al-Hukm in Shaping Islamics Business Behaviour Delima Sari Lubis; Aliman Syahuri Zein; Erlina Yulianda; Ira Sumarni
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The integral relationship between Al-Hukm and Islamic business behavior, which will have an impact on society and the surrounding environment. Legal principles in Islam function as a moral foundation in business practices. These principles guide business actors to make decisions that reflect Islamic values, namely honesty, transparency and social responsibility. This framework encourages businesses to not only achieve financial success now, but also consider future impacts. Through Islamic business ethics, Al-Hukm will shape business behavior that is not only in line with Islamic values ​​but also encourages economic development. This research is a qualitative-descriptive type of research The data collection method used is documentary study, namely a method related to various existing documents about the research object. The emphasis on business ethics as part of Al-Hukm has a positive impact on the sustainability of Islamic business. Honesty, transparency and social responsibility are an inseparable part of business practices inspired by Al-Hukm principles. This is what distinguishes Islamic business as a deep ethical force Overall, Al-Hukm's role is not only limited to regulation and compliance, but forms the essence of responsible and ethical Islamic business behavior. By understanding and respecting the principles of Al-Hukm, Islamic business becomes a transformational force that not only creates economic value but also contributes to the development of a better society. Thus, the role of Al-Hukm is not only normative but also formative in shaping the character of an empowered and ethical Islamic business.
KAUSALITAS GRANGER KURS DAN INVESTASI TERHADAP INFLASI DI INDONESIA Siregar, Febriani; Lubis, Delima Sari; Alfadri, Ferri
SOSEBI: Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol. 5 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v5i2.11216

Abstract

Abstrak: Penelitian ini bertujuan untuk mengetahui kausalitas granger kurs dan investasi terhadap inflasi di Indonesia priode tahun 1990-2023. Data yang digunakan berasal dari sumber yang terpercaya, seperti Badan Pusat Statisti (BPS) dan Bank Indonesia (BI). Penelitian ini dilakukan di Indonesia, dengan jenis penelitian yaitu penelitian kuantitatif. Data yang digunakan adalah data sekunder jenis time series, sampel yang digunakan dalam penelitian ini sebanyak 35 sampel. Alat analisis yang digunakan adalah uji normalitas, uji stasioner data, uji lag length, uji stabilitas var, uji kausalitas granger, uji kointegrasi, uji IRF, uji VD, uji VECM. Hasil Penelitian ini menunjukkan bahwa inflasi dan kurs di Indonesia memiliki hubungan kausalitas searah, karena ketika inflasi meningkat mata uang suatu negara cenderung melemah karena harga barang dan jasa di dalam negeri menjadi lebih mahal dibandingkan dengan harga dinegara lain. Hal ini dapat mendorong peningkatan impor dan penurunan ekspor, yang pada akhirnya dapat memengaruhi nilai tukar mata uang. Selain itu, penelitian ini juga menunjukkan bahwa baik investasi maupun kurs memiliki pengaruh yang signifikan terhadap inflasi, yaitu secara umum, investasi yang meningkat dapat membantu meredakan inflasi dengan mengurangi permintaan agregat yang mengendalikan pertumbuhan ekonomi yang berlebihan. Sementara itu, kurs yang fluktuatif, khusnya depresiasi mata uang, dapat meningkatkan harga impor dan berkontribusi pada inflasi domestik yang lebih tinggi. Kata Kunci: granger; kurs; investasi; inflasi. Abstract: The results of this analysis can be used to understand economic dynamics and formulate more effective economic policies. This study aims to determine the impact of exchange rates and investment on inflation in Indonesia for the period 1990–2023. The data used come from reliable sources, such as the Central Statistics Agency (BPS) and Bank Indonesia (BI). The results of this study show that inflation and exchange rates in Indonesia have a unidirectional causal relationship. When inflation rises, the country's currency tends to weaken because the prices of goods and services in the country become more expensive compared to prices in other countries. This can lead to increased imports and decreased exports, which in turn can affect the currency's exchange rate. In addition, this study also shows that both investment and exchange rates have a significant impact on inflation. That is, increasing investment in general can help mitigate inflation by reducing aggregate demand, which controls excessive economic growth. At the same time, volatile exchange rates, particularly currency depreciation, can increase import prices and contribute to higher domestic inflation. Keywords: granger; exchange rate; investment; inflation.
Zakat and Sustainable Development: A Macroeconomic Analysis of Poverty, Inequality, and Growth in Indonesia Lubis, Delima Sari; Soemitra, Andri; Harahap, Isnaini
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.171

Abstract

This study examines the dynamic relationship between zakat distribution, poverty depth, income inequality, and economic growth in Indonesia within the framework of sustainable development. Using semiannual data from the first semester of 2011 to the first semester of 2025, the analysis applies a Vector Error Correction Model (VECM) to capture both long-run equilibrium relationships and short-run dynamics among the variables. Poverty is measured using the Poverty Gap Index (P1), which reflects the depth and severity of poverty rather than merely its incidence. The results confirm the existence of a stable long-run cointegration relationship between zakat, poverty depth, income inequality, and economic growth. In the long run, zakat distribution shows a significant negative elasticity of −0.842, indicating that a 1% increase in zakat distribution reduces poverty depth by approximately 0.84%. Income inequality exerts the strongest structural influence with a positive elasticity of 1.915, while economic growth reduces poverty with a smaller elasticity of −0.276. The error correction term (−0.431) indicates relatively rapid adjustment toward long-run equilibrium, with about 43% of short-run disequilibrium corrected within one semester. Impulse response and variance decomposition analyses further reveal that zakat contributes meaningfully to medium- and long-term poverty dynamics. These findings suggest that zakat functions as a redistributive stabilizer embedded within the macroeconomic system, complementing economic growth and mitigating inequality. This study does not account for informal zakat flows, which may imply that the estimated macro effect is conservative. Overall, the study provides empirical support for integrating Islamic social finance into national sustainable development strategies aimed at poverty reduction and inclusive growth.
The Silima-Lima Waterfall’s Potential as Halal Tourism: A SWOT Analysis Napitupulu, Rodame Monitorir; Lubis, Delima Sari; Silitonga, Juliansyah
BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v10i1.14552

Abstract

This study aims to determine the strengths of the halal tourism potential of Silima-lima Waterfall, to find out the weaknesses of the halal tourism potential of Silima-lima Waterfall, to find out the opportunities possessed by the halal tourism potential of Silima-lima Waterfall, to find out the threat that is owned by the halal tourism potential of Silima-lima Waterfall. This research is descriptive qualitative research, the analytical method used is the SWOT analysis technique. Data collection techniques used are observation, in-depth interviews, and documentation, the validity of the data used is member check. Based on the results of the study, it is known that Silima-lima Waterfall tourism has some strengths in the form of uniqueness and beauty of the waterfall, the weakness of Silima-lima Waterfall is that many facilities in the jogging track area are damaged, especially the guardrail, of course, this will endanger tourists. The Silima-lima Waterfall has the opportunity to become a pioneer as a halal tourist destination in the South of Tapanuli Regency. Unfortunately, Silima-lima Waterfall also has a threat in the form of a lack of public understanding about halal tourism, lack of readiness of human resources to support the realization of halal tourist destinations. 
Co-Authors Abdul Hakim Siregar Abdul Hanafi Harahap Adanan Murroh Al Syahuri Zein Alfadri, Ferri Aliman Syahuri Zein Aliman Syahuri Zein Amarullah Lubis Andri Soemitra Annida Karima Sovia Arti Damisa Aulia, Nurhikmah ayu lestary, ayu Damri Batubara Daulay, Putri Bunga Meiliana Endah Sulastri Tarigan Erlina Yulianda Febrida Khairani Hamni Fadlilah Nasution Harahap, Adelianna Rahmawati Harahap, Enni Eriani Harahap, Monica Ikhwanuddin Harahap Ira Sumarni Isnaini Harahap Jogina Santi Siregar Juliansyah Silitonga Lubis, Maharani Annisa M FAUZAN Mardia Khairani Matondang, Zulaikha Napitupulu, Rodame Monitorir Nasution, Asmita Mardiana Nasution, Riza Ummi Nisa Brt, Ainun Nofinawati Nofinawati Nora Septini Harahap Nur Mutiah Nuraisyah Nuraisyah Nurul Qosimah Siregar Nurwijayanti Paisal Rahmat Rini Hayati Risna Hairani Sitompul Rodame Monitorir Napitupulu Sahriadi Siregar Sari, Cici Prawita Silitonga, Juliansyah Sindy Zenika Siregar, Fatahuddin Aziz Siregar, Febriani Siregar, Hera Rusliani Siregar, Nurhayani Siregar, Putri Handayani Sulistia, Yulva Walidah Izzah Nabila Yuli Rahmadani Harahap Zein, Aliman Syahuri Zul Ardi Hasibuan Zulaika Matondang