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Journal : JIFTECH: Journal Of Islamic Financial Technology

The Effect Of Trust And Risk On Interest Using Mobile Banking Isa, Muhammad; Fadlilah, Hamni; Hamid, Azwar; Lestari, Emmi
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (639.499 KB) | DOI: 10.24952/jiftech.v1i1.5022

Abstract

PT. Bank Sumut Syariah Branch Padangsidimpuan provides mobile banking services, but this service is less attractive to customers. The purpose of the study was to determine the effect of trust and risk partially and simultaneously on the interest in using mobile banking on customers of PT. Bank Sumut Padangsidimpuan Sharia Branch. This research is quantitative research. The sample used in this study were 100 respondents. The sampling technique used was accidental sampling. Data analysis used is validity test, reliability test, normality test, classical assumption test, t test and F test using SPSS 24 tool. The results showed that there was an influence of trust on the interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan, there is a risk effect on interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan and there is the influence of trust and risk simultaneously (together) on the interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan .Keywords: Trust, Interest Using, Risk
Determinants for the use of A GPN Debit Card (National Payment Gateway) by Students FEBI UIN SYAHADA Padangsidimpuan Hamid, Azwar; Arfah, Lita; Rambe, Lulu Walmarjan
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (378.083 KB) | DOI: 10.24952/jiftech.v1i2.6386

Abstract

The discussion in this study relates to service features, security systems, and student's knowledge of the use of debit cards with GPN. In this regard, the approach taken is theories related to the field. The type of research used is field research (field research) which is quantitative in nature. The samples used in this study were 74 respondents. The sampling technique used was a purposive sample, and the data collection techniques used were interviews, documentation, and questionnaires. Data analysis used was a validity test, reliability test, descriptive statistical analysis, normality test, multicollinearity test, heteroscedasticity test, coefficient of determination test (R2), multiple linear regression analysis test, t test (Partial), F test (Simultaneous) using SPSS tools 23. The results of this study this show that service features, security, and knowledge are factors that influence the use of GPN debit cards by students at the Faculty of Islamic Economics and Business UIN SYAHADA Padangsidimpuan.