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All Journal JURNAL MAHKAMAH FIKRI : Jurnal Kajian Agama, Sosial dan Budaya AT-Tahdzib: Jurnal Studi Islam dan Muamalah Al-Muhasib: Journal of Islamic Accounting and Finance At-Tahdzib: Jurnal Studi Islam dan Muamalah Al-Mawaddah: Jurnal Studi Islam dan Hukum Keluarga (Ahwal Al-Syakhsiyyah)
Bustanul Arifin
Sekolah Tinggi Agama Islam At Tahdzib Jombang
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Kehujjahan Maslahah Mursalah Dalam Perspektif Imam Al-Ghazali Dan Najm Al-Din Al-Tufi Bustanul Arifin
Al-Mawaddah: Jurnal Studi Islam dan Hukum Keluarga (Ahwal Al-Syakhsiyyah) Vol 1 No 1 (2024): Al-Mawaddah
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/al-mawaddah.v1i1.426

Abstract

This study examines the authority of maslahah mursalah according to Imam Al-Ghazali and Najm al-Din al-Tufi, two scholars with differing views on applying the concept of public interest in Islamic law. Al-Ghazali is known for his conservative approach, while Al-Tufi is more flexible and progressive. The research uses the library research method. Data were collected from primary sources, namely the works of Al-Ghazali and Al-Tufi, as well as relevant secondary literature. Descriptive-qualitative and comparative analysis techniques were used to evaluate and compare the views of both scholars. The study found that Al-Ghazali requires maslahah to align with maqasid al-shariah and not contradict nash. Al-Tufi, on the other hand, emphasizes flexibility in prioritizing maslahah, especially when dealing with nash dzanni. Both scholars contribute significantly to the understanding and application of the concept of maslahah in contemporary Islamic law.
Franchise in The Perspective of Islamic Contract Law Arifin, Bustanul
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 12 No 2 (2024): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/at-tahdzib.v12i2.361

Abstract

Background. The construction of an agreement based on Islamic Law must fulfill the principles of mu’amalah, the pillars (rukun) and conditions for the validity of the agreement, the provisions of the agreement and the prohibition of cooperating in committing a sin, and the ability of the parties to carry out legal acts. The valid condition of an aqad (agreement) is that the purpose of the agreement is fulfilled as the main consequence of an aqad. Aims. This article examines franchise business agreements according to the normative provisions of Islamic Law. Methods. Library research studies emphasize the legal aspects of franchises. Conceptual data are tracked on the internet with the keywords franchise and Islamic perspective and the results are analyzed descriptively. Results. Franchise is a form of cooperation agreement (syirkah) which provides special rights and authorities to the franchisee as the recipient. Franchise is a reciprocal agreement, because the franchisor as the franchiser and the franchisee, both are obliged to fulfill certain achievements. Franchise agreements are permitted according to Islamic Law because they are beneficial and do not contain elements that conflict with the concept and process of syirkah and fulfill the pillars of ijarah: ‘uqud (people who have aqad, namely the franchisor and franchisee), sighat ‘uqud (found during negotiations), ujrah (wages), and benefits (business).
Monetisasi Data, Sentralisasi QRIS, dan Tantangan Integrasi Nilai Syariah dalam Sistem Pembayaran Digital Indonesia: (Data Monetization, QRIS Centralization, and the Challenge of Sharia Value Integration in Indonesia's Digital Payment System) Zainal Fanani; Bustanul Arifin; Fadwa Aly Elsayed Mohamed
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 5 No. 1 (2025)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/al-muhasib.v5i1.2388

Abstract

Abstract: This study addresses key issues regarding data monetization, system centralization, and digital payment platform designs that may conflict with maqashid sharia principles such as justice ('adl), public benefit (maslahah), and protection from systemic harm (dlarar). The digital payment transformation in Indonesia through QRIS and digital rupiah has highlighted the dominance of the state and corporations in financial transaction infrastructures. This centralization raises ethical concerns that need to be examined within the framework of digital political economy and Sharia ethics. Using a qualitative approach, we critically analyze national policies, regulatory documents (e.g., PADG and BSPI 2025), and contemporary fiqh literature. The findings reveal that Indonesia's digital payment system lacks substantive integration with Sharia ethics, posing risks in access to justice, data ownership (milkiyah al-ma'lumat), and infrastructure monopoly. We recommend a "limited decentralization governance" model and new fatwas from DSN-MUI to align digital transactions with Islamic principles. This study underscores the urgency of reconstructing digital muamalah in the era of data-driven platform economies. Abstrak: Studi ini membahas isu-isu utama terkait monetisasi data, sentralisasi sistem, dan desain platform pembayaran digital yang mungkin bertentangan dengan prinsip-prinsip maqashid syariah seperti keadilan ('adl), kemaslahatan publik (maslahah), dan perlindungan dari bahaya sistemik (dlarar). Transformasi pembayaran digital di Indonesia melalui QRIS dan rupiah digital telah menyoroti dominasi negara dan korporasi dalam infrastruktur transaksi keuangan. Sentralisasi ini menimbulkan kekhawatiran etis yang perlu ditelaah dalam kerangka ekonomi politik digital dan etika Syariah. Dengan menggunakan pendekatan kualitatif, kami menganalisis secara kritis kebijakan nasional, dokumen peraturan (misalnya, PADG dan BSPI 2025), dan literatur fikih kontemporer. Temuan menunjukkan bahwa sistem pembayaran digital Indonesia tidak memiliki integrasi substantif dengan etika Syariah, sehingga menimbulkan risiko dalam hal akses terhadap keadilan, kepemilikan data (milkiyah al-ma'lumat), dan monopoli infrastruktur. Kami merekomendasikan model “tata kelola desentralisasi terbatas” dan fatwa baru dari DSN-MUI untuk menyelaraskan transaksi digital dengan prinsip-prinsip syariah. Studi ini menggarisbawahi urgensi rekonstruksi muamalah digital di era manifesto ekonomi berbasis data.
The Dynamics of Conservatism in Halal Certification, Sharia Regional Regulations, and Moral Regulation: A Study of Islamic Legal Policy in Indonesia Arifin, Bustanul; Moh. Ulumuddin; Ansori, Ahmad Insya
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 13 No 1 (2025): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/at-tahdzib.v13i1.525

Abstract

Background. Holistic and interconnected studies on halal certification, sharia regulations, and moral regulations as real manifestations of the conservative movement in Indonesian Islamic legal policy are still limited. Aim. This article examines the dynamics of conservatism in Islamic legal policy in Indonesia, focusing on halal certification, sharia-based local regulations (sharia regional regulations), and moral regulation. The central issue addressed is how conservative movements influence the formulation and implementation of Islamic legal policies at both national and local levels. Method. This study employs a library research method with a descriptive qualitative approach, analyzing academic literature, legal documents, and relevant empirical data. Result. The findings reveal that halal certification, sharia regulations, and moral policies serve not only as instruments of religious and consumer protection, but also as tools for social control, economic selection, and consolidation of majority identity politics. However, these policies present challenges such as unequal access, potential discrimination against minorities, and the narrowing of civil liberties. The study underscores the importance of developing fair, inclusive, and dialogical Islamic legal policies to promote social cohesion and justice within a multicultural society.
Waqf as an Instrument of Social Ethics: A Study of Islamic Legal Philosophy on Altruism and Ownership Syifauddin, Moh. Nazih; Arifin, Bustanul; Piryanti, Meri
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 13 No 1 (2025): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/at-tahdzib.v13i1.531

Abstract

Background: In the tradition of Islamic law, waqf functions not only as an economic or social worship instrument but also as an embodiment of transcendent ethical values, emphasizing ownership as a trust and altruism as a social principle. However, the development of waqf studies in Indonesia remains largely dominated by technical, administrative, and productive-economic approaches, with limited attention to the underlying value structures and moral logic. Aim: This study aims to examine waqf as an instrument of social ethics within the framework of Islamic legal philosophy, focusing on three core concepts: ownership, altruism (īthār), and maqāṣid al-sharīʿah. Methods: This research employs a qualitative normative-philosophical approach using hermeneutics and textual analysis. Primary data are drawn from classical works such as those of al-Shāfiʿī, al-Ghazālī, Ibn ʿĀshūr, and Mutahhari, while secondary data are obtained from academic journals indexed in Scopus and SINTA. The analysis applies ontological, axiological, and epistemological readings of ownership concepts and waqf practices. Results: The findings reveal that waqf, in its philosophical sense, represents the relinquishment of private ownership as an act of spiritual devotion that bridges faith and social responsibility. Altruism in Islam is not merely a moral behavior but a structured ethic integrated within the Islamic legal system. Therefore, the understanding of waqf should be constructed not only through formal legal aspects but also as a reflection of the ethical logic of Islamic law, oriented toward public welfare and social justice.
Co-Authors Ahmad Insya' Ansori Ahmad Insya’ Ansori Ansori, Ahmad Insya Fadwa Aly Elsayed Mohamed Himmatun Nisa M Muflikhul Khitam Meri Piryanti Moh. Ulumuddin Muhammad Nabhani Purwantoro Purwantoro Purwantoro Syifauddin, Moh. Nazih Yundari, Yundari Zainal Fanani