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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Islamadina : Jurnal Pemikiran Islam Jurnal Ilmiah Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Madani Jurnal Politik dan Sosial Kemasyarakatan Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat JURNAL LENTERA BISNIS Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam International Journal of Business Studies Jurnal Manajemen Enrichment : Journal of Management Aceh Anthropological Journal Tashwirul Afkar Jurnal Pengabdian Masyarakat Indonesia JEBDEKER: Jurnal Ekonomi, Manajemen, Akuntansi, Bisnis Digital, Ekonomi Kreatif, Entrepreneur Batara Wisnu : Indonesian Journal of Community Services An-Nur : Jurnal Studi Islam Jurnal Pengabdian Teratai Madani : Jurnal Pengabdian Kepada Masyarakat Veteran Economics, Management & Accounting Review
Faizi
Universitas Pembangunan Nasional Veteran Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Integrating Blockchain Technology into Zakat Operational Systems: A Framework for Sharia-Compliant Transparency Sabilsyah Nur Rachman; Faizi Faizi; Isma Addi Jumbri
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 9, No 2 (2026): Vol. 9, No. 2, April 2026
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v9i2.51829

Abstract

Purpose - Zakat serves an essential function in advancing socio-economic welfare and mitigating poverty in Indonesia. Nonetheless, the actual collection of zakat is considerably below its estimated potential. The efficiency of zakat management is frequently hindered by structural challenges, particularly those pertaining to transparency, accountability, and the comparatively low level of public trust in zakat management institutions. This study aims to address these challenges by delineating and formulating a conceptual framework for the integration of blockchain technology into a sharia-compliant zakat operational system that is also congruent with Indonesia's financial regulations.Methodology/approach - To achieve this objective, the research adopts a qualitative approach within an interpretive paradigm. Data are collected through a systematic literature review of academic publications, government regulatory documents, and classical and contemporary Islamic jurisprudence (fiqh) literature. The collected data are then analysed using thematic analysis in order to construct a comprehensive governance model architecture.Findings – The findings propose an operational model comprising four integrated schemes: collection, allocation, reporting, and governance. Within this model, blockchain functions exclusively as a decentralised digital ledger for recording transaction trails, while the flow of funds continues to rely on fiat currency (Indonesian Rupiah). Additionally, smart contracts are implemented to automate allocation mechanisms with precision, thereby enhancing efficiency and reducing the likelihood of human error. From the perspective of Islamic commercial jurisprudence (fiqh muʿāmalah), this framework inherently fulfils the principle of record-keeping (al-kitābah) to ensure justice. It also automates the execution of agency contracts (wakālah) and serves as a preventive measure blocking the means (sadd al-dharīʿah) against the misappropriation of funds (ghulūw), without violating the prohibition of excessive uncertainty in contracts (gharâr). Overall, this study contributes to the Islamic fintech literature by offering a technology-based zakat governance model that strengthens accountability without replacing conventional banking infrastructure.Conclusion - Consequently, it is recommended that policymakers and zakat institutions adopt transparency mechanisms based on distributed ledger technology to mitigate operational risks, optimise fund collection, and sustainably restore public trust through appropriate and context-sensitive innovations.
PERAN LITERASI DIGITAL DALAM MENANGKAL HOAX DI MASA PANDEMI (LITERATURE REVIEW) Erni Novita Sari; Anggi Hermayanti; Nadya Deninda Rachman; Faizi Faizi
Madani: Jurnal Politik dan Sosial Kemasyarakatan Vol. 13 No. 1 (2021): MADANI : Jurnal Politik dan Sosial Kemasyarakatan
Publisher : Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid-19 pandemic has become a disaster that hit Indonesia and caused a crisis that brought anxiety to the community. Hoax news is easy to spread in the community with the main intermediary, namely digital media. Hoaxes are able to lead public opinion and influence people's mindsets so as to hinder the process of handling Covid-19. The number of hoax cases shows that people's digital literacy skills are still low so that there is no control over the information circulating. Therefore, we conducted this research as a form of concern for the low digital literacy skills of the Indonesian people. This study aims to provide information related to the importance of digital literacy in the use of social media and prevent the spread of hoaxes using the method library research, by utilizing library materials to obtain research data. The results show that digital literacy has an important role in efforts to tackle hoaxes. To improve digital literacy skills, people must develop critical thinking skills and be skeptical or doubt the information received. That way, the public will tend to first examine any information obtained and then judge whether the information is worthy of being accepted and believed to be true or not.
DETERMINASI KEPUTUSAN PEMBELIAN MAKANAN HALAL MAHASISWA JABODETABEK DENGAN LABEL HALAL SEBAGAI MEDIATOR Faizi Faizi; Dewi Amalia Putri
Veteran Economics, Management, & Accounting Review Vol 2 No 1 (2023)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v2i1.6228

Abstract

This research aims to analyze the factors that influence purchasing decisions mediated by halal labels when purchasing halal food among students in Jabodetabek. This research took a sample of 160 respondents. This research uses a data collection method with primary data through questionnaires or online surveys with a purposive sampling method. The analysis method in this research uses the Structural Equation Model - Partial Least Square (SEM-PLS). The results of this research show that religiosity, taste, price, location and halal label have an influence on the decision to purchase halal food. Religiosity, taste, price, and location have an influence on purchasing decisions. And religiosity has an influence on purchasing decisions which are mediated by the halal label. Taste, price, and location have no influence on purchasing decisions mediated by the halal label. It is hoped that with this research, students will pay more attention to the halalness of food before buying Keywords: Taste; Price; Purchase Decision; Halal Label; Location; Religiosity   Abstrak Makanan merupakan kebutuhan pokok bagi manusia yang harus didahulukan, karena tubuh kita butuh asupan dan nutrisi yang bagus untuk tubuh. Rumah makan di Jabodetabek terbilang cukup banyak, oleh karena itu perlu memperhatikan kehalalan produk. Untuk menjaga kekhawatiran mahasiswa dalam membeli makanan halal maka perlu adanya pemahaman mengenai label halal pada rumah makan yang menjual produk halal dan haram. Penelitian bertujuan untuk menganalisis factor-faktor yang mempengaruhi keputusan pembelian yang dimediasi oleh label halal pada pembelian makanan halal pada mahasiswa di Jabodetabek. Penelitian ini mengambil sampel sebanyak 160 responden. Penelitian ini menggunakan metode pengumpulan data dengan data primer melalui kuesioner atau online survey dengan metode purposive sampling. Metode analisis pada penelitian ini menggunakan Structural Equation Model – Partial Least Square (SEM-PLS) yang diolah menggunakan aplikasi SmartPLS. Hasil nila r-square adjusted pada penelitian ini yaitu 0,733 atau 73,3% untuk keputusan pembelian dan 0,863 atau 86,3% untuk label halal. Hasil pada penelitian ini yaitu religiusitas, cita rasa, harga, lokasi dan label halal memiliki pengaruh terhadap keputusan pembelian makanan halal. Religiusitas, Cita Rasa, Harga, dan Lokasi memiliki pengaruh terhadap keputusan pembelian. Dan religiusitas memiliki pengaruh terhadap keputusan pembelian yang dimediasi oleh label halal. Cita Rasa, harga dan lokasi tidak memiliki pengaruh terhadap keputusan pembelian yang dimediasi oleh label halal. Diharapkan dengan adanya penelitian ini, agar mahasiswa lebih memperhatikan kehalalan suatu makanan sebelum membeli. Kata kunci: Cita Rasa; Harga; Keputusan Pembelian; Label Halal; Lokasi; Religiusitas
EFISIENSI DIGITALISASI LAYANAN PADA PRODUK ARRUM HAJI PEGADAIAN Cheeryl Angelica; Faizi Faizi
Veteran Economics, Management, & Accounting Review Vol 2 No 2 (2024)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v2i2.7520

Abstract

This research aims to determine the mechanism for financing hajj arrivals through digital pawnshop applications and determine the efficiency of the digitalization implemented. The method and type of research were qualitative and case study. Data collection was carried out using primary sources and data collection techniques of in-depth interviews with informants, observation and documentation. In this research, it was concluded that there are several stages in the Arrum Haji Pegadaian financing mechanism which is carried out through the Pegadaian Digital application. First, register and verify the customer's identity through the Pegadaian Digital application. Then, apply for Arrum Haji financing by fulfilling all the requirements set by Pegadaian. Several factors have been efficient, but there is an obstacle in PT Pegadaian's limited ability to digitalize its services because the process of arrum hajj products involves external parties, so digitalization cannot be involved in its entirety.
Co-Authors Abdul Husen Zaelani Ade Nur Rohim Ahmad Khoiri Airlangga Surya Kusuma Kusuma Anggi Angga Resti Anggi Hermayanti Arif Budi Abraham Audrey Alya Aulia Hadistiara Ayunita Ajengtiyas Saputri Mashuri Azzaleya Agashi Lombu Cheeryl Angelica Deffia Dea Vitaloka Denta Amelia Dewi Amalia Putri Erfandi Erfandi Erni Novita Sari Faisal Marzuki Farida Amalia Fatiya Rahmah Hafizh Fadhilah Atmadja Hafsah Aqilla Isma Addi Jumbri Jindar Muttaqin Kusuma, Airlangga Surya Mohd Sollehudin Bin Shuib Mohd Sollehudin Bin Shuib Muhammad Anwar Fathoni Muhammad Arkansyah Mochtar Muhammad Faturrohman Arkaan Sunyoto Nabila Puspita Wulandana Nadya Deninda Rachman Purwanto Widodo Purwanto Widodo Purwanto Widodo Purwanto Widodo Retna Sari Retno Dyah Kusumastuti, Retno Dyah Sabilsyah Nur Rachman Salma Asla Salsabila Praza Salma Asla Salsabila Praza Sufyati HS Sulthan Suci Yudhistira Sulthan Suci Yudhistira Suprima Tati Handayani