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All Journal Islamadina : Jurnal Pemikiran Islam E-Journal of Tourism Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Ilmiah Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Madani Jurnal Politik dan Sosial Kemasyarakatan Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat JURNAL LENTERA BISNIS Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam International Journal of Business Studies Jurnal Manajemen Enrichment : Journal of Management Community Development Journal: Jurnal Pengabdian Masyarakat Aceh Anthropological Journal Tashwirul Afkar Jurnal Ilmu Ekonomi dan Bisnis Islam Jurnal Pengabdian Masyarakat Indonesia JEBDEKER: Jurnal Ekonomi, Manajemen, Akuntansi, Bisnis Digital, Ekonomi Kreatif, Entrepreneur Batara Wisnu : Indonesian Journal of Community Services An-Nur : Jurnal Studi Islam Jurnal Pengabdian Teratai Madani : Jurnal Pengabdian Kepada Masyarakat JOSEE : Journal of College Student's Intellectual
Faizi
Universitas Pembangunan Nasional Veteran Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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The Effectiveness Of Sharia Micro-Enterprise Capital Financing On The Development Of Msmes In Indonesia Faizi Faizi; Sulthan Suci Yudhistira Sulthan Suci Yudhistira
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9698

Abstract

The existence of micro, small, and medium-sized enterprises (MSMEs) is an important factor in society’s progress. It also plays an important role in Indonesia’s economic recovery process. MSMEs play an important role in the Indonesian economy because of the large number of industries in each economic sector. The purpose of this study is to analyze and determine the effectiveness of business capital financing on MSMEs development in BMT Bina Ummat Sejahtera (BUS) Pondok Gede. Testing the effectiveness of Islamic financial institution financing is important for measuring the extent to which disbursed financing is effective. The research method used was descriptive qualitative, using a case study approach. Data collection techniques included observation, interviews, and documentation to managers and members/customers BMT Bina Ummat Sejahtera (BUS) Pondok Gede. The results of this study show that the business capital financing scheme was implemented by Fatwa DSN-MUI No.07/DSN-MUI/IV/2000 on Mudharabah financing. The effectiveness of business capital financing distribution is measured using five main indicators: accuracy of targets, achievement of goals, program socialization, program monitoring, and financing procedures that have been running effectively and have a positive impact on the development of MSMEs assisted by BMT Bina Ummat Sejahtera (BUS) Pondok Gede.
Determinants of Purchase Decision on Halal Product: The Mediating Effect of Halal Certification Zikry Ramadhan; Faizi Faizi
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 5 No 2 (2023)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v5i2.180.187-214

Abstract

Many food and beverage products circulating among Muslim communities do not meet the standards for halal products, one of which is the display of halal certification labels. Halal certification is a major factor in a Muslim's purchase decision as part of observing Islamic law in terms of food and beverages. This study aimed to analyze the extent to which religiosity, viral marketing, and price affect the purchase decision of halal products for the Muslim community through halal certification as a mediation variable. The research model was quantitative and involved 174 respondents with non-probability sampling and purposive sampling sampling techniques. This study used primary data collected through questionnaires in Google Forms distributed through social media. The analysis technique utilized the Smart PLS software. The main findings confirm that religiosity and viral marketing have a significant influence on the decision to purchase halal products directly. In contrast, prices do not have a significant effect on the decision to purchase halal products directly. Meanwhile, the halal certification testing is mediation, and it is not able to mediate the relationship between religiosity, viral marketing, and price variables towards the purchase decision of halal products indirectly. A limitation of this study is the lack of references to halal certification as a mediating variable. The variables used are still limited to three independent variables, and the respondents obtained are still dominated by students and Generation Z. For further research, it is recommended to use independent variables other than those used in this study and embrace respondents from the general public.
SOSIALISASI DAN EDUKASI FINTECH PEMBIAYAAN SYARIAH BAGI PENGURUS MASJID KEMENTERIAN/LEMBAGA DAN BUMN Faizi Faizi; Retno Dyah Kusumastuti; Airlangga Surya Kusuma; Purwanto Widodo; Jubei Levianto
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 5 (2024): Vol. 5 No. 5 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i5.35123

Abstract

Indonesia yang mayoritas penduduknya beragama Islam memiliki potensi yang besar menjadi pusat pengembangan keuangan syariah, termasuk fintech pembiayaan syariah. Namun perkembangan fintech pembiayaan syariah sendiri masih relatif kecil. Salah satu permasalahan yang menghambat perkembangan fintech pembiayaan syariah adalah rendahnya tingkat literasi fintech syariah masyarakat. Selain itu masyarakat juga masih menganggap fintech pembiayaan syariah sama dengan pinjol ilegal yang memiliki reputasi buruk. Oleh karena itu, perlu dilakukan sosialisasi untuk meningkatkan pemahaman fintech pembiayaan syariah di masyarakat. Agar lebih efektif, sosialisasi tersebut sebaiknya ditujukan ke pihak-pihak yang memiliki pengaruh di masyarakat, seperti pengurus masjid. Diharapkan dengan sosialisasi tersebut, pemahaman pengurus masjid terkait fintech pembiayaan syariah dapat meningkat, dan pengurus masjid dapat meneruskan pengetahuan mengenai fintech pembiayaan syariah ke masyarakat luas. Untuk melaksanakan sosialisasi tersebut, tim pengabdian UPN Veteran Jakarta selanjutnya bekerjasama dengan Forum Silaturrahim Takmir Masjid Kementerian/Lembaga dan BUMN untuk mengadakan sosialisasi fintech pembiayaan syariah bagi pengurus masjid. Metode kegiatan pengabdian ini menggunakan metode ceramah sebagai metode untuk sosialisasi fintech pembiayaan syariah, yang selanjutnya dilanjutkan dengan sesi tanya jawab. Kedepannya diharapkan pengurus masjid dapat meneruskan pengetahuan mengenai fintech pembiayaaan syariah ke masyarakat luas, sehingga pemahaman fintech pembiayaan syariah di masyarakat juga meningkat.
Co-Authors Abdul Husen Zaelani Ade Nur Rohim Ahmad Khoiri Anggi Angga Resti Anggi Hermayanti Arif Budi Abraham Audrey Alya Aulia Hadistiara Ayunita Ajengtiyas Saputri Mashuri Azzaleya Agashi Lombu Deffia Dea Vitaloka Denta Amelia Erfandi Erfandi Erni Novita Sari Faisal Marzuki Farida Amalia Fatiya Rahmah Hafizh Fadhilah Atmadja Hafsah Aqilla Jindar Muttaqin Jubei Levianto Kevin Shaquille Lesmana Kusuma, Airlangga Surya Moh Nur Afhdal Dzikra Mohd Sollehudin Bin Shuib Mohd Sollehudin Bin Shuib Muhammad Anwar Fathoni Muhammad Arkansyah Mochtar Muhammad Faturrohman Arkaan Sunyoto Nabila Puspita Wulandana Nadya Deninda Rachman Purwanto Widodo Purwanto Widodo Purwanto Widodo Purwanto Widodo Purwanto Widodo Retno Dyah Kusumastuti, Retno Dyah Salma Asla Salsabila Praza Salma Asla Salsabila Praza Sufyati HS Sulthan Suci Yudhistira Sulthan Suci Yudhistira Suprima Tati Handayani Zikry Ramadhan