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DANA SOSIAL BERKELANJUTAN UNTUK KESEJAHTERAAN SOSIAL BERKELANJUTAN: TINJAUAN SIGNIFIKANSI ZAKAT Rohim, Ade Nur
Sosio Informa Vol 5, No 3 (2019): Sosio Informa
Publisher : Pusat Penelitian dan Pengembangan Kesejahteraan Sosial

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33007/inf.v5i3.1944

Abstract

Kesejahteraan sosial masih menjadi fokus pembahasan masalah sosial di banyak negara, termasuk Indonesia. Upaya mengentaskan kemiskinan dan memecahkan berbagai permasalahan sosial merupakan kajian inti dalam mewujudkan kesejahteraan sosial. Upaya tersebut tentu membutuhkan pendanaan yang tidak sedikit, karena mengatasi permasalahan sosial, hampir dapat dikatakan sebagai upaya yang bersifat terus menerus dan tidak pernah berakhir. Untuk merealisasikan kesejahteraan sosial yang berkelanjutan, dibutuhkan sumber dana yang terhimpun secara terus menerus, sehingga mampu menutupi kebutuhan tersebut secara berkelanjutan. Artikel ini bertujuan untuk mengkaji peran zakat sebagai salah satu instrumen dana sosial Islam, dengan ciri khasnya yang bersifat mandatory bagi umat Islam. Tulisan ini memaparkan kajian berdasarkan tinjauan pustaka yang dipadukan dengan pemikiran kritis penulis mengenai peran dan kedudukan zakat dalam membiayai program dan upaya peningkatan kesejahteraan sosial di masyarakat. Kajian ini melahirkan sebuah hasil bahwa zakat merupakan rukun Islam ketiga bagi umat Islam. Dengan begitu, zakat akan terus terhimpun dan dibayarkan oleh masyarakat muslim, dimana penghimpunan zakat bersifat berkelanjutan seiring dengan meningkatnya motivasi dan kesadaran masyarakat muslim untuk membayar zakat. Hal ini terbukti dari penghimpunan dana zakat yang terus mengalami peningkatan dari tahun ke tahun. Sebagai dana sosial, maka zakat mampu berkontribusi dalam peningkatan kesejahteraan masyarakat yang berada di bawah garis kemiskinan. Di samping itu, melalui berbagai program pendayagunaannya, zakat mampu memberdayakan masyarakat miskin untuk menjadi lebih produktif, dan dapat meningkatkan taraf hidupnya secara mandiri dan berkelanjutan.
Pengelolaan Zakat di Era Disrupsi: Studi Meta Analisis Ade Nur Rohim; Prima Dwi Priyatno; Lili Puspita Sari
At-Taradhi Jurnal Studi Ekonomi Vol 12, No 2 (2021)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v12i2.5524

Abstract

The development of technology in the digital era is an absolute thing. Various activities and community activities are required to adapt to the use of technology and various digital-based media. Zakat management is one of the various activities in the community that are also encouraged to adapt. This study aims to map research on digital zakat management. A qualitative research approach was used in this study with meta-analytical methods and descriptive statistics processed from a literature review of 52 articles related to the digitization of zakat management. The results of this study indicate that the number of digital zakat management publications continues to increase. Several aspects were studied related to the digital zakat development and accountability strategy. This study recommends the basis for selecting relevant strategies in zakat management in the digital era by referring to various studies that have been carried out. Perkembangan teknologi di era digital menjadi suatu hal yang mutlak terjadi. Berbagai aktivitas dan kegiatan masyarakat dituntut untuk beradaptasi dalam pemanfaatan teknologi dan berbagai media berbasis digital. Pengelolaan zakat menjadi salah satu dari berbagai aktivitas di masyarakat yang turut didorong untuk beradaptasi. Penelitian ini bertujuan untuk memetakan penelitian mengenai pengelolaan zakat digital. Pendekatan penelitian kualitatif digunakan pada penelitian ini dengan metode meta analisis dan statistik deskriptif yang diolah dari kajian pustaka terhadap 52 artikel terkait digitalisasi pengelolaan zakat. Hasil penelitian ini menunjukkan bahwa peningkatan jumlah publikasi pengelolaan zakat digital terus meningkat. Beberapa aspek yang dikaji terkait strategi pengembangan dan akuntabilitas zakat digital. Penelitian ini merekomendasikan dasar pemilihan strategi yang relevan dalam pengelolaan zakat di era digital dengan mengacu pada berbagai penelitian yang telah dilakukan.
PENGEMBANGAN USAHA TAHU PELAKU USAHA KECIL DAN MENENGAH DI KELURAHAN KRUKUT, LIMO DEPOK Alfida Aziz; Ade Nurrohim
SABDAMAS Vol 1 No 1 (2019): SABDAMAS
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Unika Atma Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (547.231 KB)

Abstract

Kelurahan Krukut, yang terletak di Kecamatan Cinere, memiliki 271 UKM, 15 di antaranya bergerak di bidang usaha tahu. Pengabdian kepada masyarakat ini dilakukan dalam bentuk pendampingan/ penyuluhan kepada pelaku usaha tahu untuk memberikan solusi kepada pelaku usaha tahu agar dalam mengelola usahanya pelaku memiliki karateristik sebagai seorang wirausaha, sehingga usaha yang dikelola dapat berkembang menjadi usaha formal serta menjadi UKM binaan oleh Bank Jabar. Sebelum pelaksanaan pelatihan dilakukan, para pelaku usaha mengisi kuesioner tentang karateristik yang harus dimiliki seorang wirausaha. Pada akhir pelatihan, dilakukan evaluasi guna mengetahui pemahaman mereka tentang penyuluhan/pendampingan yang telah dilakukan. Sebelum pelatihan, 60% pelaku usaha belum memahami karateristik yang harus dimiliki oleh wirausaha. Pada akhir kegiatan, dilakukan evaluasi guna mengetahui pemahaman mereka tentang diskusi yang telah dilakukan. Hasil evaluasi menunjukkan peningkatan pemahaman mereka menjadi 95% dan mereka akan mempraktikkan hasil pelatihan ini ke dalam usaha mereka sehingga usaha yang dikelola mengalami perkembangan.
Relevansi Nilai Dasar Bela Negara Dengan Pembayaran Zakat dan Implikasinya Terhadap Ketahanan Pribadi ADE NUR ROHIM
Jurnal Ketahanan Nasional Vol 26, No 3 (2020)
Publisher : Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jkn.55254

Abstract

ABSTRACT This article aimed to examined the relevance of the basic values of state defense with the activity of paying zakat, so that the approach taken was ideological, which had implications for the realization of personal resilience. The research used a qualitative method through descriptive content and literature study. The data analyzing process used were collecting data, reducing data, presenting data, and drawing conclusion.The results of the study showed that zakat beside that it was an obligation and pillar of Islam for every Muslim, it was also an activity that implemented the basic values of state defense and internalizing them into the attitudes and behavior of those who payed zakat. The values that were implemented include loving the country, being aware of the nation and state, believing in Pancasila as the state ideology, being willing to sacrificed for the nation and state, and having the initial ability to defended the state. Thus, the value relevance and wisdom contained in zakat on the basic value of defending the country had a positive impact on the formation of the personal resilience of those who payed zakat. The behavior of paying zakat directly fostered a patriotic spirit and loved for the motherland in him and strengthened his belief in Pancasila, which was the nation's ideology and contributed to increased self-sacrifice for the benefit of religion and the nation.ABSTRAK Artikel ini bertujuan untuk mengkaji relevansi nilai-nilai dasar bela negara dengan aktivitas membayar zakat, sehingga pendekatan yang dilakukan bersifat ideologis yang berimplikasi pada perwujudan ketahanan pribadi.Metode penelitian yang digunakan adalah metode kualitatif melalui pendekatan deskriptif dan studi pustaka. Proses analisis data dilakukan dengan pengumpulan data, reduksi data, penyajian data, dan penarikan kesimpulan.Hasil kajian menunjukkan bahwa zakat selain menjadi kewajiban dan rukun Islam bagi setiap muslim, ia juga merupakan aktivitas yang mengimplementasikan nilai-nilai dasar bela negara dan menginternalisasikannya ke dalam sikap dan perilaku orang yang membayar zakat. Nilai-nilai yang diimplementasikan antara lain cinta tanah air, sadar berbangsa dan bernegara, yakin pada Pancasila sebagai ideologi negara, rela berkorban untuk bangsa dan negara, serta memiliki kemampuan awal bela negara. Dengan demikian, relevansi nilai dan hikmah yang terkandung di dalam zakat terhadap nilai dasar bela negara memberikan dampak positif terhadap pembentukan ketahanan pribadi orang yang membayarkan zakat. Perilaku membayar zakat tersebut secara langsung menumbuhkan jiwa patriot dan cinta tanah air dalam dirinya, serta meneguhkan keyakinannya terhadap Pancasila yang merupakan ideologi bangsa, dan turut meningkatkan sikap rela berkorban untuk kepentingan agama dan bangsa.
Financial Performance and Company Zakah Payment on Islamic Banks in Indonesia Fitri Yetty; Ade Nur Rohim; Praptiningsih Praptiningsih
LAA MAISYIR: Jurnal Ekonomi Islam VOL 8, NO 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v8i2.17018

Abstract

Financial performance is an indicator of commercial functions in Islamic banks, along with zakah as an indicator of social function. The influence between the two is important to know in order to encourage efforts and strategies for developing Islamic banks. This article aims to describe the description of profitability and zakat payments of Islamic Commercial Banks and to verify the effect of profitability on company zakat payments. The research method used in this research is quantitative research methods using SPSS for data analysis. This study uses secondary data from five Islamic Commercial Banks as research samples from 14 existing BUS during the 2015-2019 period. This study found the fact that the variables ROA, ROE, and BOPO simultaneously have a significant effect on zakat. Meanwhile, ROA and ROE partially have a significant effect on zakat. While BOPO partially does not affect zakat.
Maximizing Utility And Distributing Income Equitably: How does Zakah Impact Both of Them at Once? Ade Nur Rohim
Islamic Economics Journal Vol 4, No 2 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (519.594 KB) | DOI: 10.21111/iej.v4i2.2963

Abstract

This paper is a theoretical article that examines how zakah is able to fulfill and increase the satisfaction of a Muslim consumer, even if it reduces the quantity of goods consumed. In addition, this article will also clarify the role and function of zakah in dealing with the problem of economic inequality. Economic inequality is characterized by uneven distribution of income and wealth and only revolves around a handful of people. This made the gap between rich and poor deepening. One of the factors causing the gap is the behavior of consumers who tend to pursue pure utility. So that it fosters greed in itself and increases negative behaviors such as hoarding property, and makes wealth not circulated in the community evenly. This study also identifies the impact of zakat on public consumption behavior which also has direct implications for income distribution. The results of the study show that utility in Islamic economics is a combination of two utilities. Worldly utilities that represent real satisfaction directly felt such as feeling full, happiness in the world, fulfilled their life needs. Also the ukhrawi utility is represented by an increase in faith and piety, and a reward that is expected to be obtained in the hereafter. Where zakah is able to increase the two types of utilities. This concept encourages rich Muslim communities to distribute their income through zakat instruments to the poor. So that the redistribution of income fairly can be realized through zakah, and in the end is able to realize equitable welfare in the community.
Pesantren Value Added Sebagai Modal Pemberdayaan Ekonomi Masyarakat Kecamatan Cibadak Lebak Banten Muhammad Anwar Fathoni; Ade Nur Rohim
Islamic Economics Journal Vol 5, No 2 (2019)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (507.2 KB) | DOI: 10.21111/iej.v5i2.4002

Abstract

This study aims to describe and analyze community economic empowerment models through added value owned by pesantren (pesantren value-added). So that it can measure the extent to which pesantren resources are able to empower the economy of the surrounding community. This research is conducted at the modern boarding school Manahijussadat in Lebak Regency, Banten. This research was conducted by identifying and analyzing community economic empowerment models conducted by pesantren. This research is a descriptive study that uses a qualitative approach. The object of this research is modern boarding school Manahijussadat in Pasar Keong Village, Cibadak Lebak District, Banten. The purposive sampling technique is used in this project with both primary data and secondary data. Primary data is collected through interviews with several parties at the pesantren, while secondary data was obtained from several literatures such as books, journals, and other written data. Data collection techniques used are interviews with several parties, from both top leader and management level at the pesantren as well as representatives from surrounding community. In addition, observations were also made by direct observation in the field. While the data analysis technique used in this study is qualitative analysis. Based on the research results obtained, it is known that community economic empowerment through pesantren can be built with a partnership model between pesantren, community, government and the private sector. Because pesantren is the closest Islamic educational institution to the community and has potential resources to be the pioneers of the economic empowerment of the people. The partnership can be carried out in several aspects such as employment, business opportunities, and the establishment of business entities or financial institutions. The partnership that exists between these four elements can make people more economically empowered and improve their welfare in a sustainable manner.
Optimalisasi Wakaf sebagai Instrumen Pembiayaan UMKM untuk Pengembangan Industri Halal : The Optimization of Waqf as a MSME Financing Instrument for the Halal Industry Development Ade Nur Rohim
Jurnal Bimas Islam Vol. 14 No. 2 (2021): Jurnal Bimas Islam 2021
Publisher : Direktorat Jenderal Bimbingan Masyarakat Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37302/jbi.v14i2.427

Abstract

Capital is still a major problem faced by MSMEs, especially in this pandemic era. As one of the Islamic financial instruments, waqf can contribute directly to developing MSMEs through financing schemes aimed at the welfare of the people. This article aims to elaborate and explore the optimization of waqf as an alternative financing instrument for MSMEs that is in accordance with sharia and halal principles. From the elaboration of concepts and characteristics possessed, both by UMKM and waqf, it is concluded that endowments and MSMEs have a very close relationship in the effort to realize community welfare. Optimization of waqf as a financing instrument for SMEs is carried out while still referring to the halal business undertaken, as well as contracts (‘aqd) that are in accordance with sharia principles in the distribution of waqf. Thus, the development of waqf optimization through financing schemes and their utilization will have direct implications on the development of the halal industry, which aims to realize the welfare of the community.
ANALISIS IMPLEMENTASI SISTEM PEMBIAYAAN IB MIKRO SYARIAH PADA BANK DKI SYARIAH CABANG DEPOK Firyal Afifah Rochmano; Suryani; Ade Nur Rohim
Jurnal Tabarru': Islamic Banking and Finance Vol. 4 No. 2 (2021): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2021.vol4(2).7660

Abstract

Usaha Mikro Kecil atau UMK berperan sebagai penopang perekonomian rakyat dimana pada saat masa krisis unit usaha ini tidak terdampak begitu besar, melainkan menjadi solusi untuk kebangkitan ekonomi nasional di Indonesia dan di beberapa negara. Hadir dengan pengaruh yang besar namun, UMK juga memiliki kesulitan dalam mendapatkan pendanaan pada modal usaha, sehingga perlu adanya peran lembaga pembiayaan dengan bentuk atau model pembiayaan berbasis syariah yang didasari nilai-nilai Islam. Penelitian ini bertujuan untuk mengetahui implementasi sistem pembiayaan IB mikro syariah di Bank DKI Syariah Cabang Depok serta melihat efektivitas pembiayaan syariah dalam memberdayakan UMK berbasis syariah. Metode yang digunakan yaitu metode kualitatif deskriptif dengan pendekatan studi kasus. Hasil penelitian menunjukan bahwa pembiayaan IB mikro syariah di Bank DKI Syariah Cabang Depok dilaksanakan dengan sistem akad murabahah dan ijarah muntahiya bit tamlik (IMBT). Pembiayaan IB mikro syariah telah efektif dalam memberdayakan UMK berbasis syariah dengan menerapkan aspek fungsi pembiayaan, perencanaan pembiayaan, peraturan pembiayaan, dan tujuan pembiayaan.
Peran pesantren dalam pemberdayaan ekonomi umat di Indonesia Muhammad Anwar Fathoni; Ade Nur Rohim
Proceeding of Conference on Islamic Management, Accounting, and Economics CIMAE Volume 2, 2019
Publisher : Proceeding of Conference on Islamic Management, Accounting, and Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of Islamic boarding schools in Indonesia have experienced rapid growth. Today, boarding schools are not only identical to with religious education institutions, but they are also expected to contribute to the economy of people’s life. The purpose of this study is to analyze the role of Islamic boarding schools in the effort of empowering economy of the people/community. This research is a literature study that uses a qualitative descriptive approach. This study found that Islamic boarding schools have sufficient resources and capital to become the basis of the people's economic empowerment. With these resources and capital, Islamic boarding schools can carry out various activities oriented towards the economic empowerment of the surrounding community.