Garuda - Garba Rujukan Digital

Analisis pengaruh persepsi kemudahan, keamanan, dan kualitas pelayanan penggunaan QRIS terhadap inklusi keuangan generasi z di coffee shop Bandar Lampung dalam perspektif ekonomi Islam Alvira, Riza; Iqbal, Muhammad; Dedi Satriawan
AL-Muqayyad Vol. 8 No. 1 (2025): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v8i1.2751

Generation Z, born between 1997 and 2012, is recognized as a tech-savvy cohort that prefers digital payment methods over cash. This study aims to analyze the influence of perceived ease of use, perceived security, and service quality on the financial inclusion of Generation Z using QRIS (Quick Response Code Indonesian Standard) as a digital payment method. A quantitative research approach was employed, with data collected through Google Forms questionnaires distributed to Generation Z individuals visiting coffee shops in Bandar Lampung. The sampling technique followed Lemeshow’s method, with 100 respondents, and variables were measured using a Likert scale. Data analysis was conducted using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with SmartPLS 3. The results indicate that perceived ease of use and perceived security of QRIS significantly influence Generation Z’s financial inclusion. However, coffee shop service quality does not have a significant effect. These findings provide practical implications for strategies to enhance QRIS adoption in supporting financial inclusion while offering insights from an Islamic economics perspective in the context of digital payments

PENGARUH ELECTRONIC WORD OF MOUTH (E-WOM), PROMOSI, DAN KEAMANAN APLIKASI TERHADAP MINAT PENGGUNA BANK DIGITAL (STUDI PADA MAHASISWA GENERASI Z PENGGUNA SEABANK DI KOTA BANDAR LAMPUNG) Melati Istiani; Erike Anggraeni; Dedi Satriawan
KENDALI: Economics and Social Humanities Vol. 4 No. 1 (2025): KENDALI: Economics and Social Sciences Humanities.
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i1.721

Penelitian ini bertujuan untuk menganalisis pengaruh Electronic Word of Mouth (E-WOM), promosi, dan keamanan aplikasi terhadap minat penggunaan bank digital SeaBank di kalangan mahasiswa Generasi Z di Kota Bandar Lampung. Penelitian ini dilatarbelakangi oleh semakin berkembangnya layanan perbankan digital serta pentingnya memahami faktor-faktor yang memengaruhi minat generasi muda terhadap bank digital. Metode yang digunakan adalah pendekatan kuantitatif dengan teknik pengumpulan data melalui kuesioner daring yang disebarkan kepada 96 responden, menggunakan teknik purposive sampling. Analisis data dilakukan menggunakan bantuan perangkat lunak SPSS melalui uji regresi linier berganda. Hasil penelitian menunjukkan bahwa keamanan aplikasi berpengaruh positif dan signifikan terhadap minat penggunaan bank digital, sementara E-WOM dan promosi tidak berpengaruh signifikan. Dalam perspektif ekonomi Islam, keamanan dan kejujuran dalam promosi menjadi aspek penting dalam membangun kepercayaan dan meningkatkan partisipasi masyarakat dalam layanan keuangan digital. Penelitian ini memberikan kontribusi bagi pengembangan strategi pemasaran yang lebih efektif dan sesuai prinsip syariah dalam industri perbankan digital.

Pengembangan LKPD Menulis Teks Prosedur Berbasis Project Based Learning Dedi Satriawan
Ksatra: Jurnal Kajian Bahasa dan Sastra Vol. 6 No. 1 (2024): Ksatra
Publisher : LPPM STKIP PGRI Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52217/ksatra.v6i1.1419

The aim of this research is to develop LKPD teaching materials for writing project-based procedural texts, determine whether this program is feasible and how effective it is for participants in class XI high school. This type of research is research and development (R&D). The method used in the three high schools (SMA) in Bandar Lampung which were used as research sample data was by using observation, interviews and questionnaire distribution methods. Products are tested on students and validated by experts and peers. The results of the research show that the LKPD for Writing Procedure Texts Based on Project Based Learning was successfully developed. Through validation from material experts, media experts, and practitioners, it was stated that the LKPD as a whole was "very feasible", with assessment percentages of 96.47, 88.5, and 94.5. Apart from that, the students' activity sheets succeeded in improving their ability to write procedural texts, with N-gain values of 0.34, 0.33, and 0.53.

The Effect of Photographic Image Media on Students’ Poetry Writing Skills Mulkan Andika Situmorang; Dedi Satriawan; Namira Fitria; Ria Wuri Andary; Khairullah
INTERACTION: Jurnal Pendidikan Bahasa Vol. 12 No. 4 (2025): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36232/interactionjournal.v12i4.4435

This study investigates the effect of photographic image media on students’ poetry writing skills, aiming to determine whether visual-based learning can enhance creativity and writing performance. The research was conducted with 57 Grade VII students during the 2023/2024 academic year using a quasi-experimental design and a simple random sampling technique. The participants were divided into two groups: 30 students in the experimental class, who learned poetry writing through photographic image media, and 27 students in the control class, who received conventional instruction. Data were collected through pretests and posttests to measure students’ poetry writing skills. The results revealed that the experimental class achieved a higher average posttest score (73.17) compared to the control class (51.85). The improvement in the experimental group (57.35%) was considerably greater than in the control group (29.01%). Statistical analysis using a paired sample t-test indicated a significance value of 0.001, which is lower than the standard alpha level of 0.05. Therefore, the null hypothesis (H₀) was rejected, confirming that the use of photographic image media had a significant positive effect on students’ poetry writing skills. The findings suggest that photographic image media can be a powerful instructional tool for teaching poetry writing. By stimulating imagination and visual thinking, this medium helps students express emotions, select appropriate diction, and develop creative ideas more effectively. The study contributes to the field of language education by demonstrating the practical value of integrating visual learning aids to improve students’ engagement and achievement in poetry writing.

Studi Akar Mangrove Asal Wisata Hutan Mangrove Kecamatan Kampung Melayu Kota Bengkulu Fatimatuzzahra Fatimatuzzahra; Evelyne Riandini; Dedi Satriawan; Lies Winarsih; RR Sri Astuti
Metamorfosa: Journal of Biological Sciences Vol. 11 No. 01 (2024)
Publisher : Program Magister Ilmu Biologi, Fakultas Matematika dan Ilmu Pengetahuan Alam, Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/metamorfosa.2024.v11.i01.p14

Kota Bengkulu memiliki kawasan mangrove yang telah dimanfaatkan sebagai ekowisata, sekaligus sebagai salah satu upaya pelestarian tumbuhan mangrove yang mana tumbuhan ini memiliki kemampuan untuk hidup pada kondisi ekstrim pasang surut air laut. Penelitian ini bertujuan untuk mengidentifikasi jenis mangrove di kawasan hutan wisata mangrove dan mengetahui struktur anatomi akar modifikasi tumbuhan mangrove. Pengambilan sample dilakukan secara purposive sampling. Hasil yang diperoleh, didapatkan 3 jenis tumbuhan mangrove yaitu Rhizophora apiculata, Avicennia alba, Sonneratia sp. yang tumbuh pada substrat berbeda. Studi akar mangrove digunakan jenis Rhizophora apiculata dan Avicennia alba. Berdasarkan pengamatan struktur anatomi, diketahui bahwa kedua jenis mangrove ini memiliki epidermis, korteks, endodermis, perisikel, dan empulur. Namun, terdapat perbedaan pada bagian korteks Rhizophora apiculata yang terdapat pada substrat berbeda, yaitu korteks terdiri dari parenkim padat pada akar termodifikasi yang tumbuh pada substrat berpasir dan tumbuh di atas permukaan. Sebaliknya, akar termodifikasi yang ditemukan di bawah permukaan dengan substrat lumpur, memiliki aerenkim korteks dengan banyak ruang antar sel.

Studi Akar Mangrove Asal Wisata Hutan Mangrove Kecamatan Kampung Melayu Kota Bengkulu Fatimatuzzahra Fatimatuzzahra; Evelyne Riandini; Dedi Satriawan; Lies Winarsih; RR Sri Astuti
Metamorfosa: Journal of Biological Sciences Vol. 11 No. 01 (2024)
Publisher : Program Magister Ilmu Biologi, Fakultas Matematika dan Ilmu Pengetahuan Alam, Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/metamorfosa.2024.v11.i01.p14

Kota Bengkulu memiliki kawasan mangrove yang telah dimanfaatkan sebagai ekowisata, sekaligus sebagai salah satu upaya pelestarian tumbuhan mangrove yang mana tumbuhan ini memiliki kemampuan untuk hidup pada kondisi ekstrim pasang surut air laut. Penelitian ini bertujuan untuk mengidentifikasi jenis mangrove di kawasan hutan wisata mangrove dan mengetahui struktur anatomi akar modifikasi tumbuhan mangrove. Pengambilan sample dilakukan secara purposive sampling. Hasil yang diperoleh, didapatkan 3 jenis tumbuhan mangrove yaitu Rhizophora apiculata, Avicennia alba, Sonneratia sp. yang tumbuh pada substrat berbeda. Studi akar mangrove digunakan jenis Rhizophora apiculata dan Avicennia alba. Berdasarkan pengamatan struktur anatomi, diketahui bahwa kedua jenis mangrove ini memiliki epidermis, korteks, endodermis, perisikel, dan empulur. Namun, terdapat perbedaan pada bagian korteks Rhizophora apiculata yang terdapat pada substrat berbeda, yaitu korteks terdiri dari parenkim padat pada akar termodifikasi yang tumbuh pada substrat berpasir dan tumbuh di atas permukaan. Sebaliknya, akar termodifikasi yang ditemukan di bawah permukaan dengan substrat lumpur, memiliki aerenkim korteks dengan banyak ruang antar sel.

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