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All Journal Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) JURSIMA (Jurnal Sistem Informasi dan Manajemen) Tekper: Jurnal Teknologi dan Manajemen Industri Pertanian Aksioma Tarbiyah Islamiyah: Jurnal Ilmiah Pendidikan Agama Islam Bahasa dan Seni: Jurnal Bahasa, Sastra, Seni, dan Pengajarannya Jurnal Apokalupsis JURSIMA Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Jembatan Hukum: Kajian Ilmu Hukum, Sosial dan Administrasi Negara DISCOURSE : Indonesian Journal of Social Studies and Education
Aswan Aswan
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Penyelesaian Sengketa Pinjaman Online Melalui Mediasi Aswan Aswan
Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara Vol. 1 No. 4 (2024): Desember : Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/jembatan.v1i4.892

Abstract

The rapid development of information technology has significantly transformed the financial sector, particularly with the rise of online lending services or fintech lending. While these services provide easier access to financial resources, they also bring various challenges, including an increase in disputes between lenders and borrowers. The government, through the Financial Services Authority (OJK), has formulated regulations to protect consumers and promote the use of mediation as an alternative dispute resolution method that is more efficient and less burdensome for both parties. This study aims to analyze the effectiveness of mediation as a solution for resolving online lending disputes, using a normative juridical approach. Data were collected from various primary and secondary legal sources and analyzed deductively. The results indicate that mediation offers a faster, more flexible, and less formal mechanism compared to court proceedings. However, challenges such as low consumer financial literacy and a lack of understanding by service providers about the mediation process need to be addressed through increased education and awareness campaigns. In conclusion, mediation has great potential to become a more equitable and efficient dispute resolution mechanism in the fintech lending industry, provided it is supported by adequate regulations and improved awareness among the involved parties.
THE TRADITION OF PUBLIC CRITISM IN THE LAPOR PAK PROGRAM (Analysis of the Spiral of Silence Jokes of Comedian Criticism) Fitransyah, Fitransyah; Aswan Aswan
DISCOURSE: Indonesian Journal of Social Studies and Education Vol. 1 No. 2 (2024): March
Publisher : Citra Media Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69875/djosse.v1i2.105

Abstract

This research discusses the tradition of public criticism in the Lapor Pak program by looking at the spiral of silence towards comedian jokes. This study aims: to find out the forms of public criticism in the Lapor Pak program; the relationship between comedian criticism jokes and the people’s voice or public opinion. The type of research used is descriptive qualitative using mass communication theory, namely The Spiral of Silence as a research approach. As for the data obtained from listening to and watching videos or Lapor Pak scenes uploaded by the official trans 7 youtube channel and supporting data in the form of articles, journals and netizen comments. The results of this study indicate that public criticism in Lapor Pak has become a bait in every episode because it is always done by the players. As for criticism expressed in the form of jokes which are presented in two forms, there are dialogues and monologues. And critical jokes always depart from a case that is viral of widely discussed in society so that in this case we can conclude that jokes represent the voice of the people or existing public opinion.
Co-Authors Andawaty Candra Hadi Utomo Erik Djuliyanto Fenty Fauziah Fitransyah, Fitransyah Gandung Sugita Hermanto Hermanto Ida Ayu Putu Sri Widnyani Indah Widyah Ningsih Malik, Deni Muhajirin Muhajirin Nur Khusnul Hamidah Nurhadi, Jatmika Nurul Safira Restu Misrianti Rosita Rahma Sakir Sakir Salurante, Tony Wiwik Handayani Zumarni