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Journal : Serat Acitya

STUDI TENTANG KEPUASAN PENGGUNA “BRT TRANS” DI SEMARANG Siti Aminah; Achmad Zaenuri
Serat Acitya Vol 8, No 1 (2019): Mengelola Kegiatan untuk Kemaslahatan Masyarakat
Publisher : FEB UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (269.803 KB)

Abstract

This study is to examine the effect of rates and facilities on consumer satisfaction who used TRANS BRT Semarang. The population in this passengers who used TRANS BRT in Semarang, its  sample is taken general passengers using convenience sampling and the respondents were taken from  who are passengers currently using BRT TRANS Semarang. Data analysis techniques used in this research is multiple regression analysis techniques. The results show that their rates and facilities significantly influence consumer satisfaction who used TRANS BRT Semarang.Keyword : rates, facilities, student’s satisfaction.
Transportasi Becak dalam Persepsi Masyarakat (Studi Kasus di Daerah Perumnas Tlogosari Semarang) Siti Aminah
Serat Acitya Vol 10, No 1 (2021): Keindahan dalam Keragaman Bisnis
Publisher : FEB UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (505.673 KB) | DOI: 10.56444/sa.v10i1.2120

Abstract

Penelitian ini bertujuan,adalah “untuk mengetahui seberapa jauh pengaruh dan hubungan angkutan penumpang dokar dan becak dalam pengoperasiannya? dan mengetahui perbandingan antara angkutan penumpang dokar dengan angkutan penumpang becak dalam pengoperasian di Kota Semarang” Metode penelitian menggunakan pendekatan kuantitatif dengan sampel 50 penarik Dokar dan becak. Teknik analisis yang digunakan regresi linier Berganda. Hasil penelitian menunjukkan bahwa Waktu Tempuh berpengaruh positif dan signifikan terhadap Jarak Tempuh Dokar, sebagaimana Waktu Tempuh berpengaruh positif dan signifikan terhadap Jarak Tempuh Becak. Bahwa Ongkos Penumpang berpengaruh positif dan tidak signifikan terhadap Jarak Tempuh Dokar, hal ini berarti berbeda dengan Ongkos Penumpang berpengaruh positif dan signifikan terhadap Jarak Tempuh Becak. Bahwa Kecepatan Dokar Meter/jam berpengaruh positif dan tidak signifikan terhadap Jarak Tempuh Dokar, hal ini berarti berbeda Kecepatan Becak Meter/jam berpengaruh positif dan signifikan terhadap Jarak Tempuh Becak. Jumlah Penumpang berpengaruh positif dan tidak signifikan terhadap Jarak Tempuh Dokar Jarak Tempuh Dokar, hal ini berarti tidak berbeda Jumlah Penumpang berpengaruh positif dan tidak signifikan terhadap Jarak Tempuh Becak.Kata kunci Transportasi, Dokar, Becak, Jarak tempuh, waktu, ongkos, penumpang.This study aims "to find out how far the influence and relationship between passenger transportation of dokar and becak in their operation? and knowing the comparison between carriage of gig passengers and pedicab passengers in operation in the city of Semarang. "The research method used a quantitative approach with a sample of 50 cart and rickshaw pullers. The analysis technique used is multiple linear regression. The results showed that the travel time had a positive and significant effect on the distance traveled for the Dokar, as the travel time had a positive and significant effect on the distance traveled for the pedicab. Whereas Passenger Fares have a positive and insignificant effect on Dokar Mileage, this means that different from Passenger Fares have a positive and significant effect on Becak Mileage. That the speed of the pedicab meter / hour has a positive and insignificant effect on the mileage of the pedicab, this means that the difference in the speed of the pedicab meter / hour has a positive and significant effect on the distance of the pedicab. Number of Passengers has a positive and insignificant effect on Dokar Mileage, Dokar Mileage, this means that it does not differ.Keywords: Transportation, Dokar, Becak, Mileage, time, fare, passenger.
Pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio, dan Return On Asset Terhadap Penyaluran Kredit Pada Sektor Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2018-2020 Siti Aminah
Serat Acitya Vol 11, No 1 (2022): Kerakyatan dalam bisnis
Publisher : FEB UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/sa.v11i1.2997

Abstract

This study aimed to determine the effect of Third Party Funds (DPK), Capital Adequacy Ratio (CAR), and Return On Assets (ROA) on credit distribution at banking sector listed in Indonesian Stock Echange for the 2018-2020 period. The population used in this study is all financial statements of commercial banks listed on the Indonesia Stock Exchange during 2018 - 2020, and the size of the sample used is 87 observational data, with the sampling technique using the census method that data was secondary data. The method of data collection was documentation. The data analysis technique used was multiple linear regression analysis. The results showed that Third Party Funds had a significant positive effect on lending, the Capital Adequacy Ratio had an insignificant negative effect on lending, and Return On Asser had a positive but not significant effect on lending. The value of the coefficient of determination is 0.702, meaning that the variables of Third Party Funds, Capital Adequacy Ratio and Return On Assets can explain the variation in lending variables of 70.2%.Keywords: Third Party Funds, Capital Adequacy Ratio, Return On Assets, and Credit
Peran Kompetensi Guru, Literasi Digital, Dan Ketersediaan Sarana Teknologi Terhadap Peningkatan Mutu Pembelajaran (Study Pada Guru Sekolah Dasar Se Kecamatan Kandeman, Kabupaten Batang) Sukardi Sukardi; Siti Aminah; Ika Oktiviana Dewi
Serat Acitya Vol 12, No 1 (2023): Bisnis dengan berketuhanan
Publisher : FEB UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/sa.v12i1.3744

Abstract

Penelitian ini bertujuan untuk mengetahui peran kompetensi guru, literasi digital dan ketersediaan fasilitas teknologi terhadap peningkatan kualitas pembelajaran di Koordinator Bidang Pendidikan Kabupaten Kandeman. Populasi yang diambil adalah Guru SD di Koordinator Bidang Pendidikan Kabupaten Kandeman sebanyak 217 orang, dengan purposive sampling diperoleh sampel penelitian sebanyak 69 orang. Sumber data yang digunakan adalah data primer, dengan metode pengumpulan data menggunakan kuesioner. Teknik analisis data yang digunakan adalah analisis regresi linier berganda. Hasil analisis regresi linier menyatakan bahwa kompetensi guru, literasi digital, dan sarana teknologi berpengaruh positif terhadap peningkatan pembelajaran. Nilai koefisien determinasi diperoleh sebesar 0,819 yang berarti 81,9% kualitas pembelajaran dapat dijelaskan oleh kompetensi pendidik, literasi digital dan sarana teknologi. Sedangkan sisanya 100% - 81,9% = 18,1% dijelaskan oleh alasan lain di luar variabel kompetensi pendidik, literasi digital dan sarana teknologi. Hasil pengujian hipotesis dengan menggunakan uji statistik t menunjukkan (1) Kompetensi pendidik berpengaruh positif dan signifikan terhadap kualitas pembelajaran, (2) literasi digital berpengaruh positif dan signifikan terhadap kualitas pembelajaran, (3) sarana teknologi berpengaruh positif dan signifikan terhadap kualitas pembelajaran. pengaruh positif dan signifikan kualitas pembelajaran di sekolah dasar bagi guru sekolah dasar di Koordinator Bidang Pendidikan Kecamatan Kandeman Kabupaten Batang.Kata Kunci: Kompetensi Guru, Literasi Digital, Sarana Teknologi, dan Kualitas PembelajaranAbstractThis study aims to determine the role of teacher competence, digital literacy and the availability of technological facilities to improve the quality of learning in The Regional Coordinator for Education in the Kandeman District. The population taken is There are 217 elementary school teachers in the Regional Coordinator for Education, Kandeman District people, with purposive sampling obtained research samples as many as 69 people. The source of the data used is primary data, with the method of collecting data using a questionnaire. The data analysis technique used is analysis multiple linear regression. The results of the linear regression analysis are stated that teacher competence, digital literacy, and technological means have a positive effect towards improving learning. The value of the coefficient of determination is obtained by 0.819 which means that 81.9% of the quality of learning can be explained by the competence of educators, digital literacy and technological means. Whereas the remaining 100% - 81.9% = 18.1% is explained by other reasons outside variable of educator competence, digital literacy and technological means. Results hypothesis testing using t statistical test shows (1) The competence of educators has a positive and significant effect on quality learning, (2) digital literacy has a positive and significant effect on the quality of learning, (3) the means of technology have a positive and significant effect on the quality of learning in elementary schools for elementary school teachers in the Regional Coordinator for Fields Education in the District of Kandeman, Batang Regency.Keywords: Teacher Competence, Digital Literacy, Technology Facilities, and Quality Learning
Pengaruh Literasi dan Sikap Keuangan Terhadap Perilaku Manajemen Keuangan Pada UMKM di Tembalang, Kota Semarang Siti Aminah; Ziyad Ali Haqi
Serat Acitya Vol 12, No 1 (2023): Bisnis dengan berketuhanan
Publisher : FEB UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/sa.v12i1.3801

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh antara Literasi Keuangan Dan Sikap Keuangan Terhadap Perilaku Manajemen Keuangan Pada Pelaku Usaha UMKM Di Kecamatan Tembalang Kota Semarang. Populasi dalam penelitian ini adalah seluruh Pelaku Usaha UMKM Di Kecamatan Tembalang Kota Semarang yang berjumlah 1702. Jumlah sampel yang digunakan dalam penelitian ini adalah 90 orang yang diambil dari populasi Pelaku Usaha UMKM Di Kecamatan Tembalang Kota Semarang. Metode pengambilan sampel dilakukan dengan teknik simple random sampling. Adapun variabel dalam penelitian ini adalah Literasi keuangan dan Sikap keuangan sebagai variabel bebas serta perilaku manajemen keuangan sebagai variabel terikat. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis regresi linier berganda dengan asumsi klasik. Hasil Penelitian secara parsial variabel Literasi Keuangan berpengaruh positif terhadap Perilaku Manajemen Keuangan dengan signifikansi 0.000 nilai signifikansi lebih kecil daripada 0,05 artinya semakin baik Literasi Keuangan, maka Perilaku Manajemen Keuangan bagi Pelaku Usaha UMKM Di Kecamatan Tembalang Kota Semarang akan semakin baik. secara parsial variabel Sikap Keuangan berpengaruh positif terhadap Perilaku Manajemen Keuangan dengan signifikansi 0.000 nilai signifikansi lebih kecil daripada 0,05 artinya semakin baik Sikap Keuangan, maka Perilaku Manajemen Keuangan bagi Pelaku Usaha UMKM Di Kecamatan Tembalang Kota Semarang akan semakin baik.Kata Kunci : Perilaku Manajemen Keuangan, Literasi Keuangan, Sikap Keuangan AbstactThis study aims to determine the effect of financial literacy and financial attitudes on financial management behavior in MSME business actors in Tembalang sub-district, Semarang city. The population in this study was all MSME Business Actors in Tembalang District, Semarang City, totaling 1702. The number of samples used in this study was 90 people taken from the population of MSME Business Actors in Tembalang District, Semarang City. The sampling method was carried out using a simple random sampling technique. The variables in this study were financial literacy and financial attitudes as independent variables and financial management behavior as the dependent variable. The data analysis technique used in this study was multiple linear regression analysis with classical assumptions. The results of the study partially show that the financial literacy variable has a positive effect on financial management behavior, with a significance value of 0.000. The significance value is less than 0.05, meaning that the better financial literacy is, the better financial management behavior for MSME entrepreneurs in Tembalang sub-district, Semarang city. Partially, the variable Financial Attitude has a positive effect on Financial Management Behavior with a significance value of 0.000. A significance value of less than 0.05 means that the better the Financial Attitude, the better the Behavior of Financial Management for MSME Business Actors in Tembalang District, Semarang City.Keywords : Financial Management Behavior, Financial Literacy, Financial Attitudes