Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Journal of Business Issues

ANALYSIS OF THE DETERMINANTS OF THE BANKING INDUSTRY PROFITABILITY IN INDONESIA (EMPIRICAL STUDY 2003 – 2011) Temi Alriady; Muhammad Sobarsyah; Abdul Rahman Kadir
Journal of Business Issues Vol. 2 No. 1 (2023): Journal of Business Issues
Publisher : Scientia integritas Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56282/jbi.v2i1.317

Abstract

The purposes of this banking industry study are 1) to analyze the effect of macroeconomic conditions that represented by gross domestic product and inflation, and the effect of loan to deposit ratio on earning assets commercial bank; 2) to analyze the effect earning assets, non performing loans, interest rate of working capital loan and operational cost on profitability of commercial bank in Indonesia; 3) to explain about the growth of banking industry and their role as financial intermediary institution after monetary and economic crisis. This study use the quantitative method by multiple regression model to analyze time series data of commercial bank in Indonesia. The results of that multiple regression model indicated gross domestic product, previously earning assets and loan to deposit ratio have positive and significant effect to commercial bank earning assets. Meanwhile, inflation has not significant effect to commercial bank earning assets. Then, earning assets, previously profit and interest rate of working capital loan have positive and significant effect to commercial bank profit, but both of non performing loans and operational cost have significant inverse relationship to commercial bank profit. This results show that banking industry more concern to retain the profitability by expand their businnes than to provide cost efficiency. According to this study, in order to retain banking industry performance are developing economic growth that condusive to increase financial intermediary of banking industry, improving cost efficiency to provide competition which lower lending interest rate, and extending financial service area to reach micro and small enterprises as a part of financial inclusion strategy.
ANALYSIS OF FACTORS RELATED TO PROFESSIONAL COMMITMENT OF PHARMACYSTS IN PHARMACY SERVICES Cancerina, Aqua sylvii; Abdul Rahman Kadir; Muhammad Sobarsyah
Journal of Business Issues Vol. 2 No. 1 (2023): Journal of Business Issues
Publisher : Scientia integritas Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56282/jbi.v2i1.319

Abstract

This research aims to find a description about factors related to the professional commitment of pharmacists and it's attendance on pharmacy services for communities. This research was carried out in pharmacy services at Makassar city according to the types of pharmacy with a survey method using a questionnaire. The population were pharmacists and pharmacists assistance from three types of pharmacy services such as public service pharmacy, hospital pharmacy, and franchise or “BUMN” pharmacy. The sample was taken by proportionate stratified random sampling method from 279 pharmacists which was then found 72 samples proportionally. The data was then analyzed using multiple linear regression methods to find out the correlations between variables and then proceed to a t-test analysis to determine which variable is dominantly correlated to professional commitment of pharmacist in pharmacy services. The results show that motivation, competence, leadership, and attitude do simultaneously and significantly correlate to the professional commitment of pharmacists in pharmacy services. But in part, only motivation and competence were significantly correlated to the professional commitment of the pharmacist which was more dominant in motivation.