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Exploring The Nexus Between Students And The Islamic Financial Industry: A Bibliometric Study Alni Cahya Kamila; Baso Akib; Fadly Yashari Soumena
IECON: International Economics and Business Conference Vol. 2 No. 2 (2024): International Conference on Economics and Business (IECON-2)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the relationship between students and the Islamic finance industry through a bibliometric analysis using VOSviewer. The primary objective is to investigate how student involvement contributes to the development of this industry and how educational initiatives align with the practical demands of the Islamic financial market. Utilizing bibliometric data, this research analyzes publication trends, collaboration patterns, and academic contributions from institutions worldwide. Preliminary findings highlight Indonesia as a leading research hub, followed by countries such as Malaysia and the United Kingdom, with key institutions like Airlangga University and the International Islamic University Malaysia playing significant roles. Journals like the *International Journal of Islamic and Middle Eastern Finance and Management* show notable citation impact, indicating a broader academic influence. This study underscores the importance of university-industry collaboration to create a relevant research ecosystem, where students can act as change agents, fostering innovative solutions to meet global challenges in the Islamic finance sector. The findings also suggest potential improvements for Islamic finance curricula and increased academic-institutional partnerships to amplify research impact. This research offers a comprehensive overview of the intellectual dynamics within the field, providing insights for future educational policy and highlighting the value of cross-sector support for advancing Islamic finance.
Pengaruh Islamic Branding, Literasi Keuangan Syariah dan Service Quality Terhadap Minat Masyarakat Menjadi Nasabah Bank Syariah Indonesia (Bsi) Cabang Gowa Baso Akib; Apriansyah Nur
JUMABI: Jurnal Manajemen, Akuntansi dan Bisnis Vol 1 No 1 (2023): Januari-JUMABI
Publisher : CV. Eureka Murakabi Abadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56314/jumabi.v1i1.95

Abstract

Penelitian ini bertujuan untuk, (1) untuk mengetahui pengaruh Islamic branding terhadap minat masyarakat menjadi nasabah di BSI Cabang Gowa, (2) untuk mengetahui pengaruh literasi keuangan syariah terhadap minat masyarakat menjadi nasabah di BSI Cabang Gowa, (3) untuk mengetahui pengaruh service quality terhadap minat masyarakat menjadi nasabah di BSI Cabang Gowa, (4) untuk mengetahui pengaruh Islamic branding, literasi keuangan syariah dan service quality terhadap minat masyarakat menjadi nasabah di BSI Cabang Gowa. Jenis penelitian ini bersifat kuantitatif deskriptif. Data yang digunakan adalah data primer. Data primer dikumpulkan dengan menggunakan kuesioner, observasi dan dokumentasi. Metode analisis uji regresi linear berganda. Teknik pengambilan sampel yaitu teknik simple random sampling. Sampel yang digunakan sebanyak 80 responden, analisis data menggunakan IBM SPSS 28. Hasil penelitian ini menunjukkan bahwa, (1) Islamic branding tidak berpengaruh positif dan tidak signifikan terhadap minat masyarakat menjadi nasabah di BSI Cabang Gowa, (2) Literasi keuangan syariah berpengaruh positif dan signifikan terhadap minat masyarakat menjadi nasabah BSI Cabang Gowa, (3) Service quality berpengaruh positif dan signifikan terhadap minat masyarakat menjadi nasabah BSI Cabang Gowa, (4) Islamic Branding, Literasi keuanagan syariah dan Service quality berpengaruh positif dan signifikan terhadap minat masyarakat menjadi nasabah di BSI Cabang Gowa. Implikasi dalam penelitian ini adalah Islamic branding menjadi cerminan awal BSI Cabang Gowa beroperasi sesuai prinsip syariah walaupun masyarakat belum sepenuhnya mengetahui hal tersebut, tingginya pemahaman tentang literasi keuangan syariah dapat memberikan stimulus kepada masyarakat terutama tentang BSI Cabang Gowa dan service quality yang baik mampu memberikan dampak positif bagi perkembangan BSI Cabang Gowa.
Pencegahan Fraud Melalui Manajemen Resiko Dalam Perspektif Al-Quran Akib, Baso; Mujahid, Ahmad
JUMABI: Jurnal Manajemen, Akuntansi dan Bisnis Vol 3 No 1 (2025): JUMABI : JANUARI
Publisher : CV. Eureka Murakabi Abadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56314/jumabi.v3i1.281

Abstract

Abdullahi, et.al. (2015). Fraud Triangle Theory and Fraud Diamond Theory, Understanding the Convergent and Divergent For Future Research. International Journal of Academic Research in Accounting, Finance and Management Science, 5 (4), 38–45. Agustina, M., Deny, S., Praditya, I. I., Yadika, B., Kencana, M. R. B., & Kurnia, T. (2019). 7 fakta gonjang - ganjing laporan keuangan garuda Indonesia. Liputan6.Com.https://www.liputan6.com/bisnis/read/4000383/7-fakta-gonjang-ganjing-laporan-keuangan garuda-indonesia Association of Certified Fraud Examiners (ACFE). (2020). Report to the nations 2020: Global study on occupational fraud and abuse. https://www.acfe.com/report-to-the-nations/2020/. Association of Certified Fraud Examiners (ACFE) Indonesia. (2020). Survei fraud Indonesia 2019. Indonesia Chapter #111, 53(9), 1–76. https://acfe-indonesia.or.id/survei-fraud indonesia/ Al-Qurtubi, Abu 'Abdullah Muhammad bin Ahmad. (2003). Al- Jami' li Ahkam al-Qur'an. Beirut: Dar al-Kutub al-'Ilmiyyah. Al-Qaradawi, Yusuf. (1995). Fiqh al-Zakat: A Comparative Study of Zakah, Regulations and Philosophy in the Light of Qur'an and Sunnah. King Saud University Press. Bayagub, A., Idris, M., & Setiawan, R. (2018). Laporan Kecurangan di Indonesia: Analisis Kasus. Agustina, R., & Djumena, M. (2019). Kecurangan Laporan Keuangan di PT Garuda Indonesia Tbk. Dechow, et.al. (2012). Detevting Earning Management: A New Approach. Journal of Accounting Research, 50 Ed 2, 275–334. Ibn Kathir, Isma'il bin 'Umar. (2000). Tafsir al-Qur'an al-Azim. Dar al-Kutub al-Ilmiyyah. IbnuKatsir. (2013). Tafsir Ibnu Katsir. kampungsunnah.com. Ulya, I. & Djumena, M. (2020). Manipulasi Laporan Keuangan di PT Asuransi Jiwasraya. Ulya, F. N., & Djumena, E. (Editor). (2020). BPK: jiwasraya sudah bukukan laba semu sejak2006.Kompas.Com.https://money.kompas.com/read/2020/01/08/164543826/bpk  jiwasraya-sudah-bukukan-laba-semu-sejak-2006 Skousen, C. J., Smith, K. R., & Wright, C. J. (2009). Detecting and predicting financial statement fraud: The effectiveness of the fraud triangle and SAS No. 99. Advances in Financial Economics, 13(99), 53–81. https://doi.org/10.1108/S1569-3732(2009)0000013005 Skousen, C.J. & C.J. Wright. (2009). Detecting and Predicting Financial Statement Fraud: The Effectiveness of The Fraud Triangle and SAS No.99. Advances in Financial Economics, 13, 53–81. Tjahjono, H. (2013). Karakteristik Fraud dan Pencegahannya. Felawati, W. (2023). Analisis Implementasi Manajemen Risiko Terhadap Pembiayaan Ijarah Multijasa Pada Bank Aman Syariah (Doctoral dissertation, IAIN Metro). Ilma, W. (2022). Analisis Penerapan Audit Internal, Penerapan Risk Management dan Analisis Kelayakan Nasabah Dalam Meminimalisasi Risiko Pembiayaan Bermasalah Pada Pt Bprs Bank Aman Syariah (Studi Pada Pt. Bprs Bank Aman Syariah Lampung Timur) (Doctoral Dissertation, Uin Raden Intan Lampung). Anatasya, R. F., Setyaningsih, A. F., & Putri, L. M. (2024). Tinjauan Yuridis Dan Praktik Good Corporate Governance Dalam Mengatasi Fraud Internal Pada Bank Di Indonesia. Causa: Jurnal Hukum dan Kewarganegaraan, 7(8), 51-60. Ghofur, R. A. (2020). Konsep Upah Dalam Ekonomi Islam. Arjasa Pratama. Cressey, D. R. (2020). Fraud Triangle Theory. Al-Qur'an, Q.S. Al-Mutaffifin: 1-3. Al-Qur'an, Q.S. An-Nisa: 58. Al-Qur'an, Q.S. Al-Baqarah: 283.
Peran Electronic Word of Mouth (E-Wom) dan Tingkat Kepercayaan Nasabah Terhadap Keputusan Pembelian Produk Amanah Akib, Baso; Wiranto, Wawan
Journal of Environmental Economics and Sustainability Vol. 1 No. 2 (2024): February
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jees.v1i2.136

Abstract

Penelitian ini bertujuan untuk, (1) untuk mengetahui dan menganalisis pengaruh Electronic Word of Mouth (E-WOM) menggunakan produk amanah pada PT. Pegadaian Syariah Cabang Hasanuddin Gowa, (2) untuk mengetahui dan menganalisis pengaruh tingkat kepercayaan nasabah terhadap keputusan pembelian produk amanah pada PT. Pegadaian Syariah Cabang Hasanuddin Gowa, (3) untuk mengetahui dan menganalisis pengaruh Electronic Word of Mouth (E-WOM) dan tingkat kepercayaan nasabah terhadap keputusan pembelian produk amanah pada PT. Pegadaian Syariah Cabang Hasanuddin Gowa. Waktu penelitian ini dilakukan pada bulan Juli sampai bulan Agustus 2023. Jenis penelitian kuantitatif dengan menggunakan pendekatan kuantitatif deskriptif. Sumber data yang digunakan ialah data primer, data primer dikumpulkan dengan melalui penyebaran kuesioner, observasi dan dokumentasi. Teknik simple random sampling merupakan teknik pengambilan sampel pada penelitian ini. Sampel yang digunakan berjumlah 50 sampel, adapun metode analisis data pada penelitian ini menggunakan regresi linear berganda dan teknik analisis data menggunakan aplikasi SPSS version 2023. Hasil penelitian ini menunjukkan bahwa (1) E-WOM berpengaruh positif dan signifikan terhadap keputusan pembelian produk amanah pada PT. Pegadaian Syariah Cabang Hasanuddin Gowa (2) tingkat kepercayaan nasabah berpengaruh positif dan signifikan terhadap keputusan pembelian produk amanah pada PT. Pegadaian Syariah Cabang Hasanuddin Gowa (3) E-WOM dan tingkat kepercayaan nasabah berpengaruh positif dan signifikan terhadap keputusan pembelian produk amanah pada PT. Pegadaian Syariah Cabang Hasanuddin Gowa. Implikasi dari penelitian ini adalah penerapan E-WOM sangat efektif dikarenakan dapat menjangkau semua nasabah yang menggunakan media sosial. Sedangkan tingkat kepercayaan nasabah menjadi faktor penting dalam menjalin hubungan dan kerjasama dengan nasabah dalam memilih produk amanah. This study aims, (1) to determine and analyze the effect of Electronic Word of Mouth (E-WOM) using amanah products at PT. Pegadaian Syariah Hasanuddin Gowa Branch, (2) to determine and analyze the influence of customer trust level on the purchase decision of trustful products at PT. Pegadaian Syariah Hasanuddin Gowa Branch, (3) to find out and analyze the influence of Electronic Word of Mouth (E-WOM) and the level of customer trust in purchasing decisions of trustful products at PT. Sharia Pawnshop Hasanuddin Gowa Branch. The time of this study was conducted from July to August 2023. The results of this study show that (1) E-WOM has a positive and significant effect on the decision to purchase trustful products at PT. Pegadaian Syariah Hasanuddin Gowa Branch (2) the level of customer trust has a positive and significant effect on the decision to purchase trustful products at PT. Pegadaian Syariah Branch Hasanuddin Gowa (3) E-WOM and the level of customer trust have a positive and significant effect on the decision to purchase trustful products at PT. Sharia Pawnshop Hasanuddin Gowa Branch. The implication of this research is that the application of E-WOM is very effective because it can reach all customers who use social media. Meanwhile, the level of customer trust is an important factor in establishing relationships and cooperation with customers in choosing trust products.
The Impact of Exchange Rates and Net Operating Margin on Murabaha Financing in Islamic Commercial Banks in Indonesia Period 2019-2022 Baso Akib; Nurul Haeriyah; Fitriani, Fitriani
Indonesian Journal of Advanced Research Vol. 3 No. 6 (2024): June 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v3i6.9970

Abstract

This study aims to investigate the impact of exchange rates and net operating margins on murabaha financing at Islamic Commercial Bank (BUS) companies in Indonesia during the 2019-2022 period. The research method used is descriptive quantitative with an associative approach. The research data were obtained from the financial statements of murabaha financing at BUS companies in Indonesia for the four years. The research sample consists of 48 monthly financial reports selected saturated from time series data. The data collection process was carried out through observation and documentation of available financial reports. The collected data were then analyzed using multiple linear regression analysis with the help of IBM SPSS 20 software. The results showed that partially, the exchange rate has a positive and significant influence on murabaha financing. This means that when the exchange rate strengthens, murabaha financing in BUS companies tends to increase. Conversely, the net operating margin has a negative and significant effect on murabaha financing, which means that the higher the net operating margin, the murabaha financing tends to decrease. Simultaneously, the exchange rate and net operating margin have a significant effect on murabaha financing.