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Journal : Jurnal Social Library

Financial Satisfaction, Life Satisfaction and Psychological in Different Demographic Characteristics Hidayat, Aisyah Indriaeni; Faturohman, Taufik
JURNAL SOCIAL LIBRARY Vol 4, No 3 (2024): JURNAL SOCIAL LIBRARY NOVEMBER
Publisher : Granada El-Fath

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51849/sl.v4i3.380

Abstract

Examining the relationship between demographic factors and financial satisfaction, life satisfaction, and psychological factors is crucial in an increasingly complex financial landscape. An optimistic outlook on financial status leads to higher life satisfaction, suggesting that financial stability enhances overall satisfaction and happiness. The research investigates how sociodemographic traits influence subjective well-being, particularly focusing on financial satisfaction, psychological well-being, and life satisfaction. The method utilized in this study is descriptive statistical analysis. Data collection is conducted through surveys, with 210 total respondents. The findings highlight the complex relationship between sociodemographic characteristics and subjective well-being, indicating that shifting social norms significantly influence how people view their work situation and overall happiness.
Financial Satisfaction and Psychological in Different Demographic Characteristics Fahmi, Ranip; Faturohman, Taufik
JURNAL SOCIAL LIBRARY Vol 4, No 3 (2024): JURNAL SOCIAL LIBRARY NOVEMBER
Publisher : Granada El-Fath

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51849/sl.v4i3.382

Abstract

This study analyzes Subjective Well-Being (SWB), comprising Financial Satisfaction and Psychological Well-Being, among productive young adults aged 18–35 in Indonesia. It evaluates the influence of demographic factors such as gender, age, employment status, education level, income, and expenses on SWB. Data were collected through an online questionnaire using a six-point Likert scale, with 344 valid responses from a total of 347 respondents. The findings reveal that males have higher SWB compared to females. Respondents aged 26–35 reported the highest financial satisfaction, while those aged 18–25 showed the best psychological well-being. Full-time workers and individuals with higher education levels reported the highest SWB. Additionally, incomes exceeding IDR 10,000,000 and controlled expenses positively contributed to SWB. This study recommends financial literacy programs and accessible mental health services to reduce financial stress and improve the well-being of Indonesia's young adults.
Capital Budgeting Analysis of Door-to-Port Container Train Transport from Gedebage Container Terminal to JICT Port Project Hartasantoso, Fakhrul; Faturohman, Taufik
JURNAL SOCIAL LIBRARY Vol 4, No 3 (2024): JURNAL SOCIAL LIBRARY NOVEMBER
Publisher : Granada El-Fath

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51849/sl.v4i3.383

Abstract

This research aims to analyze the feasibility of the project for KAI. In this research, researchers used capital budgeting analysis and risk analysis. For the capital budgeting analysis, there are several parameters to be considered, namely Net Present Value (NPV), Internal Rate of Return (IRR), Payback Period and Profitability Index based on the calculation of free cash flow to the project. For the risk analysis, the author used sensitivity analysis and monte carlo simulation. In this research, researchers develops three scenarios based on different components such as: (1) percentage of Non-Contract IMO BMN, (2) Track Access Charge and (3) Price of Train Transport. Out of the three scenarios, the third scenario was the best scenario with the percentage of Non-Contract IMO BMN was 0%, track access charge was IDR 1/GT-Km and Price of Train Transport was IDR 4,700,000. Based on the calculation of discounted cash flow, the NPV was IDR 690 million, the IRR was 55%, Payback Period in 2.94 years and Profitability Index was 2.29. Based on the parameters, the project was defined feasible only if the condition in the third scenario met. There are several variables that influence the feasibility for the project, namely Price of Train Transport, percentage of Non-Contract IMO BMN, market growth and inflation rate.
Impact of Import Duties and PPh 22 Rates on Electronics and Telematics Industry Production Performance Adam, Muhammad Ibrahim; Faturohman, Taufik
JURNAL SOCIAL LIBRARY Vol 4, No 3 (2024): JURNAL SOCIAL LIBRARY NOVEMBER
Publisher : Granada El-Fath

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51849/sl.v4i3.384

Abstract

In this study, the authors attempt to provide an analysis of the effects of import duty rates and PPh22 rates on the performance of the electronics and telecommunications industry in Indonesia by considering the years 2022 and 2023 as the main data. The study also aims to understand through statistical methods the effects of these fiscal policies on various parameters of industry performance with special reference to local production. The study shows that while the policy may strengthen domestic production, there are considerable challenges in the export growth sector. In addition, the greater fiscal burden makes Indonesian electronics and telecommunications products less competitive at the international market level. Meanwhile, direct export tariffs have arguably the least effect on exports compared to PPh22, but the combination of these two policies will affect raw material costs in aggregate, which in turn negatively affects the competitiveness of export products. This study underscores the importance for policymakers in balancing between the export tariff of PPh22 and other types of tariff acceleration for levying considerations for domestic production levels and binding competitiveness. Therefore, optimizing the management of this fiscal policy is deemed very necessary to be examined in order to boost sustainable growth for the electronics and telecommunications industry in Indonesia and the addition of local production capacity.