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All Journal STUDIA ISLAMIKA Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Business & Banking ISLAMICA: Jurnal Studi Keislaman Jurnal Minds: Manajemen Ide dan Inspirasi An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Iqtishoduna: Jurnal Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business Proceedings of Annual Conference for Muslim Scholars El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Entrepreneurship & Business Kafa’ah: Journal of Gender Studies AKUNSIKA: Jurnal Akuntansi dan Keuangan IIJSE Multifinance An-Nisbah: Jurnal Ekonomi Syariah Studia Islamika
Ika Yunia Fauzia
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : IIJSE

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The Impact of Trust in Fintech P2P Lending Users on Continuance Intention Through Perceived Benefits, Perceived Ease of Use, and Perceived Risk Bakhri, Fajrur Rizal; Fauzia, Ika Yunia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8289

Abstract

This study aims to analyze the effect of perceived benefits, perceived ease of use and perceived risk on sustainable intentions through trust in fintech p2p lending users. The research method used is quantitative research used in this study including causal research. The sample consists of a research sample of at least 150 respondents of MSME business actors who are BPR customers in East Java Province. The results showed that perceived benefits had a significant positive effect on sustainability intentions, perceived ease of use had a significant positive effect on sustainability intentions, perceived risk had a significant negative effect on sustainability intentions, perceived benefits had a significant positive effect on trust, perceived ease of use had a significant positive effect on trust, perceived risk had a significant negative effect on trust, trust had a significant positive effect on sustainability intentions, perceived benefits had a significant positive effect on sustainability intentions, perceived ease of use had a significant positive effect on sustainability intentions through trust, lending in the trade sector, perceived risk had a significant negative effect on sustainability intentions through trust.
Co-Authors Aang Kunaifi Abdul Kadir Abdul Kadir Riyadi Ahsan, Muhamad Alifiansyah, Muhammad Hanif Arina Dyah Puspita Sari Asmara, Erlysa Bakhri, Fajrur Rizal Burhan Djamaluddin Fanira Putri Dewantara Anwar Iskandar Ritonga Nasution, Zubaidah Nur Syam Nurchlis Setiawan Nurhayati Nurhayati Nurhayati Pertiwi, Tanza Dona Ramadhani, Kurniawan Sarah Lutfiyah Nugraha Setia, Shinta Setiawan, Nurchlis Shinta Setia Surya Setiawan Tatik Suryani Tika Widiastuti Wiwik Lestari