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All Journal STUDIA ISLAMIKA Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Business & Banking ISLAMICA: Jurnal Studi Keislaman Jurnal Minds: Manajemen Ide dan Inspirasi An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Iqtishoduna: Jurnal Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business El-Qist : Journal of Islamic Economics and Business (JIEB) Kafa’ah: Journal of Gender Studies AKUNSIKA: Jurnal Akuntansi dan Keuangan Multifinance Studia Islamika
Ika Yunia Fauzia
STIE Perbanas
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Kesejahteraan pengemudi Grabbike online di Surabaya dalam perspektif maqashid al-shariah Fanira Putri Dewantara Anwar; Ika Yunia Fauzia
Journal of Business & Banking Vol 9, No 1 (2019): Mei - Oktober 2019
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v9i1.1646

Abstract

The Welfare of Grabbike Online Drivers in Surabaya Perspective is studied in Maqashid Al-Shariah. This study examined the level of welfare of the Grabbike driver and was linked to the analysis of maqashid al-shariah. The data were colected  by interviewing, observin,  and documenting with the seven people as  informants. The data were analyzed using phenomenology and the truth was tested. The result shows  the level of welfare of the Grabbike driver is quite prosperous because the income they have earned from being a driver for Grabbike is sufficient for daily needs. However,  there were still informants who thought that the income from being a Grabbike driver was insufficient for daily needs. Most of the informants considered that his dharuriyat needs were fulfilled by working as a Grabbike driver. Although there are still informants who consider that their dharuriyat needs are not sufficient in terms of income earned by being a Grabbike driver, they are still mediocre.
Pemanfaatan e-commerce dan m-commerce dalam bisnis di kalangan wirausahawan perempuan Ika Yunia Fauzia
Journal of Business & Banking Vol 5, No 2 (2015): November 2015 - April 2016
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v5i2.705

Abstract

This study discusses the use of e-commerce and m-commerce by female entrepreneurs, the majority was housewives. This study uses a qualitative method for exposing a phe-nomenon and the behavior that occurs. It uses descriptive design which allows for the study of profound and piercing the target. Thus, this research modle is the linear snowball to get 100 female entrepreneurs who do business with e-commerce and m-commerce. The findings show that some female entrepreneurs take advantage of e-commerce for retail sales, wholesalers, agents and distributors of a product / service and also in some remote areas, e-commerce, they can help some entrepreneurs to jump-start their business in a way to explore e-commerce for looking for a supplier. Utiliza-tion of e-commerce is relatively easier for the beginner entrepreneurs in the condition of contacts through mobile that is a demand for the products they offer. It suggests that further study can be done discussing the similar e-commerce which aims to support the emergence of women entrepreneurs as a reinforcement of the household finances with-out abandoning their responsibilities as a mother
Peran E-wallet dalam Penghimpunan Zakat, Infak, dan Sedekah (Studi Kasus pada OVO, Go-Pay, Dana, dan Link-Aja) Sarah Lutfiyah Nugraha; Ika Yunia Fauzia
Journal of Business & Banking Vol 11, No 1 (2021): Mei - Oktober 2021
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i1.2590

Abstract

Penelitian ini bertujuan untuk mengetahui peran dari e-wallet dalam berzakat, infak, dan sedekah melalui observasi, wawancara, dan dokumentasi kepada informan. Hasil penelitian ini menunjukkan bahwa e-wallet memiliki dua cara yaitu melalui scan QRIS dan secara langsung melalui menu pada aplikasi e-wallet. Selain itu, e-wallet menjalankan perannya sebagai pengingat, mempermudah, dan fleksibel bagi penggunanya. Serta harapan selanjutnya dari donatur yaitu diharapkan e-wallet dapat bekerjasama lebih lanjut dengan berbagai LAZNAS dan juga melakukan sosialisasi lebih lanjut supaya lebih banyak masyarakat mengetahui kemudahan yang ada. Berdasarkan kajian teori serta hasil observasi, wawancara, dan dokumentasi yang ada penggunaan e-wallet dipengaruhi oleh kepercayaan dan kepuasan, serta seberapa besarnya perilaku konsumsi masyarakat dalam berzakat, infak, dan sedekah dipengaruhi oleh besarnya pendapatan yang dimiliki oleh donatur.
URGENSI IMPLEMENTASI GREEN ECONOMY PERSPEKTIF PENDEKATAN DHARURIYAH DALAM MAQASHID AL-SHARIAH Ika Yunia Fauzia
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 1 (2016): Januari - Juni 2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (563.189 KB) | DOI: 10.20473/jebis.v2i1.1503

Abstract

Green economy merupakan konsep yang mendukung kesejahteraan manusia, kelestarian lingkungan dan ekosistem. Hal tersebut dibuktikan dengan jargon yang diusung yaitu pro-growth, pro-poor, pro-job dan pro-environment. Green economy sesuai dengan tujuan, prinsip dasar dan sistem dalam ekonomi Islam, yaitu untuk mensejahterakan manusia searah dengan peningkatan kualits hidup manusia dan alam.  Bahasan tentang tujuan shariah (maqashid al-shariah), menarik untuk kemudian dijadikan alat analisis dalam mendekati kajian tentang green economy. Maka dari itu penelitian ini dengan metode pustaka (library research) mengungkap konsep green economy perspektif maqashid al-shariah. Dengan analisis isi (content analysis), disimpulkan bahwa perlu adanya penambahan hifz al-bi’ah (penjagaan lingkungan hidup), -karena telah jelas nash-nya dalam al-Qur’an dan al-Hadith- menjadi salah satu yang harus dijaga.  Setelah hifz al-din (penjagaan agama), hifz al-nafs (penjagaan jiwa), hifz al-‘aql (penjagaan akal), hifz al-nasl (penjagaan keturunan) dan hifz al-mal (penjagaan harta benda). Dalam penelitian ini juga disebutkan satu-persatu konsep dan bentuk implementasi green economy, yang berkaitan dengan hifz al-din, hifz al-nafs, hifz al-‘aql, hifz al-nasl, hifz al-mal dan hifz al-bi’ah secara terperinci, sesuai dengan kajian dalam ekonomi Islam.Keyword: green economy, maqashid al-shariah, environment
New Trends in Economic Behavior: The Phenomenon of the Anti-Usury Movement in Indonesia Ika Yunia Fauzia; Abdul Kadir Riyadi
Studia Islamika Vol 27, No 3 (2020): Studia Islamika
Publisher : Center for Study of Islam and Society (PPIM) Syarif Hidayatullah State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36712/sdi.v27i3.11038

Abstract

Like any other discourse, ideas regarding usury in Indonesia have evolved over time. This study is concerned with tracing that evolution and with understanding how Indonesian academics, practitioners, and laypersons view the problem. The increasing popularity of usury is then juxtaposed with emergence of anti-usury movements, of which this study identifies 14 throughout the country. Using a phenomenological approach, the study analyses these movements in order to better understand their nature and then categorises them into three classes. The first is that organised by figures affiliated with Hizbut Tahrir Indonesia; the second is initiated by Indonesia’s Salafi ulama; and the third has no clear leadership and membership and is, therefore, somewhat disorganised. The ideas espoused by the anti-usury movement are primarily disseminated via the internet and social media. This study finds that the movement is growing quickly and gaining momentum.
Model Islamic Family Wealth Management Perspektif Ekonomi Islam Ika Yunia Fauzia; Zubaidah Nasution; Surya Setiawan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.945 KB) | DOI: 10.30651/jms.v6i1.8630

Abstract

Abstrak:Bahasan tentang wealth manajemen selalu menarik karena berhubungan secara langsung dengan kesejahteraan hidup individu masing-masing. Kecakapan seorang individu dalam merencanakan dan mengelola keuangan akan menentukan kesuksesan finansial dalam hidupnya, terlebih jika individu tersebut telah menikah dan mempunyai keluarga. Al-Qur’an dan al-Hadis menjelaskan dengan baik perilaku Islamic family wealth management (IFWM), akan tetapi belum tergali dengan baik model dari konsep tersebut. Penelitian ini dengan menggunakan content analysis, mencoba untuk membangun model IFWM sehingga nantinya bisa dimanfaatkan dengan baik oleh keluarga Muslim di Indonesia. Model IFWM berkaitan erat dengan perencanaan dan pengelolaan keuangan keluarga serta kesejahteraan keluarga tersebut, dengan memasuki tahapan-tahapan yang telah dijelaskan dalam model IFWM tersebut.  Beberapa tahapan-tahapan tersebut di antaranya berkaitan dengan konsep dharuriyat, saving, investasi, dan lain sebagainya.Kata kunci: Islamic family, wealth management, perencanaan, pengelolaan
Perilaku Impulse Buying Muslimah Indonesia: Studi Kasus Pembelian tidak Terencana Produk Woman Fashion melalui Pembelian Online Ika Yunia Fauzia; Nurchlis Setiawan; Shinta Setia
Kafa`ah: Journal of Gender Studies Vol 8, No 2 (2018)
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jk.v8i2.212

Abstract

Impulse buying for buying things behavior known as unplanned purchase behavior often that spread to everyone.There is no exception among Muslim women, often stuck to make purchases that are not planned on products woman fashion online. This is because of the ease of online shopping procedure in making a woman could has the deal of buying the things, without having to get out of the door of his home. By using qualitative methods, then this researchl concerned to discuss how the behavior of impulse buying is done by the Muslim Indonesia through online purchase. This research useed the analysis of case studies, with the observation, interviewing and documenting data from fifty informants from several cities in Indonesia. This research resulted  several things related to how the woman of fashion moving behavior of impulsive purchases, backgrounds and types of Muslim women who make purchases are impulsive, and lastly the shifting trend Muslim perpetrators impulse buying, being a Muslimah dropshipping way of the online sellers or other ways
Studi Fenomenologi Budaya Perencanaan Keuangan Keluarga Musllim di Sidoarjo dan Surabaya Ika Yunia Fauzia
AKUNSIKA: Jurnal Akuntansi dan Keuangan Vol 1, No 1, Januari 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Ujung Pandang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (102.579 KB) | DOI: 10.31963/akunsika.v1i1.1731

Abstract

Abstrac:This paper is interested in exploring the phenomenon of planning and management of the Muslim family finances in Sidoarjo and Surabaya. The Muslim families that this paper focuses on are those with high religious commitment judged from their regular attendance to religious rituals and gatherings such as Majlis Taklim and the likes. The towns of Sidoarjo and Surabaya are being chosen to obtain specific findings on the one hand, and to have a better picture of the culture of wealth management among the urban Muslims on the other. The study is qualitative in its methods, and phenomenological in its analysis. Data were extracted from 20 informants, 7 of whom are categorised as lower income, 8 are middle income, and 5 are upper income laborers. One of the findings that this paper comes about is the fact that better understanding to the teachings of religion obtained from religious gatherings does not necessarily make a family better in its financial planning and management. On the other hand, with some exceptions, many informants among the lower classes are capable of managing their household and running their finances well making them better off to prepare their future needs. Keywords: Planning, management, Muslim household, family Abstrak:Fenomena perencanaan dan pengelolaan keuangan rumah tangga keluarga Muslim selalu menarik untuk dibahas, terlebih keluarga dengan intensitas yang tinggi untuk mempelajari agama Islam melalui Majlis Taklim dan kajian-kajian agama lainnya. Penelitian ini membatasi lokasi hanya di Surabaya dan Sidoarjo saja, untuk mendapatkan temuan yang spesifik. Penelitian dilakukan dengan metode kualitatatif, dengan alat analisis fenomenologi. Data digali dari 20 informan, dengan spesifikasi 7 informan dari kategori pendapatan kelas bawah, 8 informan dari kategori pendapatan kelas menengah dan 5 informan dari kategori pendapatan kelas atas. Dari beberapa informan tersebut dihasilkan satu temuan, bahwa semakin tinggi pemahaman keagamaan yang didapatkan dari kajian-kajian agama tidak serta merta menjadikan sebuah keluarga cerdas dalam merencanakan dan mengelola keuangan rumah tangga mereka. Walaupun ada beberapa pengecualian, yaitu terdapat informan di kalangan bawah yang mampu memanaj keuangan rumah tangga mereka dengan baik sehingga mereka bisa mempersiapkan kebutuhan masa depan dengan bijak.Kata Kunci: Perencanaan, pengelolaan, rumah tangga Muslim, keluarga
Literasi Zakat Compliance Bagi Muzakky Pedagang Garmen Fauzia, Ika Yunia; Pertiwi, Tanza Dona
Journal of Business & Banking Vol 12 No 2 (2022): November 2022 - April 2023
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i2.3426

Abstract

For the garment merchants in Indonesia, who have the obligation to pay alm, zakat compliance literacy is very important. This study focuses on this issue and stamps from the fact that most pof them missunderstood the concept of zakat -both weatlh and trade- and its aplication. This research aims at exploring the zakat compliance literacy among these merchants in away that maybe appropiated by traders, business community and researchers a liked. This research uses qualitative method, with the modle of case study. More than twenty garment merchants in Indonesia are interviewed, 11 among whom are qualified as informants. The research finds, first: that a most garment merchant in Indonesia are zakat-literate, particulary as far as wealh-zakat is concerned; second, most garment merchant had paid their zakat, some of whom paid even more than they are supposed to do so: third, the way that zakat is distributed is closely related to the way this merchant understand their religion. Merchant with religious background tend to distribute their zakat on their own rather than giving it a through zakat-institution. The practical implication of this research is that there is a need for synergy between BAZNAS and traders to create facilities/media that can facilitate business actors in calculating trade zakat and its payments.
The Influence of Employee Information System, Employee Competence and Person-Jobfit on the Performance of XYZ Health Center Employees with Job Satisfaction as a Mediation Variable Asmara, Erlysa; Fauzia, Ika Yunia
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.7043

Abstract

This study aims to analyze the effect of employee information systems, employee competence, and person-job fit on the performance of XYZ Puskesmas employees, with job satisfaction as an intervening variable. This research uses a quantitative approach with a survey method and data collection through questionnaires distributed to XYZ Health Center employees. Data analysis was carried out using the Structural Equation Modeling (SEM) method with the help of SmartPLS software. The results showed that employee information systems, employee competence, and person-job fit had a positive and significant effect on job satisfaction. In addition, job satisfaction is proven to have a positive and significant influence on employee performance. These findings indicate that improving good information systems, increasing competence, and job placement in accordance with individual abilities will increase job satisfaction, which in turn has an impact on improving overall employee performance.
Co-Authors Aang Kunaifi Abdul Kadir Abdul Kadir Riyadi Ahsan, Muhamad Arina Dyah Puspita Sari Asmara, Erlysa Burhan Djamaluddin Fanira Putri Dewantara Anwar Iskandar Ritonga Nasution, Zubaidah Nur Syam Nurchlis Setiawan Nurhayati Nurhayati Nurhayati Pertiwi, Tanza Dona Sarah Lutfiyah Nugraha Setia, Shinta Setiawan, Nurchlis Shinta Setia Surya Setiawan Tatik Suryani Tika Widiastuti Wiwik Lestari