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All Journal STUDIA ISLAMIKA Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Business & Banking ISLAMICA: Jurnal Studi Keislaman Jurnal Minds: Manajemen Ide dan Inspirasi An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Iqtishoduna: Jurnal Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business Proceedings of Annual Conference for Muslim Scholars El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Entrepreneurship & Business Kafa’ah: Journal of Gender Studies AKUNSIKA: Jurnal Akuntansi dan Keuangan IIJSE Multifinance An-Nisbah: Jurnal Ekonomi Syariah Studia Islamika
Ika Yunia Fauzia
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ISLAMIC ENTREPRENEURSHIP IDENTITY IN THE INDONESIAN HIJRAH COMMUNITY Kunaifi, Aang; Djamaluddin, Burhan; Fauzia, Ika Yunia; Ritonga, Iskandar; Nurhayati, Nurhayati; Syam, Nur; Widiastuti, Tika; Ahsan, Muhamad
Multifinance Vol. 2 No. 1 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i1.140

Abstract

This research aims to describe how Islamic entrepreneurship is implemented in the Hijrah community as a model that represents the identity of each community. The research was conducted using qualitative methods with a case study strategy. Data collection was carried out using observation, interviews, and documentation techniques. The research subjects were the Indonesian Muslim Entrepreneurs Community (KPMI), the Muslim Entrepreneurs Alliance (Assalim), and the Indonesian Business Islamic Boarding School (PBI). Data was collected from field observations and participant observations. There were 22 informants interviewed in-depth, three of whom were experts. Informants came from several regions, including Java, Sumatra, Bali, NTB, Sulawesi, and Kalimantan. The resulting documentation is in the form of brochures, photos of community activities, and digital information on websites, Facebook, Instagram, and WhatsApp groups. Data analysis was carried out by deducing theoretical propositions regarding the implementation of Islamic entrepreneurship in the hijrah community and developing them inductively to describe new findings and propositions. Based on the research results, it was found that the hijrah community implemented Islamic entrepreneurship in various identities, namely salaf-preneurship in the KPMI community, ideo-preneurship in the Assalim community, and spiritual-preneurship in the PBI community. The implication of this research is the development of Islamic entrepreneurship theory, which can be implemented widely by society.
New Trends in Economic Behavior: The Phenomenon of the Anti-Usury Movement in Indonesia Fauzia, Ika Yunia; Riyadi, Abdul Kadir
Studia Islamika Vol. 27 No. 3 (2020): Studia Islamika
Publisher : Center for Study of Islam and Society (PPIM) Syarif Hidayatullah State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36712/sdi.v27i3.11038

Abstract

Like any other discourse, ideas regarding usury in Indonesia have evolved over time. This study is concerned with tracing that evolution and with understanding how Indonesian academics, practitioners, and laypersons view the problem. The increasing popularity of usury is then juxtaposed with emergence of anti-usury movements, of which this study identifies 14 throughout the country. Using a phenomenological approach, the study analyses these movements in order to better understand their nature and then categorises them into three classes. The first is that organised by figures affiliated with Hizbut Tahrir Indonesia; the second is initiated by Indonesia’s Salafi ulama; and the third has no clear leadership and membership and is, therefore, somewhat disorganised. The ideas espoused by the anti-usury movement are primarily disseminated via the internet and social media. This study finds that the movement is growing quickly and gaining momentum.
Gerakan Ekonomi Islam Konservatif-Politik, Wajah Konstruktivisme Kewirausahaan Komunitas Hijrah Indonesia Kunaifi, Aang; Djamaluddin, Burhan; Fauzia, Ika Yunia; Ritonga, Iskandar; Nurhayati; Syam, Nur; Widiastuti, Tika; Ahsan, Muhamad
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October (On Progress)
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3192

Abstract

One can interpret the hijra community's economic impact in Indonesia as both beneficial and detrimental. The purpose of this paper is to elucidate the typology of the Indonesian Islamic entrepreneurial movement and the hijrah community movement's compromise model for economic rules. Observations at community business locations, interviews with entrepreneurs in 10 communities, documentation in the form of brochures, photos of activities, and information on Facebook, Instagram, and WhatsApp groups were used in the research, which followed a case study methodology. Three of the 22 informants who were thoroughly questioned were expert informants. The regions of origin of the informants included Java, Sumatra, Bali, NTB, Sulawesi, and Kalimantan. To generate fresh hypotheses, data were examined using theoretical PPIM and Carter and Banker's hijra community typology propositions. The study's findings demonstrate the political conservatism of the hijra community's Islamic economic movement. Specifically, the dominant economic system, the Islamic economic movement, aims to replace conventional or ribawi economics, or is portrayed as such in the dual system notion.
The Impact Of Online Game Addiction On Financial Behavior (Case Study Of Gen Z In Sub Urban Islamic Economic Perspective) Alifiansyah, Muhammad Hanif; Fauzia, Ika Yunia
Journal of Entrepreneurship & Business Vol. 6 No. 3 (2025): Journal of Entrepreneurship and Business (October)
Publisher : Program MM Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jeb.v6i3.7696

Abstract

Purpose: The purpose of this study is to examine, from an Islamic economic standpoint, the effects of online game addiction on the financial behavior of Generation Z in suburban regions. This study is novel because it combines behavioral finance, digital consumption patterns, and Islamic ethical values to investigate how digital-native youth handle their finances after engaging in prolonged gaming. This has not been extensively studied in prior research, especially in the context of Islamic economics. Method: This study used a qualitative case study methodology. 13 members of Generation Z living in suburban Sidoarjo who fit the description of online gamers who play for more than five hours every day and have dealt with in-game purchases made up the unit of analysis. Triangulation was used to ensure the validity of the data. Islamic financial behavior theories served as the foundation for the conceptual framework, and descriptive qualitative analysis with phases of data reduction, presentation, and conclusion drawing was the analytical methodology employed. Result: The findings reveal that online game addiction significantly influences impulsive and unplanned digital spending habits among Gen Z. While many informants are aware of Islamic financial principles, their application in daily financial decisions remains minimal. However, some informants have begun adopting more responsible behaviors. This study contributes to the growing discourse on Islamic behavioral finance and recommends the development of contextualized Islamic financial literacy models for digital-native generations. Future research may expand into quantitative assessments or comparative studies between urban and rural youth
Implementation of Sharia Micro-Financing in Bank Syariah Indonesia Surabaya Alamsyah, Rizki; Fauzia, Ika Yunia; Imami, Teguh
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7739

Abstract

Sharia microfinancing is considered a strategic instrument in supporting inclusive finance and the growth of MSMEs (Micro, Small, and Medium Enterprises) as the backbone of the national economy. However, this instrument remains limited by financing access, the sharia financial literacy, and technology utilization; thus, a sustainable and effective financing ecosystem model should be developed. This study aims to describe the sharia microfinancing ecosystem model and the distribution practices of microfinancing on MSMEs of Bank Syariah Indonesia (BSI) Surabaya HR Muhammad 1 Branch by utilizing a qualitative approach and case study methods. The result demonstrates that sharia micro financing in BSI involves diverse actors, including the bank, MSME clients, regulatory bodies, and business communities; by implementing sharia principles, for instance, transactions without riba (usury), maisir (speculation), or gharar (uncertainty), as well as using murabaha (cost-plus financing) and musharakah (sharing and partnership financing) agreement. Some products offered are Sharia KUR (People’s Business Credit) and Micro Business BSI - non KUR (non-PBC), with a credit ceiling up to IDR 500 millions. They are also supported by digital innovation, such as the I-Kurma application and the BSI Agent program. The financing scheme implementation positively affects MSMEs' growth, as observed through increasing sales volume and business expansion. However, some challenges remain present, such as a low level of literacy within the society regarding Sharia financing products and administrative problems in the digitalization process. Therefore, this research recommends BSI to advance its sharia financial education program, optimize its digital system, and strengthen risk management to improve the efficiency of sustainable sharia micro financing.
PASAR MODAL SYARIAH DI INDONESIA Fauzia, Ika Yunia
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 1 No. 1 (2011): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2011.1.1.15-40

Abstract

The Birth of shariah capital market in Indonesia is a breakthrough, in order to open a new niche on the trading floor. With distinct segmentation, it is expected that local Moslem investors and Middle Eastern investors will be colouring investment growth in it. The existance of sharia capital markets, will also participate in enhancing the development and the growth of national economic because it can strengthen industries and companies financial position. In which industries and companies engaged in efforts dealing with shariah, which can provide a positive contribution to people’s live. However modern economy will rely heavily on strong capital markets, global competitivenes and also good system. And it is expected that sharia capital market in Indonesia could have strong competitivenes so that can develop, deliver profit and benefit for the community of investors, industry sectors and society in general.
The Influence of Employee Information System, Employee Competence and Person-Jobfit on the Performance of XYZ Health Center Employees with Job Satisfaction as a Mediation Variable Asmara, Erlysa; Fauzia, Ika Yunia
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.7043

Abstract

This study aims to analyze the effect of employee information systems, employee competence, and person-job fit on the performance of XYZ Puskesmas employees, with job satisfaction as an intervening variable. This research uses a quantitative approach with a survey method and data collection through questionnaires distributed to XYZ Health Center employees. Data analysis was carried out using the Structural Equation Modeling (SEM) method with the help of SmartPLS software. The results showed that employee information systems, employee competence, and person-job fit had a positive and significant effect on job satisfaction. In addition, job satisfaction is proven to have a positive and significant influence on employee performance. These findings indicate that improving good information systems, increasing competence, and job placement in accordance with individual abilities will increase job satisfaction, which in turn has an impact on improving overall employee performance.
MEMBANGUN EKONOMI PEDESAAN DENGAN FINANCIAL INCLUSION MELALUI LEMBAGA KEUANGAN SHARIAH Fauzia, Ika Yunia
An-Nisbah: Jurnal Ekonomi Syariah Vol 1 No 2 (2015)
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2015.1.2.181-198

Abstract

Financial inclusion is expected to create programs that can make people prosperous society through empowerment. As has been done by the Grameen Bank with the concept of women’s empowerment, GTZ (Germany) and IFC. Financial inclusion is a true essence of Islamic economy, by strengthening qard hasan for developing the rural sector and empower the community. Funds can be taken from ZISWAF, especially endowments which has enormous potential to build the country. There are several challenges and obstacles in the implementation of fnancial inclusion by Islamic fnancial institutions, among which are human resources, infrastructure and funding. More than the other problems is the lack of good coordination among the scholars in the countryside and the Economist Sharia associated program to unify perceptions of Islamic fnancial institutions in general and in particular fnancial inclusion.Keywords: Financial inclusion, empowerment, Islamic fnancial institutions
Islamic Economic Ethical Values and The Urgency of Work Ethic in Improving The Welfare of The Puger Kulon Coastal Community Jember Fauzia, Ika Yunia; Ramadhani, Kurniawan
Proceedings of Annual Conference for Muslim Scholars Vol 7 No 1 (2023): AnCoMS, Desember 2023
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v7i1.500

Abstract

While coastal communities are often associated with wasteful lifestyles that rely solely on the sea, in Puger Kulon, coastal communities also prioritize a strong work ethic and adhere to Islamic economic principles in order to achieve prosperity in their daily lives. The purpose of this study is to present an overview and justification of the application of Islamic economic ethical norms and the necessity of work ethics in order to enhance the well-being of the coastal community of Puger Kulon. This research used a qualitative, live history/phenomenological research methodology, with the research subject utilizing a snowball as the research tool. The researcher examined data from multiple sources, with Mr. Slamet, Mr. Doni, Mr. Rozak, and Habib Isa Mahdi serving as the primary sources. This study's goal was to better understand Islamic economics' ethical principles and the critical role that work ethics play in enhancing the wellbeing of Puger Village's coastal inhabitants. Several findings from this study included the fact that fisherman received assistance from their wives in order to work during the off-season.
Co-Authors Aang Kunaifi Aang Kunaifi Abdul Kadir Abdul Kadir Riyadi Ahsan, Muhamad Alamsyah, Rizki Alifiansyah, Muhammad Hanif Arina Dyah Puspita Sari Asmara, Erlysa Burhan Djamaluddin Fanira Putri Dewantara Anwar Imami, Teguh Iskandar Ritonga Nasution, Zubaidah Nur Syam Nurchlis Setiawan Nurhayati Nurhayati Nurhayati Pertiwi, Tanza Dona Ramadhani, Kurniawan Sarah Lutfiyah Nugraha Setia, Shinta Setiawan, Nurchlis Shinta Setia Surya Setiawan Tatik Suryani Tika Widiastuti Wiwik Lestari