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Analisis Analisis Kebangkrutan dengan Model Altman Z-score pada PT Bank Panin Dubai Syariah Tbk tahun 2016-2019 Rokhmah Mutakhidah; Yacobo P. Sijabat
Jurnal Ekonomika: Manajemen, Akuntansi, dan Perbankan Syari'ah Vol. 9 No. 2 (2020): September
Publisher : Economic Faculty, University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/je.v9i2.931

Abstract

The aims of study is to determine whether there is still a potential bankruptcy at PT Bank Panin Dubai Syariah Tbk from 2016-2019. This study used the model of Altman Z-Modified Model. The analyze is by looking at financial statements and financial ratios. The sample used in this study was PT. Bank Panin Dubai Syariah Tbk. Year 2016-2019. The results of the study stated that PT Bank Panin Dubai Syariah Tbk is far from potential bankruptcy with the Z-Score being above the threshold. But there are still not optimal in the financial statements such as retained earnings and profits generated by PT Bank Panin Dubai Syariah Tbk.Keywords: Bankruptcy, Financial statements, Altman Z-Score Modified Model
WORK FAMILY CONFLICT PADA IBU BEKERJA BAGIAN PRODUKSI DI PERUSAHAAN GARMEN KECAMATAN PRINGAPUS KABUPATEN SEMARANG Nurul Fadhilah; Yacobo Pardamean Sijabat
Jurnal Ekonomika: Manajemen, Akuntansi, dan Perbankan Syari'ah Vol. 10 No. 1 (2021): Maret
Publisher : Economic Faculty, University of Widya Gama Mahakam Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/je.v10i1.1215

Abstract

Penelitian ini bertujuan untuk mendeskripsikan work family conflict yang dialami oleh ibu bekerja di unit produksi perusahaan garmen di Kecamatan Pringapus, Kabupaten Semarang dan mengetahui alasan ibu bekerja tetap bekerja di sektor publik, juga bagaimana cara untuk menghadapi work family conflict yang dialami ibu bekerja. Analisis yang digunakan adalah deskriptif dengan teknik pengumpulan data in-depth interview dengan total responden 50 ibu yang bekerja di unit produksi di perusahaan garmen. Hasil penelitian ditemukan bahwa beberapa alasan ibu tetap bekerja adalah keinginan membantu suami, perasaan lebih mandiri, adanya kebutuhan lain yang harus dipenuhi, adanya kesempatan untuk bekerja, adanya anggota keluarga lain yang menjadi tanggungan dari ibu bekerja, dan yang terakhir adalah keinginan dari ibu untuk bekerja. Work family conflict pada ibu bekerja lebih mengarah pada time-based conflict dan strain-based conflict. Cara menghadapi work family conflict adalah memperbaiki kualitas komunikasi, memanfaatkan waktu libur kerja dengan efektif, meminta jasa asisten rumah tangga atau bantuan anggota keluarga lain, beribadah, menyelesaikan pekerjaan dengan tepat waktu dan menjalin pertemanan yang baik dengan rekan kerja
Literasi Keuangan, Toleransi Risiko, dan Pengelolaan Keuangan Pelaku Usaha Mikro Heni Hirawati; Yacobo P Sijabat; Axel Giovanni
Society Vol 9 No 1 (2021): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v9i1.277

Abstract

Micro-enterprises have a significant role in the country’s economy. However, business owners must face various problems to develop their business. One of the problems is the limited funding for micro-enterprises due to the low financial literacy of business owners. In addition, the business owner’s tolerance for risk is also expected to affect the financial management of micro-enterprises. This study aims to determine the level of financial literacy and tolerance of business owners and the financial management of micro-enterprises. This research method uses a questionnaire distributed to micro-enterprise owners in Central Java Province and Yogyakarta Special Region. The results showed that the level of financial literacy of micro-enterprise owners was in the medium category. Micro-enterprise owners have a neutral attitude towards risk and are not individuals who dare to take risks but do not avoid risk. Financial management carried out by business owners is still in the poor category. Improvement of financial literacy, understanding of risks, and financial management of micro-enterprises still need to be done.
Analisis Strategi Pemasaran untuk Meningkatkan Daya Saing pada UMKM Marning Jagung Bapak Nuhadi Naufal Haydar Ridho; Yacobo Perdamaian Sijabat
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 2 No. 5 (2022): September 2022
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transekonomika.v2i5.230

Abstract

The development of increasingly modern and sophisticated technology, causing increasingly fierce business competition, especially in the MSME sector in the food industry, makes business owners must be able to choose what kind of strategy will be carried out to encourage business development and be able to win the competition that occurs. The purpose of this study was to analyze marketing strategies to increase competitiveness in MSMEs corn marning Mr. Nuhadi. In this study, the author uses the SWOT analysis method. Data collection techniques in this study are surveys and interviews to collect data for MSME owners. The results of this study are MSME Mr. Nuhadi by conducting a SWOT analysis, the strategy that will be used is to increase business capital through programs provided by the government to add adequate tools and machines to continue to maintain product quality and maintain product image in the community. In order to meet market needs, the existing production scale will be added.