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All Journal International Journal of Evaluation and Research in Education (IJERE) Journal of Education and Learning (EduLearn) At-Taqaddum Al Tijarah Muaddib : Studi Kependidikan dan Keislaman Dinamis : Journal of Islamic Management and Bussiness Ihtifaz: Journal of Islamic Economics, Finance, and Banking Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Journal of Institution And Sharia Finance JESI (Jurnal Ekonomi Syariah Indonesia) IJISH (International Journal of Islamic Studies and Humanities) Journal of Global Business and Management Review TRIDARMA: Pengabdian Kepada Masyarakat (PkM) At-Tasharruf : Jurnal Kajian Ekonomi dan Bisnis Syariah AKM: Aksi Kepada Masyarakat Prosiding Seminar Nasional Program Pengabdian Masyarakat Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf International Journal of Economics, Business and Innovation Research

Rofiul Wahyudi

Universitas Ahmad Dahlan

Author-ID : 2656487

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Public Health Social Sciences Other

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STRATEGI PEMASARAN DALAM MENINGKATKAN NASABAH PRODUK PEMBIAYAAN MURABAHAH PADA KSPPS BAITUT TAMWIL TAZAKKA Husein Adi Negoro; Rofiul Wahyudi
Journal of Global Business and Management Review Vol 3 No 1 (2021): Journal of Global Business and Management Review
Publisher : Program Sarjana Manajemen Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/jgbmr.v3i1.4985

The purpose of this study is to investigate marketing strategies that include product, price, place, promotion in increasing customers of murabahah financing products at KSPPS Baitut Tamwil Tazakka. The population used is all members of the Tazakka KSPPS in Pekalongan. The sampling technique used is purposive sampling, one head of marketing, one head of KSPPS, and one marketing finance. Data collection techniques use interviews and data analysis techniques in three stages: reduction, data presentation, and conclusion. The findings of this study indicate that the strategy implemented by KSPPS Baitut Tamwil Tazakka for murabahah financing is effective

Analisis Pengaruh CAR, NPF, FDR, BOPO dan Inflasi terhadap Profitabilitas Perbankan Syariah di Indonesia: Studi Masa Pandemi Covid-19 Rofiul Wahyudi
At-Taqaddum Vol 12, No 1 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i1.6093

Corona Virus Desease 19 (Covid-19) is a pandemic that has spread to almost all countries, including Indonesia. As a result, impacts to various types of sectors are not only health, but also the banking system. The purpose of this study to analyze the CAR, NPF, FDR, ROA and inflation on the profitability of Islamic banking days of the pandemic Covid-19. This research method is quantitative descriptive using secondary data for the first quarter of 2020 obtained from the official pages of each bank and inflation data from the Central Statistics Agency (BPS) page. Purposive sampling selected in this study were that the total sample of 11 Islamic Banks. Statistical test results show simultaneously CAR, FDR, NPF, BOPO and Inflation have an impact on ROA even during the Covid-19 pandemic. This finding has practical implications for customers that make it possible to continue using Islamic banking services.

PELATIHAN PENGAWAS KOPERASI SYARIAH BERSERTIFIKASI DI DAERAH ISTIMEWA YOGYAKARTA Rofiul Wahyudi; Riduwan Riduwan; Akhmad Arif Rifan
Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Vol. 3 No. 3 (2019)
Publisher : Universitas Ahmad Dahlan, Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jp.v3i3.757

Dewan Pengawas Syariah (DPS) di Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) yang bersertifikasi jabatan pengawas syariah menjadi kebutuhan yang mendesak. Hal ini disebabkan terbatasnya jumlah DPS yang bersertifikasi di lembaga keuangan mikro syariah. Oleh karena itu, kegiatan ini bertujuan memberikan pelatihan sebagai bekal bagi Dewan Pengawas Syariah di Daerah Istimewa Yogyakarta dalam menjalankan tugas dan wewenangnya. Metode pelatihan ini menggunakan klasikal dengan menerapkan kombinasi metode: ceramah, diskusi dan role play. Hasil pelatihan menunjukkan bahwa adanya peningkatan pemahaman DPS terhadap aspek kesyariahan.Â

Analisis Kinerja Perbankan Syariah di Indonesia : Studi Masa Pandemi Covid-19 Allselia Riski Azhari; Rofiul Wahyudi
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 10, No 2 (2020)
Publisher : Universitas Alma Ata

The Covid-19 pandemic has spread to various countries, including Indonesia. As a result, almost all sectors experienced contractions, including Islamic banking. However, Islamic banking is considered quite capable of surviving the storm of impact based on the previous crises' empirical facts. The purpose of this study is to analyze how the performance of Islamic banking during the Covid-19 pandemic. This research method uses a descriptive approach with a sample of 14 Islamic Commercial Banks in Indonesia. Secondary data in the form of financial report panel data is the source of data for the January - July 2020 period, obtained from the monthly reports of each Islamic bank. The results showed that Islamic banking performance based on debt financing fluctuated, while the performance based on equity financing experienced growth. The performance of third party funds has fluctuated.

PENGARUH HAFALAN AL-QUR’AN TERHADAP PRESTASI AKADEMIK MAHASISWA FAI UNIVERSITAS AHMAD DAHLAN YOGYAKARTA Suwandi Suwandi; Rofiul Wahyudi
MUADDIB Jurnal Kependidikan dan Keislaman Vol. 10 No. 1 (2020)
Publisher : Universitas Muhammadiyah Ponorogo

This study aims at determining the effect of reciting the Koran to the academic achievements of the students of the Faculty of Islam, Universitas Ahmad Dahlan Yogyakarta. The research method applied in this study was descriptive quantitative approach. The population is all students of the Faculty of Islam while the sample selection is based on the non-probability sampling method, especially the purposive sampling method, which amounts to 62 out of 70 respondents who are memorizers of the Koran. The instrument used in this study was a questionnaire containing closed questions. The data analysis technique used descriptive statistical analysis with PSPP 1.2. The findings showed that there was a positive and significant influence of memorizing the Koran to the students' academic achievement. The statistical test results showed a significant value of 0.000, which meant a positive and significant effect

PkM: Pelatihan Peningkatan Literasi Perbankan Syariah Berbasis Digital Platform Rofiul Wahyudi; Priyono Puji Prasetyo Priyono; Allselia Riski Azhari Allselia; Viki Erlina Septiviana Viki
TRIDARMA: Pengabdian Kepada Masyarakat (PkM) Vol. 5 No. 1 (2022): TRIDARMA: Pengabdian Kepada Masyarakat (PkM)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Rendahnya literasi masyarakat tentang produk dan layanan perbankan syariah masih menjadi pekerjaan yang belum tuntas di Indonesia. Apalagi dengan hadirnya era revolusi industri 4.0 yang ditandai dengan masifnya layanan-layanan seperti perbankan digital, asuransi digital online, sistem saluran pembayaran dan platform pinjaman online dan lain sebagainya merupakan bagian dari pemanfaatan layanan tersebut. Oleh karena itu, diperlukan pelatihan untuk meningkatkan literasi perbankan syariah berbasis platform digital. Metode pelatihan ini menggunakan bentuk pengajian/ceramah agama dan simulasi digital banking pada platform aplikasi KARI: Kalkulator Anti Riba dalam forum review resmi mingguan Pimpinan Cabang Muhammadiyah Balecatur, Gamping Sleman, DIY. Hasil pelatihan menunjukkan adanya peningkatan keterampilan mitra pengabdian.

Minat Nasabah Bank Konvensional Menggunakan Produk Dan Layanan Bank Syariah Studi Pada Masyarakat Desa Air Payang Kecamatan Pulau Laut Rofiul Wahyudi; Niken Sri Rahayu
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol 3, No 1 (2021): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

Tujuan penelitian menganalisis dan mengetahui tingkat minat masyarakat nasabah bank konvensional yang ada di Desa Air Payang Kecamatan Pulau Laut untuk menggunakan Bank Syariah. Jenis penelitian ini adalah penelitian kuantitatif, populasi dalam penelitian ini adalah masyarakat Desa Air Payang Kecamatan Pulau Laut. Jumlah sampel dalam penelitian ini sebanyak 96 responden. Dalam membuktikan dan menganalisis hal tersebut, maka digunakan uji validitas dan reliabilitas serta menggunakan tenik analisis data deskriptif produk moment. Hasil penelitian ini menunjukan bahwa minat masyarakat Desa Air Payang untuk menggunakan bank syariah sebanyak 13,36% hal ini berarti masyarakat berminat menggunakan produk dan layanan di bank syariah. selanjutnya, diikuti oleh faktor agama sebanyak 30,67 %, faktor pendidikan 8,37 %, faktor pribadi 29,90%, faktor promosi 21,67%, faktor lokasi 12,94%. Faktor Agama menjadi faktor yang paling dominan bagi masyarakat untuk berminat menjadi nasabah di bank syariah, kemudian diikuti dengan faktor pribadi, faktor promosi, faktor lokasi, serta faktor Pendidikan. Saran untuk penelitian berikutnya adalah menambahkan jumlah sampel yang lebih besar agar mendapatkan gambaran lebih luas dan mewakili.

Perbandingan Profitabilitas Perbankan Syariah Indonesia dan Malaysia di Masa Pandemi Covid-19 Ajeng Putri Mahendra; Cahyannisa Pertiwi; Muhammad Fauzi Abdullah; Rofiul Wahyudi
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol 3, No 2 (2021): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/at.v3i2.6777

Indonesia dan Malaysia merupakan pusat keuangan syariah dunia. Keduanya sedang menghadapi persoalan yang sama yaitu turbulensi kinerja akibat dampak pandemi Covid-19. Karena itu, tujuan penelitian ini untuk membandingkan kinerja bank syariah dari kedua negara tersebut. Metode penelitian ini menggunakan pendekatan kuantitatif komparatif dengan data sekunder berupa laporan keuangan triwulan periode 2020. Populasi yang digunakan seluruh perbankan syariah yang ada di Indonesia dan Malaysia dengan menggunakan teknik purposive sampling dengan sampel yang berjumlah 3 bank syariah di Indonesia (BRIS, BNIS, BSM) dan 3 bank syariah di Malaysia (Maybank Islamic Berhad, CIMB Islamic Bank Berhad, Bank Rakyat Malaysia). Teknik analisis data yang digunakan yaitu statistik deskriptif. Penelitian ini akan mengukur Rasio Profitabilitas berupa ROA dan ROE dengan menggunakan uji Wilcoxon Signe Rank Test. Temuan penelitian ini menunjukkan bahwa ROA dan ROE bank syariah di Indonesia mengalami penurunan yang disebabkan oleh pandemi Covid-19. Sedangkan ROA dan ROE bank syariah di Malaysia mengalami peningkatan di masa pandemi Covid-19. Implikasi penelitian ini perbankan syariah dapat menyiapkan strategi untuk mengurangi kemungkinan risiko krisis-krisis yang akan datang.

Pengaruh Program Loyalitas terhadap Kesetiaan Konsumen pada Industri Halal di Yogyakarta Mufti Alam Adha; Rofiul Wahyudi; Faiza Husnayeni Nahar
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 1 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v1i1.287

This study aims to examine the effect of perceived benefits of loyalty programs, which include: financial benefits, social benefits, hedonic benefits, symbolic benefits of loyalty programs in the Halal Industry. This study also examined the effect of loyalty programs on brand loyalty. This research was conducted using a quantitative approach, namely by conducting surveys, online with a sample of 200 respondents. The data in this study were processed using the Structural Equation Modeling (SEM) analysis version 21. The results showed that the financial benefit variables, social benefits, symbolic benefits had a significant positive effect on loyalty programs. While the hedonic variable on loyalty programs shows a negative relationship. This study also confirms the significant positive effect of the loyalty program on brand loyalty.

Analisis Efektivitas Distribusi Zakat pada Baitulmal Bank Syariah Indonesia Akhmad Arif Rifan; Rofiul Wahyudi; Oril Presti Nurani
Al-Tijary Vol 6 No 1 (2020): AL-TIJARY VOL. 6, NO. 1, DESEMBER 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

The Zakat Management Organization is a non-profit organization that is expected to be managed to provide more comprehensive benefits to the community, one of which is Baitulmaal, which is managed by a sharia bank. This study aims to analyze the effectiveness of the distribution of zakat in baitulmaal Indonesian Islamic banks. The research method uses a quantitative approach with a descriptive design. The population of this research is all Baitulmal Islamic banks in Indonesia. The sample selection in this study used purposive sampling with the following criteria: limited to Baitulmal Islamic banks, including in the category of book banks 3 & 4, have published financial data, do not include other Baitulmal institutions or government national zakat institutions. Based on the criteria, the samples selected according to the requirements are Baitul Maal Muamalat (BMM) Bank Muamalat Indonesia, BSM Umat, BRI Baitul Maal Foundation (YBM), Hasanah Titik Foundation (YHT) BNI Syariah. Measurement of Baitulmal Islamic banks' effectiveness on the dimensions of the intermediation function in the Zakat Core Principle (ZCP) Model. This study's findings indicate that in 2016 the level of effectiveness was in the fairly significant category. Meanwhile, 2017 and 2018 showed an increase in the significant type. The effectiveness of baitulmaal during this research period indicates the importance of management to improve performance so that zakat funds can be more targeted and useful

Co-Authors Agus Susetyohadi Ahdiana Yuni Lestari Ahmad Arif Rifan Ajeng Putri Mahendra Akhmad Arif Rifan Allselia Riski Azhari Allselia Riski Azhari Allselia Amelia Manggala Putri Anggi Indrawati Cahyannisa Pertiwi Danang Wahyu Muhammad Dwi Santosa Pambudi Dwi Santosa Pambudi Pambudi Fadia Haya Putri Faiza Husnayeni Nahar Hafifuddin Hafifuddin Husein Adi Negoro Isnaini Ulfa Rinda Sari Julia Noermawati Eka Satyarini Lina Handayani Mia Rizka Tusyani Mubarok, Ferry Khusnul Muhammad Fauzi Abdullah Niken Sri Rahayu Nuryana, Zalik Oril Presti Nurani Priyono Puji Prasetyo Riduwan Riduwan Shah Amelia Manggala Putri Siti Mujibatun Suwandi Suwandi Suwarsi, Aqidah Asri Suyadi, Suyadi Tri Wulandari Viki Erlina Septiviana Viki

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