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All Journal International Journal of Evaluation and Research in Education (IJERE) Journal of Education and Learning (EduLearn) At-Taqaddum Al Tijarah Muaddib : Studi Kependidikan dan Keislaman Dinamis : Journal of Islamic Management and Bussiness Ihtifaz: Journal of Islamic Economics, Finance, and Banking Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Journal of Institution And Sharia Finance JESI (Jurnal Ekonomi Syariah Indonesia) IJISH (International Journal of Islamic Studies and Humanities) Journal of Global Business and Management Review TRIDARMA: Pengabdian Kepada Masyarakat (PkM) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam At-Tasharruf : Jurnal Kajian Ekonomi dan Bisnis Syariah AKM: Aksi Kepada Masyarakat Prosiding Seminar Nasional Program Pengabdian Masyarakat Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf International Journal of Economics, Business and Innovation Research
Rofiul Wahyudi
Universitas Ahmad Dahlan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Public Health Social Sciences Other

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Journal : At-Taqaddum

 1 
Analisis Pengaruh CAR, NPF, FDR, BOPO dan Inflasi terhadap Profitabilitas Perbankan Syariah di Indonesia: Studi Masa Pandemi Covid-19 Rofiul Wahyudi
At-Taqaddum Vol 12, No 1 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i1.6093

Abstract

Corona Virus Desease 19 (Covid-19) is a pandemic that has spread to almost all countries, including Indonesia. As a result, impacts to various types of sectors are not only health, but also the banking system. The purpose of this study to analyze the CAR, NPF, FDR, ROA and inflation on the profitability of Islamic banking days of the pandemic Covid-19. This research method is quantitative descriptive using secondary data for the first quarter of 2020 obtained from the official pages of each bank and inflation data from the Central Statistics Agency (BPS) page. Purposive sampling selected in this study were that the total sample of 11 Islamic Banks. Statistical test results show simultaneously CAR, FDR, NPF, BOPO and Inflation have an impact on ROA even during the Covid-19 pandemic. This finding has practical implications for customers that make it possible to continue using Islamic banking services.
The Performance of Indonesian Islamic Rural Banks During Covid-19 Julia Noermawati Eka Satyarini; Rofiul Wahyudi; Shah Amelia Manggala Putri; Mia Rizka Tusyani
At-Taqaddum Vol 14, No 1 (2022)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v14i1.16392

Abstract

The Covid-19 pandemic caused turbulence in all sectors, including Islamic Rural Banks. The financial performance of Islamic Rural Banks has come under pressure due to the decline in SMEs financing quality. Therefore, this study aims to analyze the financial performance of Indonesian Islamic rural banks during the Covid-19. This research method uses a descriptive quantitative approach with secondary data in financial statements from 165 Islamic Rural Banks in Indonesia as a population and sample. Data analysis techniques use descriptive statistics to reveal the performance of Islamic Rural Banks during the Covid-19 pandemic for the January-December 2020 period, which includes Productive Asset Quality, Non- Performing Financing, Return on Assets, BOPO, Financing to Deposit Ratio, and Cash Ratio. The findings of this study show that most Islamic rural banks have experienced a decline in financial performance. The implication is that Islamic rural banks must strengthen risk management to deal with the possibility of similar or other pandemics in the future.
Digital Zakat Payment: User Experience of Islamic Bank in Indonesia Rofiul Wahyudi; Dwi Santosa Pambudi
At-Taqaddum Vol 14, No 2 (2022)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v14i2.14252

Abstract

Zakat plays an important role in Islamic social financial institutions. So far, the receipt and payment of zakat has been carried out in many areas, starting from places of worship, social organizations, zakat institutions, to business institutions. In the modern era, the number of media and digital zakat payment centers has mushroomed, so that people have several alternatives. Therefore, this study aims to explore the experience of users of digital zakat services, especially Islamic banks in Indonesia. To achieve research objectives, the authors use descriptive analysis. The research was conducted by distributing online questionnaires using the Google form. The questionnaire survey was conducted for five weeks, from July to August 2022. The sample for this study was 100 digital payment users at Islamic banks. Users are divided into three sections; they are users of m-banking, ATM, and both. Limitations/implications of this study using a relatively small sample size compared to the size of the Indonesian population. Thus, the results must be interpreted with the observed sample. Practical Implications Islamic banks should ensure that their system is easy for people to make zakat payments online. Originality/value This study offers new insights related to quantitative studies on digital zakat and the behavior of zakat payers, especially in Indonesia.
Co-Authors Agus Susetyohadi Ahdiana Yuni Lestari Ahmad Arif Rifan Ajeng Putri Mahendra Akhmad Arif Rifan Allselia Riski Azhari Allselia Riski Azhari Allselia Amelia Manggala Putri Anggi Indrawati Cahyannisa Pertiwi Danang Wahyu Muhammad Dwi Santosa Pambudi Dwi Santosa Pambudi Pambudi Fadia Haya Putri Faiza Husnayeni Nahar Hafifuddin Hafifuddin Husein Adi Negoro Isnaini Ulfa Rinda Sari Julia Noermawati Eka Satyarini Lina Handayani Mia Rizka Tusyani Mubarok, Ferry Khusnul Muhammad Fauzi Abdullah Niken Sri Rahayu Nuryana, Zalik Oril Presti Nurani Priyono Puji Prasetyo Riduwan Riduwan Shah Amelia Manggala Putri Siti Mujibatun Suwandi Suwandi Suwarsi, Aqidah Asri Suyadi, Suyadi Tri Wulandari Viki Erlina Septiviana Viki