Article Per Year (5 Year)
p-Index From 2021 - 2026
1.288
P-Index
This Author published in this journals
All Journal JURNAL MANAJEMEN MOTIVASI Owner : Riset dan Jurnal Akuntansi BULETIN AL-RIBAATH JURNAL PRODUKTIVITAS PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat J-Dinamika: Jurnal Pengabdian Kepada Masyarakat
Edy Suryadi
Universitas Muhammadiyah Pontianak
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

Published : 22 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 22 Documents
Search

 1   2   3 
Pengaruh Loan to Deposit Ratio, Non Performing Loan, dan Biaya Operasional Pendapatan Operasional Terhadap Return On Asset dan Debt to Asset Ratio Pada Sub Sektor Bank Di Bursa Efek Indonesia Periode 2019-2021 Fitri Hidayati; Edy Suryadi; Fuad Ramdhan Riyanto
Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak Vol 9, No 2 (2022): Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jpr.v9i2.5246

Abstract

Penelitian bertujuan untuk mengetahui pengaruh Loan to Deposit Ratio, Non Performing Loan, dan Biaya Operasional Pendapatan Operasional terhadap Return On Asset dan Debt to Asset Ratio. Dilakukan pada sub sektor bank di Bursa Efek Indonesia periode 2019-2021. Jumlah sampel yang digunakan sebanyak 45 bank di Bursa Efek Indonesia. Teknik analisis yang digunakan adalah regresi linier berganda dan uji asumsi klasik meliputi uji normalitas, uji multikolineritas, uji autokorelasi, uji heteroskedastisitas, dan uji linearitas. Untuk analisis statistik meliputi analisis regresi linier berganda, analisis koefisien korelasi (R), analisis koefisien determinasi (R), uji pengaruh simultan (uji F), dan uji pengaruh parsial (uji t).Berdasrkan hasil analisis koefisien korelasi (R) sebesar Y1 sebesar 0,337, dan Y2 sebesar 0,195. Ini menunjukkan bahwa hubungan Loan to Deposit Ratio, Non Performing Loan dan Biaya Operasional Pendapatan Operasional terhadap Return On Asset dikatakan rendah 0,399 dan terhadap Debt to Asset Ratio dikatakan sangat rendah karena nilai intervalnya berada di 0,00-0,199. Koefisien determinasi (R2) pada Return On Asset menunjukkan bahwa sebanyak 11,4% profitabilitas dipengaruhi oleh Loan to Deposit Ratio, Non Performing Loan, dan Biaya Operasional Pendapatan Operasional sedangkan sisanya 88,6% dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian ini. sementara pada Debt to Asset Ratio menunjukkan bahwa sebanyak 3,8% solvabilitas dipengaruhi oleh Loan to Deposit Ratio, Non Performing Loan, dan Biaya Operasional Pendapatan Operasional sedangkan sisanya 96,2% dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian ini. Hasil uji pengaruh simultan (uji F) menunjukkan bahwa Loan to Deposit Ratio, Non Performing Loan, dan Biaya Operasional Pendapatan Operasional tidak berpengaruh terhadap Return On Asset dan Debt to Asset Ratio. Uji pengaruh parsial (uji t) menunjukkan bahwa Loan to Deposit Ratio dan Non Performing Loan berpengaruh terhadap Return On Asset dan tidak berpengaruh terhadap Debt to Asset Ratio.
Pengaruh Penggunaan E-Wallet dan Literasi Keuangan Terhadap Perilaku Pembelian Impulsif Tri Nanda Aulia; Edy Suryadi; Heni Safitri
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 3 (2023): Vol. 7 No. 3 (2023): Research Artikel Volume 7 Issue 3: Periode Juli 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i3.1601

Abstract

The purpose of this study is to determine the impact that using e-wallets and financial literacy has on impulsive buying behaviour. An associative research is a type of research. Purposive samples of a total of 215 respondents have been chosen for the sample selection in this study. The analysis used is the classical assumption test, multiple linear regression analysis, multiple correlation coefficients, coefficient of determination, and partial effect test (t test). The classical assumption test has shown that the data are normally distributed, linear in shape and have no multicolinearity problems. A multiple correlation coefficient indicates that an R test has been performed with a value of 0.970. This implies that a very strong correlation of 0.970, which is the sum of ewallet use and Financial Literacy for impulse shopping behavior has been observed. he results of the coefficient of determination (R2) obtained a value of 0.970 or 97% meaning that impulsive buying behavior is influenced by e-wallet use and financial literacy, while 3% impulsive buying behavior is influenced by other variables not examined in this research. The partial test showed that a variable use of e-wallet has a positive and significant impact on impulsive buying behaviour, but the financial literacy factor had a negative and significant influence on impulsive buying behavior.  
Co-Authors Ali Yusuf Altikari Anjiardiansyah Anjiardiansyah Bayu Adi Wijaya Bayu Ajie Prasetyo Eko Sarwono Farida Farida Fenni Supriadi Fitri Hidayati Fuad Ramdhan Ryanto Halimah A Hazilina, Hazilina Heni Safitri Kurnyanti Bela Linda Suwarni Mulya Syahbandi Nur Fitria Okka Andy Cahyono Resti Nurdianingsih Ropikoh Ropikoh Samsuddin Samsuddin Santy Mayda Batubara Selviana Setiadi Hasan Siti Khatijah Sukardi Sukardi Sumiyati Sumiyati Tomi Ardian Tri Nanda Aulia