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UNDERSTANDING CRYPTO APPLICATION ACCEPTANCE THROUGH TECHNOLOGY ACCEPTANCE MODEL IN YOGYAKARTA Adi Kurniawan, Taufan; Primastiwi, Anita; Andriany, Devina; Fariz Irianto, Mochamad
TSARWATICA (Islamic Economic, Accounting, and Management Journal) Vol. 7 No. 1 (2025)
Publisher : STIESA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35310/tsarwatica.v7i1.1551

Abstract

Crypto investors in Indonesia increased from 13.31 million in February 2025 to 13.71 million in March 2025, but the value of crypto transactions actually decreased from IDR 32.78 trillion in February 2025 to IDR 32.45 trillion in March 2025. This indicates that more Indonesians are interested in choosing crypto as an investment element, but on the other hand, the decline in the number of transactions indicates a hesitation or tendency to refrain from making transactions among the public. This is interesting because on the one hand, the number of crypto investors is increasing, indicating that society is beginning to accept crypto as an investment, despite their lack of literacy, and amidst various risks of crypto losses. Research shows that the risks of crypto investments are higher than those of stocks, and investors need adequate knowledge to invest. This study analyze factors that influence user acceptance of crypto applications by using the Technology Acceptance Model (TAM) by adding several external variables, namely subjective norms and perceived risk. This study uses Structural Equation Modeling Partial Least Square (SEM-PLS) method using random sampling, with Yogyakarta residents as a sample. The research results show that the two highest scores involve perceived ease of use variable. Uniquely, the two lowest scores involve perceived usefulness variable. Perceived risk variable shows a moderate value, indicating that a sufficient number of people understand the risks involved in crypto applications.
NORMA SUBYEKTIF DAN SELF-EFFICACY DALAM PENERIMAAN APLIKASI REKSA DANA DAN SAHAM Primastiwi, Anita; Adi Kurniawan, Taufan; Andriany, Devina
Kajian Bisnis Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Vol 32 No 2 (2024): JURNAL KAJIAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jkb.v32i2.966

Abstract

Mutual funds and shares are investment elements that are more volatile compared to gold, but in the long term they are quite profitable elements. This can be seen during the COVID-19 pandemic, the Russian-Ukrainian war crisis, and the bankruptcy of a large bank in America, this investment element still provides profits. The financial technology industry also provides various service applications on mobile phones or smartphones that make it easier for people to invest in mutual funds and shares. This research analyzes the determinants of Indonesian society's acceptance of stock mutual fund applications using the Technology Acceptance Model (TAM) and adding two external variables, namely subjective norms and self-efficacy. This research uses Structural Equation Model-Partial Least Square (SEM-PLS) to test the hypothesis. The results show that all TAM variables and subjective norms have an influence, but self-efficacy does not influence interest in using mutual fund and stock applications. In order to increase public acceptance of mutual fund and stock investment applications, and then interest in using them, service providers should improve the ease of operation and usefulness of their applications. Efforts should also be made to encourage people to recommend each other to invest through this application.
Protean Career Attitudes and Boundaryless Career Attitudes Can Predict Subjective Career Success in Teachers: [Protean Career Attitudes dan Boundaryless Career Attitudes Dapat Memprediksi Subjective Career Success Dalam Profesi Guru] Ingarianti, Tri Muji; Gustiana, Ririn; Qoniah, Hanifatul; Andriany, Devina
ANIMA Indonesian Psychological Journal Vol 38 No 2 (2023): ANIMA Indonesian Psychological Journal (Vol. 38, No. 2, 2023)
Publisher : Faculty of Psychology, Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/aipj.v38i2.5074

Abstract

Teachers are foundational, and have great influence in the world of education. In their careers as teachers, these people must no longer care only about their own interests, but must also focus on the progress of the children they teach. The presence of this new concept in their careers can, it is thought, become an indicator for teachers in identifying and evaluating their careers, so that they may achieve career success, using subjective criteria. This study was aimed at understanding the roles of protean career attitudes (PCA) and boundaryless career attitudes (BCA) regarding the subjective career success of teachers. The approach in the study was a quantitative one, with the number of participants being 320 teachers, living in Java and Kalimantan. The instruments utilized were the Protean Career Attitudes Scale (PCAS), the Boundaryless Career Attitudes Scale (BCAS), and the Subjective Career Success Inventory (SCSI). Multiple regressive linear testing overall, and per dimension, produced scores in which p < .01, and indicated the existence of the roles of protean career attitudes (PCA) and boundaryless career attitudes (BCA) regarding the subjective career success of teachers, as well as the existence of the roles of each dimension of the study variables. Guru merupakan fondasi yang sangat berpengaruh dalam dunia pendidikan. Dalam karier sebagai guru, seharusnya guru tidak lagi hanya mempedulikan kepentingan untuk dirinya sendiri, namun juga berfokus pada kemajuan anak didik. Keberadaaan konsep baru dalam karier diduga dapat menjadi indikator untuk guru dalam mengenali dan mengevaluasi kariernya, sehingga dapat mencapai kesuksesan karier menggunakan kriteria subjektif. Studi ini bertujuan untuk mengetahui peran dari protean career attitudes (PCA) dan boundaryless career attitudes (BCA) terhadap subjective career success pada guru. Pendekatan dalam studi ini adalah pendekatan kuantitatif dengan jumlah partisipan sebanyak 320 guru yang berdomisili di Jawa dan Kalimantan. Instrumen yang digunakan adalah Protean Career Attitudes Scale (PCAS), Boundaryless Career Attitudes Scale (BCAS), dan Subjective Career Success Inventory (SCSI). Uji regresi linier berganda secara menyeluruh dan per dimensi menghasilkan skor dengan p < 0,01, yang menunjukkan adanya peran protean career attitudes (PCA) dan boundaryless career attitudes (BCA) terhadap subjective career success pada guru, serta adanya peran tiap dimensi dari variabel studi.
Career Self-Efficacy and Future Career Anxiety on Indonesian Fresh Graduates During Pandemic Elfina, May Lia; Andriany, Devina
Jurnal Kajian Bimbingan dan Konseling Vol. 8, No. 1
Publisher : citeus

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The uncertain job vacancy presents substantial influence on job seekers during the Covid-19 pandemic. The anxiety concerning their future career emerges as a new and deteriorating issue for fresh graduates. On the other hand, self-efficacy serves as a crucial element in facing a shift in the situation. The self-efficacy being adopted in overcoming career anxiety is known as career self-efficacy. Therefore, this study aims to identify the correlation between career self-efficacy and future career anxiety in Indonesian fresh graduate. This study used a quantitative method with a correlational study approach. For the research sample, the final-year students participated in this study and were selected using random sampling. The data were collected through Career Self-Efficacy and Future Career Anxiety instruments and analyzed using data product moment analysis. Our results suggested a negative correlation between career self-efficacy and future career anxiety. Therefore, someone with higher self-efficacy presents a low rate of future career anxiety.