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All Journal Coopetition : Jurnal Ilmiah Manajemen Jurnal Ekonomi Syariah Indonesia Jurnal Perbankan Syariah Indonesia (JPSI) International Journal of Economics, Management and Accounting JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan J-CEKI
Fenny Damayanti Rusmana
STEI Al-Amar Subang
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Journal : J-CEKI

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Pengaruh Pengetahuan Dan Segmentasi Psikografis Terhadap Minat Menjadi Nasabah Pegadaian Syariah Syifa Verranie; Fenny Damayanti Rusmana; Agung Apriana
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5463

Abstract

In the current era, non-bank institutions finance is increasingly in demand because it can provide initial capital intake for people, especially those opening small and medium businesses, for example sharia pawnshops. And it is this psychological life skills factor that influences a person's decision to become a customer. This research aims to find out what factors make someone choose to become a sharia pawnshop customer. This research method adopts a quantitative approach, using statistical methods to analyze and measure the relationship between variables, as well as collecting data from various populations. The results of this research are that from the F test it is known that the calculated F is greater than (12,811 > 3.09). meaning that Knowledge (X1), Psychographic Segmentation (X2) have a simultaneous influence on Interest in becoming a customer (Y). Meanwhile, the Knowledge T Test (X1) shows that the calculated t value is greater than the t table (4,375 > 1.984). there is an influence of Knowledge (X1) on Interest in becoming a customer (Y). Psychographic Segmentation (X2) calculated t value is greater than t table (1.505 < 1.984). This means that there is no influence of Psychographic Segmentation (X1) on Interest in becoming a customer (Y).
Pengaruh Kualitas Layanan Digital Banking Terhadap Kepuasan Nasabah Pada Bank Syariah Indonesia Di Kabupaten Subang Syifa Nurlatifah; Juhadi Juhadi; fenny Damayanti Rusmana
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5467

Abstract

Service quality is one of the factors of consumer satisfaction, so service quality is very important for the business world and organizations. Customer satisfaction with banking services brings long-term benefits to the bank and provides a competitive advantage for the bank itself compared to other banks. If customers are consistently satisfied with their bank's services, they are less likely to switch to another service provider or bank. This way, customers are more likely to reuse the service and promote it to others. The aim of this research is to determine "The Influence of Digital Banking Service Quality on Customer Satisfaction at Indonesian Sharia Banks in Subang Regency". This research is a type of quantitative research. The data in this research was collected using a questionnaire from 100 respondents who used digital banking services from sharia banks. This research uses a sampling technique using Purposive Sampling technique. In this research, the data analysis technique used is SPSS version 29 software. The research results show that the quality of digital banking services has a positive and significant effect on customer satisfaction.
Implementasi Pembagian Laba Dan Ujrah Dalam Usaha Tekstil Serat Daun Nanas Berdasarkan Prinsip Ekonomi Syariah Jana Wiharja; Ridla Mutiah; Fenny Damayanti Rusmana
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5475

Abstract

This research aims to understand the meaning and impact of profit sharing and ujrah in the pineapple leaf fiber textile business based on sharia economic principles for capital owners, managers, and workers. Participants in this research are capital owners, managers and workers of the business who were selected purposively. The instruments of this research are in-depth interviews, participant observation, and documentation. This research data analysis uses qualitative data analysis techniques with data reduction steps, data presentation, and drawing conclusions. The results of this research show that CV Serat AL FIBERS has succeeded in applying the principles of Islamic Economics in profit distribution and Ujrah. The application of these Principles provides benefits to Pineapple farmers, capital owners and workers. CV Seratt AL FIBERS implements a 50:50 profit sharing system from the selling price between capital owners and workers. This system is based on the mudharabah principle in Islamic economics. In this system, the capital owner provides all the business capital, while the workers provide the labor and expertise. The distribution of profits and ujrah in the pineapple leaf fiber textile business based on sharia economic principles has a deep meaning for participants, namely as a form of prosperity, justice, brotherhood and obedience to Allah SWT.
Dampak Penyaluran Zakat Produktif Dalam Bentuk Beasiswa Terhadap Mustahik Pada Lembaga Rumah Zakat Ayi Suryana; Fenny Damayanti Rusmana; Opan Arifudin
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5571

Abstract

This research is motivated by the fact that to improve the quality of education, one of the efforts that can be taken is by optimizing productive zakat in the form of scholarships. The aim of this research is to determine the effect of productive zakat distribution in the form of scholarships on mustahik. This type of research is qualitative research using primary data. The method used is descriptive qualitative to formulate and interpret data. The research results show that productive zakat in the form of scholarships influences mustahik, which means that the distribution of productive zakat is right on target. Giving zakat to mustahik in the management of productive zakat as capital, namely, to carry out independent economic activities in the form of a business, namely, to develop or increase the economic level and status as well as the productivity potential of mustahik and improve the welfare of mustahik.
Co-Authors Ade Albayan Agung Apriana Agus Koni Arifudin, Opan Ayi Suryana Bagus Nurmaulana Iskandar Cep Dedi Mulyadi Deni Nurahman Destriyani Nur Hasanah Efan Rahmat Maulana Jana Wiharja Juhadi Juhadi Juhadi Leni Leni Neng Rina Nurlatifah Nurlatifah Opan Arifudin Ridla Mutiah Sukma Aditya Syifa Nurlatifah Syifa Verranie Udin Wahrudin