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All Journal SULUH: Jurnal Abdimas BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat JWM (JURNAL WAWASAN MANAJEMEN) International Journal of Applied Business and International Management Abdi Implementasi Pancasila: Jurnal Pengabdian kepada Masyarakat Jurnal Manajemen dan Pemasaran Digital JACTA: Journal of Accounting and Tax
Wasi Widayadi
UNIVERSITAS PANCASILA
Humanities Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Library & Information Science Public Health Social Sciences Other

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Kegiatan Pelatihan Peningkatan Adversity Quotient (AQ) Bagi Usaha Kecil Dan Menengah (UKM) Kreatif Di Kota Bogor Tyahya Whisnu H; Bayu Retno; Wasi Widayadi
SULUH: Jurnal Abdimas Vol 1 No 1 (2019): SULUH: Jurnal Abdimas Agustus
Publisher : FEB-UP Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/suluh.v1i1.970

Abstract

Small and Medium Enterprises (SMEs) have been proven to make significant positive contributions to efforts to tackle economic and social problems in Bogor City. But in fact people with an entrepreneurial mindset alone are not enough to succeed because many are still unable to overcome the problem of adversity. Without a high advertisy quotient (AQ), it is feared that someone will experience frustration and setbacks in becoming an entrepreneur. For this reason, to solve the existing problems, the Adversity Quotient (AQ) Enhancement Training for Creative Small & Medium Enterprises (SMEs) is given. Adversity Quotient is intelligence to overcome difficulties.
PENGARUH TINGKAT LIKUIDITAS, AKTIVITAS dan SOLVABILITAS dalam MEMPREDIKSI LABA PERUSAHAAN Wasi Widayadi; Irma Sari Permata; Mulyadi
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 7 No. 2 (2019)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (147.116 KB) | DOI: 10.20527/jwm.v7i2.66

Abstract

Good corporate financial performance is an important aspect that provides an overview of the financial health conditions of the company and management and investors can find out whether or not the company's health conditions are good. The company's financial performance can be known by using financial ratio analysis, including liquidity ratios, activity, solvency, profitability and market ratios. Based on the description above it is very interesting to examine the influence of the level of liquidity, activity and solvency in predicting corporate profits. The main objective of this research is to examine 3 financial ratios, namely liquidity ratios, activity ratios and solvency ratios to corporate profits. The sample of this study were 5 cosmetic industry companies with panel data from 2011 to 2017. The method used was quantitative research method based on secondary data in the form of annual financial reports on cosmetics and household goods manufacturing companies listed on the Stock Exchange Indonesia.
Pendampingan Pengisian E-SPT Bagi Sivitas Akademik Universitas Pancasila Amelia Oktrivina; Tryas Chasbiandani; Lazarus Sinaga; Tri Astuti; Wasi Widayadi; Derriawan Derriawan; Hendryadi Hendryadi
BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Vol. 4 No. 3 (2022)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/berdaya.v4i3.290

Abstract

Kegiatan pelatihan ini bertujuan untuk membantu Pengisian E-SPT lebih awal dan aman bagi lingkungan Civitas Akademika Universitas Pancasila. Serta meningkatkan pemahaman dalam perpajakan, mengedukasi wajib pajak dan mendampingi wajib pajak untuk melakukan pelaporan SPT Tahunan. Dengan adanya kegiatan PKM ini, disarankan agar dapat diadopsi dan diaplikasikan pada ruang lingkup yang lebih luas, sehigga edukasi dan literasi terkait dengan perpajakan dapat lebih meningkat. Dengan adanya pemahaman terkait perpajakan dan segala manfaatnya, sivitas akademika di lingkungan Universitas Pancasila dapat memperoleh pemahaman yang lebih baik dan dapat berkontribusi positif terhadap kemajuan perekonomian Negara
Pelatihan Jiwa Kewirausahaan Dalam Mendukung Kewirausahaan Di Kalangan Generasi Z Erwin Permana; Setiarini; Yuli Ardianto; Dian Riskarini; Indra Satria; Satria Yunas; Wasi Widayadi; Salis Musta’ani; Murthada Sinuraya
SULUH: Jurnal Abdimas Vol 6 No 1 (2024): SULUH: Jurnal Abdimas Agustus
Publisher : FEB-UP Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/suluh.v6i1.6710

Abstract

Pengabdian kepada Masyarakat Tim Dosen FEB UP yang dilakukan di SMA Negeri 11 Depok bertemakan “Pelatihan Jiwa Kewirausahaan dan Peran Profesi Akuntan dalam Mendukung Kewirausahaan di Kalangan Generasi Z”. PkM diikuti oleh 150 siswa kelas XII Jurusan IPS. Tema tersebut diangkat untuk menjawab kebutuhan generasi Z terhadap kewirausahaan dan diharapkan mampu memotivasi jiwa entrepreneurshipnya serta mampu melihat peluang dan membuka lapangan pekerjaan secara mandiri seiring dengan perkembangan teknologi digital. Kemandirian generasi Z ini juga dalam upaya mencari solusi dalam menghadapi Bonus Demografi . Siswa juga dapat menyadari pentingnya bidang ilmu manajemen dan akuntansi sebagai bekal dalam berbisnis dan berwirausaha. Selain itu dapat mengenal profesi akuntan sebagai profesi yang berperan dalam pelaporan keuangan sebuah usaha.
Determination of Dividend Policy in Indonesian Banking Heriansyah, Kurnia; Permata, Irma Sari; Widayadi, Wasi
JACTA: Journal of Accounting and Tax Vol. 2 No. 1 (2023): JACTA: Journal of Accounting and Tax, July 2023
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/jacta.v2i1.322

Abstract

The company's dividend policy must be formulated with two primary objectives, namely providing adequate financing and maximizing the wealth of the company's owners. Shareholders see dividends as a signal of future banking success, stable and sustainable dividends are a positive signal, and vice versa. This study aims to determine the effect of profitability, liquidity, capital adequacy, institutional ownership, and asset growth on dividend policy. This type of research uses explanatory research. The research sample consisted of 13 banks listed on the Indonesia Stock Exchange from 2015-2019. The results show that profitability has no effect on bank dividend policy, liquidity has an effect on bank dividend policy, capital adequacy has an effect on bank dividend policy, institutional ownership has no effect on bank dividend policy.
Capital Market Outlook: Assessing Opportunities and Risks in Stocks, Bonds and Mutual Funds Under Indonesia’s Macroeconomic Environment M. Nuruddin Subhan; Shinta Budi Astuti; Riska Yustisiana; Bintang Andhyka; Wasi Widayadi; Fachri Affandi; Athia Zerlina
Abdi Implementasi Pancasila:Jurnal Pengabdian kepada Masyarakat Vol 6 No 1 (2026): Mei
Publisher : Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/b15q1y93

Abstract

The Indonesian capital market has experienced significant growth, with the number of registered investors increasing from 1.6 million in 2018 to more than 12 million in 2024. However, this growth has not been accompanied by a proportional increase in financial literacy. Based on the National Survey of Financial Literacy and Inclusion by OJK (2024), Indonesia’s financial literacy index has only reached 65.43%, while the financial inclusion index has reached 75.02%. This gap between financial access and financial capability highlights the importance of structured and evidence-based financial education at the community level.This paper reports the implementation of a Community Service Program (PkM) on Financial Literacy, conducted collaboratively by the Faculty of Economics and Business, Universitas Pancasila (FEB-UP), and Maahad Tahfiz Al-Quran Lil Muttaqin, Selangor, Malaysia. The program was conducted online via the Zoom platform on February 13, 2026, and was attended by 21 participants. Evaluation instruments in the form of pre-tests and post-tests were used to measure participants’ financial knowledge and behavior before the training, as well as to assess the effectiveness of the program after the training.The pre-test results indicated that the average participant knowledge score was 83%, while the financial behavior score was at a moderate level of 62%, with notable gaps in emergency fund provision (43%) and long-term asset investment (47%). The post-test evaluation results were highly positive, with an average overall satisfaction score of 4.78 out of 5.00 (96%), and all six evaluation indicators receiving ratings in the “Strongly Agree” category. Overall participant satisfaction reached a perfect score of 100%.These findings indicate that the program was effective in delivering financial literacy material to the target audience, and that the online training model proved to be accessible and impactful. It is recommended that the program be continued, expanded in scope, and developed as a replicable model for cross-border community service collaboration. 
Financial Literacy, Live Commerce, Scarcity, and Double-Date Discounts: E-Commerce Impulsive Buying in S-O-R Riska Yustisiana; Bintang Andhyka; Wasi Widayadi; Fachri Affandi; Athia Zerlina
International Journal of Applied Business and International Management Vol 11, No 2 (2026): August 2026
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v11i2.4690

Abstract

The rapid development of TikTok Live commerce has transformed how consumers interact with sellers and make purchasing decisions. This study examines the effects of TikTok Live commerce, scarcity, and double-date discount campaigns on impulse buying, with financial literacy as a moderating variable. A quantitative cross-sectional survey was conducted with 131 Indonesian TikTok users who had watched TikTok Live selling sessions and purchased products through TikTok Shop. The data were analyzed using partial least squares structural equation modeling (PLS-SEM). The findings show that TikTok Live commerce has a significant negative effect on impulse buying (b = ?0.160, p = 0.030), while double-date discount campaigns also have a significant negative effect (b = ?0.486, p 0.001). Scarcity has no significant effect (b = 0.087, p = 0.273). Financial literacy does not significantly moderate the effects of TikTok Live commerce, scarcity, or double-date discount campaigns on impulse buying (all p 0.05). The model explains 29.9% of the adjusted variance in impulse buying. These findings suggest that promotional interactivity, urgency, and scheduled discounts do not necessarily generate unplanned purchases among the respondents. Social commerce businesses should therefore emphasize credible information, product transparency, and engaging customer experiences.
Literasi Keuangan di Era Social Commerce: Kajian Literatur tentang TikTok Live Streaming, Scarcity, Double Date Discount, dan Impulsive Buying melalui Kerangka Stimulus–Organism–Response Riska Yustisiana; Bintang Andhyka; Wasi Widayadi; Fachri Affandi; Athia Zerlina
Jurnal Manajemen dan Pemasaran Digital Vol. 4 No. 4 (2026): Jurnal Manajemen dan Pemasaran Digital (Oktober - Desember 2026)
Publisher : Siber Nusantara Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpd.v4i4.836

Abstract

Perkembangan social commerce telah mengubah pola konsumsi konsumen melalui integrasi media sosial, hiburan, dan transaksi digital. Sebagai salah satu bentuk live streaming commerce, TikTok Live menawarkan pengalaman belanja yang sangat interaktif sehingga meningkatkan keterlibatan konsumen sekaligus mendorong pembelian impulsif. Di sisi lain, strategi pemasaran yang memanfaatkan scarcity dan diskon “double date” (misalnya 11.11, 12.12) semakin memperkuat dorongan emosional konsumen untuk melakukan pembelian secara cepat. Namun demikian, respons konsumen terhadap berbagai stimulus pemasaran tersebut tidak selalu sama. Penelitian ini bertujuan untuk mengkaji secara komprehensif bagaimana TikTok live streaming commerce, scarcity, dan double date discount—sebagai stimulus—memengaruhi impulsive buying, dengan literasi keuangan sebagai karakteristik individu yang memoderasi proses tersebut dalam kerangka Stimulus–Organism–Response (SOR). Penelitian ini menggunakan pendekatan kualitatif berbasis kajian literatur dengan menganalisis artikel ilmiah, buku, dan laporan dari lembaga internasional yang relevan. Hasil kajian menunjukkan bahwa karakteristik live streaming, persepsi scarcity, dan promosi double date discount meningkatkan tekanan psikologis, antusiasme, fear of missing out (FoMO), dan shopping excitement, yang semuanya mendorong terjadinya impulsive buying. Sebaliknya, literasi keuangan berperan sebagai mekanisme kontrol yang meningkatkan kemampuan konsumen dalam mengevaluasi informasi, mempertimbangkan kebutuhan, dan mengendalikan perilaku konsumsi, sehingga memperlemah dampak stimulus pemasaran terhadap pembelian impulsif. Kebaruan (novelty) temuan ini memperluas penerapan teori SOR dengan memosisikan literasi keuangan sebagai karakteristik internal yang memengaruhi cara konsumen menginterpretasikan stimulus pemasaran digital. Lebih lanjut, penelitian ini memberikan kontribusi bagi literatur behavioral finance dengan menegaskan pentingnya literasi keuangan dalam mendorong pengambilan keputusan konsumsi yang lebih rasional di era social commerce
Co-Authors Athia Zerlina Athia Zerlina Bayu Retno Bintang Andhyka Bintang Andhyka Derriawan Derriawan Dian Riskarini Erwin Permana Fachri Affandi Fachri Affandi Hendryadi Hendryadi Heriansyah, Kurnia Indra Satria Indra Satria Irma Sari Permata M. Nuruddin Subhan Mulyadi Mulyadi Mulyadi Murthada Sinuraya Oktrivina, Amelia Permata, Irma Sari Riska Yustisiana Riska Yustisiana Salis Musta’ani Satria Yunas Setiarini Shinta Budi Astuti TRI ASTUTI Tryas Chas Biandani Tyahya Whisnu Hendratni Yuli Ardianto, Yuli