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All Journal El Dinar The Indonesian Accounting Review Journal of Accounting and Investment Jurnal Ilmiah Wahana Akuntansi International Journal of Social Science and Business The International Journal of Business Review (The Jobs Review) BALANCE Jurnal Akuntansi dan Bisnis JIAI (Jurnal Ilmiah Akuntansi Indonesia) Reviu Akuntansi dan Bisnis Indonesia Jurnal Manajemen Bisnis BUDGETING : Journal of Business, Management and Accounting JRAK (Jurnal Riset Akuntansi dan Bisnis) (e-Journal) Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Jurnal Pengabdian Nasional (JPN) Indonesia JIWAKERTA: Jurnal Ilmiah Wawasan Kuliah Kerja Nyata Journal of Trends Economics and Accounting Research JKMP (Jurnal Kebijakan dan Manajemen Publik) Jurnal Mahasiswa Entrepreneur Indo-Fintech Intellectuals: Journal of Economics and Business National Multidisciplinary Sciences West Science Journal Economic and Entrepreneurship Jurnal Akuntansi dan Keuangan West Science West Science Accounting and Finance FINANCE : International Journal Of Management Finance Jurnal Pengabdian Nasional (JPN) Indonesia Ektasi : Jurnal Ekonomi, Akutansi dan Organisasi Jurnal Pengabdian Masyarakat Manage International Journal of Education Management and Religion Proceeding of International Conference on Social Science and Humanity
Afroh, Ibna Kamilia Fiel
Universitas Muhammadiyah Jember
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Public Health Social Sciences Other

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Pengaruh Pengelolaan Keuangan Dan Teknologi Informasi Terhadap Kinerja Keuangan UMKM Di Kecamatan Bondowoso Firmansyah, Richo; Aspirandi, Rendy Mirwan; Afroh, Ibna Kamelia Fiel; Suharsono, Riyanto Setiawan
Jurnal Ekonomi, Akutansi dan Organisasi Vol. 3 No. 3 (2026): Edisi Bulan April
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengelolaan keuangan dan teknologi informasi terhadap kinerja keuangan Usaha Mikro, Kecil, dan Menengah (UMKM). Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui penyebaran kuesioner kepada pelaku UMKM. Data yang diperoleh kemudian dianalisis menggunakan analisis regresi linier berganda untuk mengetahui pengaruh variabel pengelolaan keuangan dan teknologi informasi terhadap kinerja keuangan UMKM baik secara parsial maupun simultan. Hasil penelitian menunjukkan bahwa pengelolaan keuangan dan teknologi informasi memiliki pengaruh positif dan signifikan terhadap kinerja keuangan UMKM. Secara parsial, pengelolaan keuangan berpengaruh positif dan signifikan terhadap kinerja keuangan UMKM, yang menunjukkan bahwa semakin baik pelaku UMKM dalam melakukan perencanaan, pencatatan, dan pengendalian keuangan, maka kinerja keuangan usaha akan semakin meningkat. Selain itu, teknologi informasi juga berpengaruh positif dan signifikan terhadap kinerja keuangan UMKM, yang berarti bahwa pemanfaatan teknologi informasi mampu meningkatkan efisiensi pengelolaan usaha serta mempermudah pengolahan informasi keuangan sehingga kinerja keuangan usaha menjadi lebih baik. Secara simultan, pengelolaan keuangan dan teknologi informasi terbukti berpengaruh positif dan signifikan terhadap kinerja keuangan UMKM, yang menunjukkan bahwa kedua variabel tersebut secara bersama-sama memiliki peranan penting dalam meningkatkan kinerja keuangan UMKM. Hasil uji koefisien determinasi menunjukkan bahwa pengelolaan keuangan dan teknologi informasi mampu menjelaskan sebagian besar variasi kinerja keuangan UMKM, sedangkan sisanya dipengaruhi oleh faktor lain di luar penelitian.
Pendampingan Implementasi Marketing Mix Dan Tata Kelola Keuangan Untuk Mengoptimalkan Brand TK Aisyiyah Bustanul Athfal (ABA) Balung Feti Fatimah; Ibna Kamilia Fiel Afroh; Tria Emilia; Sofia Alifah
Jurnal Pengabdian Masyarakat Manage Vol. 7 No. 2 (2026): (On Progress)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/manage.v7i2.5104

Abstract

Aisyiyah Bustanul Athfa (ABA) Kindergarten in Balung is located in a densely populated residential area and is home to many children aged 4 to 5. However, the number of students attending the school has been dwindling. This is due to the community's lack of confidence in the quality and financial management of the school. Therefore, assistance with the implementation of the marketing mix and financial management through community service activities is needed. The goal of this activity is to optimize the brand, thereby increasing public trust in ABA Kindergarten. This is because ABA Kindergarten Balung is able to optimize its product (curriculum, facilities, flagship programs), price (tuition fees, discounts, packages), location (school location, accessibility, comfort), and promotion (advertising, social media, open events, partnerships). This increased trust can enhance the brand and increase the number of students. The methods used in this community service activity include mentoring, training, program implementation, and ongoing monitoring and evaluation. This community service activity has successfully achieved its main objective, which is to provide training and mentoring on the implementation of the marketing mix and financial governance to optimize the ABA Balung Kindergarten brand. This activity also produced various significant outputs, such as a portfolio document on the implementation of the marketing mix and the ability to prepare financial reports. The high enthusiasm from participants and support from partners demonstrates that this activity has a positive impact and is relevant to the partners' needs.
Zakat, Islamic Corporate Social Responsibility And The Implementation Of Sharia Good Governance On The Reputation Of Sharia Commercial Banks Riyanto Setiawan Suharsono; Ibna Kamelia Fiel Afroh; Gardina Aulin Nuha; Muhammad Firman Febriansyah
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1162

Abstract

This study examines the influence of Zakat, Islamic Corporate Social Responsibility (ICSR), and Sharia Good Governance (GGBS) on the reputation of Sharia Commercial Banks in Indonesia. Reputation plays a central role in shaping public trust and strengthening the institutional credibility of Islamic financial institutions, particularly as the industry continues to expand in alignment with national and global Islamic finance agendas. Using a quantitative approach, this research analysed secondary data obtained from annual reports of Islamic commercial banks registered with the Financial Services Authority (OJK) for the 2019–2023 period. Multiple linear regression was employed to measure both the individual and simultaneous effects of the three independent variables on bank reputation. The findings reveal that zakat exerts a significant positive effect on reputation, demonstrating its strategic role as both a religious obligation and an instrument of socio-economic empowerment. Zakat distribution functions as a credible signal that reinforces stakeholder trust and enhances institutional legitimacy. Conversely, ICSR does not show a significant effect on reputation, indicating that current CSR disclosures may not yet be perceived as strong value drivers by the public or may lack strategic visibility. Meanwhile, Sharia Good Governance (GGBS) demonstrates a significant positive influence, affirming the importance of transparency, accountability, compliance, and ethical governance in shaping the reputation of Islamic banks. Overall, the study highlights the need for Islamic banks to strengthen governance mechanisms and optimise zakat management to reinforce public confidence. It also suggests that ICSR practices require greater strategic alignment and communication to meaningfully contribute to institutional reputation.
Co-Authors Achmad Hasan Hafidzi Achmad Syahfrudin Zulkarnnaeni Ananda Dwi Maulidiah Annisa Bulan Jasmine Yuwono Aprilia Sartika Ari Sita Nastiti Arum Anggraini Arum Anggraini, Arum Aspirandi, Rendy Mirwan Astutik, Rika Atika Puspita Sari Ayu Dwi Nursida Bagus Darmawan Putra Bayu Wijayantini, Bayu Dairatun Nadhifah Della Vera Andiny Dewi, Nindi Kumala Duriyantini, Holif DWI CAHYONO DWI CAHYONO Faizaturruhaniah Faizaturruhaniah Febriana, Sherly Erima Feti Fatimah Firmansyah, Richo Gardina Aulin Nuha Gardina Aulin Nuha Hasanah, Riyatul Inneke Putri Widyani Ipung Dwiansyah Khotimah, Hosnol Lia Rachmawati MAHENDRATA, GENTA Moh. Halim Muhammad Firman Febriansyah Muhammad Wahyu Lailur Rohman Murwanti, Retno Nabila Agustina Rais Nesca Aurelia Nindi Kumala Dewi Norita Citra Yuliarti, Norita Citra Odi Aldiansyah Paramu , Hadi Putra, Bagus Darmawan Putra, Ubaidillah Perdana Raniah Nadhif Salsabilah Rendy Mirwan Aspirandi Rhamadanti, Ulfa Dwi Rika Astutik Ritna Wahyu Satriyani Riyanto Setiawan Suharsono Riyatul Hasanah Rohman, Muhammad Wahyu Lailur Santoso, Moch Sari, Atika Puspita Sari, Cindy Prasetia Sartika, Aprilia Sofia Alifah Susbiyani, Arik Susbiyani, Arik Susbiyani, Arik Tria Emilia Ubaidillah Perdana Putra Ulfi Zahruna Utami , Elok Sri Wahyu Eko Setianingsih Wisnu, Ganes Arighi Yayah Ikhda Nevia Yulianti Yulianti Yuliarti , Norita Citra Yulinartati Yulinartati Yulinartati Yulinartati Yulinartati Yulinartati, Yulinartati Zico Is Mirza Wijaya Zulkarnnaeni, Achmad Syahfrudin