Article Per Year (5 Year)
p-Index From 2021 - 2026
2.233
P-Index
This Author published in this journals
All Journal Laa Maisyir Jurnal Ekonomi Islam Panrita Abdi - Jurnal Pengabdian pada Masyarakat YUME : Journal of Management Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Indonesian Journal of Islamic Economics Research Jurnal Riset Bisnis dan Manajemen Jurnal Manajemen dan Pemasaran Jasa Moneta: Jurnal Manajemen & Keuangan Syariah Science and Education Journal Tasharruf : Journal of Islamic Economics and Business FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review
Ahmad Dzul Ilmi Syarifuddin
Fakultas Ekonomi Dan Bisnis Islam, Institut Agama Islam Negeri Parepare
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Social Sciences Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
REVITALIZING SUMITRO DJOJOHADIKUSUMO'S ECONOMIC LEGACY: PATHWAYS TO INDONESIA'S ECONOMIC SELF-RELIANCE IN THE DIGITAL AND GLOBALIZATION ERA Muhammad Said; Syahriyah Semaun; Ahmad Dzul Ilmi Syarifuddin; Minhajuddin Madi; M. Rafly Al Farezy Arif
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.12783

Abstract

This study aims to develop a conceptual framework for revitalizing the economic thought of Prof. Dr. Sumitro Djojohadikusumo as a strategic roadmap toward Indonesia’s economic sovereignty in the digital and globalization era. Using a qualitative approach based on library research, this study systematically examines primary and secondary literature on Sumitro’s thought, development theory, and contemporary digital economic dynamics through content analysis. The findings introduce the concept of “Digital Economic Nationalism” as an adaptation of Sumitro’s development trilogy economic growth, national stability, and equitable development into the digital context, operationalized through the “Digital Gotong Royong Economy” model. This model integrates rural digital infrastructure, local economic platforms, digital cooperatives, sustainable financing, and the protection of national economic value. The results demonstrate that Sumitro’s intellectual legacy remains relevant and offers a theoretical and practical alternative to the dominant neoliberal model in the digital economy, while opening new avenues for nationally grounded digital political economy studies.
Pengaruh Tingkat Religiusitas Dan Biaya Administrasi Terhadap Keputusan Nasabah Memilih Produk Tabungan Bank Syariah (Studi Pada Mahasiswa Febi Iain Parepare) Muflihatussholeha K.H; Muzdalifah Muhammadun; Ahmad Dzul Ilmi Syarifuddin; Sahrani Sahrani
Science and Education Journal (SICEDU) Vol 5 No 2 (2026): Science and Education Journal 2026
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sicedu.v5i2.711

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh tingkat religiusitas dan biaya administrasi terhadap keputusan nasabah memilih produk tabungan bank syariah pada mahasiswa Fakultas Ekonomi dan Bisnis Islam (FEBI) IAIN Parepare. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan asosiatif. Pengumpulan data dilakukan melalui penyebaran kuesioner kepada 96 responden mahasiswa aktif menggunakan teknik purposive sampling. Data dianalisis menggunakan metode regresi linier berganda melalui bantuan software statistik. Hasil penelitian secara parsial menunjukkan bahwa variabel tingkat religiusitas berpengaruh positif dan signifikan terhadap keputusan memilih ( = 5,095; Sig. = 0,000 < 0,05). Demikian pula dengan variabel biaya administrasi yang terbukti berpengaruh positif dan signifikan secara parsial  = 8,539; Sig. = 0,000 < 0,05) serta menjadi faktor yang paling dominan. Secara simultan, hasil uji F mengonfirmasi bahwa tingkat religiusitas dan biaya administrasi secara bersama-sama memiliki pengaruh yang signifikan terhadap keputusan nasabah (= 207,661 >  = 3,09; Sig. = 0,000 < 0,05). Nilai koefisien determinasi (R Square) sebesar 0,817 mengindikasikan bahwa kedua variabel independen tersebut mampu menjelaskan variasi perubahan keputusan memilih produk tabungan bank syariah sebesar 81,7%
Determining the role of pay later and hedonic motivation toward customer satisfaction mediated by impulsive buying Ahmad Dzul Ilmi Syarifuddin; Rusnaena; Melinda Yunos; M. Faqih Naufal; Putri Amalia Ramadani
Jurnal Manajemen dan Pemasaran Jasa Vol. 18 No. 2 (2025): September
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/jmpj.v18i2.21588

Abstract

This study examines the impact of e-commerce pay-later adoption and hedonic shopping motivation on customer satisfaction, focusing on the mediating role of impulsive buying behavior in e-commerce. The research aims to understand how deferred payment services and pleasure-driven shopping motivations influence satisfaction levels, particularly through unplanned purchasing. Data was collected from e-commerce users and analyzed to assess the direct and indirect effects of pay-later services and hedonic motivations on satisfaction. The findings reveal that while Pay Later services offer convenience and flexibility, they decrease customer satisfaction by promoting impulsive buying, which often leads to financial strain and post-purchase regret. In contrast, hedonic shopping motivation does not directly affect customer satisfaction or does so through impulsive buying. This suggests that although consumers may shop for pleasure, this motivation alone is insufficient to sustain long-term satisfaction. The study contributes to the consumer behavior literature by highlighting the potential drawbacks of deferred payment options, questioning the paradoxical application of the Technology Acceptance Model (TAM) to E-Commerce BNPL, and challenging the linearity typically assumed in consumer behavior models. The findings underscore the importance of e-commerce platforms and Pay Later providers implementing strategies that mitigate impulsive buying, fostering more sustainable and satisfying shopping experiences. This research provides valuable insights for marketers and policymakers aiming to improve customer satisfaction within digital shopping environments.
Co-Authors Akramunnas Mahesa Andi Ayu Frihatni Andi Bahri, Andi Damira Fadillah, Yuyun Ferri Alfadri Herawati Indriani Indriani M. Faqih Naufal M. Rafly Al Farezy Arif Melinda Yunos Minhajuddin Madi Muflihatussholeha K.H Muhammad Said Muzdalifah Muhammadun Putri Amalia Ramadani Putri Aulia Rustan Rusnaena Sahrani Sahrani Saleh, Adnan Achiruddin Sulvinajayanti Syahriyah Semaun Ulfa Hidayati Warda Warda