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All Journal Infestasi Journal of Accounting and Investment MODUS-Jurnal Ekonomi dan Bisnis Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Jurnal Riset Keuangan dan Akuntansi (JRKA) Indonesian Journal of Information System GANESHA: Jurnal Pengabdian Masyarakat Konstelasi: Konvergensi Teknologi dan Sistem Informasi Jurnal Abdimas Musi Charitas Jurnal Atma Inovasia GIAT: Teknologi untuk Masyarakat Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka Jurnal Akuntansi Kontemporer
Ignatius Novianto Hariwibowo
Fakultas Bisnis Dan Ekonomika Universitas Atma Jaya Yogyakarta
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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BANK DAN ASURANSI: PERAN KINERJA ASET PERBANKAN DALAM PENINGKATAN KINERJA ASURANSI Yulianto, Krist Setyo; Hariwibowo, Ignatius Novianto
Jurnal Riset Keuangan dan Akuntansi Vol. 10 No. 2 (2024): JURNAL RISET KEUANGAN DAN AKUNTANSI (JRKA)
Publisher : Program Studi Akuntansi, Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/jrka.v10i2.11188

Abstract

Abstract  Banking industry transactions with the insurance industry have strong ties, in an effort to manage financial risk. Therefore, this study was conducted to provide an overview of the role of banking industry credit performance in improving the performance of the insurance industry. This research uses correlation and regression tests in the context of a description approach. The data used is banking and insurance performance data published on the Otoritas Jasa Keuangan website in 2022. This study assesses the correlation of non-perform asset (NPA) ratios in improving insurance performance assessed from four claim adequacy ratios, insurance session ratios, and investment to technical reserve ratios, in three insurance industry groups. The results of this study indicate that the NPA ratio has a weak correlation to the claim adequacy ratio, has a moderate to strong correlation for the insurance session ratio and investment to technical reserves. However, the results of this study show a very strong negative correlation between the NPA ratio and the insurance session ratio in the general insurance industry group. Thus, NPAs have an influence on the insurance session ratio. Keywords: insurance performance, non-performing assets, credit performance, financial risk
THE ACCOUNTABILITY OF VILLAGE FUNDS AND INTERNAL CONTROL Asmara Br Barus, Agatha Amorenyta; Hariwibowo, Ignatius Novianto
Jurnal Akuntansi Kontemporer Vol. 16 No. 1 (2024)
Publisher : Widya Mandala Surabaya Catholic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33508/jako.v16i1.5135

Abstract

Research Purposes. This study aims to examine the variables that affect accountability for village fund management in Kedu District. The role and competence of village apparatus are the factors tested in this study, with the internal control system as the moderating variable.Research Methods. To get the results, this study selected village device respondents based on the purposive sampling method. The results of 132 respondents were involved in this study. The data obtained is processed using Partial Least Square (PLS).Research Results and Findings. This research reveals that the role of village apparatus has no influence on the accountability of village fund management. Meanwhile, the competence of village apparatus has a positive influence on the accountability of village fund management. In addition, in the context of moderation, the internal control system has an influence on the role of village apparatus and accountability of village fund management. Meanwhile, the internal control system cannot affect the relationship between the competence of village apparatus and accountability of village fund management.
Identifikasi Risiko Usaha Pada UMKM Toko Batik Hariwibowo, Ignatius Novianto
Jurnal Atma Inovasia Vol. 2 No. 3 (2022)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v2i3.5722

Abstract

Analisa risiko pada sektor bisnis perlu dilakukan dalam rangka menjaga kelangsungan usaha. Usaha Mikro Kecil Menengah merupakan bentuk usaha yang keberadaannya sering melupakan penilaian risiko usaha karena berbagai keterbatasan. Oleh karena itu, pengabdian ini dilakukan untuk mendampingi UMKM “Noto Batik” untuk dapat melakukan analisa risiko yang terdokumentasi dengan baik. Pendekatan pengelolaan risiko atau manajemen risiko dalam pengabdian ini menggunakan konsep dari ISO 31000 tentang manajemen risiko. Karena sifat usaha yang kecil maka pendampingan manajemen risiko disesuaikan dengan kondisi usaha, yaitu dengan fokus pada aktivitas analisa risiko dengan menggunakan ISO 31000. Hasil dari analisa risiko pada “Noto Batik” menunjukkan bahwa penurunan omset meruapakn risiko terbesar yang dihadapi usaha. Hal ini dapat terjadi karena adanya pandemik dan kesalahan internal. Dengan identifikasi risiko yang dilakukan, maka tahapan mitigasi dapat dilakukan dengan hasil adalah perencanaan yang dapat menurunkan dampak negatif dari risiko yang ada.
PENGGUNAAN METODE DESIGN THINKING UNTUK PENGEMBANGAN STANDAR OPERASIONAL PROSEDUR PADA USAHA TOKO ROTI ABANA KITCHEN Yudistya Wardhana, Daniel; Hariwibowo, Ignatius Novianto
Jurnal Abdimas Musi Charitas Vol. 7 No. 1 (2023): Jurnal Abdimas Musi Charitas Volume 7, Nomor 1, Juni 2023
Publisher : Universitas katolik Musi Charitas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the culinary business in DIY had experienced heavy pressure during thepandemic. Along with the recovery of economic activities, culinary businesses are facing changes inconsumer tastes that need to be faced by business actors. Abana Kitchen is one of the businesses thatfaces the challenge of adjusting business processes needed to adjust conditions after the pandemic.Therefore, this devotion is done to help Abana Kitchen to adjust business processes. This service usesa design thinking approach in the preparation of new business processes, which consist of 5 stages,namely: empathize, define, idiate, prototype, test. The result of this devotion is a new business processthat suits the needs of Abana Kitchen, which is business management activity that aligned withproduct standarization that produce high quality products.
Fenomena “FoMO” Investasi Cryptocurrency: Analisis Sentimen Aritonang, Daniel Estefan; Hariwibowo, Ignatius Novianto
KONSTELASI: Konvergensi Teknologi dan Sistem Informasi Vol. 4 No. 2 (2024): Desember 2024
Publisher : Program Studi Sistem Informasi Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/konstelasi.v4i2.10073

Abstract

Peningkatan investasi cryptocurrency di Indonesia menunjukkan adanya FoMO" (Fear of Missing Out) yang sering kali mempengaruhi keputusan investor dalam dunia kripto. Oleh karena itu, tujuan penelitian ini adalah untuk mengidentifikasi terjadinya fenomena FoMO dalam investasi cryptocurrency. Untuk mencapai tujuannya, penelitian ini menggunakan pendekatan analisis sentimen. Data penelitian ini menggunakan percakapan dari Twitter, yaitu sebanyak 2.285. Data yang diproleh akan diproses melalui tahap preprosesing, pelabelan, dan uji akurasi. Pelabelan ternyataan dilakukan dengan menggunakan algoritma Textblob dan Naïve Bayes, sedangkan uji akurasi dilakukan dengan algoritma Naïve Byes dan Support Vector Mechine (SVM). Hasil olah data dengan Textblob menunjukkan bahwa terdapat sentimen positif sebanyak 1.280, netral 675, dan negatif 330. Dari data yang sama jika diolah menggunakan naiv bayes, maka hasilnya adalah 1.286 positif, 860 netral, 139 negatif. Dalam hasil uji akurasi menunjukkan tingkat akurasi adalah 79,38% dengan algoritma naive bayes, 73,69%. Secara umum hasil akurasi dapat mencapai di atas 50%. Hasil Analisis sentimen ini menunjukkan bahwa investasi cryptocurrency diterima sebagai instrument investasi di Indonesia. Sentimen positif ini juga mengindikasikan fenomena FoMO terjadi dalam investasi cryptocurrency, karena adanya keinginan untuk mendapatkan keuntungan ditengah fluktuasi tinggi.
PERAN FAKTOR INTERNAL DAN EKSTERNAL DALAM KELANGSUNGAN USAHA KOPERASI SIMPAN PINJAM DI BANTUL Hariwibowo, Ignatius Novianto; Nugrayanti Puteri, Maria Atrina
Modus Vol. 35 No. 1 (2023): Vol. 35 No. 1 (2023): MODUS
Publisher : Faculty of Business and Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/modus.v35i1.6828

Abstract

This study aims to assess the factors that can affect the sustainability of cooperatives in the district of Bantul. External and internal factors are factors faced by every business in an effort to achieve cooperative business sustainability in the long term. This study identified external factors in the variables of cooperative health and government regulations, while internal factors were the variables of worker behavior and the application of information and communication technology. To assess these factors, this study uses a sample of cooperative workers, both managers, and employees, in the financial sector. The sample was determined by purposive sampling method with the results of 50 respondents obtained as a sample. The data obtained from the respondents will be processed using multiple regression. The results of this study indicate that the assessment of cooperation, government regulation, employee behavior, and utilization of information and communication technology have a significant and positive effect on cooperative sustainability. The results of this study indicate that external and internal factors affect the sustainability of cooperative businesses. Keywords: assessment of cooperation health; government regulations; worker behavior; utilization of ICT. Penelitian ini bertujuan untuk menilai faktor-faktor yang dapat memengaruhi keberlanjutan koperasi di Kabupaten Bantul. Faktor eksternal dan internal merupakan faktor yang dihadapi setiap usaha dalam upaya mencapai keberlanjutan usaha koperasi dalam jangka panjang. Penelitian ini mengidentifikasi faktor eksternal dalam variabel kesehatan koperasi dan regulasi pemerintah, sedangkan faktor internal adalah variabel perilaku pekerja dan penerapan teknologi informasi dan komunikasi. Untuk menilai faktor-faktor tersebut, penelitian ini menggunakan sampel pekerja koperasi, baik pengelola dan karyawan, di bidang keuangan. Sampel ditentukan dengan metode purposive sampling dengan hasil sebanyak 50 responden diperoleh sebagai sampel. Data dari responden akan diolah menggunakan regresi berganda. Hasil penelitian ini menunjukkan bahwa kesehatan koperasi, regulasi pemerintah, perilaku pekerja, dan pemanfaatan TIK berpengaruh positif terhadap keberlanjutan koperasi. Dengan demikian, penelitian ini menunjukkan bahwa kesehatan koperasi dan regulasi pemerintah, sebagai faktor eksternal, serta perilaku pekerja dan pemanfaatan TIK, sebagai faktor internal, dapat mendorong keberlanjutan usaha koperasi. Kata kunci: kesehatan koperasi; regulasi pemerintah; perilaku pekerja; pemanfaatan TIK.
ASSISTANCE IN THE PREPARATION OF THE TERRITORIAL MANAGEMENT REGENERATION PROGRAM PLAN BINTARAN CHURCH YOGYAKARTA Hariwibowo, Ignatius Novianto; Sutarta, Agustinus Edi; Noventa, Oscar Chrismadian; Anggraeni Widjojo, Maria Rosa Ratna Sri
Jurnal Pengabdian Masyarakat Sabangka Vol 4 No 06 (2025): Jurnal Pengabdian Masyarakat Sabangka
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/sabangka.v4i06.1890

Abstract

Planning for the regeneration of administrators in the church area is a very important strategic step to ensure the sustainability of service and effective leadership in the midst of the dynamics of the people. This challenge of regeneration is faced by the Church of Saint Joseph Bintaran Yogyakarta. As a church located in the middle of the city, the Bintaran Church has a problem with the number of young people and young families who are starting to get busy. Therefore, this service is carried out to formulate steps for territorial regeneration. This service uses a SWOT analysis approach as a basic framework with the focus group discussion (FGD) method to find problems and needs. The results of FGDs with several teritories show that most teritories have a strong foundation as a community, so that the pattern of regeneration can be flexible according to the needs of the people in the territory. Thus, the regeneration program that needs to be carried out is to increase informal meetings to strengthen the sense of community and leadership training
Co-Authors Aloysia Desy Pramusiwi Anggraeni Widjojo, Maria Rosa Ratna Sri Aritonang, Daniel Estefan Asmara Br Barus, Agatha Amorenyta Daniel Yudistya Wardhana Daniel Yudistya Wardhana, Daniel Yudistya Debora Wintriarsi Hananto, Chandra Hetty Primasari, Clara Ivana Elysia Sinarso Krist Setyo Yulianto Kurniahardi, Katharina Nindita Noventa, Oscar Chrismadian Nugrayanti Puteri, Maria Atrina Oscar Chrismadian Noventa Pranowo, Albertus Putri Alvi Santana Sabda Putri, Jessica Anggraeni Sutarta, Agustinus Edi Yudistya Wardhana, Daniel