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COMPETENCY, ENTREPRENEUR CHARACTERISTIC AND BUSINESS PERFORMANCE: STUDY OF THE PEMPEK BUSINESS IN PALEMBANG Soejono, Fransiska; Mendari, Anastasia Sri; Rinamurti, Micheline
Journal of Indonesian Economy and Business Vol 30, No 1 (2015): January
Publisher : Journal of Indonesian Economy and Business

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The purpose of this study was to examine empirically the effects of entrepreneurial compe-tencies and characteristics on business performance. Previous studies found that competencies and entrepreneurial characteristics significantly influenced business performance. A quantita-tive method was used and 122 respondents were involved as the sample in this study, who were pempek business owners in Palembang, South Sumatra. The results indicated an effect from entrepreneurial competencies on business performance. It was also found that the entrepre-neursâ characteristics (ownersâ ages) significantly affected the businessesâ performance. This implication requires some sort of course or program for the entrepreneurs to improve their competence to direct the owners to gain better business performance. The growing age of the business owners requires equal insights to ensure age does not stop the owners from improving their businessâ performance.Keywords: competency, characteristics, performance, age, entrepreneur

Literasi Keuangan Dosen-Dosen Perguruan Tinggi di Palembang: Faktor Gender dan Usia Soejono, Fransiska; Mendari, Anastasia Sri
Benefit: Jurnal Manajemen dan Bisnis Volume 3 No 1 Juni 2018
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v3i1.6181

This study aims to measure the level of financial literacy of lecturers in Palembang. The method of analysis in this research is descriptive analysis. The number of respondents in this study were 153 respondents. Data collection techniques used survey techniques with questionnaires. Financial literacy index is determined through four stages: (1) Grouping of financial literacy variables in 2 groups, namely basic financial literacy and advanced financial literacy, (2) giving score 1 for correct answer and 0 for other answer that is unknow, wrong answer and refused to answer, (3) Calculate the weight of each variable by using simple weight, (4) Calculate index of financial literacy. The results showed that on average the basic financial literacy of lecturers in Palembang was included in the moderate category, while the average advanced financial literacy was in the low category. The level of financial literacy or Financial Literacy Index as a whole including the low category. Distribution of basic financial literacy based on gender and age average dominant in high category reverse dominant advanced financial literacy distribution in low category.

Literasi Keuangan Dosen di Palembang: Faktor Pendapatan, Pendidikan, dan Kepemilikan Produk Keuangan Soejono, Fransiska; Sri Mendari, Anastasia
Benefit: Jurnal Manajemen dan Bisnis Volume 4 No 1 Juni 2019
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v4i1.7762

This study aims to measure the level of financial literacy of lecturers in Palembang based on their income, education, and ownership of financial produk. The study sample was 153 respondents. Data were analyzed using descriptive analysis techniques and crosstabulation. Distribution of questionnaires with closed questions is done to collect data. The financial literacy index is divided into two groups, namely basic financial literacy and advanced financial literacy. The calculation for each variable is done using the simple weight method. The results showed that on average the basic financial literacy index of high income lecturers was included in the high category, while the advanced financial literacy index average was included in the low category for lecturers with income categories of less than or equal to nine million rupiah. The basic financial literacy index of lecturers with an average S1 education background is in the low category, while the advanced financial literacy index of lecturers with educational backgrounds S1, S2, and S3 is in the low category. The basic financial literacy index of lecturers of state and private universities is more dominant in the high category, while the advanced financial literacy index of the dominant state and private higher education lecturers is in the low category. The basic financial literacy index of lecturers from the Faculty of Economics / Business is more dominant in the high category, while lecturers from non-economic / business faculties are more dominant in the low category. Lecturers with a basic financial literacy index that is low, moderate and high in addition to having a savings account also have several financial products that are not too high risk such as government securities and mutual funds. Lecturers with a low advanced financial literacy index are more dominant in having bank and non-bank savings as well as insurance and credit cards.

HUBUNGAN TINGKAT LITERASI DAN PERENCANAAN KEUANGAN Mendari, Anastasia Sri; Soejono, Fransiska
Modus Journals Vol 31, No 2 (2019): MODUS
Publisher : Faculty of Economics Universitas Atma Jaya Yogyakarta

ABSTRACTThis study aims to determine the financial planning of lecturers in Palembang and analyze its relationship with the financial literacy index. The data analysis method used in this study is descriptive analysis, validity, reliability, and normality test data. Hypothesis testing uses Pearson correlation test. The number of respondents in this study was 153 respondents. Data collection techniques use survey techniques with questionnaires. The results showed that the average lecturer was good enough in terms of implementing the steps of financial planning and debt management. The lecturer has realized the importance of insurance but lacks understanding of the insurance products needed. Lecturers are still not optimal in investing. The lecturer realizes the importance of preparing a pension fund, but the average lecturer does not have a retirement plan. Lecturers consider inheritance planning to be important, but they have not planned their inheritance too much. The results of the study also show that there is a relationship between financial literacy and financial planning.Keywords: financial literacy; financial planning; financial managementABSTRAKPenelitian ini bertujuan untuk mengetahui perencanaan keuangan para dosen di Palembang dan menganalisis hubungannya dengan indeks literasi keuangan. Metode analisis data yang digunakan adalah analisis deskriptif, uji validitas, reliabilitas, dan normalitas data. Pengujian hipotesis dilakukan dengan menggunakan uji Pearson correlation. Jumlah responden adalah 153. Pengumpulan data dilakukan menggunakan metode survei dengan kuesioner. Hasil penelitian ini menunjukkan bahwa rata-rata dosen telah melakukan perencanaan keuangan dan manajemen hutang dengan langkah-langkah yang baik. Para dosen juga sudah memahami pentingnya asuransi, namun kurang mengetahui tipe produk asuransi yang mereka butuhkan. Para dosen juga belum optimal dalam melakukan investasi. Para dosen memahami akan pentingnya menyiapkan dana pensiun, namun rata-rata dosen tidak memiliki perencanaan pensiun. Para dosen memandang warisan sebagai hal yang penting, namun mereka belum memiliki banyak perencanaan mengenai hal tersebut. Hasil penelitian ini juga menunjukkan adanya hubungan antara literasi keuangan dan perencanaan keuangan. Kata kunci: literasi keuangan; perencanaan keuangan; manajemen keuangan

PENGARUH VALUE ADDED STATEMENT, ROA, ROE, DAN OPERATING CASH FLOW TERHADAP RETURN SAHAM PADA PERUSAHAAN YANG TERGABUNG DI BEI Beny, Beny; Sri Mendari, Anastasia
Widya Warta No. 01 Tahun XXXV / Januari 2011
Publisher : Universitas Katolik Widya Mandala Surabaya Kampus Kota Madiun

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This study analyzed the influence of value added statement, return on asset, return on equity, and operating cash flow to the return of public companies listed on Indonesia Stock Exchange. This study was also intended to know which performance measures between value added concept and conventional accountany had the most significant effect to stakeholderâ€™s return. To get the sample, this research made use of purposive sampling. The number of sample obtained was 19 companies. The data were analyzed using simple regression and SPSS program version 17. The result of the data analysis showed that ROA, ROE, and operating cash flow had influence on stakeholderâ€™s return, whereas value added statement did not have influence on stakeholderâ€™s return.

APLIKASI TEORI HIERARKI KEBUTUHAN MASLOW DALAM MENINGKATKAN MOTIVASI BELAJAR MAHASISWA Sri Mendari, Anastasia
Widya Warta No. 01 Tahun XXXIV / Januari 2010
Publisher : Universitas Katolik Widya Mandala Surabaya Kampus Kota Madiun

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One of the motivation theories getting more positive appreciation in organizational management is Needs Hierarchy Theory of Abraham Maslow. He said that everyone has individual organized hierarchial needs from the bottom level to the top level. If the Needs Hierarchy Theory is applied in education, it may be expected to build the effectiveness of learning processes. Universities and/or higher learning colleges will be able to fulfill studentsâ€™ needs in line with Maslowâ€™s theory to improve their learning motivation. The crucial things of Maslowâ€™s Hierarchy Needs Theory to increase studentsâ€™ motivation lie between basic needs and growth needs. Universities and/or higher learning colleges should accomplish studentsâ€™ basic needs in order to avoid learning disturbances or provide the balance of studentsâ€™ learning needs.

The Relationship between Basic and Advanced Financial Literacy Index and Lecturer Financial Planning Soejono, Fransiska; Mendari, Anastasia Sri
JDM (Jurnal Dinamika Manajemen) Vol 11, No 2 (2020): September 2020 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v11i2.23022

Aims of this study are to discover the way lecturers in Palembang manage their financial planning and to analyze the relationship between the financial literacy index and financial planning. The data of this study were analyzed by conducting descriptive analysis and using the pearson correlation coefficient in the testing a hypothesis. Respondents in this study were as many as 153 people. For collecting data, a survey has been conducted by sending questioners. Based on the survey, generally, lecturers in Palembang have implemented the steps of their financial planning and debt management in a good way, and that the lecturers recognize the importance of insurance, but, the survey also pointed out that the lecturers do not have a piece of sufficient knowledge to determine a particular product of insurance that suits their need. The investment activity of the lecturers is considered lacking since most of the lecturers have no plan on preparing pension funds and inheritance of their own despite their knowledge of the importance of preparing them. It has been figured out that there is a relation between basic financial literacy and financial planning. Advanced financial literacy also has a relation to financial planning. This study implicates that a good understanding of financial literacy related to improvement in financial planning so that it needs a bigger effort from the respondents for improving their awareness on the importance of financial planning.

MOTIVASI BELAJAR PADA MAHASISWA Anastasia Sri Mendari; Suramaya Suci Kewal
Jurnal Pendidikan Akuntansi Indonesia Vol 13, No 2 (2015): Jurnal Pendidikan Akuntansi Indonesia
Publisher : Universitas Negeri Yogyakarta

Penelitian ini bertujuan untuk mengetahui dan menganalisis mengenai motivasi belajar mahasiswa, dengan menggunakan alat ukur yang diadopsi dari MSLQ. MSLQ merupakan kuesioner yang digunakan untuk mengukur motivasi belajar mahasiswa, mengetahui pengaruh motivasi belajar terhadap prestasi akademik mahasiswa, serta melihat perbedaan motivasi belajar mahasiswa berdasarkan program studi dan gender. Responden penelitian ini adalah mahasiswa STIE Musi yang aktif dari program studi manajemen dan program studi akutansi dari semua angkatan. Teknik pengambilan sampel menggunakan sampling accidental. Hasil penelitian menunjukkan motivasi belajar mahasiswa STIE Musi tergolong sedang, dengan nilai rata-rata 3,21. Hasil pengujian regresi terdapat pengaruh antara motivasi belajar terhadap prestasi akademik mahasiswa, sedangkan dari hasil uji beda tidak terdapat perbedaan motivasi belajar berdasarkan program studi, dan tidak ada perbedaan motivasi belajar berdasarkan gender.Kata kunci : motivasi, motivasi belajar mahasiswa.

TINGKAT LITERASI KEUANGAN DI KALANGAN MAHASISWA STIE MUSI Anastasia Sri Mendari; Suramaya Suci Kewal
Jurnal Economia Vol 9, No 2: October 2013
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Abstrak: Tingkat Literasi Keuangan di Kalangan Mahasiswa STIE Musi. Penelitian ini bertujuan untuk mengetahui bagaimana tingkat literasi keuangan mahasiswa STIE Musi itu. Aspek yang diteliti adalah: pengetahuan tentang keuangan pribadi, simpan pinjam, asuransi, dan investasi. Populasi dalam penelitian ini adalah mahasiswa yang mengisi Kartu Rencana Studi STIE Musi di semester I tahun akademik 2012/2013. Responden pada penelitian ini sebanyak 305. Hasil penelitian mengindikasikan bahwa untuk keputusan keuangan berdasarkan pendapat pribadi, dalam beberapa hal mencerminkan kurangnya pengetahuan tentang bentuk-bentuk investasi jangka panjang yang memberikan imbal hasil dan risiko yang lebih tinggi dari deposito, serta keputusan untuk asuransi jiwa, responden tidak mengerti asuransi jiwa. Keyword: literasi keuangan, investasi, life insurance Abstract: Level of Financial Literacy among STIE Students Musi. This study aims to know how the level of financial literacy of STIE Musi’s students. Aspects investigated are: knowledge of personal finance in general, savings and loans, insurance, and investments. The population in this study were college students who fill out STIE Musi’s Card Study Plan of first semester of academic year 2012/2013. 305 respondents were surveyed. The results showed that for every observable aspect of respondents could be correctly categorized as low as scores of less than 60%. For financial decisions based on personal opinion, in some ways reflects the lack of knowledge of other forms of long-term investments that provide returns and higher risk than deposits, as well as the decision for life insurance, the respondents do not understand life insurance. Keyword: financial literacy, investment, asuransi jiwa

Literasi Keuangan Dosen di Palembang: Faktor Pendapatan, Pendidikan, dan Kepemilikan Produk Keuangan Fransiska Soejono; Anastasia Sri Mendari
Benefit: Jurnal Manajemen dan Bisnis Volume 4 No 1 Juni 2019
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v4i1.7762

This study aims to measure the level of financial literacy of lecturers in Palembang based on their income, education, and ownership of financial produk. The study sample was 153 respondents. Data were analyzed using descriptive analysis techniques and crosstabulation. Distribution of questionnaires with closed questions is done to collect data. The financial literacy index is divided into two groups, namely basic financial literacy and advanced financial literacy. The calculation for each variable is done using the simple weight method. The results showed that on average the basic financial literacy index of high income lecturers was included in the high category, while the advanced financial literacy index average was included in the low category for lecturers with income categories of less than or equal to nine million rupiah. The basic financial literacy index of lecturers with an average S1 education background is in the low category, while the advanced financial literacy index of lecturers with educational backgrounds S1, S2, and S3 is in the low category. The basic financial literacy index of lecturers of state and private universities is more dominant in the high category, while the advanced financial literacy index of the dominant state and private higher education lecturers is in the low category. The basic financial literacy index of lecturers from the Faculty of Economics / Business is more dominant in the high category, while lecturers from non-economic / business faculties are more dominant in the low category. Lecturers with a basic financial literacy index that is low, moderate and high in addition to having a savings account also have several financial products that are not too high risk such as government securities and mutual funds. Lecturers with a low advanced financial literacy index are more dominant in having bank and non-bank savings as well as insurance and credit cards.

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