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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Kharaj: Journal of Islamic Economic and Business Tasnim Journal for Community Service East Asian Journal of Multidisciplinary Research (EAJMR) International Journal of Humanities Education and Social Sciences Jurnal Armada Pendidikan
Nurhayati
Universitas Islam Negeri Sultan Syarif Kasim Riau
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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THE EDUCATIONAL SYSTEM OF NETHERLAND Vini Wela Septiana; Zulhendri; Nurhayati; Rusdinal; Azwar Ananda; Nurhizrah Gistituati
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 1 No 5 (2022): IJHESS-APRIL 2022
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (598.438 KB) | DOI: 10.55227/ijhess.v1i5.147

Abstract

This studied aims to know the educational system in Netherland. The research method is literature review or literature study, which contains theories relevant to research problems. The result of the educational system of Netherland that the politics and structure of educational system: the Dutch government through its constitution places freedoms in the education system, namely: (a) freedom to establish educational institutions; (b) organize it; and (c) determine their own religious basis or underlying belief. The structure and type of education: there are three levels of formal Dutch education, namely primary, junior secondary and vocational education, and general high school, vocational academies and universities. The general secondary school structure consists of 4 types of schools, namely: pre-university (VWO, 6 years), vocational level I (MAVO, 4 years), and upper level (HAVO, 5 years), vocational academies, and other types of schools. The education management; The form of the Dutch education system is centralized. The responsibility of the central government lies in matters relating to the organization, funding, inspections, examinations, promotion innovation. The reflection of educational of netherland; role of the education inspectorate is very large in controlling the implementation of education in the Netherlands.
World Englishes: Speaking with Accents Zelly Putriani; Riza Amelia; Harum Natasha; Kurnia Budiyanti; Riri Fauzana; Mainar Fitri; Nurdiana; Rizki Fiprinita; Roswati; Nurhayati
Tasnim Journal for Community Service Vol. 2 No. 1 (2021): Tasnim
Publisher : Anotero Lembaga Scientific Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (465.66 KB) | DOI: 10.55748/tasnim.v2i1.54

Abstract

It is important to have the skill of conversation in English. However, learning it becomes definitely challenging when it is learned in foreign language context. It needs confidence and motivation. In this community service activity, there were 564 participants involved. Through the activity, the participants were encouraged to keep learning speaking English by helping and educating them to: (1) identify the sources of reluctance that prevent them using English actively, (2) reflect on the ways to overcome their reluctance to speak English, (3) find ways that they have not done before to do English conversation better, (4) increase their confidence in speaking English, (5) enlarge their knowledge about good English, (6) enlarge their knowledge about English as an international language versus English native speakerism. The activity was done in two ways; teaching and training packaged in webinar form. Last, this community service results on the participants’ satisfaction on the overall item evaluation administered. It is indicated by the result of post activity survey analysis showing very satisfactory level (mean >=4).
The Principal's Role as Supervisor to Develop Pedagogic Competence of the Elementary School’s Teacher Dea Mustika; Nurhayati; Zulhendri; Rusdinal; Nurhizrah Gistituati
East Asian Journal of Multidisciplinary Research Vol. 1 No. 4 (2022): May 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v1i4.362

Abstract

This study aims to determine the role of school principals in the development of teacher pedagogic competencies in elementary schools. For the development of teacher pedagogic competence, this research refers to the academic supervision of teachers. This study used descriptive qualitative method. Data collection techniques through observation, interviews and documentation review. Testing the validity of the data using source triangulation and technical triangulation. Data analysis techniques include data collection, data reduction, data presentation and drawing conclusions. The conclusion of this study is that the principal acts as a supervisor in the development of teacher pedagogical competencies through the implementation of activities to review learning tools, monitor learning tools and choose supervision assessment instruments.
Strengthening Pancasila Student Profiles In Independent Learning Curriculum In Elementary School Nurhayati; Jamaris; Sufyarma Marsidin
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 1 No 6 (2022): IJHESS-JUNE 2022
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v1i6.183

Abstract

The objective of this study is to see how the Pancasila Student Profile is strengthened in the Independent Learning Curriculum in elementary schools. The data collection method was the research library, and the approach was qualitative. According to the findings of the study, reinforcing the Pancasila Student Profile in the Independent Learning Curriculum provides a solution for developing Pancasila-based character.  The Pancasila Student Profile has six competencies consisting of faith, fear of God Almighty, noble character, global diversity, cooperation, independence, critical reasoning, and creativity. The Pancasila Profile strengthening project is cross-disciplinary learning with a Project-Based learning approach and differs from project-based learning in the classroom. The government is promoting the Transformational Teacher Program as the spearhead of equal distribution of education and strengthening the Pancasila Student Profile. The government assists transformational schools through consultative and asymmetric assistance, strengthening school human resources, learning with a new paradigm, data-based planning, and digitizing schools
The Role Of Trust And Transparency In Forming Shariah Bank Customer Loyalty Nurhayati
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.10650

Abstract

The purpose of this study is to analyze the role of trust and transparency in shaping Sharia bank customer loyalty. The method used is a literature review, examining various scientific sources, including journals, books, and publications relevant to the research topic. The data used is secondary data, analyzed descriptively and qualitatively through a process of reduction, presentation, and conclusion drawing. The results indicate that trust is a fundamental factor influencing customer loyalty because it reflects customer confidence in the integrity, security, and compliance of bank operations with Sharia principles. Meanwhile, transparency plays a crucial role in building and strengthening trust through information disclosure, clear contracts, and honest and accountable communication. Good transparency can increase customer understanding and comfort, thus encouraging the formation of long-term relationships. Trust and transparency are interconnected and simultaneously influence customer loyalty. Transparency is the foundation for building trust, while trust strengthens loyalty by increasing customer commitment and retention. However, challenges remain in its implementation, such as a lack of information transparency and suboptimal levels of customer trust. Therefore, integrating trust and transparency is key to increasing customer loyalty in Islamic banks. Therefore, a sustainable strategy is needed to improve both aspects to support the development of the Islamic banking industry.
Pengaruh Kegiatan 2m (Menggambar & Menempel Terhadap Perkembangan Seni Rupa Anak Usia 5-6 Tahun Di TK Bakti Pertiwi Desa Batang Pane II Padang Lawas Utara Sumatera Utara Tanti Rahayu; Dewi Sri Suryanti; Nurhayati
JURNAL ARMADA PENDIDIKAN Vol 4 No 2 (2026): JURNAL ARMADA PENDIDIKAN
Publisher : Kilau Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60041/jap.v4i2.487

Abstract

This study was motivated by the limited implementation of visual art activities in early childhood education that effectively support children's artistic development. Learning activities tend to be less varied, providing children with insufficient opportunities to develop their drawing and collage skills optimally. This study aimed to determine the effect of the 2M activities (Drawing and Pasting) on the visual art development of children aged 5–6 years at TK Bakti Pertiwi, Batang Pane II Village, North Padang Lawas, North Sumatra. The study employed a quantitative approach using a one-group pretest–posttest experimental design. The research population consisted of 25 children, while the sample included 14 children from Group B selected through purposive sampling. Data were collected through observation, tests, and documentation and were analyzed using the t-test to examine the research hypothesis. The findings revealed that the 2M activities had a significant positive effect on children's visual art development. The average visual art development score increased from 28.27% in the pretest to 92.26% after the treatment (posttest). Furthermore, the t-test results showed that the calculated t-value (13.803) was higher than the t-table value (1.782), with a significance value of 0.000 < 0.05. Therefore, the null hypothesis (H₀) was rejected, and the alternative hypothesis (H₁) was accepted. It can be concluded that the 2M activities (Drawing and Pasting) significantly improve the visual art development of children aged 5–6 years at TK Bakti Pertiwi. These activities can therefore be implemented as an effective learning strategy to foster creativity and artistic skills in early childhood education
Rasionalitas Ekonomi dalam Perspektif Teoritis dan Praktis: Dari Homo Economicus hingga Rasionalitas syari'ah Nurhayati; Nanda Suryadi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.26479

Abstract

Artikel ini mengkaji pergeseran paradigma rasionalitas ekonomi dari pendekatan konvensional Homo Economicus menuju alternatif konsep Homo Islamicus dalam kerangka ekonomi Islam. Model Homo Economicus, yang berakar pada teori utilitarianisme, memandang individu sebagai agen rasional yang selalu mengutamakan kepentingan pribadi dan maksimisasi keuntungan. Namun, pendekatan ini dianggap tidak cukup untuk menjelaskan kompleksitas perilaku ekonomi manusia yang juga dipengaruhi oleh nilai moral, sosial, dan spiritual. Sebagai respons terhadap krisis etika dalam sistem ekonomi modern, ekonomi Islam menawarkan pendekatan rasionalitas yang lebih menyeluruh melalui model Homo Islamicus, yakni individu yang bertindak berdasarkan prinsip syari’ah seperti keadilan, kejujuran, dan tanggung jawab sosial. Penelitian ini bertujuan untuk mengidentifikasi perbedaan mendasar antara kedua model tersebut serta menganalisis kontribusi rasionalitas Islami dalam membentuk perilaku ekonomi yang berorientasi pada keseimbangan antara kepentingan individu dan kemaslahatan umum. Dengan menggunakan pendekatan kualitatif dan metode studi pustaka, penelitian ini menganalisis literatur lima tahun terakhir mengenai perilaku ekonomi dan teori rasionalitas dalam perspektif Islam. Hasil kajian menunjukkan bahwa Homo Islamicus mengintegrasikan dimensi etika dan wahyu dalam pengambilan keputusan ekonomi melalui prinsip maqāṣid al-syarī‘ah, sehingga menghasilkan pendekatan yang lebih manusiawi, adil, dan berkelanjutan. Penelitian ini merekomendasikan pengembangan model empiris Homo Islamicus serta integrasi nilai-nilai Islam dalam pendidikan ekonomi dan kebijakan publik.
E-Money di Asia Selatan dan Tenggara: Studi Kasus Malaysia, Pakistan, dan Afghanistan Nurhayati; Syahpawi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.26590

Abstract

Penelitian ini bertujuan untuk mengkaji dan membandingkan perkembangan serta pelaksanaan uang elektronik (e-money) di tiga negara, yaitu Malaysia, Pakistan, dan Afghanistan, yang memiliki karakteristik ekonomi dan sosial yang berbeda. Objek penelitian mencakup sistem e-money yang berlaku di masing-masing negara, termasuk aktor utama, kebijakan regulatif, serta infrastruktur pendukung. Penelitian ini menggunakan metode kualitatif deskriptif dengan pendekatan studi pustaka, di mana data diperoleh melalui dokumentasi literatur, laporan kebijakan, dan studi sebelumnya terkait sistem keuangan digital. Hasil penelitian menunjukkan bahwa Malaysia telah berhasil mengembangkan ekosistem e-money yang matang melalui dukungan pemerintah, infrastruktur digital yang kuat, dan regulasi yang ketat. Pakistan menunjukkan pertumbuhan signifikan terutama dalam layanan branchless banking yang menyasar populasi unbanked, meskipun masih menghadapi tantangan literasi dan infrastruktur. Sementara itu, Afghanistan mengalami hambatan besar dalam pengembangan e-money akibat instabilitas politik, infrastruktur digital yang minim, dan dominasi sistem keuangan informal. Sebagai saran, ketiga negara diharapkan dapat terus memperkuat regulasi, meningkatkan literasi digital dan keuangan masyarakat, serta memperluas infrastruktur teknologi demi mendukung inklusi keuangan dan mempercepat transformasi ekonomi digital di kawasan masing-masing.
Transformasi Digital dalam Ekonomi Syariah: Inovasi Teknologi untuk Penguatan Ekosistem Keuangan Halal di Era 5.0 Nurhayati; Julina
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.26594

Abstract

Penelitian ini bertujuan untuk mengeksplorasi transformasi digital dalam ekonomi syariah serta bagaimana inovasi teknologi memperkuat ekosistem keuangan halal di era Revolusi Industri 5.0. Objek penelitian mencakup layanan keuangan syariah berbasis digital seperti fintech, e-wallet halal, crowdfunding syariah, dan smart contract Islami. Metode yang digunakan adalah pendekatan kualitatif deskriptif melalui wawancara mendalam dengan pelaku industri, regulator, dan akademisi, serta studi dokumentasi literatur dan kebijakan. Hasil penelitian menunjukkan bahwa digitalisasi meningkatkan efisiensi layanan, memperluas inklusi keuangan syariah, dan mendukung pencapaian maqashid syariah. Namun, tantangan tetap ada dalam bentuk rendahnya literasi digital syariah, kesiapan regulasi yang belum optimal, serta perlunya tata kelola dan pengawasan syariah yang ketat. Penelitian ini menyimpulkan bahwa transformasi digital adalah strategi fundamental dalam membangun ekosistem keuangan Islam yang inklusif, efisien, dan berdaya saing. Untuk ke depan, disarankan adanya penguatan literasi digital, sinergi antar pemangku kepentingan, serta investasi pada infrastruktur teknologi halal agar transformasi ini berjalan sesuai prinsip syariah secara menyeluruh.
Strategi Efektif Pengembangan Keuangan Syariah untuk Mengatasi Ketimpangan Sosial Ekonomi Nurhayati; Fauqah Nuri Aini; Muhammad Albahi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.26760

Abstract

Keuangan syariah adalah sistem keuangan yang berlandaskan prinsip-prinsip Islam dengan tujuan menciptakan keadilan serta kesejahteraan ekonomi yang berkelanjutan. Makalah ini mengulas konsep dasar keuangan syariah, termasuk definisi, prinsip-prinsip utama, serta instrumen dan produk yang diterapkan dalam praktik ekonomi modern. Melalui pendekatan analitis, makalah ini menguraikan perbedaan mendasar antara sistem keuangan syariah dan konvensional, dengan menyoroti larangan terhadap riba, gharar, dan maysir sebagaimana diatur dalam ajaran Islam. Selain itu, penerapan risk-sharing dalam transaksi keuangan syariah menegaskan pentingnya keadilan dan transparansi. Di Indonesia, perkembangan keuangan syariah menunjukkan tren positif, didukung oleh regulasi pemerintah serta meningkatnya kesadaran masyarakat terhadap produk keuangan yang sesuai dengan prinsip Islam. Secara global, negara seperti Malaysia dan Uni Emirat Arab juga menjadi pusat pertumbuhan industri ini. Meski demikian, penerapan keuangan syariah masih menghadapi tantangan, termasuk kompleksitas regulasi, keterbatasan sumber daya manusia, serta perbedaan interpretasi terhadap prinsip syariah yang perlu diselesaikan guna meningkatkan daya saing industri ini. Selain itu, makalah ini mengeksplorasi potensi instrumen keuangan syariah, seperti sukuk, wakaf, dan zakat, yang berperan dalam redistribusi kekayaan serta pengurangan kesenjangan ekonomi. Dengan mengedepankan nilai keadilan, transparansi, dan tanggung jawab sosial, keuangan syariah tidak hanya berorientasi pada keuntungan, tetapi juga pada kesejahteraan masyarakat secara luas. Diharapkan, pembahasan dalam makalah ini dapat memberikan wawasan yang lebih mendalam mengenai keuangan syariah serta kontribusinya terhadap pembangunan ekonomi yang berkelanjutan.
Co-Authors Azwar Ananda Dewi Sri Suryanti Fauqah Nuri Aini Harum Natasha Jamaris Jamaris Julina kurnia budiyanti Mainar Fitri Muhammad Albahi Nurdiana Nurhizrah Gistituati Riri Fauzana Riza Amelia Rizki Fiprinita Roswati Rusdinal Sufyarma Marsidin Suryadi, Nanda Syahpawi Tanti Rahayu Vini Wela Septiana zelly putriani Zulhendri