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All Journal J-MAS (Jurnal Manajemen dan Sains) OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ASAWIKA: Media Sosialisasi Abdimas Widya Karya Jurnal Ilmu Ekonomi dan Bisnis Islam JPLED Kanigara
Octaviana Arisinta
Unknown Affiliation
Humanities Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Physics Social Sciences Other

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Journal : JPLED

 1 
Analysis of Smart Economy in Increasing UMKM Income through Digital Education in the Northern Coast of Maneron Village, Sepulu District (Case Study of UMKM Actors) Maruti Djulaeha; Octaviana Arisinta
Journal of Practice Learning and Educational Development Vol. 5 No. 2 (2025): Journal of Practice Learning and Educational Development (JPLED)
Publisher : Global Action and Education for Society

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58737/jpled.v5i2.474

Abstract

Smart Economy is a technology-based approach in managing the economic sector to improve efficiency, productivity, and business competitiveness. In today's digital era, MSMEs are faced with the demand to be able to adapt to technological developments, one of which is through the implementation of Smart Economy. This study aims to analyze the extent to which the implementation of Smart Economy can increase the income of MSME actors in Pesisir Utara, Maneron Village, Sepulu District. This study uses a descriptive qualitative approach with a case study method on five MSME actors who have used digital technology in their business processes. The results of the study show that the implementation of e-commerce and social media has a direct impact on increasing income and expanding the reach of the MSME market. However, there are still obstacles in terms of digital literacy, internet infrastructure, and business assistance. This study recommends continuous digital training, strengthening infrastructure, and multi-party collaboration as strategies to strengthen the Smart Economy in coastal areas.
The Influence of Convenience, Benefits, and Security on Students' Interest in Using the DANA E-Wallet in the Context of Digital Literacy Mukaromah, Siti Shahlatul; Octaviana Arisinta
Journal of Practice Learning and Educational Development Vol. 5 No. 4 (2025): Journal of Practice Learning and Educational Development (JPLED) in Progress
Publisher : Global Action and Education for Society

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58737/jpled.v5i4.509

Abstract

Rapid advancements in digital technology have shifted consumer behavior toward cashless transactions, making digital wallets increasingly popular, especially among students. DANA is one of the most sought-after digital wallets. This research aims to determine the influence of convenience, benefits, and security variables on the interest in using the DANA e-wallet among students at STKIP PGRI Bangkalan. This quantitative study uses a non-probability sample and involves 40 student respondents who are active users of the DANA application. Data was collected thru online questionnaires and analyzed using multiple linear regression via IBM SPSS version 25. The results show that the variables of ease, benefits, and security have a significant influence, both partially and simultaneously, on students' interest in using DANA. Among the three, the benefits variable has the most dominant influence, followed by security and ease. With a coefficient of determination (R²) value of 0.794, it can be seen that the third variable explains 79.4% of the variation in usage interest. Meanwhile, the remaining 20.6% was influenced by other factors not included in this study. This finding indicates that improving ease of use, tangible benefits, and data security features is crucial in increasing user engagement and interest in digital wallet services, particularly among students.
The Effect of Digital Payment QR Code Implementation and Digital Service Knowledge on Consumer Satisfaction of Mypertamina Application Users (Case Study: SPBU Pertamina 54,691,03) Qurrotul A’yun; Octaviana Arisinta
Journal of Practice Learning and Educational Development Vol. 5 No. 4 (2025): Journal of Practice Learning and Educational Development (JPLED) in Progress
Publisher : Global Action and Education for Society

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58737/jpled.v5i4.715

Abstract

Digital transformation has experienced rapid advancement, particularly in payment processes and increasingly sophisticated data storage systems. This development is not only limited to the information technology sector, but has also expanded to various other sectors, including the energy sector such as subsidized fuel distribution. This study aims to determine the influence of QR code implementation, digital payment, digital service knowledge, and service quality on consumer satisfaction among users of the MyPertamina application at SPBU Pertamina 54.691.03. This research employed a non-probability sampling technique with purposive sampling and involved 55 respondents who use the MyPertamina application. Data were collected through online and offline questionnaires, then analyzed using multiple linear regression with IBM SPSS version 21. The results show that QR code implementation, digital payment, digital service knowledge, and service quality have a significant influence both partially and simultaneously on consumer satisfaction among MyPertamina application users at SPBU Pertamina 54.691.03. With a coefficient of determination (R²) value of 0.861, it is evident that these four variables explain 86.1% of the variation in consumer satisfaction, while the remaining 13.9% is influenced by other factors not included in this study. These findings indicate that technological transformation, accompanied by enhanced digital service knowledge, can facilitate the management of subsidized fuel data, improve payment efficiency, and support better service quality, thereby strengthening the positive consumer experience and increasing satisfaction among MyPertamina application users.
Co-Authors Aldila Septiana Fadilatul Akmalia Hallim Ika Lis Mariatun kaLis Mariatun Manah Tarman Maruti Djulaeha Mohsinah, Dian Alfiyanti Mukaromah, Siti Shahlatul Nadia Ulfa Qurrotul A’yun Romiftahul Ulum Ulum, Romiftahul Uswatun Hasanah Yusrianto Sholeh