I Gusti Ayu Athina Wulandari
Universitas Warmadewa

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Journal : Warmadewa Economic Development Journal (WEDJ)

Analisis Efisiensi Penyaluran Kredit pada Lembaga Perkreditan Desa (LPD) di Kecamatan Denpasar Selatan A. A. Gede Agung Parameswara; I Ketut Darma; Athina Wulandari; Ni Kadek Laksmi Dewi
Warmadewa Economic Development Journal (WEDJ) Vol. 1 No. 1 (2018): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.1.1.1114.1-13

Abstract

Village Credit Institutions are financial institutions operating in villages that have a role in the development of trade in Pakraman village in Bali Province. This study aims to determine the factors that influence the efficiency of lending carried out by LPDs in South Denpasar District. Determination of samples in this study using saturated sample techniques or census Data collection using questionnaires and research respondents as many as 33 respondents. Data analysis used is validity and reliability test, classic assumption test, and multiple linear regression method. Based on data analysis, it was concluded that the control environment, risk assessment, information and communication, control and monitoring activities had a positive and significant effect on the efficiency of lending to LPDs in South Denpasar District.
Analisis Pengaruh Variabel-Variabel dalam Perekonomian Terbuka terhadap Pertumbuhan Produk Domestik Regional Bruto (PDRB) Provinsi Bali (Studi Kasus pada Sub Sektor Barang dari Kayu) I Gusti Ayu Athina Wulandari; A.A. Gede Agung Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 1 No. 1 (2018): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.1.1.1116.22-29

Abstract

Industry of wood handycraft is one of sub sector export oriented industry where the product becomes a superior export commodity. Nevertheless, the growth of GDP are fluctuated based on times series data from 2008-2016. This research using multiple regression analysis. The result shows that in simultan effect ,inflation, US$ exchange, and export value have a significant effect to the growth of GDP sub sector wood handycrat industry. In partial effect, inflation and US$ exchange have a positive and signifficant effect while the export value have no significant effect to the growth of GDP sub sector wood handycraft industry.
Pengaruh Pendapatan per Kapita, Suku Bunga Bi Rate, Inflasi dan Kurs Dollar Amerika Serikat terhadap Simpanan Pihak Ketiga pada Bank Umum di Provinsi Bali I Gusti Ayu Athina Wulandari; A.A. Gde Agung Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 2 No. 1 (2019): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.2.1.1148.10-17

Abstract

This research aims is to analyse the effect of macroeconomic variables in 4 sector economic to third party fund. Times series data period 2001-2010 has been used in this research. That period has choosen because that years Bali Blast happened until the recovery years so that we know how big are people interest to save their money in bank during that years which full of safety issues. With multiple regression analysis we have the result that only income per capita has a positive and significant effect to thirf party fund. BI interest rate, inflation, and US dollar exchange has no significant effect to third party fund.
Pengaruh Produk Domestik Regional Bruto (PDRB), Suku Bunga Tabungan dan Inflasi Terhadap Simpanan Masyarakat di Bank Umum Provinsi Bali I Wayan Yudiana; Gede Aryawan; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 2 No. 2 (2019): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.2.2.1362.72-83

Abstract

Public savings in Commercial Banks can be a source of funding for the business when channeled back in the form of loans, so that it can encourage the growth of the real sector that has a positive impact on economic growth. The purpose of this research is to know the effect of gross regional domestic products, savings interest rate and inflation to public savings in the commercial bank of the Province of Bali simultaneously and partially. The data used is time period data 2013 until 2017. The research method used in this research is a quantitative method, while the analysis technique used is multiple linear regression analysis. The results of the analysis of this research state that simultaneously gross regional domestic products, savings interest rate and inflation have a positive and significant effect to public savings. Partially, gross regional domestic products have a positive and significant effect to public savings, while savings interest rate and inflation does not have a significant effect to public savings.
Peranan Pelanggan Dalam Produksi Industri Kerajinan Perak Di Kota Denpasar I Gusti Ayu Athina Wulandari; A.A. Gede Agung Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1589.1-9

Abstract

The aim of this study is to analyze the role of regular customers owned by each unit of the silver handicraft business. Furthermore, this study also looks at how the influence of the use of production factors such as raw materials, capital and labor in the silver handicraft business on the number of permanent customers owned and on the production of silver handicrafts. This study uses primary data collected through questionnaires and analyzed using path analysis. In-depth interviews were conducted to justify the results of the analysis. Based on the results of the analysis, raw materials have a positive and significant effect while capital and labor do not have a significant effect on customers. Raw materials and labor have positive and significant effects while customers and capital have negative and significant effects on production.
Pengaruh Capital Adequancy Ratio, Net Interest Margin,Biaya Operasional Pendapatan Operasional Dan Loan Deposit Ratio Terhadap Non Performing Loan Di Pt. Bank Pembangunan Daerah Bali Tahun 2009 – 2017 Ni Wayan Eka Yuliani; A. A. Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1590.10-20

Abstract

NPL is one indicator in assessing the soundness of banks. This study aims to examine the effect of CAR, NIM, BOPO and LDR on Non Performing Loans at PT. Regional Development Bank of Bali in the count of I - IV in 2009 - 2017 using multiple linear analysis methods. The results of this study produce an F Test which all independent variables (CAR, NIM, BOPO and LDR) have a liner / influence with NPL variables and partially, CAR has a significant and significant effect on NPL, NIM has a positive and not significant effect on NPL, influential BOPO positive and significant effect on NPL and LDR positive and not significant effect on NPL.
Pengaruh Dana Pihak Ketiga dan Kredit Bermasalah terhadap Penyaluran Kredit pada Lembaga Perkreditan Desa (LPD) Sekecamatan Kediri Kabupaten Tabanan Ni Wayan Ayu Utari; Kompiang Bagiada; I Gst Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1614.38-44

Abstract

The research entitled Effect of Third Party Funds and Problematic Loans on Credit Distribution at Village Credit Institutions (LPD) in Kediri District, Tabanan Regency. The formulation of the problem is: How to Influence Third Party Funds and Troubled Loans simultaneously and partially on Credit Distribution LPD in the Kediri District. The Research Objective is to find out how the influence of Third Party Funds and Problematic Loans Against Credit Distribution In the LPD of Kediri District. Data analysis is done by dummy variables and hypothesis testing with multiple linear regression analysis methods. The results showed that partially Third Party Funds had a positive and significant effect on Credit Distribution while Problematic Loans had a negative and not significant effect on Credit Distribution. Simultaneously Third Party Funds and Troubled Loans significantly influence Credit Distribution at the Kediri District LPD.
Pengaruh Penyaluran Kredit, dan Dana Pihak Ketiga (DPK) Terhadap Profitabilitas Lembaga Perkreditan Desa (LPD) di Desa Pakraman Ubud Tahun 2015-2018 Kadek Gita Dwi Cahaya Putri; I Made Sara (Scopus ID: 57207688235); I Gusti Ayu Athina Wulandari; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2269.52-58

Abstract

LPD is one of the institutional elements of Pakraman Village which is carries out the financial function of Pakraman Village to manage the financial potential of Pakraman Village. This institution is very potential and has been proven in advancing the welfare of the village community and meeting the interests of the village it self. This research aims to determine the effect of lending, and third party funds on the profitability of LPDs in the Pakraman village of Ubud from 2015 to 2018. This research uses 1 Village Credit Institution (LPDs) in 4 years of observation, in order to obtain 48 sample observations with using multiple linear analysis methods. The results of the research indicate that the t test on the variable lending has a positive and significant effect on the profitability of LPDs, the variable of third party funds has a positive and significant effect on the profitability of LPDs. While the F test results obtained variable credit distribution and third party funds have a significant effect on the profitability of LPDs in Desa Pakraman Ubud.
Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2009-2018 Ni Made Mareta Dewi Saputri; A. A. Ketut Jayawarsa; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2316.65-72

Abstract

The research is entitled The Effect of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018. The formulation of the problem is: How the influence of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018 simultaneously and partially. The aims of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2009-2018. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. Inflation variable partially has a negative and significant effect on public savings, while the BI Rate variable partially has a negative and significant effect on public savings.
Pengaruh Dana Pihak Ketiga, BI Rate dan Inflasi Terhadap Penyaluran Kredit Pada PT. Bank Mandiri, Periode 2014(I) -2018(IV) Vania Maria Sarmento Naro; Anak Agung Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.1.3148.28-38

Abstract

This study aims to determine the effect of third party fund, BI Rate and Inflation on lending at Mandiri Bank. Data collection is obtained by collecting data published by the Financial Services Authority, Indonesia Bank and Mandiri Bank. This study used time series data and analyzed using multiple linear regression analysis techniques, namely to determine the effect of independent variables on the dependent variable using hypothesis testing, namely simultaneous test (F Test) and partial test (t test). The result of the F test indicate that the variable third party funds, the BI Rate and Inflation have a significant effect on lending at Mandiri Bank, with a significance level (0.000<0.05). The t test results show the partially Third Party Fund have a positive and significant effect with a significance level (0.000<0.005), BI Rate has a positive and insignificant effect with a significance level (0.395>0.005) and Inflation has a negative and insignificant effect with a significance level (0.059>0.05) on lending to Mandiri Bank.