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All Journal Ekonomi Bisnis Edueksos : Jurnal Pendidikan Sosial & Ekonomi Ecosains GEMA EKONOMI Jurnal STEI Ekonomi As-Sidanah : Jurnal Pengabdian Masyarakat Jurnal Ekonomi Trisakti Jurnal Pengabdian Mandiri PENANOMICS: INTERNATIONAL JOURNAL OF ECONOMICS Media Ekonomi Dirkantara Indonesia Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi International Journal of Community Service Implementation Economic Development Analysis Journal Golden Ratio of Taxation Studies

Nurhayati

Universitas Trisakti

Author-ID : 3199598

Religion Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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LITERASI ASURANSI BAGI MASYARAKAT DESA MANGUN JAYA TAMBUN SELATAN Nurhayati Nurhayati; Richy Wijaya; Tri Kunawangsih; Aji Kusuma
As-Sidanah Vol 4 No 2 (2022): OKTOBER
Publisher : LP2M Universitas Ibrahimy

Public interest in insurance programs is still low. What is suspected to be the cause of the low level of public interest, especially the Indonesian people, towards this non-bank financial institution is the incomplete information obtained by the public about this institution in an effort to improve the quality of life in the future. Insurance is widely regarded as a consumer product for the upper class who have more funds and assets that they feel need to get more protection. In fact, insurance has other benefits and advantages for all circles of society at large. The problems highlighted by the OJK include unscrupulous agents who are classified as fraud on customer premium deposits, welcoming calls with closed questions, 'unitlink statements' which only cover insurance and administrative costs, and the absence of information on calculating premium returns in the event of contract cancellation at the time of policy. take place. The problems in the insurance industry started when financial inclusion was quite high, but literacy was still low. This means that financial products are in high demand by the public, but their understanding of these products is still low. Based on experience so far in both banks and insurance, knowledge of investment still needs to be improved. In helping OJK provide insurance literacy for the community, this Community Service has a mission to improve Insurance Literacy for the Community in Mangun Jaya Village, Kec. South Tambun. Training on Insurance Literacy will be held on March 27, 2022 for 2 hours. In accordance with the Covid-19 protocol, which limits the number of participants, the training can only be attended by 13 participants, most of whom are women. To be able to see whether the training provided was able to improve insurance literacy for participants, a test was carried out using a Paired Sample T-test, the test results showed that the training provided was able to increase understanding about Insurance for the Mangun Jaya community in South Tambun.

ANALISIS FLYPAPER EFFECT PADA BELANJA DAERAH PEMERINTAH PROVINSI DI INDONESIA TAHUN ANGGARAN 2016 Nurhayati Nurhayati; Arif Wicaksono
Media Ekonomi Vol. 25 No. 1 (2017): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

This study aims to analyze whether there is a Flypaper Effect in the Implementation of Regional Expenditur es for the realization of the 2016 APBD and also estimate the effect of PAD and DAU on Regional Expenditures. The method of analysis uses analysis of Multiple Linear Regression using a sample of 34 provinces in Indonesia. The results of the study indicate that there is a positive influence between PAD and DAU on Regional Expenditures. In addition, the results of the study revealed the results that there was a Flypaper Effect in the Implementation of Regional Expenditures in the Realization of Provincial Government Budget in the Year 2016. The flypaper effect that occurred in the 2016 Fiscal Year in Indonerisa showed that the provincial government in Indonesia had not been able to create fiscal independence. from the still coherent transfer fund coefficient compared to the PAD coefficient.

FLYPAPER EFFECT PADA BELANJA DAERAH PEMERINTAH PROVINSI DI PULAU SUMATRA Nurhayati Nurhayati; Diana Septiana
Media Ekonomi Vol. 26 No. 2 (2018): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

The purpose of this study is to determine the phenomenon of the flypaper effect on the General Allocation Fund (DAU), Regional Original Income (PAD) on regional spending in provinces on the island of Sumatra. The dependent variable in this study is Regional Expenditure while the independent variable General Allocation Fund (DAU) and Local Original Revenue (PAD) flypaper effect phenomenon is a condition when the government responds to more spending by using balance funds rather than using Local Original Revenue (PAD). This study uses panel data analysis Multiple Linear Regression analysis tools. The population of this study is all regions in the province of Sumatra, which consists of 10 provinces with a total sample of 50 regions on the island of Sumatra over a 5-year period from 2014-2018. The results showed that Local Original Revenue and General Allocation Fund in general had a positive effect on regional expenditure on the island of Sumatra. However, judging by Local Original Revenue province has a positive influence on regional spending only in the provinces of Lampung, Riau, South Sumatra, North Sumatra and Aceh. Whereas General Allocation Fund has a positive influence on regional spending only in the provinces of North Sumatra and South Sumatra. This study also concluded that in general there was a flypaper effect on provinces on the island of Sumatra because the Local Original Revenue (PAD) coefficient value was smaller than General Allocation Fund (DAU).

PENGARUH DER, PDB DAN EPS TERHADAP HARGA SAHAM PERUSAHAAN ASURANSI YANG TERDAFTAR DI BEI Putri Aulia Febrianti; Nurhayati Nurhayati
Media Ekonomi Vol. 27 No. 2 (2019): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

This research purpose is to discover the influence of Debt Equity Ratio (DER), Gross Domestic Product (GDP), and Earning Per Share (EPS) to The Price of stocks of insurance company which are listed in Indonesia Exchange Stock. The research method used in this study is quantitative research methods. The sample is 5 insurance companies listed in Indonesia Exchange Stock which were previously determined by the purposive sampling method. Data collected in the form of annually financial reports for each Insurance companies listed in Indonesia Exchange Stock from 2014 -2018 The analysis technique used is panel data regression. Based on the analysis conducted stated that DER has a negative effect on the stock prices of insurance companies and GDP, EPS has a positive influence on the stock prices of insurance companies listed on the Indonesian Exchange Sctock. However, on the other hand the growth of gross domestic product has a direct and significant effect on the value of shares of insurance companies listed on the Indonesian Exchange Stock.

DETERMINASI KEMISKINAN DAN PENGANGGURAN DI INDONESIA Nurhayati Nurhayati; Sri Yani Kusumastuti
Media Ekonomi Vol. 28 No. 1 (2020): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

It is generally seen that the number of poor people tends to decrease, and the unemployment rate also tends to decrease slowly, but economic growth has decreased. Therefore, this study wants to look at the factors that influence poverty and unemployment in Indonesia during the 2014-2018 period. The object of the research is to take a case in Indonesia using panel data which is a combination of time series data and cross section, where time series data are from 20014-2018 and cross sections are 33 provinces in Indonesia. The analytical tool used to answer the problems raised in this study is the Linear Data Panel Regression. The first step to do is to issue estimation results, namely Common Effect Model, Fixed Effect Model, and Random Effect Model. The second stage is to choose the model using the Chow Test, Hausman Test and LM Test. The third stage is to analyze the magnitude of the coefficient, coefficient sign, significance test and goodness of fit test (coefficient of determination and Global Test). The test results show that the unemployment model uses alpha 10%, there are variables that have negative effects such as WAGE and Health, while RGDP, POP and EDUC have no statistical effect. The poverty model shows that of the five variables proposed in influencing the level of open unemployment at an error rate of 10% are RDGP, WAGE, EDUC and HEALTH while POP has no statistical effect. The final model shows statistically at a 10% error rate there is a positive influence on the level of open unemployment that has been influenced by RGDP, POP, WAGE, EDUC and HEALTH on poverty levels in Indonesia.

Pengaruh Literasi Keuangan dan Kepercayaan terhadap Minat Beli Produk Asuransi di Kalangan Mahasiswa Ahmad Buchori; Nurhayati Nurhayati; Richy Wijaya W
Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan Vol 11, No 2 (2022): Ecosains: Jurnal Ilmiah Ekonomi dan Pembangunan
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ecosains.12070757.00

This study explains the relationship between research variables by testing existing hypotheses. In this study, the authors explain and examine the relationship between the independent variables in the form of financial literacy and perceptions of trust and the dependent variable is buying interest. This study is a quantitative study and questionnaires were collected and processed using variant-based Structural Equation Modeling (SEM).The results show that between the two variables, the perception of trust can act as the strongest predictor in predicting interest in buying insurance products among students. Then, the results also show that the level of student financial literacy can also predict the interest in buying insurance products among students quite well, although it is still lower than the influence of the variable perception of trust.

Pengaruh Kondisi Sektor Kesehatan terhadap Pertumbuhan Ekonomi di Indonesia Tasya Aurelya; Nurhayati Nurhayati; Samuel Fery Purba
Jurnal Ekonomi Vol 31 No 02 (2022): [Jurnal STEI Ekonomi - JEMI] Vol. 31 No. 02 (Desember 2022)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia (BPJP - STIE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/jemi.v31i02.752

One of the successes of national development is measured by the increasing economic growth of the country and the increasing quality of public health. A nation's capacity to acquire high-quality human resources in order to produce a sustainable economy is greatly influenced by health. The purpose of this study is to represent and analyze the effects of various factors on Indonesia's economic development, including the percentage of smoking in people aged ≥ 15 years (RKK), the health allocation fund (DAK Health), the percentage of children aged less than 6 months who received exclusive breastfeeding (ASI), the percentage of married women aged 15-49 years (KWN) and unmet need health services (LYN). The panel data method and secondary data from BPS (www.bps.go.id) from 2016 to 2020 are used in this study. The test results show that cigarettes indicator have a negative impact, but the DAK Health indicator, ASI indicator, KWN indicator, and LYN indicator, have a positive impact on aggregate economic growth in 34 Indonesian provinces. With the exception of the islands of Sulawesi, Kalimantan, Java, Bali-Nusa Tenggara, and Sumatra, the results of the investigation in 34 provinces of Indonesia show that cigarettes indicator generally have a positive impact. With the exception of the islands of Maluku-Papua, Java, Sumatra, and Bali-Nusa Tenggara, the DAK Health as a whole have a favorable impact. Overall, the ASI indicator have a favorable impact on economic growth, except for the islands of Maluku-Papua and Bali-Nusa Tenggara. KWN indicator have a positive correlation with economic growth in 34 Indonesian provinces. Finally, LYN indicator have a favorable effect on the aggregate in Indonesia, with the exception of the islands of Sulawesi, Maluku-Papua and Bali-Nusa Tenggara.

DETERMINASI TINGKAT KEMANDIRIAN FISKAL 62 KABUPATEN TERTINGGAL DI INDONESIA Nurhayati; Sri Yani Kusumastuti; Nur Hidayatullah; Agustina Suparyati
Media Ekonomi Vol. 30 No. 2 (2022): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v30i2.14986

This study aims to see the determination of regional fiskal independence in 62 underdeveloped districts in Indonesia. This research data was obtained from secondary with a sample of 62 underdeveloped districts in Indonesia from the period 2014-2019. This research uses a Multiple Linear Regression analysis tool with panel data. The test results show that those that have a sign that is in accordance with expectations and statistically significant are economic growth and local revenue with an error rate of 5%, then H1 and H3 are accepted. While the poverty rate has no effect on the fiscal independence of 62 underdeveloped districts in Indonesia, H2 is rejected. The results of this study are expected to contribute to research on regional development and sustainable development in Indonesia, especially for studies on how to reduce the backwardness of districts in Indonesia.

ANALISIS TAX HOLIDAY DAN FUNDAMENTAL PEREKONOMIAN NEGARA TERHADAP FOREIGN DIRECT INVESTMENT (FDI) DI ASEAN-9 Ridwan Pandu Sunaryo; Nurhayati
Media Ekonomi Vol. 30 No. 2 (2022): Oktober
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v30i2.15764

In the current era of liberalization, openness to foreign capital is an important factor affecting the economic performance of a country. Foreign Direct Investment (FDI) is an important source of capital for developing countries including ASEAN member countries. This study aims to determine the effect of taxation factors, namely tax holidays and corporate income tax rates, as well as non-tax factors, namely political stability and security, regulatory quality, domestic market size, macroeconomic stability, and labor availability on FDI flows in ASEAN. This study uses panel data regression. Research data is secondary data in the form of 2010-2019 period from 9 ASEAN member countries. The results of this study indicate that taxation factors, namely tax holidays and corporate income tax rates, have no effect on FDI flows. Meanwhile, for non-taxation factors, the quality of regulations and regulations, the size of the domestic market, and macroeconomic stability have an influence on FDI flows. Other non-tax factors, namely political stability and labor availability, have no influence on FDI flows in these countries.

Co-Authors Adrian Ahmadi Begung Agustina Suparyati Ahmad Buchori Aina Zahra Parinduri Aisyah Nurkhansa Putri Aji Kusuma Aldri Frinaldi Amran, Ellyana Andjani Putri Ramadhani Ani Nuraini Anisa Suci Ramadhana Anita Roosmalina Matusin Arif Wicaksono Arini Gischa Femila Asep Hermawan Ayu Ekasari Bianda Salsabila BUDI SANTOSA Budi Santosa Cicilia Benita Putri Patricia Cicilia Sriliasta Bangun Dendy Ovary Sudiar Detris Sulisto Dewi Ayu Marcelina Diana Septiana Dorina Widowati Elfira Ifdaniyah Estevania Wise Maharani Ezra Fikri Ramadhan Fadhlurrahman Ruslan Fadilla, Meita Indah Hane Andreanu Subiyakto Intan Afriyani Jakaria Kasyfil Aziz Kesumawardani, Nadia Kezia Br Aritonang Khairul Adlan Sinambela Khusnul Ramadhan Eka Putri Muftiah Faraditza Nur'ain Muhammad Fahurrahman Nadia Trisanti Naufal Fahri Muliadin Tayeb Nur Hidayatullah Nurfiningrum, Erista Powell Gian Hartono Putri Aulia Febrianti Putri Jasmine CahyaNingrum Putri R. Rosiyana Dewi Rafael Evan Pradityo Ratna Darasih Richy Wijaya Ridwan Pandu Sunaryo Ryozky Frederich Samuel Fery Purba Savero Demas Assadin Sita Noveni Raudha Sri Yani Kusumastuti Syafri Syafri Syafri Syafri Syafri Mandai Syafri Syafri Syafri, Syafri Syahla Larrissa Tasya Aurelya Tri Kunawangsih Wulansari Wulansari Yusran, Husna Leila

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