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Journal : J-CEKI

Tafsir Progresif Ayat-Ayat Al-Quran dalam Fatwa Dsn-Mui Tentang Akad Samsarah Rihaniyah, Rihaniyah; Muhaini, Akhmad; Riyantoro, Septian Fiktor
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.8249

Abstract

This research explores the application of maqāṣid al-sharia in Fatwa No. 151/DSN-MUI/VII/2022 issued by the National Sharia Board of the Indonesian Ulema Council (DSN-MUI) regarding the samsarah contract. Employing a qualitative research method involving a literature review, this study conducts a philosophical analysis of the six Qur'anic verses cited in the fatwa, focusing on the application of maqāṣid al-sharia, which encompasses the preservation of religion, life, intellect, lineage, and property. Through a maqāṣid al-sharia analysis, this research reveals the relevance of progressive interpretation, particularly from the perspective of Ibn ‘Ashur, in explaining the sharia principles underlying the samsarah contract. The findings indicate that the DSN-MUI fatwa strives to establish justice and transparency in Islamic economic transactions, aligning with Islamic values. Consequently, this research contributes to a more holistic and contextual understanding of Islamic law and bridges the gap between classical teachings and contemporary societal challenges. This research is expected to enrich academic discourse and Islamic legal practice in the field of Islamic economics.
Tafsir Maqashid Ayat-Ayat Al-Qur’an dalam Fatwa DSN-MUI No. 153/DSN-MUI/VI/2022 Tentang Pelunasan Utang Pembiayaan Murabahah Sebelum Jatuh Tempo Huda, Nurul; Nursobah, Achmad; Muhaini, Akhmad
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.8467

Abstract

The fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) serve as vital instruments for the developing of Sharia economics and finance in Indonesia. One notable example is Fatwa No. 153/DSN-MUI/VI/2022, addressing early repayment of murabahah financing debt before its due date. This fatwa represents DSN-MUI's efforts to align Sharia principles with modern market realities while upholding justice and public benefit. Central to the fatwa's formulation is the Quranic foundation, particularly regarding justice, honesty, and fulfillment of contracts. Wahbah Az-Zuhaili's maqashid-based interpretative approach offers a compelling framework for examining the fatwa, emphasizing its normative and practical dimensions with a focus on the community's well-being. This study employs a qualitative methodology through library research, integrating a normative-philosophical analysis. Using Wahbah Az-Zuhaili's tafsir maqashid, it explores the interconnection between Quranic values, such as justice and the prohibition of exploitation, and the principles embedded in Fatwa No. 153/2022. The findings reveal the fatwa's maqashid principles, including fairness, prevention of gharar (uncertainty), and economic pragmatism, such as incentivizing early debt repayment while safeguarding institutional interests. This analysis underscores the integration of Sharia law into contemporary financial regulations, highlighting its capacity to balance individual and institutional interests. The study provides valuable insights into the broader discourse of Islamic legal reasoning and its application in modern Sharia financial practices.