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Journal : Muamalah

 1 
PENDAPAT DOSEN FAKULTAS SYARI’AH DAN HUKUM UIN RADEN FATAH PALEMBANG TERHADAP SISTEM JAMINAN HUTANG PADA BANK Koniah, Imroatun; Nilawati, Nilawati; Armasito, Armasito
Muamalah Vol 4 No 2 (2018): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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ABSTRAK Pada dasarnya, setiap manusia hingga pada setiap harinya selalu berhadapan dengan segala macam kebutuhan. Dalam menghadapi kebutuhan ini, sifat manusia pada umumnya berharap selalu ingin dapat memenuhi semuanya. Padahal kebutuhan ini beraneka ragam ada yang perlu diutamakan, ada yang dinomor duakan, dan ada yang dapat dipenuhi kemudian hari. Untuk dapat memenuhi kebutuhan tersebut, yang banyak terjadi adalah baik orang maupun perusahaan rela meminjam uang di lembaga berbadan hukum seperti bank atau koperasi, dan tidak sedikit juga yang meminjam uang secara perseorangan yang banyak terjadi di masyarakat, karena meminjam uang secara perseorangan membutuhkan proses yang cepat walau dengan bunga yang sedikit lebih tinggi. Karena itu skripsi ini mengambil permasalahan yaitu: Bagaimana pendapat dosen fakultas syariah dan hukum UIN Raden Fatah Palembang terhadap sistem jaminan hutang pada bank ? Apa yang menjadi landasan hukum pendapat dosen fakultas syariah dan hukum UIN Raden Fatah Palembang terhadap sistem jaminan hutang pada bank? Metode yang digunakan dalam penelitian ini berupa penelitian lapangan (field research) penelitian ini merupakan penelitian kualitatif dengan menggunakan sumber data primer dan di dukung data skunder dengan teknik pengumpulan data berupa wawancara, dokumentasi dan kepustakaan. Kemudian data-data tersebut di analisis dengan deskriptif, kualitatif dan di simpulkan secara deduktif. Hasil penelitian di peroleh bahwa Para Pendapat Dosen Fakultas Syari’ah Dan Hukum UIN Raden Fatah Palembang Terhadap Sistem Jaminan Hutang Pada Bank itu Mayoritas Responden Sependapat jika melakuan pinjaman harus ada yang di jaminkan, seperti halnya barang dan surat yang di jaminkan harus berharga, bernilai dan dapat diuangkan. Ladasan Hukum Menurut Dosen Fakultas Syari’ah Dan Hukum UIN Raden Fatah Palembang memperbolehkan adanya jaminan hutang pada bank, selama memenuhi syarat dan rukunnya. Kata kunci : Sistem dan Jaminan Hutang (Rahn)
PERSEPSI DOSEN FAKULTAS SYARI’AH DAN HUKUM UIN RADEN FATAH PALEMBANG TERHADAP PRAKTEK PEMBULATAN HARGA DARI TOTAL BELANJA KONSUMEN DI TOKO SWALAYAN Sanata, Alfan; Nilawati, Nilawati; Gibtiah, Gibtiah
Muamalah Vol 4 No 1 (2018): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

ABSTRACT This research entitled Perception of Syari'ah Faculty Lecturers and Law of UIN Raden Fatah Palembang Against the Practice of Rounding Prices from Total Consumer Expenditures at Supermarkets. This research is motivated by the practice of price rounding that occurs in supermarkets. The practice of rounding prices seems to only benefit one party because it is done without an agreement between the two parties. Two things were raised as the focus of the research. First, what was the Perception of the Lecturers of the Faculty of Sharia and the Law of UIN Raden Fatah Palembang on the Practice of Rounding Prices of Total Consumer Expenditures at Supermarkets. Second, What is the Legal Basis Used by Lecturers of the Sharia Faculty and Law of UIN Raden Fatah Palembang Against the Practice of Rounding Prices from Total Consumer Expenditures at Supermarkets. This research is a field research (Field Research), which is located in the Faculty of Syari'ah and the Law of UIN Raden Fatah Palembang. The method of data collection in this study is through interviews and literature. as primary data obtained from interviews with the Syari'ah Faculty Lecturers and the Law of UIN Raden Fatah Palembang. While secondary data is data obtained from books and research results related to the practice of rounding prices. after the data is obtained, then it is analyzed using qualitative descriptive techniques. From the descriptions presented by various reviews, the authors conclude that the perceptions of the Shari'ah faculty lecturers and the law of raden fatah regarding the practice of rounding prices of total consumer spending in supermarkets must be in accordance with the rules that apply in Islamic teachings. The legal basis that is suitable for use by lecturers is QS. An-Nisa ': 29, which is a strict prohibition on a believer who eats up the wealth of others with a physical path, except in trading on the basis of liking. And QS. Al-Maidah: 38 "assariqu wassariqatu faqtha’u aidiyahuma" that if a man or woman steals, then cut off his second hand.
PEMIKIRAN MUHAMMAD SYAKIR SULA TENTANG SISTEM OPERASIONAL ASURANSI SYARI’AH Mupidah, Mupidah; Nilawati, Nilawati; Zuraidah, Zuraidah
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

Insurance is a financial services business to raise public funds through the collection of insurance premiums, with the aim of providing protection to members of the community of insurance service users against the possibility of loss due to an uncertain event. The formulation of the problem is the Operational System of Sharia Insurance in Eliminating Gharar, Maisir, and Riba and the Legal Basis used by Muhammad Syakir Sula in Mengelimir Gharar, Maisir and Riba in Sharia Insurance. This research is a library research (Library Research) The source of data obtained from books, tafsir and hadith related to insurance. In the operational system of sharia insurance to eliminate or avoid elements of gharar, maisir can be done with akad akafuli (help and mutual guarantee) by changing the contract and dividing the funds of the participants of both accounts. While usury can be eliminated with a mudarabah agreement (profit sharing) by using the legal basis of Al-Qur'an and Hadith. Keywords: Sharia Insurance, System, Operational
TINJAUAN HUKUM EKONOMI SYARI’AH TERHADAP AKAD PERJANJIAN KERJA SAMA ANTARA PORTER DAN PT. KAI Asril, Andi; Harun, Muhamad; Nilawati, Nilawati
Al-muamalah Vol 10 No 1 (2024): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/muamalah.v10i1.23850

Abstract

  The cooperative relationship between the company and the workers still leaves serious problems regarding the rights and obligations of each party, as well as what happens in the cooperative relationship between the porter and the company PT. KAI at Palembang Kertapati Station. This study aims to determine the mechanism of the work relationship between the porter and PT. KAI at Palembang Kertapati Station, knowing the role of porters in improving the service quality of PT. KAI at Palembang Kertapati Station, and knowing the sharia economic law review of the cooperation agreement between the porter and PT. KAI at Palembang Kertapati Station. The method used in this research is to use a qualitative approach. This type of research is field research. Sources of data used are primary data sources and secondary data sources. Respondents or informants in this study are people who have knowledge of the work of porters at Palembang Kertapati Station, and some of the porters themselves. Data collection techniques are carried out through observation, interview, and documentation techniques. The results of the analysis in the discussion can be concluded from several points, namely: First, the working relationship between the porter and PT. KAI at Palembang Kertapati Station is a volunteer worker at PT. KAI that works at Palembang Kertapati Station with a permit and coordination mechanism at the Head of Kertapati Station in Palembang. Second, the role of porters in improving the service quality of PT. KAI at Palembang Kertapati Station is to fulfill the vision of PT. KAI. And third, a review of sharia economic law on the cooperation agreement that if viewed based on the contract, the work agreement or syirkah (in Islamic view) that occurs between the porter and PT. KAI is a syirkah 'abdan / syirkah' charity, and if seen according to thecontract ijarah, even though in the working relationship between the porter and PT. KAI at Palembang Kertapati Station according to PT. KAI that porter is not part of PT. KAI and also not part of Palembang Kertapati Station, but the wages earned by porters are directly from passengers who use their services on the terms of the rates set by PT. KAI.
Co-Authors Abd Manaf, Salmiani Abdul Mahsyar Abubakar, Rahmah Adang Effendi AGUS PURWANTO Alfian Rokhmansyah Andani, Nia Nafilah Anissa F, Fahira Armasito, Armasito Aryanto, Rudi Asril, Andi Bakhtiar Bakhtiar Bessy, Dian Savira Cecep Anwar Hadi Firdos Santosa Cici, St. Tenri Danny Widyakusuma Hermawan, Danny Widyakusuma Della, Della Dona Alicia Dwi Harjanto, Ganang Dwi Wahyuni Ganefianti, Dwi Wahyuni Ezrifal Sany Fadlia Indasari Fajar, Rahmat Fajarna, Farah Fakhrudin Fathurrahman Fathurrahman Fikri, Al Filatamar, Anggun Fitriani, Junjun Frayoga, Angga Gibtiah Gibtiah Gulo, Widya Jerni Gustari, Nopian Hamidah . Hamuni, Hamuni Hasibuan, Bulqis P. Haykal, Muhammad Heliyani, Heliyani Herawati, Yanti Herry Yuli Christianto, Herry Yuli Hikmah Hikmah I Wayan Gunada Irnaning Handayani, Novarina Kadi, Kadi Khairatil Mar’ah Khoiri, Qolbi Khoiri, Qolbi Koniah, Imroatun Kosim Kosim Krisna Rendi Awalludin Lia Lajuna M. Sukarno Maghfirah, Aulia Atika Marihati Marihati, Marihati Martina Martina Masjudin, Masjudin Masjudin, Masjudin Mauliza, Mauliza Mayapada, Retno Muhamad Harun Muhammad Ihsan Akib Muhammad Tahir Muhammad Zuhdi Mupidah, Mupidah Muryati Muryati Muryati Muyati, Muryati Mustamin, Siti Walidah Nanik Indah Setianingsih, Nanik Indah Nasuka Nasuka, Nasuka Naz’aina, Naz’aina Nerlin, Nerlin Novarina Irnaning Handayani, Novarina Irnaning Novita, Nia Hairu Nurazizah Rusyda Nurhalifa Nurhalifa Nurhayati Nurhayati Nurjannah Nurjannah Nurpaidah, Nurpaidah Oktaviani, Coryna Padang, Alisarjuni Pratika, Mayabi Pratiwi, Ningsih Ika Presda, Ignasius Qadrini, Laila Ramadhan, Bachori Rame Rame, Rame Ratnadila Anggraini Reski, Nurul Riduwansah, Riduwansah Ridwan, Isnaini Rijal, Khairul Riswan Riswan Rizal Awaludin Malik, Rizal Awaludin Ruliaty, Lisa Rupawan, I Kadek Rusdinal, Rusdinal Sanata, Alfan Saputra, Irwan Shinta Shinta Sihombing, Cindy Laura Margareth Silvy Djayanti Silvy Djayanti, Silvy Sitti Nurbaya Sri Indah Lestari Subandi, Ahmad Suci Tri Wardani Suharni Suharni Sukadi, Iwan Sariono Sulaiman, Hasma Sulistiana, Ria Suradi, Ahmad Suryadi, Ismed Suryadi, Ismet Suryati, D. Susdawanita Susdawanita, Susdawanita Syahrial Ayub, Syahrial Tande, Elviani Teguh Prakoso Usman, Said Wahyudi Wahyudi Wahyuni , Wahyuni Warda Toatubun Yanti, Ery ZA, Saida Zainurossalamia Zaiman, M Fachry ZURAIDAH ZURAIDAH